About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Senior ApartmentsSenior apartments offer accessible living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Facilities in St. Petersburg, FL

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The average starting cost of independent living in St. Petersburg, Florida, is $3,576 per month, according to A Place for Mom’s proprietary data. Based on our ranking methodology, the top-rated independent living communities in St. Petersburg are American House St. Petersburg, Addington Place at College Harbor and Wentworth Central Avenue.

Nicknamed “The Sunshine City,” St. Petersburg, Florida, is a fantastic place for seniors considering independent living. These communities offer a low-maintenance lifestyle along with organized social outings and events, plus dedicated areas for dining, games, and other social gatherings. St. Petersburg is sunny most of the year, more affordable than people might believe, and close to the beach!

Using our local proprietary data, we created this helpful guide that includes detailed information about independent living in St. Petersburg, FL, reviews from residents, average senior care costs in the area, and resources tailored to retirees and their families in this city.

St Petersburg Independent Living Facilities | 9528 Reviews

Showing 434 communities
Last Updated: 10/10/26
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Photo of The Villas of Holly Brook Bradenton Cove
55 Photos available
1.0
Review score
16 reviews
1.0
Review score
16 reviews
5 star
75%
4 star
13%
3 star
6%
2 star
0%
1 star
6%
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The facility is one and a half years old, very clean, management communication have been very good, the staff has treated my mom very good, the meals are all good quality. The negative would be the same as...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Villas of Holly Brook and Reflections Memory Care: Bradenton Cove "The Villas of Holly Brook at Bradenton Cove is an upcoming community offering affordable Independent, Assisted and Memory Care studio apartments featuring individual climate control. Amenities include a bistro café, salon...
Photo of Best Care Senior Living at Heritage Manor
44 Photos available
5 star
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Photo of The Bridges Assisted Living and Memory Care Community
11 Photo available
5 star
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Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
At The Bridges, we pride ourselves on providing exceptional care and a truly exceptional lifestyle for our residents. Our 5 star Google reviews speak for themselves - we go above and beyond to ensure our residents feel at home and truly enjoy their golden years. From our extensive amenities to...
Photo of Great American Assisted Living at Tampa
1313 Photos available
5 star
63%
4 star
0%
3 star
6%
2 star
6%
1 star
25%
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I am thankful for this place for my aunt. We live out of town and she has lived there for two years and is so well cared for. They have wonderful activities; she loves the exercise and crafts. They are so...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Great American Assisted Living at TampaGreat American Assisted Living at Tampa is an assisted living community situated in the sunny region of Tampa, Florida. The lovely community belongs to a city that has been one of the most popular places for families and seniors to live for years. With year...
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Photo of Langdon Hall Assisted Living
1111 Photos available
33 Floor plans available
5 star
0%
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3 star
40%
2 star
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40%
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Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
This stunning assisted living community is located in the relaxing, blissful Bradenton, Florida. It is located on four acres that will make your loved one feel like they are in the country. Surrounded by the tranquil sounds of the wildlife, fountain and pond located near the community, residents...
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Photo of SeaCoast at Uptown Oaks
22 Photos available
1.0
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2 reviews
1.0
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2 reviews
5 star
0%
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0%
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1 star
100%
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Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We are excited to show you how you can get superior assisted living or memory care at its best with all inclusive pricing.
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Photo of Angels Senior Living at North Tampa
77 Photos available
11 Floor plan available
5 star
0%
4 star
20%
3 star
80%
2 star
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0%
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I'am satisfied with this community, my father is doing pretty well here.The community looks great, they do a very good job keeping his room and the community neat and tidy. The staff is very good, they have...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Angels Senior Living at North Tampa was built in 1978 for the sole purpose of caring for the elderly. We have been caring for the elderly for over 3 decades and have a loving and caring staff around the clock available to take care of our residents. We come from a down home country background and...
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Photo of Compass Rose of Brandon
2121 Photos available
5 star
46%
4 star
0%
3 star
9%
2 star
9%
1 star
36%
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My grandmother has lived at Delaney Creek for 5 years and has had the best treatment and experience! She loves it there and wouldn't want to be anywhere else. She gets to play bingo every day if she wants to...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We welcome residents to Rosecastle at Delaney Creek Assisted Living and Memory Care community in Brandon, Florida. Our residents enjoy living among stately trees and natural wetlands as we are located just minutes from I-75 and near medical offices, restaurants, shopping malls, theaters and local...
Photo of Palm Terrace Assisted Living Facility
88 Photos available
5 star
61%
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13%
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13%
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13%
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Excellent facility! Great staff especially [name removed]. She was very helpful in her presentation, tour and getting him into your community. She is truly genuine, friendly, patient, understanding and has a...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Palm Terrace Assisted Living Facility and Adult Day Care offers private and semi-private accommodations at an affordable price for low to moderate income seniors in the heart of Temple Terrace, Florida. The community offers apartments with kitchenettes and accessible bathrooms. Residents also...
Photo of Blue Palms Village at Fletcher
33 Photos available
5.2
Review score
14 reviews
5.2
Review score
14 reviews
5 star
57%
4 star
0%
3 star
7%
2 star
7%
1 star
29%
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Overall I'm very satisfied with the place and staff. The apartment is a nice size and everything is clean. I would absolutely recommend them to others who are searching for senior living for themselves or a...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Compassionate Care and a Community That Feels Like HomeAt Blue Palms Village of Fletcher, we are committed to providing exceptional skilled nursing, rehabilitation, and senior care services in a welcoming, home-like environment. Conveniently located in Tampa’s Uptown area, our campus is close to...
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Photo of Walton Place Assisted Living
11 Photo available
1.0
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2 reviews
1.0
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2 reviews
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50%
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I did enjoy her being at Walton Place. I trusted their care, they were very responsive about her health, plan of care and changes in her health were taken seriously as they called the hospital in a timely...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Welcome home to Walton Place Assisted Living Community, "Your Home Away From Home!" At Walton Place, we are in the business of senior care and truly caring for people. We recognize several levels of care, and each individual is assessed to make sure all of their needs are met.Our staff is...
Photo of Angels Senior Living At New Tampa LLC
1313 Photos available
22 Floor plans available
3.0
Review score
17 reviews
3.0
Review score
17 reviews
5 star
24%
4 star
24%
3 star
6%
2 star
24%
1 star
22%
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Great place for your parents to stay but like any other place you must stay on top of them. If they know you are present, they will treat your love ones better.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Angels Senior Living in New Tampa is an 80 bed assisted living and memory care community. We have 24 secured memory care apartments, 8 extended care apartments, and 48 apartments for assisted living/independent residents. Our memory care was designed in conjunction with representatives from USF...
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Photo of Maravida Brandon
1111 Photos available
44 Floor plans available
5 star
63%
4 star
20%
3 star
9%
2 star
3%
1 star
5%
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Overall it has been a great experience and we would definitely recommend Savannah Court of Brandon to other families. The staff members there are so friendly, caring and very attention to the residents...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Savannah Court of Brandon senior assisted living community is licensed for 46 residents, is full of vibrant activity, yet offers a warm and comfortable feel throughout. Savannah Court offers an outstanding local reputation and has proudly been serving Seniors in the Brandon and Tampa Bay area for...
Photo of Discovery Village at Sarasota Bay
1313 Photos available
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We chose Discovery Village at Sarasota Bay because they have 24 hour nursing which was very important for us. There is not someone just on call - they are present in the building at all times. The facility...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of The Reserves at Idlewild
99 Photos available
7.0
Review score
13 reviews
7.0
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13 reviews
5 star
76%
4 star
8%
3 star
8%
2 star
8%
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Everyone have shown compassion and caring while taking care of our mother. The one bedroom apartment has plenty of room for her and guests. The facility is well kept, clean and maintained.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Selection of luxury suites with custom options. Your choice of studio, one, and two bedroom apartments. The exclusive Enclave featuring a Personalized Concierge service, Keyless entry, Private entrances, French Doors exiting to a private patio, as well as limited reserved parking space. Each...
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Photo of The Summit at Lakewood Ranch
1515 Photos available
1010 Floor plans available
5 star
61%
4 star
34%
3 star
2%
2 star
0%
1 star
3%
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My grandmother moved in to the Summit (formerly the Sheridan) in July 2022. She lived there until her passing in March 2024 at age 94. It was her third ALF since her stroke in 2016, and it was by far the...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Trinity Place Assisted Living
1414 Photos available
6.3
Review score
14 reviews
6.3
Review score
14 reviews
5 star
50%
4 star
29%
3 star
21%
2 star
0%
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My mom spent almost 2 months bedridden after contracting a highly contagious form of scabies. The antibiotics caused her to get c diff. She became weak and was no longer able to transfer on her own causing...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
On behalf of our Trinity Place family, thank you for considering our assisted living facility. Our community is dedicated to encouraging independence, all while providing the assistance that is needed, within a loving atmosphere of a bed-and-breakfast style setting. Our mission is to ensure each...
Photo of Retreat at Trinity
77 Photos available
5 star
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Going to be starting my third year here soon and could not be happier the staff here starting with [name removed] Who makes sure everything is done and maintained correctly then you have [name removed] at...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Discover a peaceful haven that feels like a luxury resort when you make your home at The Retreat at Trinity. Experience senior living in style in our friendly community, which offers weekly resident activities including Sunday Brunch. From the scenic courtyard and indoor theater, to special rooms...
Photo of Discovery Village at Tampa Palms
1010 Photos available
5 star
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Overall I think it is a great facility!! It's becoming more expensive so my parents will have to move soon. The staff is kind and respectful. If there is a problem they sit and discuss and try to solve. I...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to Discovery Village At Tampa Palms, a world-class senior living community in Tampa, Florida that is elevating senior living to a new standard.Our stylish community offers three distinct lifestyle options, starting with supervised independent living, and progressing to assisted living and...
Photo of Lakeshore Living Inc
22 Photos available
5 star
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We were there for a week and a half before he got sick again, but the CNA's were very helpful. The administrator there, she was great. They helped get my father what he needed in the short time he was there....
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
We are a small Assisted Living Facility located on 4 Beautiful acres with Home Style Living and Serene Lakefront views,Our caring staff members have over 15 years experience in senior care
Photo of The Landings of St Andrew
2020 Photos available
5 star
79%
4 star
7%
3 star
7%
2 star
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I have not had any interaction with the staff. As far as food, I know my mom has gone to when they do the soup night. And you bring your own mug or bowl. I do know that they have a food pantry to help with...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
In its picturesque splendor, The Landings of St. Andrew is a premier carefree and affordable housing lifestyle for residents 62+ with 900 sf 2 bedroom apartments as low as $660/mo. Located near the beautiful Gulf of Mexico, The Landings offers options that enhance and heighten independent senior...
Photo of Stone Ledge Manor
55 Photos available
5 star
36%
4 star
46%
3 star
0%
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1 star
18%
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Of all the places I toured they were on a par with some of the best but at a considerably more affordable price. Although they didn't have the fancy layout they were gentle and provided very good care for...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The luxury amenities for residents of Stone Ledge Manor are unparalleled. Living at Stone Ledge Manor means that not only will you have access to our highly rated facilities, but you’ll be a part of an active and engaging retirement community.At Stone Ledge Manor, residents are able to maintain...
Photo of Aurora Gardens
1313 Photos available
11 Floor plan available
1.0
Review score
4 reviews
1.0
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4 reviews
5 star
0%
4 star
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3 star
25%
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
At Angels Senior Living of New Port Richey, we strive for excellence in everything we do. Our mission is to provide the best environment for your loved one not only to live, but to flourish. Our care aides at Angels Senior Living of New Port Richey provide assistance with activities of daily...
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Photo of Suncoast Retreat
33 Photos available
5 star
40%
4 star
20%
3 star
20%
2 star
0%
1 star
20%
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My family and loved one had a wonderful experience with Suncoast Retreat. They didn't require any kind of fees or deposits for our loved one to move in. Suncoast was willing to work with my pay schedule to...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Suncoast Retreat is a single story, 58 bed facility with an ECC (Extended Congregate Care) license as well as a LMH (Limited Mental Health) license. Both of these additions to the standard license mean more staff training and greater flexibility as to the variety of resident needs that can be...
Photo of Alderman Oaks Retirement Center
77 Photos available
5 star
87%
4 star
0%
3 star
13%
2 star
0%
1 star
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5 on in all categories. Alderman Oaks has been great to my father. We would absolutely recommend this community to other families based on the experience we have had. The staff is great to my dad. Being...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
DOWNTOWN SARASOTA'S PREMIER SENIOR RENTAL RETIREMENT RESIDENCEServing Very Independent, Independent with Support, and Assisted Lifestyles!Annual, Guest, Relocation, Respite, Seasonal, and Trial StaysEASY SENIOR LIVING IN A VIBRANT NEIGHBORHOOD? A Full-Service Retirement Residence for Independent...
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Our methodology

How we rank order the St Petersburg community options above

We developed a proprietary recommendation system that orders St Petersburg community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

How much does independent living cost in St. Petersburg, FL?

In St. Petersburg, the average monthly cost of independent living is $3,576 according to A Place for Mom’s proprietary data.[01] This cost represents starting rates for communities in St. Petersburg. Pricing can vary depending on apartment layout, neighborhood, and extra amenities or services.

Independent living in St. Petersburg is significantly less expensive than the state average cost of $3,625 and the national average cost of $3,532. In general, the city has a higher cost of living than the rest of the state, but according to the Economic Research Institute, the cost of food and housing is significantly lower, which may offset some of the costs of independent living.[02]

Independent living in St. Petersburg is a bit more expensive than assisted living, which averages $4,539 per month. Independent living communities typically use an all-inclusive pricing model, while many assisted living communities use an a la carte model. Seniors who need specialized memory care can expect to pay around $5,858 per month.

Read more: Independent Living vs. Memory Care: Two Sides of the Senior Living Spectrum

The charts below are based on average starting costs and don’t include fees for care services or any other additional expenses.

Independent living costs in St Petersburg, FL, vs. state and national averages

St Petersburg, FL
$3,576/mo
$3,625/mo
U.S. national average
$3,532/mo

Independent living costs in St Petersburg, FL, vs. other senior living options

$5,858/mo
Independent Living
$3,576/mo

Independent living costs in St Petersburg, FL, by floor plan type

Semi-Private
$2,864/mo
Studio
$3,503/mo
1 Bedroom
$3,748/mo
2 Bedroom
$4,718/mo

Senior living costs in St Petersburg vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: St Petersburg, FL
Column state: Florida
Column national: U.S.
Community typeSt Petersburg, FLFloridaU.S.
Independent Living$3,576/mo$3,625/mo$3,532/mo
Assisted Living$4,539/mo$4,892/mo$5,909/mo
Memory Care$5,858/mo$5,777/mo$7,121/mo
Independent Living
St Petersburg, FL:$3,576/mo
Florida:$3,625/mo
U.S.:$3,532/mo
Assisted Living
St Petersburg, FL:$4,539/mo
Florida:$4,892/mo
U.S.:$5,909/mo
Memory Care
St Petersburg, FL:$5,858/mo
Florida:$5,777/mo
U.S.:$7,121/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in St Petersburg, FL, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in St Petersburg and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

St Petersburg, FLFL stateNational

Independent living cost trends in St Petersburg, FL

The table below shows how monthly independent living costs in St Petersburg have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
St Petersburg, FL$3,535/mo$3,183/mo+11.0%
Florida$3,560/mo$3,449/mo+3.2%
National$3,416/mo$3,319/mo+2.9%
St Petersburg, FL
2024 average cost:$3,535/mo
2023 average cost:$3,183/mo
Percent change:+11.0%
Florida
2024 average cost:$3,560/mo
2023 average cost:$3,449/mo
Percent change:+3.2%
National
2024 average cost:$3,416/mo
2023 average cost:$3,319/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

How to pay for independent living in St. Petersburg

Most people in St. Petersburg pay for independent living using private funds, such as from a retirement account, personal savings, and investments. Because independent living is designed to support an active lifestyle without added health or personal care services, insurance and government benefit programs usually don’t cover the costs.

Private pay options

Personal income and assets that families often use to pay for independent living include:

VA benefits

The U.S. Department of Veterans Affairs (VA) offers several programs that may help eligible veterans and surviving spouses manage the cost of independent living and enjoy a more comfortable, maintenance-free lifestyle. Benefit programs that may apply include:

If you’re considering using VA benefits, it can be helpful to gather your paperwork early and connect with a VA-accredited benefits counselor who can guide you through the application process and ensure you receive the support you’re entitled to.

Resources for veterans in St. Petersburg

The roughly 16,000 veterans who living in the St. Petersburg area can reach out to the following organization and agencies for support, guidance, and benefits resources:[03]

Medicaid

Medicaid is a joint federal and state program that helps eligible individuals pay for certain health and long-term care services. While it doesn’t cover room and board in an independent living community, it may help pay for medically necessary home care services if you qualify and need some support while living there.

Florida Medicaid offers several programs for personal and home care services for eligible residents through two programs with similar names:[04,05]

  • SSI-Related Medicaid, the state’s regular Medicaid plan for elderly and disabled residents
  • SMMC-LTC, a Medicaid waiver program for home and community-based long-term care

SSI-Related Medicaid is an entitlement program, meaning that any Florida resident who meets the eligibility criteria is guaranteed access to covered services. In contrast, the Statewide Medicaid Managed Care Long-Term Care (SMMC-LTC) program is a waiver program, so enrollment may be capped and eligible applicants could be placed on a waitlist.

While neither SSI-Related Medicaid nor SMMC-LTC covers room and board costs in assisted living communities, both programs may help offset the cost of specific care-related services, such as:

  • Home health care
  • Physical, occupational, or speech therapy
  • Meal assistance
  • Support with activities of daily living
  • Housekeeping and related in-home services

Eligibility for both programs depends on a person’s income and assets, as well as their need for health care support.

Medicaid resources in St. Petersburg, Florida

To apply for Florida Medicaid, seniors can:

Staff in Family Resource Centers can also help complete the application and answer questions about the process. Call 833-438-4673 to make an appointment.

Medicare

Medicare is a federal health insurance program for adults 65 and older, as well as for younger individuals who qualify due to certain disabilities or medical conditions.[06] Although Medicare won’t cover independent living itself, it can help cover medically necessary services your doctor orders while you live in a community, such as prescriptions, doctor visits, and approved durable medical equipment.

Medicare resources in St. Petersburg

Older adults in St. Petersburg can contact the organization’s below for free, unbiased guidance on Medicare coverage and benefits.

What families are saying about independent living in St Petersburg

Recent reviews for independent living in St Petersburg

Lake Gibson Village in Lakeland, FL

4.3
The communication between the staff and the family is good. They keep us well inform and up to date. I would recommend this community to others.

Sun Towers in Sun City Center, FL

5.0
The service was outstanding because [of] the personnel [was] outstanding. The personnel [was] outstanding because the supervisory and management was outstanding.

Brookdale New Port Richey

5.0
exceptionally clean with a concerned staff

Reviews mention these favorite features of communities

Elegant and welcoming lobby. Several reviews mention the beautiful and elegant lobby at The Princess Martha as a favorite feature of the community. Residents enjoy the classic decor and feel right at home as soon as they enter.
Friendly and helpful staff. Throughout the reviews, kind and caring staff members are a common thread, particularly at Freedom Square of Seminole, a CCRC and Westminster Shores, a CCRC. Residents express appreciation for the genuine attention and support they receive from the community team.
Variety of engaging activities. Reviews for American House St. Petersburg and Westminster Palms, a CCRC highlight the wide range of activities offered to residents, from off-site excursions to on-site events. Residents find joy in the opportunities to stay active and socialize.
Delicious and accommodating dining. Meals are a highlight at many communities, such as The Princess Martha and American House St. Petersburg, where residents look forward to the quality food and accommodations for dietary restrictions. Some reviews even mention the chef's creativity and excellent presentations.
Well-maintained outdoor spaces. Reviews for Westminster Shores, a CCRC and Addington Place at College Harbor emphasize the importance of beautiful outdoor spaces, which offer opportunities for relaxation, walks, and socializing. Residents value the cleanliness and upkeep of these areas.
Open and communicative community. At American House St. Petersburg, residents praise the open and welcoming atmosphere, where they feel comfortable asking questions and sharing concerns with staff members. They appreciate the prompt responses and overall transparency of communication within the community.
AI generated from the text of family reviews

What is independent living like in St. Petersburg?

Seniors looking to live in an independent living community in St. Petersburg will find a wide array of different types of communities. Because these communities are meant specifically for seniors, you will be surrounded by peers in the same stage of life.

Seniors who wish to age in place will have plenty of options in St. Petersburg, with seven of A Place for Mom’s partner communities offering independent living and assisted living on a single campus. Three partner communities also offer memory care in addition to independent and assisted living.[01]

Leisure-focused amenities offer an array of choices

With many communities located on St. Petersburg’s waterfront area, independent living communities in the area provide easy access to the beautiful beaches of St. Petersburg, as well as the downtown area of Gulfport, offering both businesses and cultural events. From movie theaters to bars to libraries, St. Petersburg’s independent living facilities offer on-site features to help residents relax. These are amenities you can expect from independent living facilities in the St. Petersburg area:[01]

  • Swimming pools, fitness centers, and billiards lounges
  • Cafés, bars, and bistros
  • Arts and crafts centers, libraries, and TV lounges

St Petersburg independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in St Petersburg independent living communities. They don’t represent all possible services and amenities available at assisted living communities in St Petersburg, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in St Petersburg independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of St Petersburg partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
St Petersburg, FLNational
Nutritionist / dietician
Nutritionist / dietician
27.9%
21.2%
Low / no sodium
Low / no sodium
40.6%
35.8%
No sugar
No sugar
38.6%
32%
Vegetarian
Vegetarian
32.3%
34.8%
Pureed meals
Pureed meals
18.5%
11.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in St Petersburg independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of St Petersburg communities that offer dining options to their discerning residents compared to our partners nationally.
St Petersburg, FLNational
Professional chef
Professional chef
34.9%
37.6%
Restaurant style dining
Restaurant style dining
41.1%
44.8%
Room service
Room service
35.3%
38.2%
Anytime dining
Anytime dining
16.6%
17.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in St Petersburg independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in St Petersburg offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
St Petersburg, FLNational
Activity director
Activity director
43.9%
46.6%
Pet-focused programs
Pet-focused programs
29.8%
29.3%
Community service programs
Community service programs
31.2%
34.2%
Devotional activities on-site
Devotional activities on-site
42%
48.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
48%
50.1%
Outings / off-site activities
Outings / off-site activities
49.4%
54.9%
Piano or organ
Piano or organ
38.6%
44.2%
Arts and crafts center
Arts and crafts center
38.6%
39.7%
Educational speakers / life long learning
Educational speakers / life long learning
39.7%
43.1%
Clubs / games / karaoke
Clubs / games / karaoke
47.3%
48.4%
Live performances
Live performances
45.3%
48.1%
Dances
Dances
34.6%
34.4%
Fitness center
Fitness center
27.3%
40.8%
Fitness classes
Fitness classes
46.4%
47.7%
0.0%20.0%40.0%60.0%80.0%100%

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Unfamiliar with St. Petersburg? Highlights for seniors

Just south of the bustling metropolis of Tampa, St. Petersburg offers active seniors beautiful Gulf Coast beaches, world-class arts, great culinary options, and 244 days or more of sunshine per year.[07] With abundant walking and biking trails, fishing piers, and a city leadership invested in accessibility, it’s no wonder more than 57,600 seniors call St. Pete home[03].

Top hospitals for seniors in St. Petersburg

A graphic of a capital letter H in a circle

St. Anthony’s Hospital prides itself on combining the latest in medical technology with a
wide range of exceptional health care services.

A graphic of a capital letter H in a circle

Bayfront Health St. Petersburg specializes in cardiac care and rehabilitation services and is the home of Orlando Health’s Neuroscience Institute.

A graphic of a capital letter H in a circle

HCA Florida Northside Hospital offers a comprehensive stroke center and an advanced radiology department and specializes in multi-generational care.

Transportation for seniors in St. Petersburg

St. Petersburg is a city where you can get by without a car, but it certainly helps to have one. If you don’t, you can get a ride from the independent living facility as 90% of A Place for Mom’s partner communities offer free transportation and 72% provide transportation for a fee.[01]

The Pinellas Suncoast Transit Authority (PTSA) is the local public transit option. It offers accessible bussing options and extends discounts to anyone over the age of 65. Those with disabilities can investigate the Disabled Special Citizen Program, which offers discounts to those with disabilities.

Walk Score rates St. Petersburg as a car-dependent city, and gives the following transportation ratings out of 100:[08]

Transportation card image
43

Walk Score

Transportation card image
33

Transit Score

Transportation card image
59

Bike Score

Things to do in St. Petersburg for seniors and their families

Getting out and about in The Sunshine City offers a lot of options, from kayaking to bird watching, to viewing surrealist art.

Active and outside in The Sunshine City

For seniors who love the outdoors, St. Petersburg offers several recreational options.

  • The Shell Key Preserve features an undeveloped barrier island, numerous small mangrove islands, and a seagrass bed. Most of the preserve is closed to the public to protect sea and bird life but camping and kayaking are permitted with a permit.
  • The Boyd Hill Nature Reserve is in the heart of the city, featuring 400 acres of diverse habitats that are home to gopher tortoises, alligators, and marsh rabbit.
  • Abercrombie Park in the Jungle Terrace neighborhood offers treelined paths and a trail to a Native American archeological site.
  • Sawgrass Park is perfect for birdwatchers as the 400-acre park attracts thousands of migratory birds in the fall and spring. The park is also home tone of the largest maple swamps on the Gulf Coast.
  • The Sunken Gardens is St. Pete’s oldest living museum. It’s home to more than 50,000 tropical plants and animals, including a resident flamingo flock.

World-class arts

Seniors who love history, art, and science will find plenty to do on a day out in St. Pete. There are several arts districts throughout the city to explore.

  • The Dalí Museum houses the world’s largest collection of works by Salvador Dalí.
  • The Morean Arts Center is a contemporary art gallery with free admission to browse and regular art classes. It also houses glass artist Dale Chihuly’s work, including sculpture, glass work, and more.

Culture and history

St. Petersburg is home to several theaters offering a variety of entertainment options. The city also offers walking tours highlighting historical sites.

  • The St. Petersburg City Theatre is the city’s oldest theatre program. It offers mainstage productions and acting workshops.
  • The St. Pete Opera Company performs full scale opera productions and has a mission of making opera accessible to all.
  • American Stage is the Tampa Bay area’s longest-running, most critically acclaimed professional theatre company, and it’s located right in the heart of St. Petersburg.
  • The African American Heritage Trail is a self-guided walking tour that provides an overview of the African American influence and history in St. Pete.

Independent living laws and regulations in Florida

Independent living communities aren’t typically licensed or regulated in the same way as assisted living and memory care communities. However, these communities must often meet state and city requirements, including building codes, fire safety regulations, and tenant rights laws that protect residents and renters. Learning about how independent living is regulated can help you make informed senior living decisions.

Read more: Independent living regulations in Florida.

Frequently Asked Questions

The average cost of independent living in St. Petersburg, FL is $3,576 per month.
No, Medicare won’t pay for independent living in St. Petersburg, Fl.
Yes, seniors in St. Petersburg can use their Social Security benefits however they choose, including paying independent living expenses.
Florida Medicaid may cover some health care costs for residents of independent living communities, but it won’t cover the cost of room and board.

References

  1. A Place for Mom. (2026). A Place for Mom proprietary data.

  2. Economic Research Institute. (2026, March 26). Cost of living data in St. Petersburg, Florida, United States.

  3. United States Census Bureau. American Community Survey. St. Petersburg city, Florida. Data.census.gov.

  4. Florida Department of Children and Families. (2025, July). SSI-related Medicaid program fact sheet.

  5. Florida Agency for Health Care Administration. Statewide Medicaid Managed Care Long-term Care Program.

  6. U.S. Centers for Medicare and Medicaid Services. Get started with Medicare. Medicare.gov.

  7. City of St. Petersburg. Visitors.

  8. Walk Score. (2026). Living in St. Petersburg.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2026). A Place for Mom proprietary data.

2.

Economic Research Institute. (2026, March 26). Cost of living data in St. Petersburg, Florida, United States.

3.

United States Census Bureau. American Community Survey. St. Petersburg city, Florida. Data.census.gov.

4.

Florida Department of Children and Families. (2025, July). SSI-related Medicaid program fact sheet.

5.

Florida Agency for Health Care Administration. Statewide Medicaid Managed Care Long-term Care Program.

6.

U.S. Centers for Medicare and Medicaid Services. Get started with Medicare. Medicare.gov.

7.

City of St. Petersburg. Visitors.

8.

Walk Score. (2026). Living in St. Petersburg.