Within the scenic heart of Tennessee, Nashville allures retirees with its distinct fusion of Southern charm, lively culture, and a leisurely rhythm of life. With a temperate climate graced by mild winters and an abundance of sun-filled days, Nashville presents an enticing setting for retirees searching for cozy living. Moreover, Music City more than lives up to its name with its thriving music and arts scene ensuring seniors have ample chances for social engagement and nurturing their cultural spirits.
Independent living caters to individuals who maintain an active lifestyle, yet seek a more comfortable living environment surrounded by their peers. In Nashville, Tennessee, A Place For Mom has six partnered independent living facilities within 10 miles of downtown Nashville.
To make your search easier, we have organized information on the best independent living facilities, their rules and regulations, and how to pay for them. Additionally, we have included the top attractions in Nashville and the transportation options to best get around town.
Belmont Village Green Hills is a very friendly place! The staff are very interesting in making everything pleasant for all of the residents. The food is great! A broader variety on the menu would be...
They have more long-term stability in management than is typical for many competitors. My loved one wouldn't have participated in anything per his nature. But seeing the lobby taken over for bingo instead...
Very friendly staff, very easy for new residents to figure out how to use the transportation offered. Meals included restaurant style, beauty shop, and lots of activities! The food is really good, and we can...
What we like the most about The Rivers is just the atmosphere, plus the care my wife has been receiving. She's treated like a person rather than a number. I've been pleased with the recent improvements and...
Overall, Our experience at Cloverland Park was good. I feel there was a staff shortage in memory care. Staff was always friendly, caring and helpful. Activities for residents were encouraged, social time...
Overall we are happy . It took awhile for Mom to adjust but she seems happy now at Harmony. If possible, I feel that family members should visit as much as possible right after the move because that seems...
We chose Clarendale at Bellevue Place because the facility was very clean and bright and the price was more affordable for what you got. My mother says the kitchen is always short staffed. Complains about...
The facility has been upgraded within the last two years is very nice and clean. The staff has been very helpful with a lot of activities for the residents. The pricing at the facility is very reasonable.
The caregivers are amazing and truly care. Everyone knew my mom in just a few days and took good care of her. We would 100% recommend this community to other families based on the experience we have had so...
Morningside has been great and seems to be a good fit for Scott. He wanted to move there. I feel like he is safe, staff checks on him and he loves the food.
Honestly, ALL 5! I am so glad my uncle is there! He is very very happy, and, I'm very pleased with all of the above. Very very clean The management has turned over a couple of times, but, I'm not sure...
5's for all. No place is perfect, but I've been very satisfied with everything so far and we would absolutely recommend Mary, Queen of Angels to other families.
Overall the Mckendree is okay and my friend is adjusting but I hope that the new owners will put in new carpet and new recliners in the third floor memory ward where my friend lives. The staff is topnotch,...
Brookdale Green Hills Cumberland is a lovely facility. I have gotten very comfortable there and I like the style and the layout of my apartment. There are a few area areas of weaknesses that occur...
My parent has been at the Lodge for a few years. Overall, we have had a good experience. There was a short time when things were not as good as they had been. Lodge has a new director and he is making a...
I've lived at the St. Paul Retirement Center for seven years and couldn't be happier. The food is good, the people are friendly, and the activities are stimulating. The social quotient couldn't be higher. ...
They have been kind and inclusive. The transition was not easy but they were very supportive. It is very clean and well kept. There has been some staff turnover, but I think that is to be expected. Overall,...
My father is well here at this community. They taking good care him, and his needs. The have a lovely staff, and they have been great to work with. All is well so far, and I would recommend it.
My loved one doesn't like the food the community provides. The little I know about the community it is fine. The communication with the staff has been fine as well. All the residents have had their...
We chose Chippington Towers because of the price. The apartment sizes here are definitely enough space for one person, he also has his own balcony. I would recommend them to others looking.
My loved one is now at The Sapphire at music city and the staff is much friendlier and so much more compassionate. Night and day difference from his last facility. He loves it. The staff is very...
My loved one was only here for a brief stay while he recovered from a fall. Overall I thought they did a good job with his care.The facility was clean, and the seemed friendly and caring.
Our loved one was only there for about a wee but it met all of our expectations. We really liked the community and so did our loved one, she adjusted very well. It was less expensive then other communities...
We developed a proprietary recommendation system that orders Nashville community options based on factors we know are important to seniors and their families:
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
Our network of partners’ average independent living cost in Nashville is $2,296 per month.[01] This amount takes into account the various floor layouts, amenities, and other factors to represent an average total cost paid each month.
The following graph shows Nashville and the surrounding areas’ baseline costs for comparison and does not include any add-on fees.
Because independent living facilities aren’t recognized as senior care homes, seniors can’t take advantage of Medicaid, Medicare, or a long-term insurance carrier to pay for their stay. However, they can use public funds to pay for in-home care services they bring to their independent living facility.
We’ll go over how seniors can pay for their independent living stays in this section. Here, you can find resources for seniors on private financing, VA benefits, Medicaid, and Medicare.
Residents of independent living facilities can pay for their accommodations using various private payment options. Personal savings, investment returns, pensions, and Social Security income are just a few of the suitable methods for seniors to finance their stays.
Number of veterans who live in Nashville
About 46% of Nashville veterans are 65+
Veterans can fund independent living facilities through their Department of Veterans Affairs (VA) Pensions if eligible. Wartime veterans who qualify can also make use of the Aid and Attendance benefit, which is paid out alongside the VA Pension and can be used for anything to improve living quality.
Individuals with service-related disabilities or preexisting conditions made worse by military service are also eligible for VA Disability Compensation. This tax-free payment can cover the cost of housing and medical care, according to your disability rating.
For those wanting to upgrade their living facility, the Temporary Residence Adaptation grant can be used. Veterans can also check the VA grant and per diem program to gain further financial support. The Veterans of Foreign Wars (VFW) also offers financial grants of up to $1,500 through the Unmet Needs program to military families experiencing financial hardship due to their service.
Applying for benefits can be complicated, so ensure you take advantage of all the resources Nashville offers. Contact a veterans services officer for help answering all of your questions. Get in touch with these trained professionals at a veterans services organization (VSO), such as Veterans of Foreign Wars (VFW) clubs, Disabled American Veterans offices, American Legion posts, or the Tennessee Department of Veterans Services.
Resources for Nashville veterans
110 Ninth Ave. S
Nashville, TN 37203
Phone: 800-827-1000
Hours: Monday through Friday, 8:30 a.m. – 4 p.m.
Tennessee Department of Veterans Services
Nashville Field Office
1310 24th Ave. S, Rooms G116, G117, G118
Nashville, TN 37212
Phone: 615-741-2345
Contact: Jacquline Bumpas, veterans service officer
Phone: 615-982-5181
Contact: Ben Welch, veterans service officer
Phone: 615-981-9956
Veterans of Foreign Wars Post 1291
1907 Lebanon Pike Pass
Nashville, TN 37210
Phone: 615-889-9755
Email: vfwnashville@outlook.com
Veterans of Foreign Wars Post 1970
7220 Charlotte Pike
Nashville, TN 37209
Phone: 615-352-9933
Disabled American Veterans Nashville Chapter
110 Ninth Ave. S, Suite C166B
Nashville, TN 37203
Phone: 615-695-6384
The American Legion Department of Tennessee
318 Donelson Pike
Nashville, TN 37214
Phone: 615-391-5088
Hours: Monday through Friday, 8:30 a.m. – 4 p.m.
223 Rosa L. Parks Ave., Suite 301
Nashville, TN 37203
Phone: 615-782-7226
Hours: Monday through Friday, 9 a.m. – 5 p.m.
TennCare, Tennessee’s Medicaid program, provides health care to those who qualify because of a low income. Although Medicaid doesn’t cover the rent costs of a senior’s independent living, it can help offset in-home care and other medical costs if necessary. Check the eligibility reference guide to make sure you can use TennCare Medicaid for various needs.
Use this application form to apply for TennCare. Creating an account on the self-service portal called TennCare Connect allows you to easily apply for benefits, report changes, check your status, and much more.
Seniors who need help with daily activities can seek a home and community based services (HCBS) waiver. These waivers encompass a diverse array of personalized in-home care services.
For additional guidance on the Medicaid application process, seniors can contact the local Area Agency on Aging or the Long-Term Care Ombudsman. Ombudsmen are trained volunteers who can answer your Medicaid-related questions and concerns. Seniors can also connect with the Greater Nashville Regional Council Area Agency on Aging and Disability or Mid-Cumberland for ombudsman services.
Nashville resident Medicaid resources
310 Great Circle Road
Nashville, TN 37243
Phone: 800-342-3145
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Greater Nashville Regional Council Area Agency on Aging and Disability
501 Union St., Sixth Floor
Nashville, TN 37219
Phone: 615-862-8828
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Greater Nashville Regional Council
44 Vantage Way, Suite 450
Nashville, TN 37228
Phone: 615-862-8828
Fax: 615-862-8840
Mid-Cumberland Human Resource Agency
1101 Kermit Drive, Suite 300
Nashville, TN 37217
Phone: 615-850-3918
Email: mlunday@mchra.com
State Long-Term Care Ombudsman
502 Deaderick St., Ninth Floor
Nashville, TN 37243
Phone: 615-253-5412
Fax: 615-741-3309
Email: teresa.teeple@tn.gov
Medicare is a federally funded health care program for seniors who are at least 65 years of age. While Medicare doesn’t pay for rent in an independent living community, it does cover certain medically necessary in-home care for short-term medical needs.
There are a few additional resources available to Medicare-eligible individuals that can help seniors. Tennessee Medicare Savings Programs, for example, assist low-income seniors in paying their Medicare deductibles and copayments. Seniors can get started by filling out an application on TennCareConnect.
CoverRx, a Behavioral Health Safety Net program of Tennessee (BHSN of TN), assists those without prescription pharmaceutical coverage in Tennessee who need extra help paying for medications.
Apply for Medicare benefits by reaching out to your nearest Social Security Administration office or submit your application online. The Tennessee State Health Insurance Help Program (TN SHIP) provides free support and counseling for anyone with Medicare-related questions. Seniors can look for Medicare counseling sites on this interactive map to find out where certified SHIP counselors will be and when. You can also contact your local Social Security office or the long-term care ombudsman if you have questions.
Nashville resident Medicare resources
Nashville Social Security Administration Office
120 Athens Way
Nashville, TN 37228
Phone: 877-808-5461
Hours: Monday through Friday, 9 a.m. – 4 p.m.
Nashville Social Security Administration Office
221 Cumberland Bend
Nashville, TN 37228
Phone: 877-583-4103
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Greater Nashville Regional Council (SHIP)
44 Vantage Way, Suite 450
Nashville, TN 37228
Phone: 615-862-8828
Fax: 615-862-8840
Mid-Cumberland Human Resource Agency
1101 Kermit Drive, Suite 300
Nashville, TN 37217
Phone: 615-850-3918
Email: mlunday@mchra.com
State Long-Term Care Ombudsman
502 Deaderick St., Ninth Floor
Nashville, TN 37243
Phone: 615-253-5412
Fax: 615-741-3309
Email: teresa.teeple@tn.gov
Independent living facilities are intended for self-sufficient seniors who don’t require daily support. As a result, residents in these facilities must be capable of living independently and managing their care. This is why stand-alone independent living facilities in Nashville don’t need to be licensed as a senior care community.
However, they still have to follow city, state, and federal guidelines. The Metro Codes Department must inspect Nashville properties to ensure the Metro Code of Ordinances is being followed. Seniors can put in a public record request online to see inspection reports.
Independent living facilities are also expected to follow the Fair Housing Act, as well as the Tennessee Human Rights Act to guarantee seniors have access to housing. Stand-alone independent living communities in Nashville must also follow the Americans with Disabilities Act (ADA) guidelines. The ADA ensures that landlords are prohibited from discriminating or denying housing to any one person based on disability status.
Licenses may be required if the community is combined with other senior care facilities, such as assisted living and memory care units, or if it is part of a continuing care retirement community. In that case, the Tennessee Department of Health’s Office of Health Care Facilities’ Board for Licensing Health Care Facilities licenses what Tennessee calls Assisted-Care Living Facilities. There are also residential homes for the aged, which are smaller facilities that are for seniors who just need a small amount of help in addition to room and board.
Inspections take place — at a minimum — every 15 months to ensure that the Standards for Assisted-Care Living Facilities are being met. The inspections cover several areas including fire safety, staffing levels, medication management, infection control, and resident rights. Facility inspection reports are made available online.
Tennessee Department of Health
710 James Robertson Parkway
Nashville, TN 37243
Phone: 615-741-3111
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Nashville has no required regulations that independent living facilities have to follow. However, the city does provide a general guidance list to prevent the spread of COVID-19 and raise awareness.
Vaccinations. Vaccines are available by appointment at Metro Public Health Department health clinics and are recommended by the Centers for Disease Control and Prevention.
Masking. Anyone with symptoms, a positive test, or exposure to someone with COVID-19 should wear a mask but it isn’t required.
Staff safety. High-touch surfaces are cleaned and disinfected regularly. Staff should wash their hands often with soap and water.
Considered a favorite retirement haven among seniors, Nashville captivates with its inclusive community, storied cultural heritage, and genuine Southern warmth. The Nashville area has various independent living communities, from budget layouts to luxurious living. The gentle, golden hues and rustic charm found in numerous residential facilities evoke a soothing countryside ambiance, enveloping residents in a comforting embrace of rural serenity. Senior independent living facilities provide several convenient services and amenities to make retired life easier — from planned social events to complimentary transportation to dining services.
Six of our partner independent living institutions within a 10-mile radius of the heart of Nashville include three stand-alone facilities. The other three facilities are combinations of assisted living, independent living, and memory care.
If you expand your search area to a 25-mile radius of downtown Nashville, there are plenty of additional options:
Public transportation, called WeGo in Nashville, is close by for all residents living in our partner independent living communities. For those who like to drive themselves, all our partner facilities also offer resident parking. Seniors can also use the community’s transportation services (at-cost or complimentary) to run errands. Of our Nashville partner communities, 83% offer free transportation. There are so many ways to get out and enjoy all the Country Music Capital has to offer.
Most of our partner facilities provide arts and crafts studios and exercise centers for seniors who lead active lifestyles. For those who prefer staying close to home, there’s a library and a game room available in all our partner communities. All of our partners also have personal care services, such as barber shops and beauty salons available, too.[01]
Numerous Nashville independent living communities offer an array of amenities that ensure a comfortable lifestyle. From indulgent resort-style pools and serene community gardens to inviting outdoor patios ideal for leisurely barbecues, these amenities prioritize comfort. Many independent living facilities in Nashville offer chef-prepared meals to give residents a taste of finger-lickin’ Southern fare. Others go the extra mile by providing breakfast and coffee concierge services, adding a touch of luxury to residents’ daily routines.
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Median annual income for Nashville seniors 65 and older
Vanderbilt University Medical Center ranks at the very top in all procedures and conditions. It’s Tennessee’s premier hospital, ranking first in the region and 19th in the U.S. It’s a teaching hospital that provides superior care for the most challenging patients and their health conditions.
Regarding medical facilities, Ascension Saint Thomas Hospital is well regarded, at No. 2 in the state, and among the top 12% nationally. It’s considered excellent in working with 15 adult procedures and disorders, including stroke transcatheter aortic valve replacement (TAVR), joint replacements, cancer therapies, and surgeries related to the heart.
TriStar Centennial Medical Center provides comprehensive medical and surgical services and satisfies patient needs. It has received top ratings for performing exceptionally well in various adult procedures and illnesses, including colon cancer, heart attack care, heart failure treatment, stroke care, and both hip and knee replacement.
Nashville is a big city, and it is primarily car-dependent. However, it does have several walkable neighborhoods. To rate the neighborhood’s walkability, Walk Score uses a scale of 0 to 100, with 100 being the most walkable. The city’s total walk score is 29, while its bike score is 30. Its transit score also ranks fairly low at 22.[07]
The outlying suburbs around the city center are significantly less walkable, and public transportation is scarce. However, East End, Downtown, and Cameron Trimble are the most walkable parts of Nashville.[07]
Most of our nearby Nashville independent living facility partners also offer transportation services for seniors. More than 80% of our partners provide complimentary transportation, whereas 50% offer at-cost transportation.[01]
Nashville’s public transportation service, WeGo Public Transit, has 34 bus routes and one train route starting from Lebanon. There’s a discount of 85 cents for seniors over 65 and disabled people, which can be purchased by either showing a driver’s license, Medicare, or a Seniors-MTA Golden Age card. Fill out the discount card application online.
WeGo Access Program provides door-to-door van service for disabled people who can’t use the regular WeGo service. It costs $3.70 per ride, runs on set routes, and riders may require a personal care assistant.
Senior Ride Nashville provides services for those 60 and above with a round-trip fare of $6. Its yearly membership fee is $25. All volunteer drivers are trained and vetted. This service can support multi-stop trips up to three hours long. Eligible residents will be notified when they can join after they pre-register. There’s a waitlist for those wanting to use this service.
Nashville’s long history with country music provides many of the city’s best tourist attractions. Even if you’re not a fan of Waylon and Willie, seniors can enjoy various other attractions and activities, including indoor and outdoor outings.
Because Nashville is regarded as the birthplace of country music, it’s natural that it’d also be home to one of the largest museums in the world devoted to the genre. Curated exhibits at the Country Music Hall of Fame showcase iconic memorabilia, including stage costumes, instruments, and personal belongings of legendary country music artists. Seniors can revisit cherished classics and discover new favorites as they explore interactive displays, engage in audio tours, and even catch live performances. Assistive listening devices, large print guides, and wheelchair rentals are available to guests. Country music lovers can’t miss the famous Johnny Cash Museum. You can also stop in for some beer or barbecue at Johnny Cash’s Bar and BBQ.
For those who wish to experience live country music, the Grand Ole Opry features prominent country artists as well as upcoming stars. This venue also provides assistive listening devices and wheelchair-accessible features useful for disabled residents. The Ryman Auditorium is also an iconic music venue in Nashville, and it offers a full range of accessibility options.
The General Jackson Showboat is a massive showboat where you can experience famous Nashville singers playing on board. You can even enjoy a meal, sail down the Cumberland River, and take in breathtaking city views.
To all animal lovers, the Nashville Zoo at Grassmere invites you to embark on a journey through the animal kingdom. Seniors can watch their favorite animals in well-maintained habitats. The zoo’s tranquil atmosphere and well-shaded seating areas provide the perfect place for seniors to reconnect with nature. Wheelchair rentals start at $12, although you can bring your own for free.
Centennial Park has beautiful walking trails and a sunken garden to enjoy more scenic views while being active. There’s an art center, an activity center, and historical sites perfect for family activities. The park has a scheduled events list that you can also peruse to plan your next outing.
The Nashville Farmers Market is a terrific place for elders to engage with the local community and shop for fresh produce and artisanal food. The venue has two covered open-air sheds, a 24,000-square-foot garden center, a culinary incubator center, and a food hall. It’s open all year long!
Sports fans in Nashville will be delighted by the variety of sports teams the city offers. If you love football, you’ll want to stop by Nissan Stadium where the NFL’s Tennessee Titans play. For professional ice hockey, catch the Nashville Predators at Bridgestone Arena. If you want hotdogs and Cracker Jacks, the Nashville Sounds minor league baseball team might be who you want to root for.
For more senior-specific activities, The Metro Parks Senior Recreation Program has visual arts, dance, crafts, and other leisure activities for people over 55. It has three primary locations (East, Elizabeth, and Hadley) and nine satellite locations.
Nashville and the neighboring communities boast an array of senior centers where individuals can relish their golden years. Among these, FiftyForward Donelson Station and FiftyForward Knowles stand out for their enjoyable activities. These centers cater to various interests and passions, from yoga and tai chi sessions to bead weaving and choral singing. Moreover, Nashville takes pride in its senior dining program, which offers communal meals exclusively for individuals aged 60 and above. With four conveniently located venues open from Monday to Friday, seniors can savor not only nutritious meals but also partake in nutrition sessions and weekly doses of fun and fitness activities.
Rutland Place, Belmont Village Green Hills and Vitality Living Hendersonville are the top-rated Independent Living facilities near Nashville, TN. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Independent Living in Nashville is $4,167 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran Status (S2101) [Data Set]. American Community Survey.
United States Census Bureau. (2021). Age and Sex (S0101) [Data Set]. American Community Survey.
U.S. News and World Report. (2023). Vanderbilt University Medical Center.
U.S. News and World Report. (2023). Ascension Saint Thomas Hospital.
U.S. News and World Report. (2023). TriStar Centennial Medical Center.
Walk Score. (2023). Living in Nashville-Davidson.
Ask an A Place for Mom local advisor at no cost.
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran Status (S2101) [Data Set]. American Community Survey.
United States Census Bureau. (2021). Age and Sex (S0101) [Data Set]. American Community Survey.
U.S. News and World Report. (2023). Vanderbilt University Medical Center.
U.S. News and World Report. (2023). Ascension Saint Thomas Hospital.
U.S. News and World Report. (2023). TriStar Centennial Medical Center.
Walk Score. (2023). Living in Nashville-Davidson.