About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Facilities in Naperville, IL

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The average starting cost of independent living in Naperville, Illinois, is $3,395 per month, according to A Place for Mom’s proprietary data. Based on our ranking methodology, the top-rated independent living communities in Naperville are HarborChase of Naperville, StoryPoint Naperville and Monarch Landing, a CCRC.

Independent living in Naperville offers a maintenance-free way to enjoy this western Chicago suburb with access to the Riverwalk, downtown dining, parks, forest preserves, and nearby health care. Local communities often offer private apartments, dining, activities, transportation, housekeeping, fitness programs, pet-friendly amenities, and social events. Using our local proprietary data, we created this guide to compare costs, real reviews, local resources, and senior-friendly highlights in Naperville.

Naperville Independent Living Facilities | 2064 Reviews

Showing 64 communities
Last Updated: 7/24/26
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Ignite Christian Health Care Bolingbrook
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
McKenzie Falls is a 105 townhome rental development for seniors age 62 and over. Certain income restrictions apply.McKenzie Falls Rental Residences are all 1bedroom, 1 bath, attached ranch style homes conveniently located in a quiet residential setting just east of Rte. 53.All residences include...
Photo of Marian Park Inc
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Anderson Farms Apartments
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Great place for non active seniors as it lacks active activities. Lack of management and maintenance staff for several months was/is disappointing. Good location for stores and restaurants, many within...
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Anderson Farms Apartments is nestled in the countryside and offers a quiet, peaceful setting. At Anderson Farms Apartments, you can enjoy the fresh country air while taking a stroll or tending to your own gardening bed. Or just relax and enjoy the views. Located in Montgomery, Illinois, Anderson...
Photo of Immanuel Residences
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Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Eden Supportive Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
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Photo of Wedgewood Manor
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Rose Terrace Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Carmelite Carefree Village
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Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Carmelite Carefree Village is a retirement residence for men, women and married couples of all faiths and races who are capable of independent living. However, our residents also have access to supportive services for various personal needs. Carefree has 96 motel-style rooms, each with a...
Photo of Forest Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Our methodology

How we rank order the Naperville community options above

We developed a proprietary recommendation system that orders Naperville community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

How much does independent living cost in Naperville, IL?

The average starting cost of independent living in Naperville is $3,395 per month, according to A Place for Mom’s proprietary data.[01] This figure is based on starting base rent and may not include care services, premium amenities, upgraded floor plans, third-party services, or other extras.

Your actual monthly cost can vary based on the community’s location, apartment size, floor plan, amenities, dining package, transportation options, and add-on fees. Some communities may also charge separately for guest meals, salon services, or upgraded in-unit features.

The average cost of independent living in Naperville is higher than both the Illinois average of $3,342 and the national average of $3,520. Naperville’s overall cost of living is about 7% higher than the national average and 3% higher than the average for Illinois cities, according to the Economic Research Institute.[02]

Independent living in Naperville also starts higher than assisted living at about $6,058 per month and memory care at about $6,131 per month. This pricing pattern can happen because independent living starting rates often bundle housing, amenities, dining, maintenance, lifestyle programming, and convenience services. Assisted living and memory care may start with a lower base rate and then add separate fees for personal care or dementia-focused support.

Read more: Assisted Living vs. Independent Living: What’s the Difference?

The charts below are also based on average starting costs and do not include fees for care services, certain amenities, and any other extras.

Independent living costs in Naperville, IL, vs. state and national averages

Naperville, IL
$3,395/mo
U.S. national average
$3,520/mo

Independent living costs in Naperville, IL, vs. other senior living options

$7,913/mo
Independent Living
$3,395/mo

Independent living costs in Naperville, IL, by floor plan type

Studio
$2,834/mo
1 Bedroom
$4,046/mo
2 Bedroom
$5,049/mo

Senior living costs in Naperville vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Naperville, IL
Column state: Illinois
Column national: U.S.
Community typeNaperville, ILIllinoisU.S.
Independent Living$3,395/mo$3,342/mo$3,520/mo
Assisted Living$6,613/mo$6,329/mo$5,830/mo
Memory Care$7,913/mo$7,681/mo$6,999/mo
Independent Living
Naperville, IL:$3,395/mo
Illinois:$3,342/mo
U.S.:$3,520/mo
Assisted Living
Naperville, IL:$6,613/mo
Illinois:$6,329/mo
U.S.:$5,830/mo
Memory Care
Naperville, IL:$7,913/mo
Illinois:$7,681/mo
U.S.:$6,999/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Naperville, IL, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Naperville and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Naperville, ILIL stateNational

Independent living cost trends in Naperville, IL

The table below shows how monthly independent living costs in Naperville have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Naperville, IL$3,249/mo$3,092/mo+5.1%
Illinois$3,221/mo$3,061/mo+5.2%
National$3,416/mo$3,319/mo+2.9%
Naperville, IL
2024 average cost:$3,249/mo
2023 average cost:$3,092/mo
Percent change:+5.1%
Illinois
2024 average cost:$3,221/mo
2023 average cost:$3,061/mo
Percent change:+5.2%
National
2024 average cost:$3,416/mo
2023 average cost:$3,319/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

How to pay for independent living in Naperville

Since independent living focuses on housing, convenience, amenities, dining, transportation, and social connection rather than personal or medical care, most residents pay out of pocket. Public benefits may help with eligible health care or support services separately if you later need assistance, but they generally do not pay for independent living rent, meals, or lifestyle amenities.

Private pay options

Residents often use personal income and assets to cover independent living costs. Common private pay options include:

Read more: How to Pay for Independent Living: 5 Methods

VA benefits

The U.S. Department of Veterans Affairs (VA) offers pension, disability, health care, and survivor benefits for eligible veterans and their families. VA benefits do not typically pay independent living rent directly, but they may help with income, health care, or eligible services that support your retirement budget.

Common VA benefits that may help include:

If you eventually need assistance while living in an independent living apartment, certain services through VA health benefits, such as home care, may be provided where you live. You may also qualify for the Aid and Attendance benefit to help pay for eligible care services.

VA applications may involve military, medical, and financial records. A VA-accredited benefits counselor or local veterans service officer can help you understand eligibility and reduce the risk of delays, denials, or a pension penalty period.

Read more: VA Aid and Attendance Benefit: Eligibility, Application Process, and Approval Tips

Resources for veterans in Naperville

Naperville is home to nearly 3,000 veterans, or 2.5% of the city’s population.[03] To help these veterans and their families access the benefits and care they’ve earned, several local organizations and agencies provide personalized assistance and support, such as:

  • Aurora VA Clinic
    161 S. Lincolnway, Suite 120
    North Aurora, IL 60542
    Phone: 630-859-2504

Medicaid

Medicaid is a joint federal and state program that helps eligible people pay for health care and long-term support. In Illinois, older adults may qualify through the Community Care Program, the Persons who are Elderly Waiver, Aid to the Aged, Blind, and Disabled (AABD), or the Supportive Living Program.[04,05,06,07]

Illinois Medicaid does not pay for independent living rent, meals, room and board, or lifestyle amenities. However, if your needs change, these programs may help cover eligible care services you receive in your apartment or another community setting. Depending on the program, covered services may include:

Eligibility varies by program, but it often depends on your age, income, assets, care needs, and whether you meet a nursing facility level of care. Some waiver programs may also have limited provider availability or waiting lists, so it’s best to confirm current options before including Medicaid in your independent living budget.

Read more: Medicaid Long-Term Care: What Is It and What’s Covered?

Medicaid resources in Naperville, Illinois

To apply for Illinois Medicaid, elderly residents of Naperville can:

  • Apply online through Application for Benefits Eligibility (ABE)
  • Call the Illinois Department of Human Services Help Line at 800-843-6154
  • Visit a local Family Community Resource Center
  • Mail, email, or fax a completed application after downloading the proper form

If you have questions about eligibility, need help completing an application, or want to check on the status of a submission, these local resources may be able to help:

Medicare

Medicare is federal health insurance for adults 65 and older, as well as some younger people who have qualifying disabilities or medical conditions.[08] Medicare does not pay for independent living rent, meals, housing, or lifestyle amenities.

You can still use Medicare for approved medically necessary services while living in an independent living community. This may include doctor visits, hospital care, prescription medications, durable medical equipment, therapy, or short-term home health care if you meet Medicare’s eligibility requirements.

Medicare resources in Naperville

For free and unbiased information about Medicare benefits, elderly residents in Naperville can contact:

What families are saying about independent living in Naperville

Recent reviews for independent living in Naperville

Liberty Village in Elmhurst, IL

5.0
I could not be happier with the Liberty Village community is every regard. [name removed] and [name removed] has been amazing and I am very happy that my father is there. Based on the experience we have had so far, we would recommend this community to other families.

Victory Centre of Elk Grove in Elk Grove Village, IL

5.0
My brother lives in Victory Centre of Elk Grove Village, IL. I visit him frequently and I have found it to be Clean, Friendly and warm. The Staff from Administration to Nursing, Dining, and Maintence are all warm and caring, they know the residents' names, are respectful and always willing ...
Read more

High Point Residence Tinley Park

4.3
My brother [Removed] lived there for 2 1/2 years. I can't say enough good things about this facility. He had a lot of health needs but was able to be there and maintain a good amount of independence. The staff were always attentive to him and responsive to me. They helped us find wonderful ...
Read more

Reviews mention these favorite features of communities

Friendly and helpful staff. Many reviews mention the kindness and attentiveness of the staff at various communities, including The Timbers of Shorewood, Lisle Creek Estates, and Prairie Path, who go the extra mile to make residents and their families feel welcome and supported.
Community atmosphere and friendships. Residents often speak of forming strong bonds with their neighbors and new friends at their communities, such as Wyndemere, a CCRC, Brookdale Glen Ellyn, and The Luxe Residences of Aurora, creating a sense of belonging and community.
Variety of activities and social opportunities. Activities and social events are a key aspect of life at many senior living communities, including Monarch Landing, a CCRC, American House Cedarlake, and Immanuel Residences, where residents can engage in hobbies, learn new skills, and meet others with similar interests.
Delicious and accommodating meals. Meals are a highlight for many residents, with communities like StoryPoint Naperville, The Timbers of Shorewood, and American House Cedarlake offering nutritious and flavorful options that cater to individual dietary needs and preferences.
Beautiful and well-maintained living spaces. From spacious apartments to well-manicured grounds, the physical environment of a senior living community is important, with communities like The Luxe Residences of Aurora, Alden Horizon, and The Lakes and Superior at Waterford offering attractive and clean living spaces that residents tak ...
Read more
Effective communication between families and staff. Clear and consistent communication between families and staff is crucial for peace of mind and ensuring care needs are met, as mentioned in reviews for Monarch Landing, a CCRC, Brookdale Glen Ellyn, and Lisle Creek Estates.
AI generated from the text of family reviews

What is independent living like in Naperville?

Naperville gives independent living residents a suburban setting with easy access to restaurants, parks, trails, shopping, health care, and Chicago-area transportation. Local communities can help make that lifestyle easier by taking care of chores like maintenance, housekeeping, dining, and some transportation, while still giving you your own private space and routine.

Private apartments with fewer household chores

Many Naperville independent living communities offer apartment-style homes with practical features for everyday comfort. Of A Place for Mom’s partner communities, nearly 95% offer housekeeping, Wi-Fi or high-speed internet, and kitchen options, while about 89% offer wheelchair-accessible showers. All partner communities offer resident parking, indoor and outdoor common areas, libraries, meeting rooms, outside patios, and raised garden beds.[01]

An active social calendar

Naperville communities offer plenty of ways to stay busy without having to plan every outing yourself. All local partner communities with reported data offer day trips and outings, happy hours, live dance or theater performances, educational speakers or lifelong learning, trivia games, BBQs or picnics, birthday parties, and holiday parties.[01]

Many communities also support hobbies and wellness. Nearly 95% offer yoga or chair yoga, live musical performances, and gardening clubs, while nearly 90% offer wine tasting, cards or pinochle clubs, and community service programs.[01]

Dining options

Dining is a major part of independent living in Naperville. Nearly 95% of local partner communities with reported data provide meals, guest meals, and restaurant-style dining, while about 84% have a professional chef. Many also offer dietary accommodations such as low-sodium, vegetarian, gluten-free, no-sugar, and vegan options.[01]

Naperville independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Naperville independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Naperville, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Naperville independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Naperville partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Naperville, ILNational
Nutritionist / dietician
Nutritionist / dietician
41.7%
21.1%
Low / no sodium
Low / no sodium
46.7%
35.6%
No sugar
No sugar
40%
31.9%
Vegetarian
Vegetarian
41.7%
34.7%
Pureed meals
Pureed meals
20%
11.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Naperville independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Naperville communities that offer dining options to their discerning residents compared to our partners nationally.
Naperville, ILNational
Professional chef
Professional chef
46.7%
37.5%
Restaurant style dining
Restaurant style dining
53.3%
44.7%
Room service
Room service
45%
38%
Anytime dining
Anytime dining
25%
17.6%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Naperville independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Naperville offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Naperville, ILNational
Activity director
Activity director
56.7%
46.3%
Pet-focused programs
Pet-focused programs
41.7%
29.2%
Community service programs
Community service programs
46.7%
34%
Devotional activities on-site
Devotional activities on-site
51.7%
48.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
65%
50%
Outings / off-site activities
Outings / off-site activities
66.7%
54.9%
Piano or organ
Piano or organ
55%
44.2%
Arts and crafts center
Arts and crafts center
51.7%
39.5%
Educational speakers / life long learning
Educational speakers / life long learning
55%
42.9%
Clubs / games / karaoke
Clubs / games / karaoke
63.3%
48.2%
Live performances
Live performances
60%
47.9%
Dances
Dances
38.3%
34.1%
Fitness center
Fitness center
50%
40.6%
Fitness classes
Fitness classes
61.7%
47.5%
0.0%20.0%40.0%60.0%80.0%100%

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Unfamiliar with Naperville? Highlights for seniors

Naperville is a western Chicago suburb with more than 153,000 residents, and adults 65 and older make up 18% of the population.[03] For independent living residents, the city offers a practical mix of nearby hospitals, parks, libraries, restaurants, shops, community programs, and transportation options.

Top hospitals for seniors in Naperville

Naperville and nearby western suburbs have several hospitals and medical centers that can support routine care, specialist visits, emergency care, rehabilitation, and other health needs during retirement.

A graphic of a capital letter H in a circle

Edward Hospital is located in Naperville and offers emergency care, surgery, heart and vascular care, cancer care, orthopedics, rehabilitation, and other specialty services.

A graphic of a capital letter H in a circle

Northwestern Medicine Central DuPage Hospital in nearby Winfield provides emergency care, specialty care, surgery, rehabilitation, and services across several areas important to older adults.

A graphic of a capital letter H in a circle

RUSH Copley Medical Center in Aurora offers emergency services, heart care, cancer care, orthopedics, surgery, rehabilitation, and other hospital services west of Naperville.

Transportation for seniors in Naperville

Many independent living residents use community transportation for appointments, errands, shopping trips, and group outings. In Naperville, nearly 95% of A Place for Mom’s independent living partners provide complimentary transportation, while about 63% offer transportation at cost.[01]

Public and community-based options are also available. Metra provides commuter rail service from Naperville and Route 59 stations, and Pace operates local and regional bus service. Ride DuPage offers curb-to-curb transportation for eligible older adults and people with disabilities, while Ride Assist Naperville provides volunteer rides to medical appointments for registered older adults.

WalkScore considers Naperville a car-dependent city and gives it the following scores:[09]

Transportation card image
34

Walk Score

Transportation card image
12

Transit Score

Transportation card image
45

Bike Score

Things to do in Naperville for seniors and their families

Naperville offers a mix of walkable downtown outings, cultural attractions, parks, performances, and local programs that can work well for independent living residents, visiting friends, and family members.

Downtown, history, and family-friendly outings

Downtown Naperville has several easygoing places to explore, whether you want a quiet walk, a casual meal, a history-focused afternoon, or an outing with grandchildren.

  • The Naperville Riverwalk gives residents and visitors a scenic place to walk, sit, people-watch, and enjoy the DuPage River close to downtown shops and restaurants.
  • Downtown Naperville offers restaurants, cafes, boutiques, seasonal events, and walkable streets for relaxed shopping or dining with friends and family.
  • Naper Settlement is a 13-acre outdoor history museum with exhibits, programs, and historic buildings that can appeal to older adults and multigenerational visitors.
  • DuPage Children’s Museum can be a good option for residents spending time with grandchildren, with hands-on exhibits and family programming.
  • Millennium Carillon in Moser Tower is located near the Riverwalk and offers another local landmark to visit when you want a short outing close to downtown.

Parks, fitness, and lifelong learning

If you enjoy fresh air, gardens, birds, or gentle walking paths, Naperville and nearby DuPage County have several outdoor spaces that work well for solo visits, group outings, and family time.

  • Knoch Knolls Nature Center offers nature exhibits, trails, and a quieter setting for residents who enjoy birds, plants, and time outdoors.
  • Springbrook Prairie Forest Preserve is a large Naperville preserve with trails, prairie views, birding, and picnic areas.
  • The Morton Arboretum in nearby Lisle offers gardens, walking paths, seasonal displays, classes, and scenic drives through tree collections and natural areas.
  • Cantigny Park in nearby Wheaton offers gardens, museums, walking areas, restaurants, and events in a setting that can work well for a half-day outing.
  • Centennial Beach is a seasonal Naperville Park District facility that may be a fun option for residents visiting with grandchildren during the summer.

Performances, concerts, and local events

Naperville has several indoor and outdoor venues that make it easy to enjoy music, theater, community events, and seated entertainment close to home.

Classes, clubs, and local programming

If you want to explore programs beyond your independent living community, Naperville has several places to find fitness classes, book clubs, adult education, volunteer opportunities, and community activities.

Independent living laws and regulations in Illinois

Independent living communities aren’t typically licensed or regulated in the same way as assisted living and memory care communities. However, these communities must often meet state and city requirements, including building codes, fire safety regulations, and tenant rights laws that protect residents and renters. Learning about how independent living is regulated can help you make informed senior living decisions.

Read more: Independent living regulations in Illinois

Frequently Asked Questions

The average cost of independent living in Naperville, Illinois, is $3,395 per month.
No, Medicare will not pay for independent living rent, meals, or lifestyle amenities in Naperville. It may still cover approved medical services you receive while living in an independent living community.
Social Security does not have a special independent living benefit, but you can use your personal Social Security income toward independent living costs.
Illinois Medicaid may cover certain medically necessary home- and community-based services for eligible residents, but it will not pay for independent living room and board, rent, meals, or lifestyle amenities.

References

  1. A Place for Mom. (2026). A Place for Mom proprietary data.

  2. Economic Research Institute. (2026, May 5).  Cost of living data in Naperville, Illinois, United States.

  3. Census Reporter. (2024). Naperville, IL.

  4. Illinois Department on Aging. Community Care Program.

  5. Illinois Department of Healthcare and Family Services. Illinois Persons who are Elderly waiver.

  6. Illinois Department of Human Services. Aid to the Aged, Blind, and Disabled (AABD).

  7. Illinois Department of Healthcare and Family Services. Illinois Supportive Living Program.

  8. Medicare.gov. Medicare.

  9. Walk Score. (2026). Living in Naperville.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2026). A Place for Mom proprietary data.

2.

Economic Research Institute. (2026, May 5).  Cost of living data in Naperville, Illinois, United States.

3.

Census Reporter. (2024). Naperville, IL.

4.

Illinois Department on Aging. Community Care Program.

5.

Illinois Department of Healthcare and Family Services. Illinois Persons who are Elderly waiver.

6.

Illinois Department of Human Services. Aid to the Aged, Blind, and Disabled (AABD).

7.

Illinois Department of Healthcare and Family Services. Illinois Supportive Living Program.

8.

Medicare.gov. Medicare.

9.

Walk Score. (2026). Living in Naperville.