Enriched in history, arts, and culture, Philadelphia stands out as an age-friendly city for seniors. With access to free public transportation, affordable senior care options, and proximity to some of the top hospitals in the country, the Philadelphia assisted living market meets seniors’ needs. Local assisted living communities have options that vary according to costs, amenities, and services offered. Seniors in assisted living receive help with everyday activities and personal tasks, and some communities also offer memory care and skilled nursing support on site for evolving needs.
This guide was designed to help you sort through the different types of assisted living communities in Philadelphia, focused on options within 10 miles of Center City district in Philadelphia. You’ll also find cost information, insurance guidance, laws and regulations, and local area resources all related to Philadelphia assisted living.
Fountain View is great, staff is very helpful, and compassionate. Many different styles of apartments, lots of programming and activities. My family has been able to go through the levels of care when needed
Thank you. I am very pleased about the quality of service my loved one has received. I highly recommend the facility. The other facilities appeared to have dorm like or nursing room like settings or they...
They are very friendly towards my Mother and she is comfortable with everyone and they have open communication on a daily basis. The rooms are a very nice size. We are happy with our choice.
Very minimal problem. She likes food and some activities and we would recommend the Paul's Run community to other families who may need a place for their loved ones.
I met the staff and had a tour and like everything immediately. It was the only place I looked at after researching online, and after my visit, I didn't need to look anywhere else. I would highly recommend...
They're caring people doing the best they can with limited resources. The chief resident complaints are food choices & lack of transportation.
[names removed] very helpful in bring in new people for care at the facility. They gave a very good tour of the facility, and introducing staff to you. Set up activities on a regular basis to keep...
We were very happy with The Terrace at Chestnut Hill, we highly recommend it. I did not personally attend any meals or activities there. We were happy with the cost.
Simpson House is beautiful. Olde Main offers a unique charm. Cornerstone boasts a more modern appearance and is more expensive. All in all courtesy and respect could be improved at Simpson. Perhaps some...
The Director and administrator we interviewed with were very caring and listened to our needs and concerns. Further dealings after moving in have been equally helpful and supportive. I had the chance to have...
They have been unable to keep enough staff to take care of residents!!! As far as the food goes, they need more of a variety, a proper diet for people with diabetes, and more choices to choose from on the...
I couldn't have found a better place to call my new home. Leaving my forever home was a difficult decision, but I am beyond grateful to the wonderful staff at Azalea and my new neighbors for welcoming me...
My mom was a resident at Sunrise of Lafayette Hill and I developed a close relationship with the staff and the other residents. We called each other family and when my mother passed I was told to keep coming...
The gardens in the back along with all of the above. Food was delicious, staff was very friendly, the facility was clean and there were no unpleasant odors. I also liked having a washer and dryer right...
Sunrise of Haverford has done a great job of providing a safe, clean, positive living experience for my mom. They care about their residents and it shows in everything they do. When we have questions about...
The apartment and staff are very nice and friendly. The facility is great just a few small things but when I bring it to their attention they correct them. It’s easy to get in touch with the people in charge
Overall, we are very happy with our choice of Sunrise at Dresher. Mom has been happy there and has made friends. The staff and in particular the nurses on staff are very pleasant to deal with. I have found...
I am so grateful that A Place For Mom recommended Crescent Fields to me when I was looking to place my husband. I felt like I was walking into a beautiful hotel! Every possible amenity that you could think...
Thanks to the wonderful symphony Square staff starting with Susan smoothing out a bumpy road, followed by [name removed] with her kindness and her attention to detail, and [name removed] in the back office...
Cleanliness of facility is most liked. Value for the money least liked. Unfortunately they did not provide hospice care so we had to move him. Would recommend if the patient is able to be somewhat remote on...
The nurses, administration and staff at Residence at Bala have been extremely helpful in caring for my mother-in-law. They are communicative and go out of their way to help. She is in the memory unit but...
I'm happy I chose it for my Mom- it's a great fit and really good care. We picked this community because of the location and size of the residence.
My experience at Phoebe Wyncote Ministries: Independent Senior Living has been mostly positive. I would recommend it as an option for consideration for anyone seeking a place of their own. Especially if...
The price was great and overall it was a decent place. The rooms were bright and a good size. Some of the staff were so wonderful. My mom complained about the food. The facility was clean but older. It was...
Penn Home is an older community but its very good and the people there were very nice, and it was kept pretty clean. The care services were good, however the food was average. There wasn't a huge variety of...
We developed a proprietary recommendation system that orders Philadelphia community options based on factors we know are important to seniors and their families:
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
The cost of assisted living in Philadelphia can fluctuate based on many factors — such as location, amenities, and types of care provided. Generally, the median cost of Philadelphia assisted living runs around $5,254 per month, according to A Place for Mom’s proprietary data from 2021-2022.[01] This monthly rate takes into account the cost of rent, fees, and care costs. You’ll notice this amount differs from that provided below, which is the average starting costs and doesn’t account for those additional expenses.
When it comes to paying for assisted living in Philadelphia, both private and public funding options can help with the costs. Families can make the most of public resources when they plan ahead and are familiar with what long-term care expenses are covered through certain programs. Our guide to paying for long-term care looks at various ways families tend to plan for future care needs. Read on to see the various ways local families tend to pay for assisted living in Philadelphia.
Private pay sources are among the first resources considered to pay for Philadelphia assisted living room and board. These sources of retirement income include pensions, Social Security benefits, and savings from IRAs or a 401k. These resources can be stretched far for Philadelphian seniors, as Pennsylvania doesn’t tax residents’ retirement income.[02]
Long-term care insurance
Long-term care insurance may be able to help cover some costs of assisted living in Philadelphia, depending on the policy and eligibility requirements. In Pennsylvania, long-term care insurance will typically provide coverage for care services if an individual is determined by a physician to be unable to perform activities of daily living (also known as ADLs) on their own or if they develop a memory condition. The Pennsylvania Insurance Department provides more details about this and other types of insurance coverage for senior Pennsylvanians.
Tax-deductible costs and rent rebate program
Some assisted living costs may be tax-deductible on an individual’s federal tax returns if they are considered medical expenses. Other costs, such as room and board, aren’t deductible on a person’s federal taxes. Check out our article on caregiver and senior tax tips in order to learn more about such options. In Pennsylvania, income-eligible seniors could also be reimbursed on rent charges paid to stay in an assisted living facility with the Pennsylvania property tax or rent rebate program. It’s worth noting this program only reimburses for monthly rent, and it doesn’t cover expenses related to medical and personal care.
Additionally, seniors and their families may consider using income from the following to pay for senior care:
Seniors make up a significant portion of Philadelphia’s veteran population. Of the nearly 46,000 veterans living in Philadelphia, 51% are over the age of 65.[03] The Veterans Affairs (VA) Philadelphia Healthcare System provides health care benefits to veteran seniors and their surviving spouses in Philadelphia. The VA Aid and Attendance benefit and the Housebound allowance are federal programs that can provide help with the costs of assisted living and other types of long-term care services.
The Aid and Attendance benefit provides more help for assisted living costs, while the Housebound allowance is for senior veterans that would prefer to utilize in-home care services. Find out more about eligibility for these benefits in A Place for Mom’s guide to VA benefits. For more Philadelphia-specific VA benefits information, check out this helpful Philadelphia veterans benefits booklet.
We’ve provided resources for veterans in Philadelphia and New Jersey, given the Garden State’s close proximity to Philly.
Philadelphia’s veteran population, according to data from the U.S. Census Bureau
Percentage of Philadelphia veterans between the ages of 65 and 74, per the U.S. Census Bureau
Additional resources for Philadelphia-area veterans
City of Philadelphia Office of Veterans Affairs
City Hall #127
Philadelphia, PA 19131
Phone: 215-686-3256
Office hours: Monday through Friday, 9 a.m. – 5 p.m.
VA Philadelphia Regional Office
5000 Wissahickon Ave.
Philadelphia, PA 19144
Phone: 800-827-1000
Office hours: Monday through Friday, 8 a.m. – 4 p.m.
Northeast Philadelphia Vet Center
101 E. Olney Ave.
Philadelphia, PA 19120
Phone: 215-924-4670
Center City Philadelphia Vet Center
801 Arch St.
Philadelphia, PA 19107
Phone: 215-627-0238
Veterans Administration Center Philadelphia Field Office
Phone: 215-381-3040
Burlington County
555 High St., Suite #6A
Mount Holly, NJ 08060
Contact: William McDonnell
Phone: 609-518-2273
609-518-2274
Email: William.Mcdonnell@dmava.nj.gov
Joint Military and Family Assistance Center
1048 US Highway 206 South
Bordentown, NJ 08505
Contact: Michele Thomas
Phone: 609-496-9242
Email: Michele.Thomas@dmava.nj.gov
Camden County and Gloucester County
Woodbury Armory
658 N. Evergreen Ave.
Woodbury, NJ 08096
Contact: Matthew Still
Phone: 856-853-4184
856-853-4185
856-853-4186
Fax: 856-384-3772
Email: Matthew.Still@dmava.nj.gov
Medicaid coverage, benefits, and eligibility requirements differ in every state. Pennsylvania’s Medicaid program is called Medical Assistance (MA). This program can help pay for some long-term care expenses, depending on an individual’s medical diagnosis and income eligibility. The costs of assisted living residences, however, are generally not covered by Pennsylvania’s Medicaid program, but some Pennsylvania Medicaid waivers may be available to help qualifying seniors. The Community HealthChoices (CHC) program provides services to seniors who require long-term care and help with daily tasks. To qualifying seniors, Medicaid programs may include coverage for the following:
Pennsylvania’s Medicaid benefits are accessible on the online servicing system, COMPASS. Individuals can apply for and renew their Medical Assistance benefits using the COMPASS website, as well as via email, over the phone, and in person. Alternatively, New Jersey residents, or someone considering assisted living in neighboring New Jersey, can benefit from New Jersey’s Medicaid program. Under the NJ FamilyCare Aged, Blind, Disabled (ABD) Program, eligible seniors can receive help paying for long-term care services, which includes those provided in an assisted living facility.
If a senior has never worked or haven’t worked enough to qualify for Social Security Disability Insurance (SSDI) benefits, they may be eligible for Supplemental Security Income (SSI). If approved, they should also qualify for Medicaid and become eligible for assisted living services through Philadelphia domiciliary care programs.
Additional Philadelphia-area Medicaid resources
Philadelphia County Assistance Office Headquarters
801 Market St.
Philadelphia, PA 19107
Office hours: Monday through Friday, 8 a.m. – 5 p.m.
This office offers help with Medicaid benefits.
Pennsylvania Health Law Project helpline
Phone: 800-274-3258
Pennsylvania Health Access Network (PHAN) helpline
Phone: 877-570-3642
NJ FamilyCare ABD coverage overview
New Jersey Medicaid offices
Camden Medicaid office
2 Riverside Drive, #401
Camden, NJ 08103
Phone: 856-614-2870
Although assisted living room and board is not covered by Medicare, fees associated with medically needed care services may be covered by one of Medicare’s long-term care options, such as:
Philadelphia’s Department of Aging also has different resources available to educate seniors on Medicare-related subjects, and, in some cases, decrease certain costs. The Pennsylvania Medicare Education and Decision Insight (also known as PA MEDI), previously known as APPRISE, is a Medicare counseling program that provides free health insurance counseling to all Medicare-eligible Pennsylvanians. Receive objective information about Medicare eligibility, enrollment, and different types of plans for your specific care needs. Eligible seniors can also enroll in PACE and PACENET for prescription assistance.
You can also look up your local Social Security Administration and Area Agency on Aging offices for questions about Medicare benefits.
Additional Philadelphia-area Medicare resources
Philadelphia County Area Agency on Aging
642 N. Broad St.
Philadelphia, PA 19130
Phone: 215-765-9000
PA MEDI Helpline
1-800-783-7067
Office hours: Monday through Friday, 8 a.m. – 5 p.m.
New Jersey Long-Term Care Ombudsman
Phone: 877-582-6995
Email: ombudsman@ltco.nj.gov
When it comes to choosing an assisted living community, it’s important to be familiar with Pennsylvania’s assisted living laws and regulations. It’s also critical to know where to find assisted living records and the licensing information on specific communities. The Pennsylvania Department of Human Services oversees and licenses assisted living facilities in Philadelphia and throughout the state. The department conducts inspections on assisted living communities in Pennsylvania every 24 months to check whether the following laws and regulations are being followed:
Pennsylvania is exceptionally transparent when it comes to providing information about assisted living facilities in the state. The state regularly publishes data about licensed communities in Pennsylvania and also offers an online complaint form for assisted living residences and personal care homes.
All Pennsylvania assisted living residences are encouraged to follow local ordinances on COVID-19 regulations. Most COVID-19 guidelines are set at the state level and updated on the Department of Human Services website whenever revisions are made.
Most Philadelphia assisted living facilities have specific visitation guidelines in place that incorporate criteria set by the state. You can get information about visitation plans and other policies in force to keep residents safe by contacting a community directly and checking the Department of Health’s COVID-19 guidelines for assisted living communities.
These rules typically address areas such as the following:
Cleanliness. Staff should follow cleaning and disinfection protocols that align with the Center of Disease Control and Prevention (CDC) guidelines.
Staff protection. Staff should be informed of personal protective equipment (PPE) guidelines set by the facility.
Vaccinations. Staff and residents are encouraged to remain up to date on COVID-19 vaccines, as well as visitors. Facilities are required to report the number of vaccines administered to staff and residents to the National Healthcare Safety Network (NHSN).
Philadelphia is experiencing rapid growth in its senior population, both in terms of size and diversity. This shift in the city’s age demographics puts greater pressure on the city to help its seniors get the long-term care they need. With the state’s population expected to be made up of one-third of seniors age 60 and older by 2030, Pennsylvania is experiencing pressure to make senior resources more accessible and inclusive.[04]
Philadelphia’s Age-Friendly Action Plan details several ways the city aims to support seniors. Some key goals of this plan include providing more culturally inclusive services, like translating outreach materials. Other goals include support for home modification services and improving internet accessibility for seniors. The state has also made a significant investment of $500 million into long-term care facilities in Pennsylvania’s 2022-2023 state budget. This budget plan specifically allocates stimulus funds to assisted living residences across Pennsylvania.
On top of being diverse in culture, Philadelphia offers an array of assisted living options to meet varying lifestyles, budgets, and levels of care.
As the name suggests, CCRCs provide seniors with continuing care and services as their needs change. Most CCRCs can accommodate seniors of all care needs, ranging from independent living, assisted living, and memory care to skilled nursing services. CCRCs have a unique price structure that includes a large entrance fee, which sets it apart from other types of senior living. This is a popular option for seniors who want to age in place with access to however much help they need without having to move to another community.
These types of communities provide both independent living as well as assisted living services all on the same campus. The services and programs at these types of communities encourage residents to enjoy their independent, active lifestyles, while services are also available to help with daily activities if the need ever arises. In some communities, residents in independent living may enjoy some, if not all, of the same services as those in assisted living. These services may be chef-prepared meals, housekeeping, medication management, and transportation services.
Some Philadelphia assisted living communities have dedicated memory care areas or neighborhoods for residents with Alzheimer’s and other forms of dementia. These memory care neighborhoods are designed to prevent wandering and boast an increased staff-to-resident ratio, staff specially trained in memory care, and dedicated activities.
In some cases, skilled nursing and rehabilitation services are available on site at Philadelphia assisted living communities, for when resident rehabilitation or hospice needs ever arise. These communities can provide access to round-the-clock medical support in a residential setting for residents who need short- or long-term skilled nursing care. Often called “age-in-place” communities, these are ideal for seniors who don’t want to ever relocate to a nursing home due to changing care needs.
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Number of senior Philadelphians over the age of 65
Percent of Philadelphia’s population made of 75+ seniors
Percent of seniors age 65+ that live without a disability
Philadelphia offers access to some of the top-ranking hospitals in the country. Below, you’ll find the top three hospitals in the Philadelphia metro that specialize in both complex and everyday procedures.
Penn Presbyterian is the No. 1 ranking hospital in both Pennsylvania and the Philadelphia metro, as well as No. 13 on the U.S. News Best Hospitals Honor Roll, which highlights the 20 highest-rated hospitals in the country. This highly regarded facility is nationally ranked in 12 adult specialties that include cancer, cardiology, and diabetes.
Jefferson University Hospital takes the spot as the No. 2 hospital in Philadelphia and No. 3 in Pennsylvania. In addition to being nationally ranked in nine adult specialties, Jefferson University Hospital has received special recognition for providing an unmatched level of care to older adults.
Main Line Health Lankenau Medical Center is Philadelphia’s No. 3 hospital. Located in Wynnewood, Pennsylvania, Main Line Health is nationally ranked in one adult specialty and is the No. 6 hospital in Pennsylvania. Main Line Health has also been ranked as high performing in specialties ranging from cardiology, lung surgery, and urology to hip and knee replacements.
ChristianaCare Hospital is Philadelphia’s No. 4 ranking hospital and is nationally recognized in one adult specialty. ChristianaCare Hospital is also regarded as a high-performing hospital in 13 procedures and conditions, which include uterine cancer surgery, heart failure, and hip and knee replacements.
Philadelphia’s public transportation system is one of the features that make it a senior-friendly city. Seniors age 65 and older can travel for free on all SEPTA transit routes with a senior fare card. A SEPTA senior fare card covers all routes for the city’s busses, trolleys, and rail lines, as well as free transportation throughout Pennsylvania on SEPTA’s Regional Rail line. Senior cardholders also enjoy a 50% discount on trains to and from New Jersey and Delaware stations.
There are several other senior transportation services available, which are outlined in this Philadelphia transportation guide.
Additional transportation resources for Philadelphia seniors:
Mayor’s Commission on Aging
100 S. Broad St., 4th Floor
Philadelphia, PA 19110
Phone: 215-686-8450
SEPTA
1234 Market St.
Philadelphia, PA 19107
Phone: 215-580-7800
The lively city of Philadelphia is filled with iconic landmarks, from the Liberty Bell and Independence Hall to the “Rocky steps” in front of the Philadelphia Museum of Art. Indulge in Philly culinary delights in Center City, where you’ll find some of the best cheesesteaks, hoagies, and soft pretzels around. Outdoorsy seniors also enjoy Philadelphia’s extraordinary park system, made up of over 300 neighborhood parks and 166 miles of walking trails. Art enthusiasts relish the artwork that can be found all around the city, from the classical works found in the Pennsylvania Academy of Fine Arts to the murals and mosaics in Philadelphia’s Magic Gardens. Philadelphia is also known for its longstanding musical heritage and array of live music venues hosting all genres, from jazz and rock to country and classical.
Much like the food, art, and music scene, sports are central to Philadelphia’s culture. The passionate Philadelphia fanbase has seen historic sports moments from past NBA, World Series, and Super Bowl championships. Center City has an abundance of acclaimed sports bars where you can “root, root, root for the Phillies.” Some assisted living residences even host watch parties for residents to enjoy the games together. Many assisted living communities also plan group outings to truly experience Philadelphia’s wide array of activities and events.
Additionally, several senior community centers located throughout Philadelphia offer nutritious meals, social activities, and services such as transportation.
Traditions of Cross Keys, The Birches at Newtown and Azalea at Cinnaminson are the top-rated Assisted Living facilities near Philadelphia, PA. These Assisted Living facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Assisted Living in Philadelphia is $5,355 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2022, October). A Place for Mom proprietary data.
SmartAsset. (2021). Pennsylvania Retirement Tax Friendliness.
United States Census Bureau. (2021). ACSS demographic and housing estimates (DP05) [Data set]. American Community Survey.
Wolf, T., & Torres, R. (2020). State plan on aging 2020-2024: Keystone for empowered aging. Pennsylvania Department of Aging.
Ask an A Place for Mom local advisor at no cost.
A Place for Mom. (2022, October). A Place for Mom proprietary data.
SmartAsset. (2021). Pennsylvania Retirement Tax Friendliness.
United States Census Bureau. (2021). ACSS demographic and housing estimates (DP05) [Data set]. American Community Survey.
Wolf, T., & Torres, R. (2020). State plan on aging 2020-2024: Keystone for empowered aging. Pennsylvania Department of Aging.