About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
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About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
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10 Best Independent Living Facilities in Louisville, KY

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The average starting cost of independent living in Louisville, KY, is $3,754 per month, according to A Place for Mom’s proprietary data. The top-rated independent living communities in Louisville are StoryPoint Northfield, The Ashton on Dorsey and Magnolia Springs Louisville, based on our ranking methodology.

Independent living communities in Louisville provide a home where you can enjoy life without the headaches of owning a home. Residents enjoy resort-style perks such as housekeeping, concierge services, and on-site dining. Most of Louisville’s independent living facilities are located east of downtown in the Middletown area, but you’ll find some scattered across the entire metro.

Using our proprietary local data, we created this helpful guide that includes detailed answers to questions about independent living in Louisville, KY, including average costs, local senior benefits, reviews from real residents, and resources tailored to retirees and their families.

Louisville Independent Living Facilities | 1212 Reviews

Showing 60 communities
Last Updated: 4/16/26
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Best of Senior Living

The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, and memory care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

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Photo of StoryPoint Northfield
9090 Photos available
9.8
Review score
56 reviews
9.8
Review score
56 reviews
5 star
67%
4 star
20%
3 star
7%
2 star
4%
1 star
2%
See all reviews
Dominion has made our mothers life amazing and the experience for us has been seamless! What a great family atmosphere. The people are so caring and in tune with the residents. We could not have asked for a...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to StoryPoint Northfield! This isn’t just a place to reside — it’s a place where our community members truly shine, and we are glad to share this experience with them. Our senior living options include independent living, assisted living and memory care. Throughout each service level, we...
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Photo of The Ashton on DorseyCommunity card badge
2828 Photos available
33 Floor plans available
9.8
Review score
50 reviews
9.8
Review score
50 reviews
5 star
80%
4 star
18%
3 star
0%
2 star
0%
1 star
2%
See all reviews
The Ashton at Dorsey had a very clean and bright atmosphere. Lots of natural light, colors that brightened rooms in both the common areas and apartment. The team at The Ashton was also very friendly and...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Dealing with the realities of aging can be challenging—from physical limitations and medical issues to cognitive changes and more. No matter where you are in your story, we know that finding the right senior living experience is paramount. At The Ashton on Dorsey, we’re dedicated to helping you...
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Photo of Magnolia Springs LouisvilleCommunity card badge
1313 Photos available
44 Floor plans available
9.7
Review score
150 reviews
9.7
Review score
150 reviews
5 star
89%
4 star
10%
3 star
0%
2 star
0%
1 star
1%
See all reviews
I visit a friend of mine at Magnolia Springs! Everyone is always friendly and professional. The building is clean and smells nice. I would recommend Magnolia Springs assisted living too friends and family.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Magnolia Springs Whipps Mill is an assisted living and memory care community located in Louisville, Kentucky. Louisville is an exciting city in Jefferson County that is known for its annual festivals, museums and art galleries and outdoor attractions. Whether you are visiting Louisville for the...
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Photo of StoryPoint Louisville EastCommunity card badge
4444 Photos available
2121 Floor plans available
9.5
Review score
126 reviews
9.5
Review score
126 reviews
5 star
51%
4 star
35%
3 star
8%
2 star
4%
1 star
2%
See all reviews
Great staff. Well balanced, tasty meals. The one bedroom apartment, with which I am familiar, is a very nice size. Living area with fridge and sink, with room for seating, curio cabinets, etc. Bedroom with...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to StoryPoint Louisville East! This isn’t just a place to reside — it’s a place where our community members truly shine, and we are glad to share this experience with them. Our senior living options include active adult and independent living. Throughout each service level, we strive to...
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Photo of StoryPoint Louisville South
4444 Photos available
2525 Floor plans available
9.5
Review score
93 reviews
9.5
Review score
93 reviews
5 star
58%
4 star
24%
3 star
8%
2 star
4%
1 star
6%
See all reviews
I LIVE AT STORY POINT SOUTH AND HAVE BEEN HERE A YEAR AND A HALF AND I AM VERY SATISFIED WITH MY HOME. THIS IS AN AMAZING PLACE TO BE IN MY LATER YEARS BUT WE HAVE FUN AND EXCITEMENT AND SPECIAL EVENTS AND...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to StoryPoint Louisville South! This isn’t just a place to reside — it’s a place where our community members truly shine, and we are glad to share this experience with them. Our senior living options include independent living. Throughout each service level, we strive to make every moment...
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Photo of Traditions at Beaumont
1818 Photos available
55 Floor plans available
9.4
Review score
84 reviews
9.4
Review score
84 reviews
5 star
71%
4 star
20%
3 star
5%
2 star
0%
1 star
4%
See all reviews
My dad was not there very long before he passed, but they made sure he was comfortable, well feed. His room was always clean. And the people were very patient with him and very helpful when he needed...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Traditions at Beaumont is a peaceful assisted living community located in the Fern Creek area of southwest Louisville, Jefferson County, Kentucky. Our comfortable community provides a taste of country living while remaining easily accessible from any location in the greater metropolitan area. We...
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Photo of Harmony at Tucker Station
55 Photos available
1414 Floor plans available
9.4
Review score
20 reviews
9.4
Review score
20 reviews
5 star
60%
4 star
15%
3 star
10%
2 star
10%
1 star
5%
See all reviews
It has been the best experience! The Community Leadership Team is so organized. They are a well oiled machine and easy to work with in my opinion. They are all upbeat passionate people who work well together...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Independent Living | Personal Care | Memory CareComfort. Easy elegance. Irresistible cuisine. Friends and family. These are the elements that make a person feel at home, and they are the very essence of everyday senior living at Harmony at Tucker Station. Located in Louisville, Kentucky, our...
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Photo of Creekside on Whipps Mill Road
1212 Photos available
9.2
Review score
41 reviews
9.2
Review score
41 reviews
5 star
59%
4 star
32%
3 star
2%
2 star
5%
1 star
2%
See all reviews
They were very helpful getting him moved in quickly and he seems happy there. Staff was wonderful and it is VERY clean and they really go out of their way to make it feel like home.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
This community does not fulfill the legal definition of Assisted Living in Kentucky. A Place for Mom uses the term "assisted living" to indicate that the community provides some level of assistance with daily living activities. It does not indicate that the facility meets official state...
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Photo of Vitality Living Springdale
1010 Photos available
44 Floor plans available
9.2
Review score
73 reviews
9.2
Review score
73 reviews
5 star
73%
4 star
19%
3 star
3%
2 star
1%
1 star
4%
See all reviews
They are very easy to work with at Vitality. Any concerns are addressed immediately. Staff all seem to have a lot of patience with the residents. They are actually trained in memory care which was not the...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Vitality is your premier choice for senior living in Kentucky.? We are committed to ensuring that every service and amenity helps create the enriched, active life you or your loved one deserves. Vitality Living Springdale specializes in Independent Living, Assisted Living, Memory Care communities...
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Photo of Creekside on Bardstown
1010 Photos available
9.1
Review score
40 reviews
9.1
Review score
40 reviews
5 star
43%
4 star
28%
3 star
8%
2 star
3%
1 star
18%
See all reviews
So far, how they take care of my mom. I was scared that because it was so much less money that the attention to her (keeping her clean, clothes changed and matching, room straighten) would be less. Again, so...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
At Creekside on Bardstown, our focus is to promote resident independence, so they may enjoy life to the fullest! Unlike many other senior living communities, our affordable monthly rates are “all inclusive” which gives families peace of mind knowing each month the rent rate will not fluctuate....
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Photo of Vitality Living Stony Brook
88 Photos available
66 Floor plans available
9.0
Review score
85 reviews
9.0
Review score
85 reviews
5 star
48%
4 star
40%
3 star
7%
2 star
1%
1 star
4%
See all reviews
They are sometimes short of staff, so there are times that her room may not be cleaned as scheduled. They provide ample opportunities for residents to get out in the community to shop and attend...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
As the premier independent living, assisted living, and memory care community in a great location with easy access to Louisville’s east end. Here at Vitality Living Stony Brook, take advantage of a full calendar of educational, social, cultural and entertainment events, including outings to...
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Photo of Village Crossing Retirement Resort
1919 Photos available
1212 Floor plans available
9.0
Review score
8 reviews
9.0
Review score
8 reviews
5 star
87%
4 star
13%
3 star
0%
2 star
0%
1 star
0%
See all reviews
After touring 4 other well-reviewed facilities in our area, we found Village Crossing. We found it to be a new, modern facility with amenities we were looking for with an open, bright layout. Common areas...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Louisville's newest all-inclusive senior living community is NOW OPEN! Imagine coming home to a warm, friendly community that's luxurious, safe and comfortable. Maintenance and light housekeeping are included, and every meal of the day is expertly prepared and pleasing to the palette. With all...
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Photo of Sunrise of Louisville
1919 Photos available
44 Floor plans available
Pricing promotion expiring soon
8.9
Review score
66 reviews
8.9
Review score
66 reviews
5 star
69%
4 star
22%
3 star
7%
2 star
1%
1 star
1%
See all reviews
[name removed]'s wonderful care, concern and leadership in the memory unit is so appreciated. Activity director,[name removed], is exceptional and makes every effort to involve all residents who wish to...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Sunrise of Louisville is a fun and enjoyable assisted living community located on the East End of Louisville, Jefferson County, Kentucky. Our vibrant community provides a familial, social atmosphere in a scenic and developed area of Louisville. We offer a variety of comfortable accommodations...
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Photo of The Spring House at Louisville
1111 Photos available
Pricing promotion expiring soon
8.9
Review score
14 reviews
8.9
Review score
14 reviews
5 star
65%
4 star
14%
3 star
14%
2 star
0%
1 star
7%
See all reviews
It has been a great experience with a helpful staff that was knowledgeable and kind. Easy move in process. Very clean. We are very pleased with the situation.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Vitality Living St Matthews
55 Photos available
66 Floor plans available
8.5
Review score
38 reviews
8.5
Review score
38 reviews
5 star
58%
4 star
34%
3 star
8%
2 star
0%
1 star
0%
See all reviews
Vitality, St Matthews, as an awesome and varied activity program. If someone wants to have exercise, art, singing, or entertaining group activities, such as crosswords, jigsaw puzzles, bingo, or other family...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
As the premier independent living and assisted living community in the St. Matthews area, we are conveniently located in the unique St. Matthews neighborhood, with easy access to shopping, dining, festivals and the arts, Vitality Living St. Matthews offers independent living and assisted living...
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Photo of Forest Hills Commons
1616 Photos available
1515 Floor plans available
8.4
Review score
27 reviews
8.4
Review score
27 reviews
5 star
44%
4 star
37%
3 star
15%
2 star
4%
1 star
0%
See all reviews
Residents and staff have been very welcoming to my mom. Activities for residents are well spaced out through the day. Facility is smaller and has a very cozy feel. Nice courtyard in center section gives it a...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Forest Hills Commons is a new assisted living community that offers apartments and memory care for mature adults in the beautiful city of Louisville, Jefferson County, Kentucky. The community's private apartment living is perfect for people who want their independence, but still need assistance....
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Photo of Magnolia Springs East Louisville
2121 Photos available
66 Floor plans available
Pricing promotions available
8.2
Review score
86 reviews
8.2
Review score
86 reviews
5 star
89%
4 star
7%
3 star
1%
2 star
0%
1 star
3%
See all reviews
After visiting many assisted living facilities in the Saint Matthews area, we received a call that a unit fitting our desired specifications had just opened at Magnolia Springs East Senior headed there to...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Welcome to Magnolia Springs East Senior Living community! Every day, we specialize in family, food and fun. You will see in the smiling faces of our residents, staff, and family members that we are more than just a beautiful building outside; we are truly a warm and beautiful family...
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Photo of Symphony of Valley Farms
1717 Photos available
8.1
Review score
70 reviews
8.1
Review score
70 reviews
5 star
55%
4 star
14%
3 star
13%
2 star
7%
1 star
11%
See all reviews
Don't be afraid to ask questions. Someone will have the answer. Yes I would definitely recommend Symphony at valley farms. It is a great facility.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Situated near scenic Iroquois Park, Symphony at Valley Farms is a vibrant, warm senior living community located near Park Terrace Hospital and St. Mary’s Hospital as well as Valley Commons Shopping Center and many restaurants and other convenient shopping. Wake up every day in a safe,...
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Photo of StoryPoint Middletown
4646 Photos available
44 Floor plans available
9.8
Review score
116 reviews
9.8
Review score
116 reviews
5 star
92%
4 star
6%
3 star
2%
2 star
0%
1 star
0%
See all reviews
StoryPoint was a wonderful place for him to spend his last few months close to family. The staff was friendly and welcoming to my dad and communicated promptly with me when any issues came up with his care....
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to StoryPoint Middletown! This isn’t just a place to reside — it’s a place where our community members truly shine, and we are glad to share this experience with them. Our senior living options include independent living and enhanced living. Throughout each service level, we strive to...
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Photo of The Pointe at Brookside
77 Photos available
9.8
Review score
25 reviews
9.8
Review score
25 reviews
5 star
84%
4 star
16%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I helped my friend get in there. One of the good things is a deliver meals. If you can't go for lunch and dinner, it's close to a safe area, it's close to shopping if you need to get out and head means to...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Forum at Brookside is an independent full-service community situated on 40 acres of rolling green grass, trees and flowers - an outdoor lover's dream. Our community features a comfortable lifestyle, superb amenities and the highest standards of hospitality and service. Independent Living In...
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Photo of Arcadia Louisville
1111 Photos available
9.6
Review score
39 reviews
9.6
Review score
39 reviews
5 star
61%
4 star
26%
3 star
5%
2 star
0%
1 star
8%
See all reviews
Staff is warm, friendly, and they give the residents a lot of attention. Activities are well thought out, but seem geared more to women (probably because that is the majority of residents). Wish there were...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Call Wickshire Blankenbaker home and choose an apartment with the comforts of home but the opportunity to focus on what matters most to you. Situated on beautifully wooded acreage along Blankenbaker Parkway, Wickshire Blankenbaker offers personal care in Louisville, Kentucky. This vibrant...
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Photo of Christian Care Communities - Middletown
2424 Photos available
Pricing promotions available
9.6
Review score
32 reviews
9.6
Review score
32 reviews
5 star
84%
4 star
13%
3 star
3%
2 star
0%
1 star
0%
See all reviews
We were attracted to them because of the I would recommend to others. They have wonderful caring staff, nice and friendly residents
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
We are a faith-based, non-profit community in the heart of Middletown/Douglas Hills area. We're nestled in a quiet neighborhood, yet close to stores, restaurants, medical offices and major routes.Assisted Living (State Licensed)•Our one-room and two-room suites. All-inclusive rates with no tiered...
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Photo of Inspirations of Mount Washington
1313 Photos available
9.4
Review score
25 reviews
9.4
Review score
25 reviews
5 star
84%
4 star
12%
3 star
4%
2 star
0%
1 star
0%
See all reviews
What we like the most about the community is that the staff shows so much compassion for our family . They go out of their way to make sure she is happy and and has all she needs . I wouldn't have my mom...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We are continuing to admit new Residents, where possible and appropriate, to help residents and families in need. We will do all we can to help those who are in need of our services now and always.We are now offering Virtual Tours of our communities via Skype, Zoom and Google Duo. If you’re...
Photo of Brookdale Stonestreet
1212 Photos available
33 Floor plans available
Pricing promotion expiring soon
8.3
Review score
59 reviews
8.3
Review score
59 reviews
5 star
45%
4 star
32%
3 star
8%
2 star
5%
1 star
10%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Are you ready to live your best life?Here at our assisted living community, you can build new friendships and redefine your independence.  So go ahead and play Bunco or join your new friends for a Zen spa day. We’ll take care of the rest so you can focus on fun ways to spend your day.We can...
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Photo of Belmont Village St. Matthews
1616 Photos available
55 Floor plans available
7.5
Review score
42 reviews
7.5
Review score
42 reviews
5 star
55%
4 star
36%
3 star
7%
2 star
0%
1 star
2%
See all reviews
The facility was always very clean and organized. The dinners I had there were very good. The physical therapist was very good at communicating updates on Mom's progress. I think there were a good number of...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Located in the heart of the St. Matthews, just eight miles east of downtown Louisville, is the friendly community of Belmont Village at St. Matthews. Opened in 1999, our senior living facility provides a warm and welcoming home to residents as well as many cherished pets. There's no shortage of...
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Our methodology

How we rank order the Louisville community options above

We developed a proprietary recommendation system that orders Louisville community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

How much does independent living cost in Louisville, KY?

In Louisville, Kentucky, the average cost of independent living is $3,754 per month, based on A Place for Mom’s proprietary data.[01] This figure represents the starting base rent for independent living communities in Louisville and may vary depending on the amenities and services you choose. Factors such as the size and layout of your apartment, the type of community, and the location within the greater Louisville area can also influence the total monthly cost.

The average monthly cost of independent living in Louisville is comparable to the national average of $4,219, and higher than Kentucky’s average cost of $3,344 per month.[01] According to the Economic Research Institute, the overall cost of living in Louisville is 5% lower than the national average, which can help offset some of the costs of independent living.[02]

When compared with other senior living options in Louisville, the average starting cost of independent living is generally lower than both assisted living ($4,806 per month) and memory care ($4,861 per month). Higher costs for these options are tied to the need for personal care assistance, added supervision, and specialized support that aren’t a part of independent living.

Read more: Assisted Living vs. Independent Living: What’s the Difference?

The charts below are also based on average starting costs and do not include fees for care services or any other additional expenses.

Independent living costs in Louisville, KY, vs. nearby cities

Louisville, KY
$3,754/mo

Independent living costs in Louisville, KY, vs. state and national averages

Louisville, KY
$3,754/mo
U.S. national average
$4,219/mo

Independent living costs in Louisville, KY, vs. other senior living options

$4,920/mo
Independent Living
$3,754/mo

Independent living costs in Louisville, KY, by floor plan type

Studio
$2,947/mo
1 Bedroom
$3,458/mo
2 Bedroom
$4,338/mo
Detached Cottage/Bungalow
$1,850/mo

Senior living costs in Louisville vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Louisville, KY
Column state: Kentucky
Column national: U.S.
Community typeLouisville, KYKentuckyU.S.
Independent Living$3,754/mo$3,344/mo$4,219/mo
Assisted Living$4,863/mo$4,433/mo$4,759/mo
Memory Care$4,920/mo$4,459/mo$5,024/mo
Independent Living
Louisville, KY:$3,754/mo
Kentucky:$3,344/mo
U.S.:$4,219/mo
Assisted Living
Louisville, KY:$4,863/mo
Kentucky:$4,433/mo
U.S.:$4,759/mo
Memory Care
Louisville, KY:$4,920/mo
Kentucky:$4,459/mo
U.S.:$5,024/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Louisville, KY, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Louisville and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Louisville, KYKY stateNational

Independent living cost trends in Louisville, KY

The table below shows how monthly independent living costs in Louisville have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Louisville, KY$2,750/mo$2,677/mo+2.7%
Kentucky$2,982/mo$3,049/mo-2.2%
National$3,256/mo$3,166/mo+2.8%
Louisville, KY
2024 average cost:$2,750/mo
2023 average cost:$2,677/mo
Percent change:+2.7%
Kentucky
2024 average cost:$2,982/mo
2023 average cost:$3,049/mo
Percent change:-2.2%
National
2024 average cost:$3,256/mo
2023 average cost:$3,166/mo
Percent change:+2.8%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

How people pay for independent living in Louisville

Because independent living communities don’t provide direct care services, most insurance plans and government programs don’t cover the cost.  For many older adults, independent living offers flexibility and independence now, with the option to explore additional support later if needs change.

Private pay options

Most seniors who choose an independent living community use private pay methods since long-term care insurance doesn’t cover rent or meals. Personal income and assets that families often use to pay for independent living include:

Many seniors combine multiple income streams to make independent living more affordable and predictable. Other options include:

VA benefits

The U.S. Department of Veterans Affairs (VA) offers several programs to help eligible seniors who served in the U.S. military and their surviving spouses. Some VA benefits can ease financial stress and support a comfortable lifestyle in the independent living community of your choice. For example, some common programs whose payments can be used to pay for independent living include:

To avoid delays or missing out on benefits, it’s a good idea to gather your paperwork early and talk with a VA benefits counselor who can guide you through the application process and help you get the support you’ve earned.

Resources for veterans in Louisville

Louisville is home to almost 27,000 veterans, many of whom are 65 or older.[03] To support these older veterans and their families, Louisville offers a variety of local organizations that provide VA benefits assistance. They include:

Medicaid

Medicaid is a joint federal and state program that helps low-income families and individuals afford health care and long-term care. Kentucky Medicaid won’t pay for independent living rent or meal costs, but it may help cover certain health and personal care services if you should need them.

Kentucky’s Medicaid program helps seniors who need long-term care services in two ways: through the state’s regular plan and through the Home and Community Based (HCB) Waiver.{{citations:4,5}} The state’s regular plan is an entitlement, meaning that all eligible residents will receive services. The waiver is not an entitlement program, so availability may be limited and there may be a wait list. Both programs may help pay for such services as:

  • Personal care services such as eating, bathing, dressing, and personal hygiene
  • Transportation
  • Adult day health care
  • Respite care
  • Home modifications
  • Vehicle adaptations/modifications
  • Case management

Read more: Medicaid Long-Term Care: What Is It and What’s Covered?

Medicaid resources in Louisville, KY

In the Louisville area, families can turn to the following resource:

Medicare

Medicare is a federal health insurance program for people who are 65 and older and younger people with disabilities or specific conditions such as end-stage renal disease or ALS.[06] Because it’s a health insurance plan, Medicare won’t cover independent living. However, if you need medical care while you’re a resident of an independent living community, Medicare may cover medically necessary items and services such as medications, durable medical equipment, and more.

Medicare resources in the Louisville area

Elderly residents of Kentucky and their families can contact the state’s health insurance assistance program for free and unbiased information about Medicare:

What families are saying about independent living in Louisville

Recent reviews for independent living in Louisville

Crescent Place Assisted Living in Shelbyville, KY

3.5
Most people were very friendly, others not so much. Laundry often was not picked up, and/or returned. Same with trash. Cleaning was minimal. Meals were not good. Too salty. Not enough salads, fruit & veggies.

River Crossing in Charlestown, IN

5.0
The community is very caring and friendly. The experience was wonderful. The staff were very accommodating to the requests of our loved one. I would highly recommend this community to others for their loved one. The staff communication with the family was great! The Director of Marketing ...
Read more

Treyton Oak Towers in Louisville, KY

4.0
My Mother and I got a really good vibe from this facility. She really loved it here and we know we made the right decision. This is a cat-friendly place and all of the residents are fairly nice. For activities, they have things like exercise classes, once a week they have a pool trip, and they ...
Read more

Reviews mention these favorite features of communities

Friendly and helpful staff. Residents and families at communities like StoryPoint Louisville East and StoryPoint Louisville South praise the kindness and approachability of the staff. They go above and beyond to make residents feel welcome and ensure their needs are met.
Well-maintained facilities. Reviews consistently mention the cleanliness of communities, with specific mentions of well-kept apartments and common areas. For instance, at The Pointe at Brookside, the grounds, including a 40-acre campus, are described as beautiful and well-maintained.
A variety of engaging activities. Communities offer a range of activities to keep residents active and involved. At StoryPoint Middletown, residents enjoy activities like bingo, happy hours, and movies, as well as opportunities to get involved in gardening and arts and crafts.
Delicious meals and dining experiences. The food at various communities is a major highlight for residents, with many praising the quality and variety of options. At StoryPoint Louisville East, lunch offerings are described as delicious, with friendly servers adding to the enjoyable dining experience.
Comfortable and roomy accommodations. Residents appreciate the size and comfort of their apartments at communities like StoryPoint Louisville South and The Pointe at Brookside, which provide ample space and closet storage.
Strong sense of community. Numerous reviews mention the strong sense of community and friendship among residents. At Everlan of Louisville, new residents have quickly made friends and feel welcomed by both the staff and other residents.
AI generated from the text of family reviews

What is independent living like in Louisville?

Whether you’re searching for a community that supports aging in place or one that offers a more upscale, low-maintenance lifestyle, the Louisville area has a wide range of independent living options. In this section, you’ll find an overview of common features and amenities in local independent living communities to help you understand what’s available and what to expect in today’s market.

Multiple levels of care in one place

Many of our independent living partners in the Louisville area are part of communities that offer multiple levels of care on the same campus. In addition to independent living, these communities may also provide assisted living or memory care, both of which include round-the-clock supervision. This setup can support aging in place, allowing seniors to remain in a familiar environment if their care needs change over time.

That said, some seniors prefer a setting designed exclusively for independent residents. Stand-alone independent living communities only serve seniors who don’t need care services. There are several of these communities in the Louisville area.[01]

Accommodating layouts

As with most independent living communities across the country, those in the Louisville area offer a wide range of room and apartment options. Depending on your needs and lifestyle, you can choose from studio, one-bedroom, or two-bedroom apartments in many communities.

Some Louisville independent living communities also offer single-family cottages, which can provide extra space and a greater sense of privacy and independence. In certain cottage-style homes, residents may also have access to features such as a garage or a private yard, which can feel more like a traditional home.

Resort-like standards

Many of our independent living partners in Louisville offer more than the basics, helping residents enjoy an active, comfortable lifestyle. For example, all our Louisville independent living partners offer meals, which can make daily life easier and more predictable.[01] Many also offer day trips and outings, yoga and other fitness classes, trivia and other games, and live performances.

These charts offer a snapshot of the care-related supports, dining features, and entertainment options you’ll find in Louisville independent living communities. While they don’t capture every service or amenity available, they’re designed to help you compare what’s offered locally with nationwide trends. If you’d like help narrowing down communities based on specific preferences, our Senior Living Advisors are here to guide you.

Louisville independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Louisville independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Louisville, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Louisville independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Louisville partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Louisville, KYNational
Nutritionist / dietician
Nutritionist / dietician
31.7%
20.8%
Low / no sodium
Low / no sodium
46.7%
35.1%
No sugar
No sugar
45%
31.5%
Vegetarian
Vegetarian
41.7%
34.2%
Pureed meals
Pureed meals
21.7%
11%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Louisville independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Louisville communities that offer dining options to their discerning residents compared to our partners nationally.
Louisville, KYNational
Professional chef
Professional chef
45%
37.1%
Restaurant style dining
Restaurant style dining
51.7%
44.1%
Room service
Room service
45%
37.6%
Anytime dining
Anytime dining
21.7%
17.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Louisville independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Louisville offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Louisville, KYNational
Activity director
Activity director
56.7%
45.9%
Pet-focused programs
Pet-focused programs
40%
28.8%
Community service programs
Community service programs
46.7%
33.5%
Devotional activities on-site
Devotional activities on-site
56.7%
48%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
58.3%
49.5%
Outings / off-site activities
Outings / off-site activities
63.3%
54.6%
Piano or organ
Piano or organ
45%
43.7%
Arts and crafts center
Arts and crafts center
50%
38.9%
Educational speakers / life long learning
Educational speakers / life long learning
50%
42.4%
Clubs / games / karaoke
Clubs / games / karaoke
58.3%
47.8%
Live performances
Live performances
56.7%
47.4%
Dances
Dances
36.7%
33.6%
Fitness center
Fitness center
46.7%
40.1%
Fitness classes
Fitness classes
58.3%
47.1%
0.0%20.0%40.0%60.0%80.0%100%

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Unfamiliar with Louisville? Highlights for seniors

Louisville’s neighborhoods are known for their charm and walkability, and the city is home to abundant green spaces and cultural attractions, combining a welcoming small-town feel with the amenities of a larger city. This blend offers seniors opportunities for dining, shopping, and cultural experiences without long travel distances.

Top hospitals for seniors in Louisville

Forbes Magazine dubbed Louisville “America’s Aging Care Capital,” since the area is home to the largest grouping of aging care businesses in the U.S., including home-based health care, hospice, nursing homes, and other senior living services.[07] Louisville is home to forward-thinking health care systems that prioritize healthy aging. Seniors have access to high-quality medical care through several well-established hospitals and providers in the area. Many of these health systems offer specialized aging care teams and certified stroke centers, and they perform strongly in treating conditions that commonly affect older adults.

Learn about some of the Louisville area’s most distinguished hospitals below.

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Norton Hospital

The teaching hospital for the University of Louisville School of Medicine—is a certified Primary Stroke Center that treats strokes, heart conditions, diabetes, kidney failure, and joint replacements, all of which can be especially important for older adults.

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Baptist Health Louisville

Baptist Health Louisville is recognized for its stroke and heart attack care as well as colon cancer surgery, cardiology procedures, diabetes care, and joint replacements.

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UofL Health — Jewish Hospital

UofL Health – Jewish Hospital offers advanced care across pulmonary, cardiac, vascular, kidney, and orthopedic issues.

Transportation for seniors in Louisville

Whether you still drive or prefer other transportation options, you’ll find that getting around Louisville is easy and convenient. All of A Place for Mom’s independent living partner communities in the Louisville area offer parking for residents who have their own cars.[01] If you no longer drive, many communities also provide scheduled transportation services, offering a safe, reliable, and comfortable way to get to appointments, shops, or social events without relying on public transit.

Public transit in Louisville is provided by the Transit Authority of River City (TARC), which offers several services throughout Louisville and into nearby Indiana communities:

  • Fixed routes. Multiple bus routes travel throughout Louisville and into cities like Jeffersonville, Clarksville, and New Albany.
  • Bus Rapid Transit (BRT). This higher-frequency route runs along Dixie Highway into downtown Louisville.
  • TARC3 paratransit. Those who meet eligibility and disability requirements and cannot use other public transit systems may have access to this paratransit service, which goes door to door and mostly uses vans and taxis.

Louisville’s walkability, public transportation, and bike friendliness are rated on a scale of 0–100 by Walk Score, with 100 being the best. Louisville received the following scores:[08]

Transportation card image
34

Walk Score

Transportation card image
27

Transit Score

Transportation card image
43

Bike Score

Things to do in Louisville for seniors and their families

Louisville, Kentucky, offers a well-rounded mix of outdoor recreation, cultural attractions, sports, and culinary experiences, making it an appealing place for active older adults. Known nationally for the Kentucky Derby, Kentucky bourbon, and as a foodie destination, Louisville also stands out for its age-friendly initiatives, accessible venues, and vibrant neighborhood districts.

Iconic Louisville attractions

Louisville is home to several iconic attractions that blend history, culture, and accessibility for visitors of all ages.

  • Churchill Downs and the Kentucky Derby – Churchill Downs hosts the world-famous Kentucky Derby and offers accessibility accommodations, including shuttle services, while the Kentucky Derby Museum provides a year-round, relaxed way to explore Derby history.
  • Louisville Mega Cavern – One of the largest man-made cavern systems in the U.S., the Louisville Mega Cavern features accessible, wheelchair-friendly tram tours for comfortable underground exploration.
  • Muhammad Ali Center – Located downtown, the Muhammad Ali Center is an interactive museum honoring Louisville native Muhammad Ali, with accessible facilities and exhibits.

Collegiate and professional sports

In addition to horse racing, Louisville offers multiple large stadiums and sports venues:

Louisville’s Southern food scene and bourbon culture

Louisville is a nationally recognized culinary destination. Signature local dishes include:

Downtown Louisville is home to Whiskey Row and the Bourbon District, key stops along the Kentucky Bourbon Trail. Popular experiences include:

  • Kentucky Bourbon Trail tours
  • Guided tastings and distillery visits
  • Educational bourbon history tours

Many tours offer seated tastings and guided formats that are comfortable for older adults.

Shopping and neighborhood districts

Louisville’s neighborhoods each offer distinct shopping experiences:

These areas provide walkable districts ideal for daytime outings.

Arts and performing arts venues

Louisville has a thriving arts scene with accessible venues throughout the city.

The Kentucky Center for the Performing Arts hosts:

  • Orchestra performances
  • Broadway tours
  • Opera
  • Ballet
  • Guest speakers and comedians

The Iroquois Amphitheater, located in Iroquois Park, offers seasonal concerts in a scenic outdoor setting.

The city is also home to the Louisville Orchestra, Kentucky Opera, and Actors Theatre of Louisville.

Outdoor recreation and scenic experiences

Whether you enjoy teeing off on a scenic course, strolling through a waterfront park, or cruising along the Ohio River, the Louisville area offers plenty of ways to spend time outdoors.

  • Louisville’s riverboat cruises offer a relaxing ride with beautiful views of the downtown skyline, often with discounted rates for adults 65+, as well as themed events, sunset tours, and dining experiences.
  • Louisville’s parks provide miles of walking and hiking trails, along with spaces for fishing, picnicking, and camping.
  • Waterfront Park is a popular destination for paved riverfront paths and skyline views.
  • Just across the river, Jefferson Memorial Forest, one of the largest municipally owned urban forests in the United States, features more than 60 miles of trails, including the wheelchair-accessible Tulip Tree Trail.
  • Check out one of the ten public golf courses operated by the Louisville Metro Government, wiht affordable rates and courses designed to challenge a range of skill levels.

Independent living laws and regulations in Kentucky

Independent living communities aren’t typically licensed or regulated in the same way as assisted living and memory care communities. However, these communities must often meet state and city requirements, including building codes, fire safety regulations, and tenant rights laws that protect residents and renters. Learning about how independent living is regulated can help you make informed senior living decisions.

Read more: Independent living regulations in Kentucky

Frequently Asked Questions

StoryPoint Northfield, The Ashton on Dorsey and Magnolia Springs Louisville are the top-rated Independent Living facilities near Louisville, KY. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Independent Living in Louisville is $3,754 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
The average cost of Independent Living in Louisville is $3,754 per month. This cost may vary based on location, amenities, floorplan, level of care, and other factors.
No, Medicare won’t pay for independent living in Louisville, Kentucky.
Yes, seniors in Louisville can use their Social Security benefits however they see fit, including paying for independent living, although Social Security income is generally meant to supplement the total costs of independent living rather than covering the full amount.
No, Medicaid won’t pay for independent living in Louisville, Kentucky.

References

  1. A Place for Mom. (2026). A Place for Mom proprietary data.

  2. Economic Research Institute. (2026, February 6). Cost of living data in Louisville, Kentucky, United States.

  3. DataUSA. Jefferson County, KY.

  4. Commonwealth of Kentucky Cabinet for Health and Family Services. Home and Community Based Waiver.

  5. Kentucky General Assembly. Title 907, chapter 001: Medicaid Services.

  6. U.S. Centers for Medicare and Medicaid Services. Get started with Medicare. Medicare.gov.

  7. Forbes Magazine. (2018). Why Louisville Is Becoming America’s Aging Capital.

  8. Walk Score. (2026). Louisville.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2026). A Place for Mom proprietary data.

2.

Economic Research Institute. (2026, February 6). Cost of living data in Louisville, Kentucky, United States.

3.
4.

Commonwealth of Kentucky Cabinet for Health and Family Services. Home and Community Based Waiver.

5.

Kentucky General Assembly. Title 907, chapter 001: Medicaid Services.

6.

U.S. Centers for Medicare and Medicaid Services. Get started with Medicare. Medicare.gov.

7.
8.

Walk Score. (2026). Louisville.