About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
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10 Best Memory Care Facilities in Stroud, OK

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Memory care in Stroud offers 24-hour care and supervision, trained staff, and specialized activities to accommodate the needs of seniors with Alzheimer’s or dementia. These communities typically offer advanced security features and engaging activities to help ensure residents’ well-being. The cost of memory care in Stroud is about $4,858 per month. To find the best memory care options for your needs and budget, browse the 84 communities, read 1407 reviews of families’ experiences, and learn about available services and amenities. 

As you explore memory care near you, you may also want to consider options in areas like  You may also consider nearby communities such as Shamrock, Midlothian and Clifton.

Stroud Memory Care Facilities | 1407 Reviews

Showing 63 communities
Last Updated: 5/9/26
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Photo of The Renaissance of Stillwater
33 Photos available
8.0
Review score
25 reviews
8.0
Review score
25 reviews
5 star
32%
4 star
36%
3 star
24%
2 star
4%
1 star
4%
See all reviews
We had her in the memory care as suggested by skilled nursing. However, she is only at the beginning stages. The staff recognized this and we just moved her to assisted living. She is happier.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of Beehive Homes of Broken Arrow
5757 Photos available
7.8
Review score
12 reviews
7.8
Review score
12 reviews
5 star
8%
4 star
67%
3 star
17%
2 star
0%
1 star
8%
See all reviews
Mostly the fact that they let her keep her cat, is what stuck out over others. It is nice and clean. The staff is friendly. The food is very good.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
We aim to improve quality of life and ensure safety to our residents. We offer 24-hour on-site care staff. Our focus is on our residents and their families.Our dedicated care team at BeeHive is happy to welcome you to our hive.
Photo of Oxford Springs Tulsa Memory Care
1010 Photos available
33 Floor plans available
7.4
Review score
41 reviews
7.4
Review score
41 reviews
5 star
34%
4 star
44%
3 star
10%
2 star
5%
1 star
7%
See all reviews
I know the staff is doing the very best they can in a very tough situation. Due to the residents being mentally and or physically incapacitated I know it is a difficult atmosphere to work. I believe they did...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
A Place to Call HomeWe understand how challenging it can be to wrestle with the idea of transitioning the care of your family member to someone else. But we also recognize that they will have every opportunity to thrive here at our memory care community—and you will have more chances to spend...
Photo of Touchmark at Coffee Creek
1010 Photos available
44 Floor plans available
7.2
Review score
29 reviews
7.2
Review score
29 reviews
5 star
63%
4 star
34%
3 star
0%
2 star
3%
1 star
0%
See all reviews
We were attracted to the location. I would recommend but with eyes wide open. No one should be left in any facility without frequent eyes on them and the staff.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of The Veraden Senior Living
99 Photos available
1313 Floor plans available
7.1
Review score
30 reviews
7.1
Review score
30 reviews
5 star
27%
4 star
46%
3 star
10%
2 star
7%
1 star
10%
See all reviews
The residents are individuals and, as in any neighborhood, some are more outgoing than others. There are always many residents at the activities and although my parents have become pretty much home bound, I...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Veraden is an assisted living community located in the charming city of Edmond, Oklahoma County, Oklahoma. With an incredible location and fantastic staff, The Veraden is an excellent choice for your new home. Edmond is a beautiful city, that was named in the 'Top 100 Places to Live in 2007'....
Photo of Red Bud Assisted Living
22 Photos available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Great care staff, professional administration team. Excellent prices, great care and services. Facility is always clean, Nurse is quick to respond, on call 24 hr/7 days week. The staff is great and works...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Red Bud Assisted Living is located in Perkins, Oklahoma, only 10 minutes south of Stillwater. We are a locally owned and operated assisted living community dedicated to serving seniors of the Perkins community. We pride ourselves in providing a caring place for seniors who may need some...
Photo of The Villages at Southern Hills
66 Photos available
1.0
Review score
20 reviews
1.0
Review score
20 reviews
5 star
35%
4 star
15%
3 star
0%
2 star
0%
1 star
50%
See all reviews
I was very pleased with the attitude of all of the workers. Everyone was friendly respectful and seem to have a helpful attitude. Mini were willing to go the extra mile to see that I had what I needed. There...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Welcome to a Remarkable Assisted Living and Senior Healthcare Community. Welcome to the Villages at Southern Hills, where exceptional living meets comprehensive professional care. The Villages at Southern Hills is a charming lifestyle community that was designed with your needs in mind. With...
Photo of Aberdeen Memory Care of Tulsa
99 Photos available
11 Floor plan available
5 star
59%
4 star
19%
3 star
11%
2 star
8%
1 star
3%
See all reviews
It is very clean. The Employees are very friendly, and gives excellent care. The meals could be changed a little. They serve too much Chicken and pasta. The residents don't eat or get tired of eating the...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
A residential community for Alzheimer's and memory support needs. Storey Oaks can accommodate up to 66 residents in a homelike environment, individually focused services in a entirely new level of sophistication. Extraordinary architecture and interior design including way finding elements...
Photo of The Parke Assisted Living
11 Photo available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
We have been very happy with The Parke Assisted Living community. What is really important for us is that our loved one is very happy and is well cared for. Based on the experience we have had so far we...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Parke Assisted Living offers seniors an active lifestyle without worrying about daily household tasks. The Parke Assisted Living is designed for seniors who sometimes need assistance with activities such as housekeeping, linen service, meal preparation, and transportation. An outstanding...
Photo of Tealridge Assisted Living and Memory Care
11 Photo available
99 Floor plans available
5 star
50%
4 star
19%
3 star
19%
2 star
6%
1 star
6%
See all reviews
Everything about this community right when you walk in past the front desk we really enjoy and the value for the money is right in line with everyone else in the area. On the memory care side the activities...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
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Photo of Evergreen Assisted Living Edmond
44 Photos available
5 star
33%
4 star
33%
3 star
28%
2 star
0%
1 star
6%
See all reviews
The facility dealt with all levels of aging from assisted living to memory care to nursing care to the final days when most places have restrictions of help. They all were so happy to help my mother and to...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
If you are looking for an Assisted Living community in Edmond, Oklahoma, that understands you have play dates to keep with the grandkids and errands to run, then we might be the right fit for you.  Here you’re in charge of your time and the things you want to do. Let us be your support...
See details
Photo of Heatheridge Assisted Living
33 Photos available
33 Floor plans available
6.0
Review score
23 reviews
6.0
Review score
23 reviews
5 star
47%
4 star
35%
3 star
9%
2 star
0%
1 star
9%
See all reviews
They were very friendly, knew who we were, made sure our questioned got answered. Administrative was sometimes slower than expected with answers, but we got them. I would recommend Heatheridge Assisted...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Prairie Pointe at Stroud
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Linwood Village
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Living Oasis Assisted Living
5 star
50%
4 star
0%
3 star
0%
2 star
0%
1 star
50%
See all reviews
This is a excellent community that really cares. They have affordable upfront pricing and dining offered all day long. The staff truly care. The community is brand new and has huge tv's and lots of...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of V-JS Residential Care Home, LLC
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Primrose Retirement Community of Shawnee
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Rose Manor
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Grace Living Ctr Stillwater
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Wolfe Living Ctr At Summit Rdg
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Stillwater Primrose
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of The Neighborhoods at Baptist Village of Okmulgee
5 star
0%
4 star
50%
3 star
0%
2 star
50%
1 star
0%
See all reviews
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Inverness Village is Tulsa’s only non-profit community for people 55 and better offering the Life Care Advantage. Located on 190 acres in a park-like setting, Inverness provides resort-style services and a wellness lifestyle.The Life Care Advantage at Inverness Village (The ONLY Life Care...
Photo of Creek Nation Housing
Provides: Assisted Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.

Cost of memory care in Stroud, OK

The average cost of senior living in Stroud is $4,858 per month. Cheaper nearby regions include Carney, OK with an average of $3,220 per month.

Memory care costs in Stroud, OK, vs. nearby cities

Stroud, OK
$4,858/mo
$4,867/mo
$3,704/mo

Memory care costs in Stroud, OK, vs. state and national averages

Stroud, OK
$4,858/mo
U.S. national average
$5,056/mo

Memory care costs in Stroud, OK, vs. other senior living options

Memory Care
$4,858/mo

Memory care costs in Stroud, OK, by floor plan type

Semi-Private
$6,209/mo
Studio
$6,645/mo
1 Bedroom
$7,224/mo
2 Bedroom
$6,000/mo

Senior living costs in Stroud vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Stroud, OK
Column state: Oklahoma
Column national: U.S.
Community typeStroud, OKOklahomaU.S.
Memory Care$4,858/mo$4,574/mo$5,056/mo
Assisted Living$4,825/mo$4,598/mo$4,784/mo
Independent Living$3,956/mo$3,969/mo$4,247/mo
Memory Care
Stroud, OK:$4,858/mo
Oklahoma:$4,574/mo
U.S.:$5,056/mo
Assisted Living
Stroud, OK:$4,825/mo
Oklahoma:$4,598/mo
U.S.:$4,784/mo
Independent Living
Stroud, OK:$3,956/mo
Oklahoma:$3,969/mo
U.S.:$4,247/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about memory care in Stroud

Recent reviews for memory care in Stroud

University Village Retirement Community in Tulsa, OK

4.8
I'd say you have to look past that it hasn't been updated in a while. And look at how it is taken care of, cleanliness, grounds, etc. As far as the staff they all are very friendly and very caring. I would say all the people we have met go above and beyond their jobs.

Tealridge Assisted Living and Memory Care in Edmond, OK

5.0
I can't say enough good things about Tealridge Assisted Living. We moved my husband's parents into an apartment in March 2016 after three other facilities were so bad we had no other choice. From Day 1 we knew Tealridge was different and every day since then we've been thankful that we finally ...
Read more

Heatheridge Assisted Living in Tulsa, OK

5.0
When my loved one is ill and something happens they are not notifying anyone in the family. I mean outside of that he is good but the communication is awful.

Stroud review score based on 268 family reviews

8.3
Review score63 facilities268 reviewsWrite a review
This proprietary review score is based on 268 reviews of 63 Stroud memory care communities. All reviews were submitted in the past two years by verified community residents and family members.
The Stroud review score informs your search by letting you see at a glance how memory care residents and family members rate memory care in your area. Compare review scores in multiple locations to understand how overall satisfaction rates differ from city to city. Based on recent reviews, the maximum possible score is 10.Methodology: How we calculate our city review scores

Stroud review score compared against nearby cities

8.3
Stroud, OK63 facilities
8.2
Depew, OK77 facilities
8.6
Kendrick, OK11 facilities

Review subcategories for Stroud memory care

When memory care residents and family members submit a review on our site, they rate each community on categories such as cleanliness, activities, meals, and more. The chart below is based on 268 reviews of 63 Stroud memory care communities. This chart helps you compare Stroud resident and family memory care satisfaction rates against national averages. Use it to assess your needs and develop criteria for your own search. If you know that one of these categories is important to you or your loved one, our senior living advisors can help you find communities to match your needs.
Stroud, OK averageNational average
Cleanliness
3.7
3.9
Friendliness
3.8
4.0
Care services
3.6
3.7
Staff
3.6
3.9
Meals & dining
3.5
3.6
Activities
3.5
3.5
Value for cost*
3.5
3.6
0.01.02.03.04.05.0
*Learn more about cost details

Stroud memory care services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Stroud memory care communities. They don’t represent all possible services and amenities available at assisted living communities in Stroud, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select care services in Stroud memory care

Memory care communities offer a variety of care services and visiting health care providers to meet seniors’ health needs. The chart below shows the percentage of memory care partners in Stroud that offer these care services compared to the percentage of partners that offer them nationally.
Stroud, OKNational
Full medication management
Full medication management
60.3%
63.5%
Doctor on call
Doctor on call
42.9%
47%
24-Hour awake staff
24-Hour awake staff
100%
82.2%
Diabetic care
Diabetic care
100%
98.2%
*Visiting health care professionals
*Visiting health care professionals
61.9%
69.6%
Home care agency on-site
Home care agency on-site
25.4%
28.1%
Non-ambulatory care
Non-ambulatory care
100%
89.3%
Respite or short term stays
Respite or short term stays
42.9%
59%
Hospice available on-site
Hospice available on-site
46%
69.4%
0.0%20.0%40.0%60.0%80.0%100%
*Including nurse, dentist, OT, PT, speech or podiatrist

Availability of select dementia care services in Stroud memory care

Our community partners provide many services to keep residents with dementia or other memory concerns safe and engaged. Below, take a look at what percentage of Stroud Memory Care partners offer the selected dementia care services compared to the percentage of partners nationally.
Stroud, OKNational
Dementia behaviors care
Dementia behaviors care
54%
71.9%
Specialized memory care training for staff
Specialized memory care training for staff
39.7%
45.2%
Secured community and/or wander guard
Secured community and/or wander guard
47.6%
67.8%
Memory care only community
Memory care only community
20.6%
26%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dietary accommodations in Stroud memory care

Memory care communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Stroud partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Stroud, OKNational
Nutritionist / dietician
Nutritionist / dietician
47.6%
27.7%
Low / no sodium
Low / no sodium
41.3%
44.3%
No sugar
No sugar
36.5%
41.1%
Vegetarian
Vegetarian
31.7%
49.9%
Pureed meals
Pureed meals
23.8%
21.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Stroud memory care

Our memory care communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Stroud communities that offer dining options to their discerning residents compared to our partners nationally.
Stroud, OKNational
Professional chef
Professional chef
28.6%
31.7%
Restaurant style dining
Restaurant style dining
47.6%
39.7%
Room service
Room service
44.4%
37.2%
Anytime dining
Anytime dining
12.7%
22.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Stroud memory care

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered memory care communities in Stroud offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Stroud, OKNational
Activity director
Activity director
54%
45.1%
Pet-focused programs
Pet-focused programs
34.9%
32.8%
Community service programs
Community service programs
30.2%
28.6%
Devotional activities on-site
Devotional activities on-site
57.1%
52.9%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
52.4%
50.7%
Outings / off-site activities
Outings / off-site activities
50.8%
59.4%
Piano or organ
Piano or organ
49.2%
39.2%
Arts and crafts center
Arts and crafts center
39.7%
35.4%
Educational speakers / life long learning
Educational speakers / life long learning
44.4%
36.4%
Clubs / games / karaoke
Clubs / games / karaoke
52.4%
46.7%
Live performances
Live performances
50.8%
46.9%
Dances
Dances
33.3%
31.7%
Fitness center
Fitness center
11.1%
22%
Fitness classes
Fitness classes
50.8%
45.8%
0.0%20.0%40.0%60.0%80.0%100%

State regulations for memory care in Stroud

Safety is a primary concern when seniors and their families look for memory care. Each state has its own laws and inspection processes to help ensure seniors reside in a safe environment and receive quality care. Learning about Oklahoma memory care regulations will help you understand how memory care communities in Stroud protect seniors.
Learn about Oklahoma memory care regulationsDownload the Guide to Senior Living Licensure and Inspection Reports

Frequently Asked Questions

Legacy Village of Stillwater, Brookdale Broken Arrow and Chapters Living of Tulsa are the top-rated memory care facilities near Stroud, Oklahoma. See full list of communities.
There are 84 memory care facilities near Stroud, Oklahoma. See the full list.
The best memory care facility near you in Stroud, Oklahoma is Chapters Living of Tulsa. This memory care community received the highest ranking based on verified family reviews.
The 84 memory care facilities near you in Stroud, Oklahoma typically provide housing, therapies, and care tailored to those who have Alzheimer’s or other forms of dementia. To find memory care in Stroud, Oklahoma, browse our detailed listings showing photos, floor plans, amenities, activities, and reviews from real families.
Browse A Place for Mom’s listings for memory care in Stroud, Oklahoma, to take a virtual tour. Our local senior living experts can arrange for a live tour of these communities as well.
The cost of memory care facilities in Stroud, Oklahoma ranges from $1499 to $9385. The average Memory Care cost in Stroud, Oklahoma is $4,858. Prices often vary based on care provided, amenities, unit size, and more.
The cost of memory care in Stroud, Oklahoma typically starts at $1499. A Place for Mom’s local, expert senior living advisors can help you find affordable memory care facilities near you and offer advice on how to lower costs and pay for care with VA benefits or public payment options.
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