About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
Senior Living Home

10 Best Independent Living Communities in Waterford, NY

Answer a few questions to get personalized results
Who are you searching for?

The cost of independent living in Waterford is about $3,628 per month. To find the best independent living for your preferences and budget, browse these 38 options. Read 359 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Albany, Saratoga Springs and Schenectady.

Waterford Independent Living Facilities | 359 Reviews

Showing 37 communities
Last Updated: 12/5/25
Sort by
Filter by
Review Score
Distance
See communities with
Amenities
Providers
Photo of Ingersoll PlaceCommunity card badge
88 Photos available
9.9
Review score
47 reviews
9.9
Review score
47 reviews
5 star
94%
4 star
6%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Rich in history, Ingersoll Place has provided a supportive and nurturing environment for individuals who are unable to remain in their own homes due to physical limitations or mild to moderate cognitive impairment. Ingersoll Place is a local, not-for-profit organization providing assisted...
See details
Photo of Provincial GlenvilleCommunity card badge
1313 Photos available
22 Floor plans available
9.9
Review score
59 reviews
9.9
Review score
59 reviews
5 star
68%
4 star
22%
3 star
3%
2 star
2%
1 star
5%
See all reviews
It's is not what you would expect. The community is beautiful, friendly and safe. I enjoy living here. My family is pleased with my choice and they visit me often. I am also a member of a chorus that has...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Holiday at the Atrium provides a fulfilling, independent lifestyle in a welcoming environment. Our all-inclusive month-to-month rent covers: - Private apartment suites - Daily chef-prepared meals from scratch - A variety of enriching activities - Maintenance-free living - Weekly housekeeping...
See details
Photo of Summit at Glenwyck
1414 Photos available
66 Floor plans available
9.8
Review score
22 reviews
9.8
Review score
22 reviews
5 star
72%
4 star
14%
3 star
9%
2 star
5%
1 star
0%
See all reviews
Just love it here. After just one month here, I know I made the right choice. They bend over backward to accommodate your wishes. There are just too many things to do, that one couldn't possibly accomplish...
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
The Meadows at Glenwyck is a 55 and older senior housing community located in scenic Glenville, Schenectady County, New York. Glenville is a small town outside of Schenectady with close access to Albany and major highways I-90 and I-87 in central New York State. Glenville's motto is 'a town of...
Photo of Peregrine Shaker
1313 Photos available
99 Floor plans available
9.6
Review score
70 reviews
9.6
Review score
70 reviews
5 star
47%
4 star
30%
3 star
13%
2 star
7%
1 star
3%
See all reviews
All of the staff and aids were very helpful and friendly to the clients as well as their families including the receptionist.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Introducing Peregrine Shaker. Now under Peregrine Senior Living
See details
Photo of Millview of Latham
44 Photos available
9.3
Review score
23 reviews
9.3
Review score
23 reviews
5 star
61%
4 star
26%
3 star
9%
2 star
4%
1 star
0%
See all reviews
Very pleased with the support. I would recommend to others very much. The community is relatively small and tight knit with staff that care. There is plenty of activities and social interaction. The facility...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Millview of Latham is an assisted living community located in the Capital District of Cohoes, New York. Cohoes is near enough to Albany to offer all the excitement of city living, while at the same time far enough away to provide small town charm and a sense of community. It is a safe...
See details
Photo of Summit at Halfmoon
11 Photo available
9.3
Review score
9 reviews
9.3
Review score
9 reviews
5 star
89%
4 star
11%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Staff was amazing! So helpful with assisting my dad with his TV set up and even hanging pictures for him. I didn't feel like I needed to be there a lot. They have great extras and amenities, my dad just...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to Summit at HalfmoonPreleasing now for our newest Halfmoon location, expected to open in Fall 2023.Summit Senior Living redefines retirement living for active adults. Our communities offer carefree, comfortable, and aesthetically pleasing surroundings with endless opportunities for...
Photo of Elderwood Village at Colonie
2121 Photos available
9.3
Review score
46 reviews
9.3
Review score
46 reviews
5 star
46%
4 star
39%
3 star
4%
2 star
4%
1 star
7%
See all reviews
The staff has been really great. I am an hour and a half from them. I only go there a few times a month. I did have issues a couple times with them signing off that they were showering him and that didn't...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Elderwood Village at Colonie is a Latham, NY Assistive Living community that provides the right blend of supportive assistance, great amenities, and a personalized experience tailored to your needs.We are just minutes away from Albany, Schenectady, Troy and Saratoga County and all the area has to...
Photo of The Terrace at Eddy Memorial
1919 Photos available
9.2
Review score
31 reviews
9.2
Review score
31 reviews
5 star
84%
4 star
13%
3 star
3%
2 star
0%
1 star
0%
See all reviews
They try to make residents feel at home. All of the staff we deal with are very kind and helpful to my mother. She is well cared for and happy there.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Terrace at Eddy Memorial provides enriched housing and assisted living in Troy, NY for seniors who value amenity-rich living but need a little extra help with everyday tasks, such as household chores, bathing, dressing, and medication management.Our private studio and one-bedroom apartments...
Photo of Hearthstone Village
1010 Photos available
99 Floor plans available
9.1
Review score
15 reviews
9.1
Review score
15 reviews
5 star
60%
4 star
20%
3 star
13%
2 star
0%
1 star
7%
See all reviews
I'd say higher than 5 if I could. This is my first 55+ community and blown away! We've recently had snow and they've got every pathway and parking lot was just immaculately melted. Super impressed. The...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
We are located in Latham New York, in the heart of the Capitol Region, in a country like setting minutes from the Northway (I87), Wolf Road, Route 9, and the Airport. Close to an abundance of restaurants, and shopping. We offer exceptional retirement living without a buy in fee. We have 144...
See details
Photo of Diamond Ridge
4848 Photos available
1414 Floor plans available
8.8
Review score
72 reviews
8.8
Review score
72 reviews
5 star
50%
4 star
29%
3 star
7%
2 star
7%
1 star
7%
See all reviews
The experience was very good. Sue reached out, inviting us to tour and have lunch. But most of all my brother in seems very happy there and is doing more then he's done years. He's gone from laying in the...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Diamond Ridge provides a fulfilling, independent lifestyle in a welcoming environment.Situated on 13 acres of charmingly landscaped woods, Diamond Ridge is just outside of Troy, a town where history, culture and friendly faces await you. The original hometown of Samuel Wilson — or Uncle Sam —...
See details
Inline cta image

Our free advisors can help

  • Compare local facilities
  • Determine care type
  • Schedule tours
  • Evaluate pricing
Photo of Pinnacle Living at Forts Ferry
66 Photos available
8.6
Review score
6 reviews
8.6
Review score
6 reviews
5 star
50%
4 star
33%
3 star
0%
2 star
17%
1 star
0%
See all reviews
My husband and I have lived here since [date removed]. After several changes in management, this place seems to have got it together. Facilities are terrific: indoor heated pool, sauna, Jacuzzi, movie...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Coburg Village
2222 Photos available
8.0
Review score
6 reviews
8.0
Review score
6 reviews
5 star
66%
4 star
17%
3 star
0%
2 star
0%
1 star
17%
See all reviews
All of the staff are excellent! If they don't see a resident at least once during the day, they ALWAYS check on them. The facilities department is super responsive if something needs to be fixed....
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Coburg Village independent living retirement community, blends a lovely balance of originality, with an eye towards the changing future and needs. Our Independent Living Community opened in Rexford, NY in September 1999, however our roots provide us a rich 135-year history of providing services...
Photo of Diamond Rock Terrace
55 Photos available
5 star
33%
4 star
33%
3 star
17%
2 star
0%
1 star
17%
See all reviews
Currently they have the community in lock down due to the pandemic. I would tell others it is a nice community. I have already told others about this community.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Diamond Rock Terrace is convenient to the Capital District's major highways, and it's just a short drive to your favorite shopping centers, drugstores, restaurants and entertainment of all kinds. HOME: Diamond Rock Terrace's apartment homes provide comfort, style, and taste, offering an...
Photo of Beechwood at Eddy Memorial
1919 Photos available
5 star
81%
4 star
19%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Enjoy going to dining room. Love security, freedom to do what I want. Love social interaction and activity. Love drivers, exercise girl, coffee machine, [names removed].
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
As the area’s first premier senior living community in Troy, NY, Beechwood at Eddy Memorial offers the pleasure of peaceful privacy with unlimited opportunities for lively social activity.With 61 one- and two-bedroom apartments, elegant and spacious common areas, and round-the-clock security,...
Photo of The Terrace at Glen Eddy
1616 Photos available
2.0
Review score
35 reviews
2.0
Review score
35 reviews
5 star
77%
4 star
14%
3 star
6%
2 star
3%
1 star
0%
See all reviews
They go above and beyond to keep your loved one as independent as they can for as long as possible. They work with family members to meet your loved ones needs. They include everyone, no matter memory...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
There is a difference in assisted living. It's called The Terrace.Living independently is one of the keys to living a healthy, happy life. However, for many, there comes a time when a little help with everyday activities can make a big difference. That's when you can feel secure knowing you can...
Photo of Mill View Adult Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Lansingburgh Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Waterside
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Waterside is an affordable, newly constructed apartment community for independent seniors aged 50+.  Located on the banks of the Mohawk River, Waterside is situated in a peaceful setting with a spectacular view of the river, surrounding nature areas and a golf course. ...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Troy Adult Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Troy Adult Home is an assisted living community that benefits from being nestled among the natural beauty of Troy, NY. The forest of trees that surrounds our facility give off a cascade of color during the fall, and the wide open spaces on our grounds give residents plenty of places to enjoy the...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of The Pines at Heartwood
1010 Photos available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
Photo of The Cornerstone
5 star
50%
4 star
0%
3 star
50%
2 star
0%
1 star
0%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of O'Neil Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.

Cost of independent living in Waterford, NY

The average cost of senior living in Waterford is $3,628 per month. Cheaper nearby regions include Saratoga Springs, NY with an average of $3,466 per month.

Independent living costs in Waterford, NY, vs. nearby cities

Waterford, NY
$3,628/mo
$3,564/mo

Independent living costs in Waterford, NY, vs. state and national averages

Waterford, NY
$3,628/mo
U.S. national average
$4,203/mo

Independent living costs in Waterford, NY, vs. other senior living options

$5,159/mo
Independent Living
$3,628/mo

Independent living costs in Waterford, NY, by floor plan type

Semi-Private
$5,100/mo
Studio
$4,087/mo
1 Bedroom
$4,868/mo
2 Bedroom
$4,071/mo

Senior living costs in Waterford vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Waterford, NY
Column state: New York
Column national: U.S.
Community typeWaterford, NYNew YorkU.S.
Independent Living$3,628/mo$4,692/mo$4,203/mo
Assisted Living$5,108/mo$5,837/mo$4,740/mo
Memory Care$5,159/mo$5,927/mo$5,004/mo
Independent Living
Waterford, NY:$3,628/mo
New York:$4,692/mo
U.S.:$4,203/mo
Assisted Living
Waterford, NY:$5,108/mo
New York:$5,837/mo
U.S.:$4,740/mo
Memory Care
Waterford, NY:$5,159/mo
New York:$5,927/mo
U.S.:$5,004/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Waterford, NY, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Waterford and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Waterford, NYNY stateNational

Independent living cost trends in Waterford, NY

The table below shows how monthly independent living costs in Waterford have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Waterford, NY$2,677/mo$2,635/mo+1.6%
New York$3,753/mo$3,658/mo+2.6%
National$3,261/mo$3,166/mo+3.0%
Waterford, NY
2024 average cost:$2,677/mo
2023 average cost:$2,635/mo
Percent change:+1.6%
New York
2024 average cost:$3,753/mo
2023 average cost:$3,658/mo
Percent change:+2.6%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Waterford

Recent reviews for independent living in Waterford

Glen Eddy in Niskayuna, NY

5.0
Glen Eddy is a great place to live. The staff is caring and the residents are friendly. There are plenty of activities and entertainment. If you are looking for quality senior living, Glen Eddy is the place for you.

Beechwood at Eddy Memorial in Troy, NY

4.8
I have been a Resident of Beechwood for over six years, but at this time of pandemic and destructive weather events I especially appreciate the "peace of mind" it allows me. Not having to worry about handling details of a healthy and safe environment is a blessing.

Promenade at University Place in Albany, NY

4.5
It's been great! The staff are wonderful. Everyone is helpful and compassionate. They were the only facility in the area that offers an ALP for if my Aunt's finances are such that she needs to such to Medicaid. Big plus and draw with that feature.

Waterford independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Waterford independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Waterford, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Waterford independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Waterford partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Waterford, NYNational
Nutritionist / dietician
Nutritionist / dietician
17.6%
20.5%
Low / no sodium
Low / no sodium
26.5%
34.4%
No sugar
No sugar
17.6%
30.9%
Vegetarian
Vegetarian
17.6%
33.6%
Pureed meals
Pureed meals
2.9%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Waterford independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Waterford communities that offer dining options to their discerning residents compared to our partners nationally.
Waterford, NYNational
Professional chef
Professional chef
20.6%
36.5%
Restaurant style dining
Restaurant style dining
26.5%
43.5%
Room service
Room service
11.8%
37%
Anytime dining
Anytime dining
2.9%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Waterford independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Waterford offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Waterford, NYNational
Activity director
Activity director
29.4%
45.1%
Pet-focused programs
Pet-focused programs
20.6%
28.3%
Community service programs
Community service programs
20.6%
33%
Devotional activities on-site
Devotional activities on-site
32.4%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
38.2%
48.9%
Outings / off-site activities
Outings / off-site activities
41.2%
54%
Piano or organ
Piano or organ
23.5%
42.9%
Arts and crafts center
Arts and crafts center
23.5%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
35.3%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
38.2%
47.1%
Live performances
Live performances
38.2%
46.8%
Dances
Dances
23.5%
33%
Fitness center
Fitness center
20.6%
39.5%
Fitness classes
Fitness classes
35.3%
46.4%
0.0%20.0%40.0%60.0%80.0%100%
Photo cta image

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
Back to top