About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Naperville, IL

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Who are you searching for?

Whether you’re an urbanite who loves to hit the town or an outdoor enthusiast who enjoys exploring everything nature has to offer, Naperville, Illinois, has something for you. As Chicago’s next-door neighbor, Naperville not only offers easy access to the Windy City, but it also boasts ample entertainment and dining options of its own. Despite Naperville’s large size, it also features plenty of opportunities to get outdoors, including its parks and forest preserve network.

Independent living gives seniors the opportunity to stay connected to their community and home city while living among 55-and-over peers. Here at A Place for Mom, we partner with 23 independent living communities in the Naperville, Illinois, area. These facilities provide older adults with a variety of accommodation options and access to engaging activities, events tailored to residents’ interests, maintenance services, and more.

The Naperville independent living facilities listed here are all within a 10-mile radius of downtown Naperville, so seniors who make these communities home can enjoy easy access to sightseeing and social activities. According to A Place for Mom’s proprietary data, most of these facilities are pet-friendly, offer complimentary transportation, provide Wi-Fi, and have recreational spaces such as fitness centers and game rooms.

In this guide, we’ll explore your options for independent living in Naperville, as well as the costs, financing options, how to pay for health care, residential laws and regulations, and how to get around town to make your search for independent living simple.

Naperville Independent Living Facilities | 1686 Reviews

Showing 57 communities
Last Updated: 12/20/24
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Best of Senior Living

The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care and home care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

Review Score
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Photo of Jennings Terrace
44 Photos available
8.4
Review score
34 reviews
8.4
Review score
34 reviews
5 star
44%
4 star
26%
3 star
18%
2 star
6%
1 star
6%
See all reviews
Jennings Terrace in Aurora was such a good fit for [name removed]. She has her own room and [name removed] loves that it's quiet. It's very inexpensive yet the staff, dining/food, and plenty of activities...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Established in 1943 Jennings Terrace is a non-profit charitable organization dedicated to serving the needs of area senior citizens in a home-like setting. Jennings is a provider of affordable high quality services. Our services are responsive and flexible to meet current and changing demands. ...
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Photo of Ascension Living Fox Knoll Village
99 Photos available
66 Floor plans available
8.2
Review score
42 reviews
8.2
Review score
42 reviews
5 star
46%
4 star
40%
3 star
14%
2 star
0%
1 star
0%
See all reviews
I would give them a 5 on everything. I was assisting an elderly woman (no relation) who was abandoned by her adult son. I spoke with the lady a couple weeks after she had moved in and she seemed very happy /...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
For over 20 years, Presence Fox Knoll has been serving the residents of the Fox Valley area in a tradition of understanding, support, and respect. Our community features a continuum of care in which our professional staff provide a variety of services to compliment our residents needs. Situated...
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Photo of The Gardens of Waterford
1111 Photos available
8.0
Review score
42 reviews
8.0
Review score
42 reviews
5 star
61%
4 star
24%
3 star
10%
2 star
5%
1 star
0%
See all reviews
I would recommend 100% because of everything they offer. The price is the highest I've seen but since they take Medicaid it ends up working out. We picked this community, because they could get my dad on...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
At Alden of Waterford, you become part of a continuum of care community offering the warmth of a friendly village, the amenities of a lively resort and the skilled medical services of a superb health facility all within pleasant, safe surroundings. Should you ever need rehab therapy or treatment...
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Photo of Oak Trace a CCRC
1414 Photos available
8.0
Review score
13 reviews
8.0
Review score
13 reviews
5 star
62%
4 star
23%
3 star
0%
2 star
0%
1 star
15%
See all reviews
Oak Trace is a lovely facility. The residents are friendly and caring. The staff extremely nice. The food is great with lots of choices. I feel very comfortable here and feel I picked the right place. Based...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Oak Trace, located in Downers Grove, IL, is not-for-profit continuing care retirement community that offers a continuum of living options. Catered living, skilled nursing care and memory support are all situated right on campus. With everything so close by, you'll know that you can find whatever...
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Photo of Heritage Woods of Plainfield
1818 Photos available
22 Floor plans available
8.0
Review score
18 reviews
8.0
Review score
18 reviews
5 star
61%
4 star
33%
3 star
6%
2 star
0%
1 star
0%
See all reviews
I was very pleased with Heritage woods. The people and staff were very friendly, they had interactive activities, the food was pretty good, and the facility was clean. My dad [name removed] lived there for...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Heritage Woods of Plainfield is an affordable assisted living community serving adults 65 or older, fully certified by the Illinois Department of Healthcare and Family Living. Situated in Northwest Will County, Illinois about 35 miles southwest of Chicago, Heritage Woods is a lovely supportive...
Photo of Monarch Landing
77 Photos available
7.9
Review score
6 reviews
7.9
Review score
6 reviews
5 star
83%
4 star
0%
3 star
0%
2 star
0%
1 star
17%
See all reviews
My wife Sherry and I have lived at Monarch Landing for six years, and we love the place! It's not just the wonderful facilities and beautiful places, but also the great activities for relaxation, friendships...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Saratoga Grove Retirement
1212 Photos available
7.7
Review score
15 reviews
7.7
Review score
15 reviews
5 star
47%
4 star
27%
3 star
13%
2 star
0%
1 star
13%
See all reviews
When we were looking for a place for my grandmother, there were so many that it was confusing. We felt like other places were trying to sell us things we didn't need. Saratoga Grove made the process simple,...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Saratoga Grove is a Providence Life Services Community. Providence, a non-profit organization, has been committed to providing quality senior living options to those entrusted to our care in Michigan, Illinois, and Indiana for over a century. Our organization offers Independent Living, Assisted...
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Photo of Arden Active Living
1212 Photos available
5 star
83%
4 star
0%
3 star
0%
2 star
0%
1 star
17%
See all reviews
It's a clean, friendly environment. The apartments are very good and brand new. I wouldn't say it's a true senior living community though. I was surprised to find that there are children there and a whole...
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Heritage Woods of Bolingbrook
1313 Photos available
22 Floor plans available
3.0
Review score
13 reviews
3.0
Review score
13 reviews
5 star
31%
4 star
54%
3 star
15%
2 star
0%
1 star
0%
See all reviews
The staff here is friendly and caring. The building is always neat and clean. The atmosphere is pleasant. Things are going just fine so far and I do not have any complaints about Heritage Woods.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
At Heritage Woods of Bolingbrook, we offer a variety of community features. Residents can enjoy regular off-site adventures and excursions. Cats and dogs are allowed in private quarters. Our property is conveniently located near accessible public transportation. Free resident parking available at...
Photo of The Vistas Fox Valley
22 Photos available
5 star
40%
4 star
13%
3 star
7%
2 star
13%
1 star
27%
See all reviews
The staff here are amazing ! Down to earth and friendly... You have access to both Directors as they give you their cell phone numbers. I had to contact one of them at night and she responded back to me...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Photo of Asbury Gardens
1010 Photos available
2.0
Review score
55 reviews
2.0
Review score
55 reviews
5 star
42%
4 star
33%
3 star
9%
2 star
9%
1 star
7%
See all reviews
I think that whether it be Asbury or any home, it is important to be active in the care of your loved one. I believe our loved ones get extra attention and care because we are there so often to build...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Asbury Gardens is a retirement community dedicated to assisting seniors with daily activities. Our residents have private apartments, private bathrooms, and community access to our gorgeous courtyard & gardens. Our building's amenities make for a full day every day by including a game room, a...
Photo of The Whitley
2222 Photos available
6.0
Review score
26 reviews
6.0
Review score
26 reviews
5 star
50%
4 star
31%
3 star
15%
2 star
0%
1 star
4%
See all reviews
While there have been many challenges during this pandemic, the commitment and care of the team is exceptional. My father is patiently attended to and we are very grateful.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Whitley - Refined, Personalized Assisted Living and Memory Care About Us: The Whitley is dedicated to providing the highest-quality care in an exceptional setting for seniors in the Aurora area. We offer personalized services that cater and focus on your loved ones physical, emotional and...
Photo of Heritage Woods of Batavia
1010 Photos available
5 star
56%
4 star
26%
3 star
4%
2 star
7%
1 star
7%
See all reviews
I love this place!!!.. This is the second time my mom has been here and the staff is sooo accommodating and they make the process so non stressful.. the rooms are so nice!!... the food is great!!..From the...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Heritage Woods affordable assisted lifestyle community has compassionately served adults 65 and older of all incomes who may need some help to maintain their independence since the community opened for occupancy in 2003. We provide a wonderful alternative to a nursing home or the lonely...
Photo of Beacon Hill a CCRC
1414 Photos available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Beacon Hills is a comfortable and relaxed independent living community in Lombard, Illinois. It is conveniently located very close to lots of shopping opportunities in Lombard such as the Yorktown Center and the nearby Ronal Regan Memorial Tollway for easy access. Each day, we endeavor to...
Photo of Independence Village Naperville
10
Review score
69 reviews
10
Review score
69 reviews
5 star
86%
4 star
13%
3 star
0%
2 star
0%
1 star
1%
See all reviews
Our parents have been here a year and a half now and we love this for them. Dad, who is becoming forgetful, is safe and loves taking walks in the lobby and seeing people who know who he is. Even mom, who...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Independence Village was established with the intent to provide seniors with an opportunity to enjoy their retirement years to the fullest. We included all the comforts of home and replaced the worries of homeownership with a carefree lifestyle full of activities and new friends. Seniors who call...
9.7
Review score
9 reviews
9.7
Review score
9 reviews
5 star
89%
4 star
0%
3 star
0%
2 star
0%
1 star
11%
See all reviews
I am very happy living at Wyndemere. I highly recommend for anyone to take a tour and see how great Wyndemere is. The staff is vey friendly and the residents are so wonderful. Also enjoy having the staff...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Ogden Manor
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Tabor Hills Supportive Living Community
7.0
Review score
1 review
7.0
Review score
1 review
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My loved one was previously a resident at Tabor Hills and overall her experience at this facility was good. She had a large living area and the cost was less than several other facilities in the area.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Everleigh Naperville
99 Photos available
77 Floor plans available
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Avenida Naperville offers a fresh new approach to active living for adults 62 and better. Located just minutes away from the quaint, picturesque charm of Downtown Naperville and all your favorite conveniences, Avenida Naperville is a place to re-imagine the future while maintaining the comforts...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Ignite Christian Health Care Bolingbrook
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
McKenzie Falls is a 105 townhome rental development for seniors age 62 and over. Certain income restrictions apply.McKenzie Falls Rental Residences are all 1bedroom, 1 bath, attached ranch style homes conveniently located in a quiet residential setting just east of Rte. 53.All residences include...
Photo of Marian Park Inc
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Anderson Farms Apartments
5 star
50%
4 star
50%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Great place for non active seniors as it lacks active activities. Lack of management and maintenance staff for several months was/is disappointing. Good location for stores and restaurants, many within...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Anderson Farms Apartments is nestled in the countryside and offers a quiet, peaceful setting. At Anderson Farms Apartments, you can enjoy the fresh country air while taking a stroll or tending to your own gardening bed. Or just relax and enjoy the views. Located in Montgomery, Illinois, Anderson...

Our methodology

How we rank order the Naperville community options above

We developed a proprietary recommendation system that orders Naperville community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

Costs of independent living in the Naperville area

In Naperville, the average actual cost of independent living is $4,613 per month.{{citation: 1}} This data includes associated fees and service fee add-ons, giving you a comprehensive picture of what you can expect to pay.

The following cost figures represent the average baseline costs for independent living in the area and do not include additional fees or add-on amenities and services.

Average monthly cost of Independent Living in Naperville, IL vs. nearby cities

Naperville, IL
$7,111/mo
$6,115/mo

Average monthly cost of Independent Living in Naperville, IL vs. the state and national average

Naperville, IL
$7,111/mo
U.S. national average
$4,033/mo

Average monthly cost of Independent Living in Naperville vs. other types of senior living

$5,809/mo
Independent Living
$7,111/mo

Median monthly costs of Independent Living in Naperville, IL by room type

Semi-Private
$4,878/mo
Studio
$5,134/mo
1 Bedroom
$5,296/mo
2 Bedroom
$6,120/mo
Detached Cottage/Bungalow
$3,650/mo

Average cost of Independent Living in Naperville over time

Naperville, ILIL stateNational

What families are saying about independent living in Naperville

Recent reviews for independent living in Naperville

Cantata Adult Life Services a CCRC in Brookfield, IL

4.8
I recommend Cantata because they have a robust rehab gym staffed with professionals in physical therapy, occupational therapy, balance, speech/memory therapy. It is located on a quiet tree lined landscaped campus with onsite Assisted Living, Skilled Nursing and Independent Living. The staff ...
Read more

Liberty Village in Elmhurst, IL

5.0
I could not be happier with the Liberty Village community is every regard. [name removed] and [name removed] has been amazing and I am very happy that my father is there. Based on the experience we have had so far, we would recommend this community to other families.

Victory Centre of Elk Grove in Elk Grove Village, IL

5.0
My brother lives in Victory Centre of Elk Grove Village, IL. I visit him frequently and I have found it to be Clean, Friendly and warm. The Staff from Administration to Nursing, Dining, and Maintence are all warm and caring, they know the residents' names, are respectful and always willing ...
Read more

Reviews mention these favorite features of communities

Friendly and helpful staff. Many reviews mention the kindness and attentiveness of the staff at various communities, including The Timbers of Shorewood, Brookdale Lisle, and Lexington Square Lombard a CCRC, who go the extra mile to make residents and their families feel welcome and supported.
Community atmosphere and friendships. Residents often speak of forming strong bonds with their neighbors and new friends at their communities, such as Wyndemere, Brookdale Glen Ellyn, and Ascension Living Fox Knoll Village, creating a sense of belonging and community.
Variety of activities and social opportunities. Activities and social events are a key aspect of life at many senior living communities, including Monarch Landing, American House Cedarlake, and Immanuel Residences, where residents can engage in hobbies, learn new skills, and meet others with similar interests.
Delicious and accommodating meals. Meals are a highlight for many residents, with communities like StoryPoint Naperville, The Timbers of Shorewood, and American House Cedarlake offering nutritious and flavorful options that cater to individual dietary needs and preferences.
Beautiful and well-maintained living spaces. From spacious apartments to well-manicured grounds, the physical environment of a senior living community is important, with communities like Ascension Living Fox Knoll Village, Alden Horizon Senior Living, and The Lakes and Superior at Waterford offering attractive and clean living spaces ...
Read more
Effective communication between families and staff. Clear and consistent communication between families and staff is crucial for peace of mind and ensuring care needs are met, as mentioned in reviews for Monarch Landing, Brookdale Glen Ellyn, and Brookdale Lisle.
AI generated from the text of family reviews

How people pay for independent living in Naperville

The financial landscape of senior living can be complex. Because independent living facilities aren’t senior care communities, programs such as Medicaid, Medicare, and long-term care insurance don’t cover the costs of independent living communities. However, they may still be options for medically necessary in-home care services seniors bring into their independent living facility.

This section will provide clarity on potential funding sources for your independent living arrangements in Naperville. We’ll cover the various payment options available, including private pay methods, VA benefits, Medicare, and Medicaid.

Private pay methods

As independent living facilities are not considered care facilities, long-term care insurance does not cover independent living expenses. However, there are several private pay options available for seniors. These include funds from savings, Social Security benefits, pensions, and investment returns.

If you own a home and have substantial equity, selling it or getting a reverse mortgage could contribute to covering independent living costs. If you have a life insurance policy, you can also consider converting it into a source of regular income.

Each of these private financing methods could play a key role in enabling a comfortable and enjoyable experience in an independent living community in Naperville. As you navigate this important decision, we encourage you to explore all available options. Learn more about some of your private pay options below:

VA benefits
3724

Number of veterans who live in Naperville

About 48% of Naperville veterans are 65+

For veterans considering independent living in Naperville, there are benefits and resources available that could help offset the costs. The U.S. Department of Veterans Affairs offers certain programs that eligible veterans may access, including the Aid and Attendance benefit, VA disability compensation, and VA Pension. For a detailed guide on all the VA benefits that are available, see the Illinois Veterans’ Benefits guide.

For eligible veterans and their surviving spouses, the VA Aid and Attendance benefit provides a monthly amount that could help with independent living expenses in Naperville. This benefit is based on a needs assessment, considering the applicant’s financial status and medical conditions. To apply, fill out VA Form 21-2680 and submit it to your pension management center or present it in person at the regional VA office.

The VA Pension is another resource that can be used to reduce housing or health-related costs. Applications can be completed online or by mailing the VA Form 21P-527EZ to the VA Pension Intake Center. Alternatively, you can also submit your application at your regional VA office.

The VA also extends disability compensation to veterans who have suffered disabilities due to their service. To apply, mail VA Form 21-526EZ-ARE to your regional VA office, submit it in person or apply online.

Eligibility requirements and the application process for these benefits can be overwhelming — that’s where veterans services officers come in. These specialists are VA-vetted and specifically trained to help veterans and their families understand and gain access to their hard-earned benefits. It’s crucial to get in touch with a veteran services officer in Naperville through the VA office or at veterans services organizations (VSOs), such as the Veterans of Foreign Wars or American Legion.

Resources for Naperville veterans

Government offices

Illinois Department of Veterans Affairs – Wheaton Office
421 N. County Farm Road, Room 2600-A
Wheaton, IL 60187
Phone: 630-690-9449
Hours: Monday through Friday, 8:30 a.m. – 4:30 p.m.

Illinois Department of Veterans Affairs – North Aurora Office
IDES Building
2 Smoketree Plaza
North Aurora, IL 60542
Phone: 217-836-6967
Hours: Tuesday and Thursday, 9 a.m. – 3:30 p.m.

Illinois Department of Veterans Affairs – Chicago Office
George Dunne County Building
69 W. Washington St., Suite 1620
Chicago, IL 60602
Phone: 312-814-2460
Hours: Monday through Friday, 8 a.m. – 4 p.m.

VSOs and veteran resources

American Legion Post 43
10 W. Chicago Ave.
Naperville, IL 60540
Email: AmericanLegionPost43@naperlegion.org

Judd Kendall VFW Post 3873
908 W. Jackson Ave.
Naperville, IL 60540
Phone: 630-355-7664
Email: vfwpost3873@sbcglobal.net

VFW Department of Illinois
2122 W. Taylor St., Room 105
Chicago, IL 60612
Phone: 312-980-4284
Fax: 312-706-6680
Email: Derek.Giffin@va.gov

Medicaid

While the Illinois Medicaid program, HealthChoice Illinois, does not cover the cost of rent for independent living in Naperville, it does provide essential support for health care expenses. It can also cover medically necessary in-home health care services that can be performed within an independent living community. These services are primarily made possible through special home and community based services (HCBS) waiver programs.

Illinois offers several waivers for different groups, including the following:

  1. IL HCBS Waiver for Persons Who Are Elderly: This waiver assists older adults, providing services like adult day care, emergency home response, homemaker services, and personal assistant services. These services help seniors continue living in their own homes or independent living communities while receiving necessary care.
  2. IL HCBS Waiver for Persons With Brain Injury: Individuals with a diagnosed brain injury can receive support from this waiver. Services may include adult day care, prevocational services, supported employment, behavior therapies, environmental accessibility adaptations, and more.
  3. IL HCBS Waiver for Persons With HIV or AIDS: This waiver provides a range of services, such as homemaker services, personal emergency response systems, and specialized medical equipment for people diagnosed with HIV or AIDS.

To apply, visit the Application for Benefits Eligibility website.

Navigating Medicaid and its many resources can be challenging. Thankfully, there are local resources to guide you through this process. AgeGuide, Naperville’s Area Agency on Aging, is a fantastic resource. The agency provides assistance with understanding eligibility and the application process. In addition, the long-term care ombudsman and the home care ombudsman can help guide seniors and their families through these complex processes.

Naperville resident Medicaid resources

Local Medicaid assistance

HealthChoice Illinois
Phone: 877-912-8880
Email: hfs.webmaster@illinois.gov
Hours: Monday through Friday, 8 a.m. – 6 p.m.

DHS Family Community Resource Center in DuPage County
1717 Park St., Suite 105
Naperville, IL 60563
Phone: 630-328-1000
Fax: 331-702-8935

AgeGuide
1910 S. Highland Ave., Suite 100
Lombard, IL, 60148
Phone: 630-293-5990
Fax: 630-293-7488
Hours: Monday through Friday, 8:30 a.m. – 4:30 p.m.

Illinois Long-Term Care Ombudsman Program
421 N. County Farm Road
Wheaton, IL 60187
Phone: 630-407-6500
Fax: 630-407-6501
Email: ITDOMB@dupageco.org or Trish.Niewoehner@dupageco.org

Medicare

Medicare aims to support seniors who are 65+ and individuals who suffer from certain disabilities. It does not directly cover the costs associated with independent living, such as rent. However, it does provide support for short-term medical needs and in-home health care services.

To learn more about Medicare coverage, you can visit Medicare.gov. To apply for Medicare, you can contact your local Social Security Administration office or submit an application online.

Understanding Medicare and applying for coverage can be a challenge. But don’t worry: The long-term care ombudsman can help. An ombudsman is a government-appointed official who helps seniors navigate the Medicare system. This official can help you understand whether you’re eligible and even help you complete your application. This invaluable resource is free, so don’t hesitate to get the help you need to access Medicare coverage.

The following are a few Medicare programs you may qualify for that could help you cover medically necessary in-home care for short-term medical needs.

Illinois Medicare savings programs

Illinois offers several Medicare Savings Programs that can help seniors cover some out-of-pocket costs. You can refer to the Illinois Medicare Savings Program chart for detailed information and application instructions. To start your application, visit the Application for Benefits Eligibility website.

Illinois Senior Health Insurance Program (SHIP)

The Illinois Department on Aging offers a SHIP program that provides free health insurance and benefits counseling to help seniors navigate the complexities of Medicare. Visit the Illinois Department on Aging website to learn more.

Program of All-Inclusive Care for the Elderly (PACE)

Scheduled for launch in June 2024, Illinois is introducing PACE, which will offer community-based, comprehensive health services for seniors who would otherwise need nursing home care. The goal of PACE is to give seniors more choices for how they receive care as their needs change with age, enabling them to stay home or in their independent living communities longer.

Naperville resident Medicare resources

Medicare assistance offices

Social Security Administration
7440 Providence Drive
Woodridge, IL 60517
Phone: 866-303-2724
Fax: 833-950-2770
Hours: Monday through Friday, 9 a.m. – 4 p.m.

DHS Family Community Resource Center in DuPage County
1717 Park St., Suite 105
Naperville, IL 60563
Phone: 630-328-1000
Fax: 331-702-8935

AgeGuide
1910 S. Highland Ave., Suite 100
Lombard, IL, 60148
Phone: 630-293-5990
Fax: 630-293-7488
Hours: Monday through Friday, 8:30 a.m. – 4:30 p.m.

Illinois Long-Term Care Ombudsman Program
421 N. County Farm Road
Wheaton, IL 60187

Phone: 630-407-6500
Fax: 630-407-6501
Email: ITDOMB@dupageco.org or Trish.Niewoehner@dupageco.org

SHIP
Phone: 800-252-8966
Email: aging.ship@illinois.gov

Understand Illinois laws and regulations for independent living communities

In Illinois, stand-alone independent living communities do not require a license because they are not categorized as care facilities by the Division of Assisted Living. They are, however, subject to rental and housing laws that apply to all rental properties in the state. On the other hand, facilities that combine multiple care types — including independent living, assisted living, and memory care — must comply with certain regulations and requirements.

Of our 23 partner independent living communities in Naperville, six are stand-alone independent living facilities; 11 are a combination of independent living, assisted living, and memory care; and six are a combination of assisted living and independent living.

Laws and regulations for independent living communities

Independent living communities in Naperville are committed to providing a secure and inclusive environment for residents. To ensure this, these communities adhere to a number of key laws and regulations.

Fair housing laws are in place to prevent discrimination in all aspects of real estate transactions, including renting or leasing within independent living communities. Additionally, the Illinois Human Rights Act, overseen by the Illinois Department of Human Rights, protects residents from discrimination in housing and other areas like employment, access to public accommodations, and financial credit.

When it comes to compliance with building and safety codes, independent living communities in Naperville, like all other rental properties in Illinois, are subject to regular inspections. These inspections are carried out by the City of Naperville’s Code Enforcement Division and building inspectors, who work tirelessly to uphold these regulations. Fire safety inspections are also conducted yearly on all commercial and multi-family occupancies to verify all regulations and codes are up to date.

To maintain transparency and ease for residents and potential renters, the city offers a public database of building permits and inspection reports. This resource allows individuals to review recent inspections and stay informed about any potential issues or violations.

Lastly, independent living communities in Illinois typically require residents to be 55 years or older. This age limit fosters a welcoming atmosphere where older adults can connect, feel a sense of belonging, and enjoy shared experiences. This community-centric environment is integral to independent living in Naperville and throughout the state.

Additional regulations for combined-care facilities

Seventeen of our partner independent living communities also provide assisted living and/or memory care services. These combination facilities are subject to additional regulations to ensure the safety, accessibility, and comfort of their residents.

Facilities offering assisted living services in Naperville fall under the jurisdiction of the Illinois Department of Public Health (IDPH). They are considered “assisted living establishments,” where personal care, 24-hour security and supervision, and assistance with activities of daily living are provided to residents who require that level of care. These combination facilities must meet the licensing requirements set forth by the IDPH, and the IDPH performs regular inspections to ensure all standards are met. To review inspection reports and licenses, you can submit a Freedom of Information Act request.

In Illinois, combination facilities must ensure at least one staff member is on duty at all times to tend to the needs of residents. Staff members are also required to receive training in various areas, including resident care, medication management, emergency procedures, and effective communication. These establishments can offer some health care services, though not to the extent of skilled nursing care.

Illinois Department of Health contact information

Illinois Department of Public Health
122 S. Michigan Ave., Seventh and 20th Floors
Chicago, IL 60603
Phone: 312-814-2793

69 W. Washington St., 35th Floor
Chicago, IL 60602
Phone: 312-814-5278

COVID-19 regulations for Naperville independent living communities

While there are currently no COVID-19 regulations that are specific to independent living facilities in Naperville, it’s important to check with individual locations to learn about any guidelines they might have in place. DuPage County recommends following the guidelines from the Centers for Disease Control and Prevention (CDC), including the following:

An illustration of a syringe

Vaccinations.

To stay healthy and prevent the spread of COVID-19, the CDC advises vaccination and staying up-to-date with boosters.

An illustration of a broom

Facility cleanliness.

Facilities should ensure proper ventilation and sanitize high-touch surfaces and common areas often.

An illustration of a protective breathing mask

Masking.

Masks are recommended in public.

An illustration of a shield

Staff safety.

Regular COVID-19 testing and personal protective equipment may be required for the health and safety of residents.

Types of independent living in Naperville

Naperville offers a variety of independent living communities tailored to different lifestyles and care needs. The city is known for its friendly atmosphere, rich history, and diverse cultural and recreational amenities, making it an excellent location for senior living.

Stand-alone independent living communities

Naperville’s stand-alone independent living facilities are a great option for seniors looking for a low-maintenance lifestyle. These communities offer appealing amenities, including social activities and communal dining spaces. Some facilities even include luxury options, including upscale dining, expansive living spaces, and stunning views of the surrounding area.

Combined-care communities

Of our 23 partner independent living communities in Naperville, 17 offer combined independent living, assisted living, and memory care options. These facilities cater to seniors who value their independence but require some assistance with activities of daily living. This option is also appealing to seniors who want to stay in the same community as their care needs change over time.

Affordable and luxury options

Naperville features both affordable and luxury options for independent living. Seniors who are looking to enjoy a comfortable lifestyle at a budget-friendly cost can opt for more basic amenities while still being able to utilize essential services such as meals and transportation to doctor’s appointments. Those who are looking for more high-end options can enjoy beauty salons, expansive common areas, and beautiful views from the facility. Regardless of your budget, you can enjoy a worry-free lifestyle — and in many communities, you can bring along your furry friend!

The diversity of independent living options in Naperville ensures there’s something for everyone, whether you’re seeking a stand-alone community or a combined care facility. Regardless of your preference, you can expect to find a community that not only meets your care needs but also offers a vibrant and engaging lifestyle, reflecting the spirit of Naperville itself.

Naperville independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Naperville independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Naperville, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Naperville independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Naperville partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Naperville, ILNational
Nutritionist / dietician
Nutritionist / dietician
45.5%
20.1%
Low / no sodium
Low / no sodium
49.1%
33.5%
No sugar
No sugar
41.8%
30.2%
Vegetarian
Vegetarian
43.6%
32.8%
Pureed meals
Pureed meals
16.4%
8.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Naperville independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Naperville communities that offer dining options to their discerning residents compared to our partners nationally.
Naperville, ILNational
Professional chef
Professional chef
47.3%
35.7%
Restaurant style dining
Restaurant style dining
58.2%
42.7%
Room service
Room service
49.1%
36.2%
Anytime dining
Anytime dining
23.6%
17%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Naperville independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Naperville offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Naperville, ILNational
Activity director
Activity director
58.2%
44.2%
Pet-focused programs
Pet-focused programs
41.8%
27.8%
Community service programs
Community service programs
52.7%
32.2%
Devotional activities on-site
Devotional activities on-site
58.2%
47.2%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
65.5%
48.3%
Outings / off-site activities
Outings / off-site activities
69.1%
53.5%
Piano or organ
Piano or organ
56.4%
42.1%
Arts and crafts center
Arts and crafts center
52.7%
37.1%
Educational speakers / life long learning
Educational speakers / life long learning
56.4%
40.7%
Clubs / games / karaoke
Clubs / games / karaoke
63.6%
46.5%
Live performances
Live performances
61.8%
46.2%
Dances
Dances
40%
31.9%
Fitness center
Fitness center
49.1%
39.2%
Fitness classes
Fitness classes
63.6%
45.7%
0.0%20.0%40.0%60.0%80.0%100%

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Unfamiliar with Naperville? Highlights for seniors

19,877

Number of seniors over the age of 65 currently living in Naperville

13%
Percentage of seniors 65 and older within the Naperville population
$96,736

Median annual income for Naperville seniors 65 and older

Health care for seniors in Naperville

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Edward Hospital

Edward Hospital holds the No. 8 spot among Illinois hospitals, distinguished for its exceptional spinal fusion surgeries and cardiology treatments.

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RUSH Copley Medical Center

RUSH Copley Medical Center in Aurora provides a comprehensive range of services, from general surgery to internal medicine. Its offerings also include responsive treatments for heart failure and highly successful hip and knee replacements.

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Edward Hines Junior Hospital

The VA hospital closest to Naperville, this facility in Hines specializes in mental health care, with an emphasis on PTSD treatment and women’s health.

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Transportation for seniors in Naperville

Naperville is largely car-dependent, reflected in its walk, bike, and transit scores: 34, 45, and 12, respectively. On a scale of 100, these scores are based on factors including proximity to amenities, pedestrian-friendliness, and road connectivity, providing a snapshot of the city’s walkability, the ease of biking, and the efficiency of public transportation.[07]

Despite the city’s car-dependent nature, Naperville provides two reliable public transportation systems: the Metra train for easy access to Aurora and Chicago and the Pace bus system for local travel. The Metra connects various parts of the city with a seamless network, while Pace runs a standard city loop.

For seniors considering independent living in Naperville, transportation assistance through the facilities themselves can make all the difference. Conveniently, 87% of facilities partnered with A Place for Mom offer complimentary transportation for outings, shopping, or medical appointments. Additionally, 61% offer transportation services at a cost, giving you a broader range of options for your mobility needs.

Ride DuPage, a transportation program dedicated to enhancing services for seniors aged 65+ and persons with disabilities, is also available for seniors seeking reliable transportation options. Implemented by the Naperville/Lisle Area Transportation Partners and Pace, this program offers 24/7 curb-to-curb transportation via buses or taxis at significantly reduced rates.

For seniors with special needs, opting for senior-specific private transportation options can provide greater comfort. Assisting Hands Home Care is a reliable service that offers transportation services tailored to seniors’ unique requirements, ensuring they can reach various destinations, including doctor’s appointments and grocery shopping, throughout town. The caregivers at Assisting Hands Home Care collaborate with seniors to create a personalized schedule.

Another private option available for seniors aged 60+ is Ride Assist Naperville (RAN), a program operated by Naperville Seniors in Action, a 501(c)(3) organization. RAN offers transportation for medical appointments, and although riders are not required to pay, donations are accepted. Volunteer drivers provide assistance from picking seniors up at home to safely returning them after their appointments.

Transportation card image
34

Walk Score

Transportation card image
12

Transit Score

Transportation card image
45

Bike Score

Senior activities in Naperville

Naperville offers countless opportunities for seniors to enjoy life to the fullest. A blend of indoor and outdoor activities, as well as passive and interactive options, offer something for everyone.

An exciting range of attractions that appeal to a wide variety of interests can be found in Naperville. Stroll through the charming downtown for a memorable shopping and dining experience, participate in popular events, or simply enjoy a leisurely walk along the Riverwalk.

Naperville offers a rich array of cultural attractions, catering to the interests of enthusiasts. The city boasts numerous museums, art galleries, and theaters, ensuring diverse experiences. Throughout the year, Naperville hosts vibrant festivals and events, such as the Riverwalk Fine Art Fair and the Naperville Wine Festival. These gatherings create opportunities for seniors to fully engage with the local culture and partake in community festivities.

If you have an interest in the history of the town, Naper Settlement is a must-visit destination. Encompassing a 13-acre area, this museum allows guests to explore its grounds and uncover the stories of the past. With 30 meticulously preserved historic buildings, visitors can gain insights into how the town’s heritage intertwines with the present, all while being guided by knowledgeable costumed interpreters. For seniors aged 62 and above, special discounted tickets are available, priced at $10 from May to October and $5 from November to April.

Naperville’s parks provide several opportunities for outdoor enthusiasts, including activities specifically for seniors. Engage in gardening, golf, bingo, or even senior kung fu. Naperville also has a vast parks and forest preserve network. Knoch Knolls is one such park filled with beautiful flora and fauna that offers hiking, boating, fishing, and even an 18-hole disc golf course.

For seniors who love music, Singing for Seniors provides easy access to shows, with transportation available if needed. Similarly, the Senior Suburban Orchestra offers musicians an opportunity to continue honing their musical talents and connect with other like-minded seniors.

If you’re seeking a more structured day-to-day life, the city’s senior centers provide a range of activities. Visit the Naperville Senior Center for its performing arts center, activity center, exercise facilities, and quiet rooms. Or check out the Levy Senior Center for its assortment of art classes, dancing, games, and other social activities. Additionally, the Alfred Rubin Riverwalk Community Center is a hub for senior programs, offering a range of daily activities and daytime outings. These programs are designed to cater to a variety of tastes and preferences, ensuring every senior has an opportunity to engage in something they love.

Naperville is an excellent example of a city that values its senior community. It offers a diverse range of opportunities, including art, music, sports, and socializing, promoting an active and vibrant lifestyle. With activities that cater to every taste and ability, Naperville provides the perfect environment for seniors to engage, grow, and just have fun.

Frequently Asked Questions

Encore Village of Schaumburg, a CCRC, Fox River Horizon and Independence Village Naperville are the top-rated Independent Living facilities near Naperville, IL. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in Naperville is $7,108 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. A Place for Mom. (2023). A Place for Mom proprietary data.

  2. United States Census Bureau. (2021). Veteran Status (S2101). American Community Survey.

  3. United States Census Bureau. (2021). Age and Sex (S2101). American Community Survey.

  4. U.S. News & World Report. (2023). Edward Hospital – Main Campus.

  5. U.S. News & World Report. (2023). Rush Copley Medical Center.

  6. U.S. Department of Veterans Affairs. (2023). Edward Hines Junior Hospital.

  7. Walk Score. (2023). Living in Naperville.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2023). A Place for Mom proprietary data.

2.

United States Census Bureau. (2021). Veteran Status (S2101). American Community Survey.

3.

United States Census Bureau. (2021). Age and Sex (S2101). American Community Survey.

4.

U.S. News & World Report. (2023). Edward Hospital – Main Campus.

5.

U.S. News & World Report. (2023). Rush Copley Medical Center.

6.

U.S. Department of Veterans Affairs. (2023). Edward Hines Junior Hospital.

7.

Walk Score. (2023). Living in Naperville.