About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Senior ApartmentsSenior apartments offer accessible living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
Senior Living Awards
Add Review
(866) 388-7494
Talk to a local advisor for FREE
Senior Living Home

10 Best Independent Living Facilities in St. Petersburg, FL

Answer a few questions to get personalized results
Who are you searching for?

The average starting cost of independent living in St. Petersburg, Florida, is $3,576 per month, according to A Place for Mom’s proprietary data. Based on our ranking methodology, the top-rated independent living communities in St. Petersburg are American House St. Petersburg, Addington Place at College Harbor and Wentworth Central Avenue.

Nicknamed “The Sunshine City,” St. Petersburg, Florida, is a fantastic place for seniors considering independent living. These communities offer a low-maintenance lifestyle along with organized social outings and events, plus dedicated areas for dining, games, and other social gatherings. St. Petersburg is sunny most of the year, more affordable than people might believe, and close to the beach!

Using our local proprietary data, we created this helpful guide that includes detailed information about independent living in St. Petersburg, FL, reviews from residents, average senior care costs in the area, and resources tailored to retirees and their families in this city.

St Petersburg Independent Living Facilities | 9528 Reviews

Showing 434 communities
Last Updated: 10/12/26
Sort by
Filter by
Review Score
Distance
See communities with
Amenities
Providers
Photo of Sunstar Village
1616 Photos available
3.0
Review score
1 review
3.0
Review score
1 review
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Sunstar Village Assisted Living – Heartfelt Care in Pinellas ParkSunstar Village is a warm and welcoming assisted living community located in vibrant Pinellas Park, just minutes from Tampa Bay and the Gulf Coast. With sunny weather, peaceful surroundings, and easy access to shopping, healthcare,...
See details
Photo of The Barclay at Pasadena
1515 Photos available
5 star
50%
4 star
24%
3 star
13%
2 star
8%
1 star
5%
See all reviews
Very nice staff. Gorgeous location. New owners recently took over and renovations are beginning. Most of the staff appear to have stayed on through ownership changes. My mom feels safe and secure there.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to Elancé at PasadenaImmerse yourself in the unparalleled beauty of waterfront living at Elancé in Pasadena, where every glance out your window is a captivating scene of tranquility. Discover the pinnacle of luxury as you indulge in the lavish lifestyle you deserve amidst the soothing...
Photo of Westminster Shores, a CCRC
2323 Photos available
33 Floor plans available
5 star
43%
4 star
27%
3 star
20%
2 star
3%
1 star
7%
See all reviews
You have freedom to go and come as you please. You have to check-in each day by 10:00 if not they come and check on you. I think it's great you can ride to and from dinner. I would go back there if I find...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Enjoy active senior living at Westminster Shores, commanding nearly a mile of shoreline along Tampa Bay in St. Petersburg’s Bahama Shores neighborhood. Kayak, fish, or just soak in the natural beauty that surrounds you. Here, you’re a short drive from the fine arts and culture of St. Petersburg,...
See details
Photo of Westminster Suncoast, a CCRC
2020 Photos available
33 Floor plans available
3.0
Review score
17 reviews
3.0
Review score
17 reviews
5 star
64%
4 star
18%
3 star
18%
2 star
0%
1 star
0%
See all reviews
They are friendly and helpful. Sometimes it's difficult to find staff but I know they may be attending to other residents. Compared with other facilities I would recommend them. I hope they could implement...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Step into a garden oasis alive with orchids, butterflies, and moss-draped live oaks at Westminster Suncoast senior living in St. Petersburg. Our active lifestyle offers a wide range of opportunities for living well in charming, maintenance-free villas with patios and spacious lawns. Delve into...
See details
Photo of Colliers at St. Pete, The Pointe
1010 Photos available
1.9
Review score
49 reviews
1.9
Review score
49 reviews
5 star
37%
4 star
27%
3 star
10%
2 star
10%
1 star
16%
See all reviews
The worst has been meals on the weekends, specifically breakfast--if they get one. Cooks consistently don't show up, calling for a late breakfast that might not consist of much. It's been a great place for...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Imagine a place that is familiar and comforting — just like home. If you’re looking for fun and freedom in senior living, our community in St. Petersburg, Florida, might be the right fit for you. With both Assisted Living and memory care on one campus, Have your morning coffee on the patio or...
See details
Photo of Royal Palms
1010 Photos available
5 star
67%
4 star
22%
3 star
11%
2 star
0%
1 star
0%
See all reviews
They have a fitness center that I like to use. Staff is great. The community is laid out well. I do not like the food.They have a nice lake and a walking path. They have a pool and shuffle board. They really...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Royal Palms offers you something extra in senior living. Here you'll find gracious surroundings, a beauty salon and barber shop, an ice cream parlor and heated pool, tastefully designed apartments and a friendly neighborhood atmosphere. The private family dining room is available for entertaining...
Photo of Indian Oaks Manor
66 Photos available
5 star
11%
4 star
45%
3 star
33%
2 star
0%
1 star
11%
See all reviews
iI thout it was nice and homey. It is a smaller more quaint setting. If you are paying out of pocket, it is a huge value. The staff has been lovely.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Indian Oaks Assisted Living is in the heart of Largo, FL. Our missions is simple: to provide the highest quality care to our residents. Our friendly atmosphere will make it easy to adapt, meet new friends, and call Indian Oaks your new home! Please feel free to reach out to us for more...
See details
Photo of Lincolnshire Assisted Living
1010 Photos available
5 star
14%
4 star
0%
3 star
29%
2 star
14%
1 star
43%
See all reviews
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to Belleair Country House, a gracious retirement home devoted to your care and comfort. We offer a continuum of care from independent living to assisted living, respite stays, and hospice. Our location is 2298 Belleair Road, 1/2 mile west of US19, in Clearwater. We are close to Dunedin,...
Photo of Midway Manor Assisted Living Facility
11 Photo available
5 star
50%
4 star
33%
3 star
17%
2 star
0%
1 star
0%
See all reviews
I have lived here since 2017, and it has been nothing but love...[name removed] the facility director is very dear to my heart.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Lighthouse Senior Living at South Tampa
2020 Photos available
22 Floor plans available
5 star
58%
4 star
17%
3 star
17%
2 star
8%
1 star
0%
See all reviews
No place is perfect but after touring 9 ALFs, this one is the best fit for my Mom. There are some common areas that need new carpeting and furniture but the residents rooms are immaculate from what I've...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Lighthouse Senior Living at South Tampa is a beautiful assisted living community nestled in a residential area. Residents can have peace of mind knowing they’ll receive quality care nearby multiple hospitals in Tampa, Florida. A professional stylist comes in each week for a day at the salon. A...
See details
Inline cta image

Our free advisors can help

  • Compare local facilities
  • Determine care type
  • Schedule tours
  • Evaluate pricing
Photo of Magnolia Manor
11 Photo available
7.0
Review score
1 review
7.0
Review score
1 review
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
According to my cousin, who is a resident at Magnolia Manor, the facility is clean and the food is good. She says there is always some turnover in staff and that they are sometimes understaffed. I am in New...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Magnolia Manor, located in Clearwater, FL, is nestled away in the perfect location for a comfortable, tranquil atmosphere. Considering that Clearwater is tucked between the Gulf of Mexico and Tampa Bay, it should come as no surprise that residents within the assisted living community often enjoy...
See details
Photo of Windsor House
11 Photo available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
This facility is amazing!I just placed my loved one in their care...I was sceptical. It's an older building, a very low income facility, and they specialize in mental health. My brother has very little...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Windsor House of Clearwater is offering assisted living services to residents living in a smaller residential care setting. The home offers a lower staff to resident ratio than the larger assisted living communities. Each resident is offered a tailored care plan, striving to meet each...
Photo of Allegro Hyde Park
44 Photos available
5 star
83%
4 star
0%
3 star
0%
2 star
0%
1 star
17%
See all reviews
My mother lived here for nearly three years and she was the happiest she had been in a long time. It is a beautiful community but what really makes it beautiful are the people who live and work there. A...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
“The family feeling that you experience at Horizon Bay at Hyde Park is due to the genuine love the employees have for the residents.” Horizon Bay at Hyde Park is the first independent and assisted living retirement community built in South Tampa in more than twenty years. Located on the corner of...
Photo of Alimar Assisted Living
11 Photo available
5 star
40%
4 star
0%
3 star
40%
2 star
0%
1 star
20%
See all reviews
My mom is here currently and they’re absolutely meeting my expectations. The food is very good, well balanced and nutritious, and they have a variable menu so there are plenty of options. The staff has been...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Alimar Assisted Living is an assisted living community located in Tampa, FL. The city of Tampa is located in Hillsborough County and is home to over 348,000 people. Tampa is an exciting town with beaches, eateries, sports events and shopping. Residents can enjoy going on outings, going out to...
See details
Photo of Mease Life
88 Photos available
1.0
Review score
17 reviews
1.0
Review score
17 reviews
5 star
58%
4 star
24%
3 star
6%
2 star
0%
1 star
12%
See all reviews
5/5 and their favorite thing of all is the location because the City of Dunedin allows golf carts. My parents kept their golf cart and drive it around locally. My stepdad actually took my mother to the ER at...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
If you’ve been searching for a Life Plan Community with everything you’d want for retirement in one location, we invite you to explore Mease Life – a Dunedin cornerstone care provider offering a full continuum of care services. From our spacious apartment homes with private balconies to an...
Photo of Best Care Senior Living at Saint Joseph
1010 Photos available
5 star
33%
4 star
0%
3 star
33%
2 star
0%
1 star
34%
See all reviews
My brother has been in this facility for 15 years, the staff is kind and friendly. The administration is always available when I need to speak to them and solves the issues in a timely manner. my brother is...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Heritage is a luxury assisted living community located in Tampa, FL. The city of Tampa is in Hillsborough County and home to about 348,000 people. It's a bustling city with top sports, great shopping, relaxing beaches and tranquil breezes. Residents can enjoy a wide assortment of activities...
See details
Photo of Bamboo Villas Assisted Living Facility
66 Photos available
7.0
Review score
10 reviews
7.0
Review score
10 reviews
5 star
60%
4 star
10%
3 star
10%
2 star
10%
1 star
10%
See all reviews
The workers are really nice, the facility is clean and my grandmother has a great roommate. My grandmother complains about the food and the cost since it is more than her monthly income.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Bamboo Villas ALF is a family owned and operated assisted living facility located in beautiful Tampa,Florida. Restaurants, shopping, and churches are just minutes away from our facility. Much thought, time, and effort went into the design and development of our facility with our traditional...
See details
Photo of Senior Point Assisted Living Facility
1616 Photos available
7.0
Review score
4 reviews
7.0
Review score
4 reviews
5 star
0%
4 star
75%
3 star
0%
2 star
25%
1 star
0%
See all reviews
This is an update facility that caters to mostly Hispanic patients. The food is tasty. The bedrooms are quite nice. The common rooms are bright and cheery with a great outdoor space. The staff is very...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Our modern 33,000 square foot assisted living residence is currently under construction near the corner of Hillsborough Avenue and Habana Avenue in Tampa. We’re excited to provide affordable and superior care for the senior residents of Hillsborough county. Our goal is to ensure that your family...
See details
Photo of Magnolia Senior Living
1717 Photos available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Magnolia was wonderful!The only thing that my mother ever complained about was that there weren't a whole bunch of activities. But it's such a small facility that it's hard to get people to do things. The...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We believe that when a resident walks in our door, he/she becomes a part of our family. We pledge to love and care for each resident as a mother, a father, an aunt, an uncle, a grandmother, or a grandfather. We extend this personal touch to all of our residents and will do all that we can to...
Photo of Scottish Towers II Apartments
1212 Photos available
5 star
67%
4 star
0%
3 star
0%
2 star
0%
1 star
33%
See all reviews
I have lived here 5 years. I am not even tempted to leave this sweet little community. Of course it's not perfect! However, I still think it rates 5 stars. I am very pleased with all it has to offer,...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
If you've ever dreamed of living on the Gulf of Mexico, your dreams can come true at Scottish Towers II. Here, residents enjoy spectacular views, as they fish off our private pier, or relax there as they watch beautiful Florida sunsets. Miles of nature trails, mainstreet shopping and white-sand...
Photo of Manatee River Assisted Living
11 Photo available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Our mother moved to MRALF eight months ago and is thriving in this environment. The staff is caring, supportive and she is treated with respect! Mom loves the food, has made friends and we are so pleased...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of The Pavilion of East Tampa
22 Photos available
5 star
23%
4 star
31%
3 star
8%
2 star
8%
1 star
30%
See all reviews
My family and I have always been hesitant about coming to terms with this part of our Mothers life, after retirement! As much as we all want to keep her with us at home, we know she would be better suited in...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Pavilion of East Tampa is found in sunny Tampa, Florida located in Hillsborough County. This family owned and managed community for seniors is conveniently located in the heart of the city nearby major hospitals, shopping centers, and other local amenities. Being situated in this part of...
See details
Photo of Magnolia on the Avenue
99 Photos available
5 star
70%
4 star
0%
3 star
30%
2 star
0%
1 star
0%
See all reviews
Due to Alzheimer's I had to place my husband for care. My daughter and I found "Our Home" at Ware's Creek and I couldn't be happier with the care and cleanliness of Our Home. They treat my husband just like...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Magnolia on the Avenue is located in Ware's Creek's Historic neighborhood in Bradenton Florida. The facility is housed in an historic Victorian home — ensuring all of our residents are at home here. The warm atmosphere is a constant reminder that the 34-bed facility is really a community and...
See details
Photo of Aspire at Bradenton
22 Photos available
3.0
Review score
1 review
3.0
Review score
1 review
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Our campus is located in the historic Manatee river district of Bradenton, and our building actually sits on the river front site of one of the first settlers in to this area. Imagine enjoying your daily meals while looking out at the tranquil Manatee River. You can experience far more that...
See details
Photo of Great American Assisted Living at Bradenton
1818 Photos available
44 Floor plans available
5 star
25%
4 star
36%
3 star
22%
2 star
11%
1 star
6%
See all reviews
It took a while to get use to assisted living. It is different that independent living, but the staff have worked to make it pleasant. The activities department here has been what I have enjoyed the most.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
At Great American Assisted Living Community at Bradenton, we provide a caring, comfortable atmosphere all wound up in an active and secure community. Located underneath the shade of the palm trees in Bradenton, our suburban campus is the perfect place to call home. With quality care provided in a...
See details

Our methodology

How we rank order the St Petersburg community options above

We developed a proprietary recommendation system that orders St Petersburg community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

How much does independent living cost in St. Petersburg, FL?

In St. Petersburg, the average monthly cost of independent living is $3,576 according to A Place for Mom’s proprietary data.[01] This cost represents starting rates for communities in St. Petersburg. Pricing can vary depending on apartment layout, neighborhood, and extra amenities or services.

Independent living in St. Petersburg is significantly less expensive than the state average cost of $3,625 and the national average cost of $3,532. In general, the city has a higher cost of living than the rest of the state, but according to the Economic Research Institute, the cost of food and housing is significantly lower, which may offset some of the costs of independent living.[02]

Independent living in St. Petersburg is a bit more expensive than assisted living, which averages $4,539 per month. Independent living communities typically use an all-inclusive pricing model, while many assisted living communities use an a la carte model. Seniors who need specialized memory care can expect to pay around $5,858 per month.

Read more: Independent Living vs. Memory Care: Two Sides of the Senior Living Spectrum

The charts below are based on average starting costs and don’t include fees for care services or any other additional expenses.

Independent living costs in St Petersburg, FL, vs. state and national averages

St Petersburg, FL
$3,576/mo
$3,625/mo
U.S. national average
$3,532/mo

Independent living costs in St Petersburg, FL, vs. other senior living options

$5,858/mo
Independent Living
$3,576/mo

Independent living costs in St Petersburg, FL, by floor plan type

Semi-Private
$2,864/mo
Studio
$3,503/mo
1 Bedroom
$3,748/mo
2 Bedroom
$4,718/mo

Senior living costs in St Petersburg vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: St Petersburg, FL
Column state: Florida
Column national: U.S.
Community typeSt Petersburg, FLFloridaU.S.
Independent Living$3,576/mo$3,625/mo$3,532/mo
Assisted Living$4,539/mo$4,892/mo$5,909/mo
Memory Care$5,858/mo$5,777/mo$7,121/mo
Independent Living
St Petersburg, FL:$3,576/mo
Florida:$3,625/mo
U.S.:$3,532/mo
Assisted Living
St Petersburg, FL:$4,539/mo
Florida:$4,892/mo
U.S.:$5,909/mo
Memory Care
St Petersburg, FL:$5,858/mo
Florida:$5,777/mo
U.S.:$7,121/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in St Petersburg, FL, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in St Petersburg and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

St Petersburg, FLFL stateNational

Independent living cost trends in St Petersburg, FL

The table below shows how monthly independent living costs in St Petersburg have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
St Petersburg, FL$3,535/mo$3,183/mo+11.0%
Florida$3,560/mo$3,449/mo+3.2%
National$3,416/mo$3,319/mo+2.9%
St Petersburg, FL
2024 average cost:$3,535/mo
2023 average cost:$3,183/mo
Percent change:+11.0%
Florida
2024 average cost:$3,560/mo
2023 average cost:$3,449/mo
Percent change:+3.2%
National
2024 average cost:$3,416/mo
2023 average cost:$3,319/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

How to pay for independent living in St. Petersburg

Most people in St. Petersburg pay for independent living using private funds, such as from a retirement account, personal savings, and investments. Because independent living is designed to support an active lifestyle without added health or personal care services, insurance and government benefit programs usually don’t cover the costs.

Private pay options

Personal income and assets that families often use to pay for independent living include:

VA benefits

The U.S. Department of Veterans Affairs (VA) offers several programs that may help eligible veterans and surviving spouses manage the cost of independent living and enjoy a more comfortable, maintenance-free lifestyle. Benefit programs that may apply include:

If you’re considering using VA benefits, it can be helpful to gather your paperwork early and connect with a VA-accredited benefits counselor who can guide you through the application process and ensure you receive the support you’re entitled to.

Resources for veterans in St. Petersburg

The roughly 16,000 veterans who living in the St. Petersburg area can reach out to the following organization and agencies for support, guidance, and benefits resources:[03]

Medicaid

Medicaid is a joint federal and state program that helps eligible individuals pay for certain health and long-term care services. While it doesn’t cover room and board in an independent living community, it may help pay for medically necessary home care services if you qualify and need some support while living there.

Florida Medicaid offers several programs for personal and home care services for eligible residents through two programs with similar names:[04,05]

  • SSI-Related Medicaid, the state’s regular Medicaid plan for elderly and disabled residents
  • SMMC-LTC, a Medicaid waiver program for home and community-based long-term care

SSI-Related Medicaid is an entitlement program, meaning that any Florida resident who meets the eligibility criteria is guaranteed access to covered services. In contrast, the Statewide Medicaid Managed Care Long-Term Care (SMMC-LTC) program is a waiver program, so enrollment may be capped and eligible applicants could be placed on a waitlist.

While neither SSI-Related Medicaid nor SMMC-LTC covers room and board costs in assisted living communities, both programs may help offset the cost of specific care-related services, such as:

  • Home health care
  • Physical, occupational, or speech therapy
  • Meal assistance
  • Support with activities of daily living
  • Housekeeping and related in-home services

Eligibility for both programs depends on a person’s income and assets, as well as their need for health care support.

Medicaid resources in St. Petersburg, Florida

To apply for Florida Medicaid, seniors can:

Staff in Family Resource Centers can also help complete the application and answer questions about the process. Call 833-438-4673 to make an appointment.

Medicare

Medicare is a federal health insurance program for adults 65 and older, as well as for younger individuals who qualify due to certain disabilities or medical conditions.[06] Although Medicare won’t cover independent living itself, it can help cover medically necessary services your doctor orders while you live in a community, such as prescriptions, doctor visits, and approved durable medical equipment.

Medicare resources in St. Petersburg

Older adults in St. Petersburg can contact the organization’s below for free, unbiased guidance on Medicare coverage and benefits.

What families are saying about independent living in St Petersburg

Recent reviews for independent living in St Petersburg

Lake Gibson Village in Lakeland, FL

4.3
The communication between the staff and the family is good. They keep us well inform and up to date. I would recommend this community to others.

Sun Towers in Sun City Center, FL

5.0
The service was outstanding because [of] the personnel [was] outstanding. The personnel [was] outstanding because the supervisory and management was outstanding.

Brookdale New Port Richey

5.0
exceptionally clean with a concerned staff

Reviews mention these favorite features of communities

Elegant and welcoming lobby. Several reviews mention the beautiful and elegant lobby at The Princess Martha as a favorite feature of the community. Residents enjoy the classic decor and feel right at home as soon as they enter.
Friendly and helpful staff. Throughout the reviews, kind and caring staff members are a common thread, particularly at Freedom Square of Seminole, a CCRC and Westminster Shores, a CCRC. Residents express appreciation for the genuine attention and support they receive from the community team.
Variety of engaging activities. Reviews for American House St. Petersburg and Westminster Palms, a CCRC highlight the wide range of activities offered to residents, from off-site excursions to on-site events. Residents find joy in the opportunities to stay active and socialize.
Delicious and accommodating dining. Meals are a highlight at many communities, such as The Princess Martha and American House St. Petersburg, where residents look forward to the quality food and accommodations for dietary restrictions. Some reviews even mention the chef's creativity and excellent presentations.
Well-maintained outdoor spaces. Reviews for Westminster Shores, a CCRC and Addington Place at College Harbor emphasize the importance of beautiful outdoor spaces, which offer opportunities for relaxation, walks, and socializing. Residents value the cleanliness and upkeep of these areas.
Open and communicative community. At American House St. Petersburg, residents praise the open and welcoming atmosphere, where they feel comfortable asking questions and sharing concerns with staff members. They appreciate the prompt responses and overall transparency of communication within the community.
AI generated from the text of family reviews

What is independent living like in St. Petersburg?

Seniors looking to live in an independent living community in St. Petersburg will find a wide array of different types of communities. Because these communities are meant specifically for seniors, you will be surrounded by peers in the same stage of life.

Seniors who wish to age in place will have plenty of options in St. Petersburg, with seven of A Place for Mom’s partner communities offering independent living and assisted living on a single campus. Three partner communities also offer memory care in addition to independent and assisted living.[01]

Leisure-focused amenities offer an array of choices

With many communities located on St. Petersburg’s waterfront area, independent living communities in the area provide easy access to the beautiful beaches of St. Petersburg, as well as the downtown area of Gulfport, offering both businesses and cultural events. From movie theaters to bars to libraries, St. Petersburg’s independent living facilities offer on-site features to help residents relax. These are amenities you can expect from independent living facilities in the St. Petersburg area:[01]

  • Swimming pools, fitness centers, and billiards lounges
  • Cafés, bars, and bistros
  • Arts and crafts centers, libraries, and TV lounges

St Petersburg independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in St Petersburg independent living communities. They don’t represent all possible services and amenities available at assisted living communities in St Petersburg, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in St Petersburg independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of St Petersburg partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
St Petersburg, FLNational
Nutritionist / dietician
Nutritionist / dietician
27.9%
21.2%
Low / no sodium
Low / no sodium
40.6%
35.8%
No sugar
No sugar
38.6%
32%
Vegetarian
Vegetarian
32.3%
34.8%
Pureed meals
Pureed meals
18.5%
11.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in St Petersburg independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of St Petersburg communities that offer dining options to their discerning residents compared to our partners nationally.
St Petersburg, FLNational
Professional chef
Professional chef
34.9%
37.6%
Restaurant style dining
Restaurant style dining
41.1%
44.8%
Room service
Room service
35.3%
38.2%
Anytime dining
Anytime dining
16.6%
17.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in St Petersburg independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in St Petersburg offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
St Petersburg, FLNational
Activity director
Activity director
43.9%
46.6%
Pet-focused programs
Pet-focused programs
29.8%
29.3%
Community service programs
Community service programs
31.2%
34.2%
Devotional activities on-site
Devotional activities on-site
42%
48.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
48%
50.1%
Outings / off-site activities
Outings / off-site activities
49.4%
54.9%
Piano or organ
Piano or organ
38.6%
44.2%
Arts and crafts center
Arts and crafts center
38.6%
39.7%
Educational speakers / life long learning
Educational speakers / life long learning
39.7%
43.1%
Clubs / games / karaoke
Clubs / games / karaoke
47.3%
48.4%
Live performances
Live performances
45.3%
48.1%
Dances
Dances
34.6%
34.4%
Fitness center
Fitness center
27.3%
40.8%
Fitness classes
Fitness classes
46.4%
47.7%
0.0%20.0%40.0%60.0%80.0%100%

Explore senior care with confidence

choosing care icon

Know where to start.

Identify the right care for your loved one with our free assessment.

content with icon image

See what you can afford.

Understand cost and payment for long-term care based on your loved one's needs.

content with icon image

Find top facilities for you.

Free, personalized guidance from our Senior Living Advisors can help you narrow your search.

content with icon image

Tour your favorite facilities.

Our free touring checklist can help you choose the right community.

Unfamiliar with St. Petersburg? Highlights for seniors

Just south of the bustling metropolis of Tampa, St. Petersburg offers active seniors beautiful Gulf Coast beaches, world-class arts, great culinary options, and 244 days or more of sunshine per year.[07] With abundant walking and biking trails, fishing piers, and a city leadership invested in accessibility, it’s no wonder more than 57,600 seniors call St. Pete home[03].

Top hospitals for seniors in St. Petersburg

A graphic of a capital letter H in a circle

St. Anthony’s Hospital prides itself on combining the latest in medical technology with a
wide range of exceptional health care services.

A graphic of a capital letter H in a circle

Bayfront Health St. Petersburg specializes in cardiac care and rehabilitation services and is the home of Orlando Health’s Neuroscience Institute.

A graphic of a capital letter H in a circle

HCA Florida Northside Hospital offers a comprehensive stroke center and an advanced radiology department and specializes in multi-generational care.

Transportation for seniors in St. Petersburg

St. Petersburg is a city where you can get by without a car, but it certainly helps to have one. If you don’t, you can get a ride from the independent living facility as 90% of A Place for Mom’s partner communities offer free transportation and 72% provide transportation for a fee.[01]

The Pinellas Suncoast Transit Authority (PTSA) is the local public transit option. It offers accessible bussing options and extends discounts to anyone over the age of 65. Those with disabilities can investigate the Disabled Special Citizen Program, which offers discounts to those with disabilities.

Walk Score rates St. Petersburg as a car-dependent city, and gives the following transportation ratings out of 100:[08]

Transportation card image
43

Walk Score

Transportation card image
33

Transit Score

Transportation card image
59

Bike Score

Things to do in St. Petersburg for seniors and their families

Getting out and about in The Sunshine City offers a lot of options, from kayaking to bird watching, to viewing surrealist art.

Active and outside in The Sunshine City

For seniors who love the outdoors, St. Petersburg offers several recreational options.

  • The Shell Key Preserve features an undeveloped barrier island, numerous small mangrove islands, and a seagrass bed. Most of the preserve is closed to the public to protect sea and bird life but camping and kayaking are permitted with a permit.
  • The Boyd Hill Nature Reserve is in the heart of the city, featuring 400 acres of diverse habitats that are home to gopher tortoises, alligators, and marsh rabbit.
  • Abercrombie Park in the Jungle Terrace neighborhood offers treelined paths and a trail to a Native American archeological site.
  • Sawgrass Park is perfect for birdwatchers as the 400-acre park attracts thousands of migratory birds in the fall and spring. The park is also home tone of the largest maple swamps on the Gulf Coast.
  • The Sunken Gardens is St. Pete’s oldest living museum. It’s home to more than 50,000 tropical plants and animals, including a resident flamingo flock.

World-class arts

Seniors who love history, art, and science will find plenty to do on a day out in St. Pete. There are several arts districts throughout the city to explore.

  • The Dalí Museum houses the world’s largest collection of works by Salvador Dalí.
  • The Morean Arts Center is a contemporary art gallery with free admission to browse and regular art classes. It also houses glass artist Dale Chihuly’s work, including sculpture, glass work, and more.

Culture and history

St. Petersburg is home to several theaters offering a variety of entertainment options. The city also offers walking tours highlighting historical sites.

  • The St. Petersburg City Theatre is the city’s oldest theatre program. It offers mainstage productions and acting workshops.
  • The St. Pete Opera Company performs full scale opera productions and has a mission of making opera accessible to all.
  • American Stage is the Tampa Bay area’s longest-running, most critically acclaimed professional theatre company, and it’s located right in the heart of St. Petersburg.
  • The African American Heritage Trail is a self-guided walking tour that provides an overview of the African American influence and history in St. Pete.

Independent living laws and regulations in Florida

Independent living communities aren’t typically licensed or regulated in the same way as assisted living and memory care communities. However, these communities must often meet state and city requirements, including building codes, fire safety regulations, and tenant rights laws that protect residents and renters. Learning about how independent living is regulated can help you make informed senior living decisions.

Read more: Independent living regulations in Florida.

Frequently Asked Questions

The average cost of independent living in St. Petersburg, FL is $3,576 per month.
No, Medicare won’t pay for independent living in St. Petersburg, Fl.
Yes, seniors in St. Petersburg can use their Social Security benefits however they choose, including paying independent living expenses.
Florida Medicaid may cover some health care costs for residents of independent living communities, but it won’t cover the cost of room and board.

References

  1. A Place for Mom. (2026). A Place for Mom proprietary data.

  2. Economic Research Institute. (2026, March 26). Cost of living data in St. Petersburg, Florida, United States.

  3. United States Census Bureau. American Community Survey. St. Petersburg city, Florida. Data.census.gov.

  4. Florida Department of Children and Families. (2025, July). SSI-related Medicaid program fact sheet.

  5. Florida Agency for Health Care Administration. Statewide Medicaid Managed Care Long-term Care Program.

  6. U.S. Centers for Medicare and Medicaid Services. Get started with Medicare. Medicare.gov.

  7. City of St. Petersburg. Visitors.

  8. Walk Score. (2026). Living in St. Petersburg.

Photo cta image

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
Back to top
1.

A Place for Mom. (2026). A Place for Mom proprietary data.

2.

Economic Research Institute. (2026, March 26). Cost of living data in St. Petersburg, Florida, United States.

3.

United States Census Bureau. American Community Survey. St. Petersburg city, Florida. Data.census.gov.

4.

Florida Department of Children and Families. (2025, July). SSI-related Medicaid program fact sheet.

5.

Florida Agency for Health Care Administration. Statewide Medicaid Managed Care Long-term Care Program.

6.

U.S. Centers for Medicare and Medicaid Services. Get started with Medicare. Medicare.gov.

7.

City of St. Petersburg. Visitors.

8.

Walk Score. (2026). Living in St. Petersburg.