Springfield, Missouri, is a wonderful place for seniors to call home, with over 100 parks and green spaces, several museums, and historical landmarks showcasing its unique history. The city also has an affordable cost of living, making it an excellent option for seniors on a fixed income.
What sets senior apartments in Springfield apart is their commitment to providing a comfortable and convenient living experience. Senior apartment communities are designed with seniors in mind, offering a range of amenities and services that meet their unique needs. All our listings are housed within a 10-mile radius of Springfield’s city center, so they all offer easy access to the area’s hospitals, museums, dining spots, and more.
This guide covers everything you need to know about senior apartments in the Springfield area, including the various amenities and services offered, the cost of living, what life looks like in each apartment community, transportation options for residents, and how seniors and their families might pay for senior apartment costs. Whether you’re looking for a pet-friendly community or a place with a fitness center, this guide has you covered.
Mom loved it there. She said she never imagined she’d live in such a nice place. The staff were amazing. The residents were so friendly. She was so happy there. The Gardens are so clean and have so many...
My loved one is a resident at The Bungalows at Chesterfield Village and has adjusted well. This facility is really a wonderful place. It couldn't be better, all areas are great. I would recommend this...
They have been very helpful in overall care. The facility has beautiful spacious rooms, but there are some rough areas under renovation since moving in. There aren't many activities, but the ones they have...
I have zero complaints. The staff try really hard to have activities that work for everyone! That is the best!! Yes, I sure would recommend this community to other families based on the experience I have...
I feel like the rent is a little too high here for people who are on a fixed income or disability. It's a little bit ridiculous to charge that much, but then have an income cap. I also wish they would have...
Tera Vera is a newer community so there is still quite a few rooms being worked on, but besides the construction it is very clean. What i really like about the community is the size, they have wide hallways,...
I've lived here 3 years and have found nothing negative. The apartments are roomy with a lot of homey touches. Elevator is a plus and the neighbors are wonderful. I would encourage anyone to rent here.
I looked at several apartments before I chose Cobblestone Apartments. I was on a wait list for 2 or 3 months before I was able to move in. It was worth the way. Some reasons why I chose Cobblestone is the...
We developed a proprietary recommendation system that orders Springfield community options based on factors we know are important to seniors and their families:
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
The cost of a senior apartment in Springfield, MO costs on average $628 a month.{{citation1}} Seniors can expect to find a variety of senior apartment options in Springfield, MO, ranging from budget-friendly to luxury options; these prices can range from $495 to $2250 per month.
Seniors may also incur add-on service and fee costs besides the baseline costs. These can include services such as housekeeping or meal delivery. To determine which senior apartment best fits your needs and budget, it’s important to review each community’s pricing and service options carefully.
The following numbers represent baseline averages and may not fully reflect the overall cost of add-ons and any associated fees.
When it comes to paying for senior apartments in Springfield, various options are available. Medicaid, Medicare, or long-term care insurance may help seniors pay for their medically necessary in-home care services at the senior’s place of residence. However, it is essential to remember that senior apartment communities are typically not covered by these programs, as senior apartments are not technically considered senior care communities.
Here, you can find tabs dedicated to private pay, housing assistance, VA benefits, and Medicaid and Medicare resources for seniors. Explore all available options and resources to find the best fit for your needs and budget.
Seniors and their families might consider paying for senior apartments through a combination of private methods including personal savings, Social Security benefits, pensions, and investment returns. Other options include selling a house, applying for a reverse mortgage, and using life insurance policies to help pay for senior living expenses.
Private pay methods may provide flexibility and independence, but it’s important to have a solid financial plan in place to ensure that all expenses can be covered comfortably.
Number of veterans who live in Springfield
Seniors living in Springfield may be eligible for a range of VA benefits and assistance programs. These benefits can include health care, disability compensation, and Pensions.
One of the most generous VA benefits available for seniors is the Aid and Attendance benefit, which provides financial assistance for veterans and their spouses who require help with activities of daily living, such as bathing and dressing.
The VA lists service-connected ailments presumed to be due to military service. The list is extensive, and many ailments would qualify a veteran for benefits. VA disability compensations can be used to cover housing or health-related needs for disabled veterans who became disabled as a result of their service. It’s worth checking into even if you are not sure if your issue is service related.
Navigating the VA benefits system can be complex, so it’s helpful to work with a veterans services officer. These professionals are trained and certified to help veterans and their families understand and access the benefits to which they are entitled. They can be found through VA offices or numerous Veterans Services Organizations.
Resources for Springfield, Missouri, veterans
Missouri Veterans Commission
2040 W. Woodland St.
Springfield, MO 65807
Phone: 417-891-4300
Gene Taylor Veterans’ Outpatient Clinic
1850 W. Republic St.
Springfield, MO 65807
Phone: 417-891-4800
Hours: Monday, 7 a.m. – 4:30 p.m.; Tuesday through Friday, 7 a.m. – 7:30 p.m.; Saturday, 8 a.m. – 4:30 p.m.
Springfield VFW Post 3404
1136 E. Atlantic St.
Springfield, MO 65803
Phone: 417-865-6929
American Legion Post 639
2660 S. Scenic Ave.
Springfield, MO 65807
Phone: 417-882-8639
Hours: Monday through Saturday, 11 a.m. – 8 p.m.; Sunday, noon – 6 p.m.
American Legion Post 69
149 Memorial Plaza
Springfield, MO 65806
Phone: 417-862-6641
Missouri Disabled American Veterans Regional Office
2525 E Division St.
Springfield, MO 65803
Phone: 417-862-3910
Hours: Monday through Thursday, 8 a.m. – 1 p.m.
Seniors may wonder whether Medicaid (In Missouri, it’s MO HealthNet) can help cover senior care services. While Medicaid benefits do not cover the cost of senior apartments, they may cover medically necessary in-home health care services.
Seniors who require medically necessary in-home care services may be eligible for coverage through MO HealthNet’s Home and Community-Based Services waiver program (HCBS waiver). The Missouri Department of Social Services website has more information on this program and other Medicaid benefits for seniors
Seniors interested in applying for Medicaid through MO HealthNet can start the process online. Eligibility requirements must be met, and if you need help determining eligibility, you can reach out to the Missouri Long-Term Care Ombudsman for region one.
Another valuable resource for seniors in Springfield is the SeniorAge Area Agency on Aging, which helps seniors access long-term care services offered by the state and city and connects them with other helpful community resources.
Springfield resident Medicaid resources
Ombudsman in Springfield
Connie Payne and Jan Badgett
Council of Churches of the Ozarks
3055 E. Division St.
Springfield, MO 65802
Phone: 417-862-3598
Email: ombudsman@CCOzarks.org
SeniorAge Area Agency on Aging
1735 S. Fort Ave.
Springfield, MO 65807
Phone: 417-862-0762
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Medicare is a federal health insurance program that provides coverage for medical costs for seniors aged 65 and older, as well as some younger people with disabilities. It does not cover senior apartment rent, but it can help cover medically necessary in-home care for short-term care medical needs. Medicare covers a variety of services, including hospital stays, doctor visits, preventive care, lab tests, and some medical equipment.
Local Medicare savings programs, pharmaceutical assistance programs, or other resources can help seniors with their Medicare-related costs.
The Medicare Savings Program in Missouri offers three programs that help seniors pay their Medicare costs. You can apply online. Another helpful resource is MORx, the Missouri State Pharmaceutical Assistance Program that provides prescription drug assistance by coordinating benefits with Medicare’s (Part D) Prescription Drug Program. Individuals who receive Medicare and a MO HealthNet benefit are eligible for MORx coverage and automatically enrolled in the program.
For help getting a handle on the application process, you can reach out to the SeniorAge Area Agency on Aging or the local Social Security Administration office. In Missouri, CLAIM is the State Health Insurance Assistance Program (SHIP) that provides unbiased counseling to Medicare beneficiaries. These resources can help with questions about eligibility, enrollment, and coverage. The local ombudsman can help seniors with any issues or complaints related to their Medicare coverage.
Springfield resident Medicare resources
Springfield Social Security Administration
1570 W. Battlefield Road, Suite 100
Springfield, MO 65807
Phone: 800-772-1213
Hours: Monday through Friday, 9 a.m. – 4 p.m.
CLAIM State Health Insurance Assistance Program (SHIP)
Phone: 800-390-3330
Ombudsman in Springfield
Connie Payne and Jan Badgett
Council of Churches of the Ozarks
3055 E. Division St.
Springfield, MO 65802
Phone: 417-862-3598
Email: ombudsman@CCOzarks.org
SeniorAge Area Agency on Aging
1735 S. Fort Ave.
Springfield, MO 65807
Phone: 417-862-0762
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Seniors in Springfield may be eligible for various public assistance programs to help cover housing and living costs. Housing assistance options include the Department of Housing and Urban Development (HUD) Housing Choice Voucher program for low-income seniors. However, before applying, check with the senior apartment community to see if they accept HUD vouchers.
In addition to housing assistance, Social Security benefits can provide income to help offset any living costs. The type of Social Security benefits you apply for — examples are the Social Security Retirement benefit (SSR), Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), and Social Security survivors pension — is critical to whether you will be approved.
SSR does not require disability but requires work credits. SSDI requires disability and work credits, while SSI requires disability and is specifically for people with no work credits. Social Security survivor’s pension does not require disability and is for widows and widowers of workers with work credits.
To learn more about Social Security benefits and the application process, check out the resources below.
Springfield resident public assistance resources
HUD Western Missouri Field Office
400 State Ave., Room 200
Kansas City, KS 66101
Phone: 913-551-5644
Fax: 913-551-5469
TTY: 800-877-8339
Hours: Monday through Friday, 8 a.m. to 4:30 p.m.
Housing Authority of Springfield
421 W. Madison St.
Springfield, MO 65806
Phone: 417-866-4329
Social Security Administration
1570 W. Battlefield Road, Suite 100
Springfield, MO 65807
Phone: 877-850-7824
Fax: 833-902-2506
Hours: Monday through Friday, 9 a.m. – 4 p.m.
Senior apartments in Missouri are not required to be licensed, but they are still subject to state, federal, city, and county housing laws.
The federal Fair Housing Act and the Missouri Human Rights Act both protect people from being discriminated against when trying to rent a place to live for anything from race to disability to age. The Americans with Disabilities Act (ADA) also affords discrimination protection specifically for people with disabilities.
Missouri’s landlord-tenant laws outline expectations for both renters and landlords. To comply, renters must pay on time, not damage the property, not allow additional people to move in, and get rid of trash properly. While landlords must make general repairs related to normal wear and tear, avoid turning off electricity or gas, and let tenants know in writing if they sell the property to a different landlord.
If the property accepts HUD vouchers, it is subject to inspections every one to three years, depending on the age of the property. Inspection scores can be found in downloadable reports here.
In Springfield, Missouri, several precautions are in place to prevent the spread of COVID-19, depending on the community impact level at the time. Up-to-date regional COVID-19 community levels can be found on the Missouri Department of Health & Senior Services’ website.
Vaccinations. The Springfield-Greene County Health Department encourages everyone to consider getting vaccinated against COVID-19 and offers vaccination opportunities throughout the county
Social distancing. Avoid contact with people who have suspected or confirmed COVID-19.
Quarantining. Local officials advise that those with suspected or confirmed COVID-19 follow the Centers for Disease Control and Prevention (CDC) recommendations for isolation.
Senior apartments in Springfield vary in terms of amenities and price range. As far as size, everything from a studio apartment to a 3-bedroom apartment is available for seniors who are at least 55 years old. All are in close proximity to shopping and parks.
Some budget-friendly senior apartments in Springfield offer one- and two-bedroom apartments that afford you between 700 and 825 square feet. While on the lower end of the price spectrum, these options still give you access to a clubhouse, a fitness center, and laundry facilities. The apartments themselves include all major kitchen appliances, have air conditioning, and are cable ready.
Some senior apartments offer more luxury options with higher rent costs. Depending on what you choose, you can get up to 1,200+ square feet of living space and enjoy large bedrooms and private balconies. Fun extras include things like a 9-hole putting green, a fitness center featuring high-end equipment, a swimming pool, a yoga room, a pickleball court, and trail access. Conveniences like a shuttle service, covered parking, and a pet play area are also available.
Overall, seniors can expect to find a range of options for senior apartments in Springfield, with varying amenities and price points. Researching and visiting communities in person is essential to determine the best fit for individual needs and preferences.
Know where to start.
Identify the right care for your loved one with our free assessment.
See what you can afford.
Understand cost and payment for long-term care based on your loved one's needs.
Find top facilities for you.
Free, personalized guidance from our Senior Living Advisors can help you narrow your search.
Tour your favorite facilities.
Our free touring checklist can help you choose the right community.
Number of seniors over the age of 65 currently living in Springfield
Median annual income for Springfield seniors 65 and older
Springfield has a strong health care system, with a variety of hospitals available to meet the needs of seniors.
Mercy Hospital Springfield is rated high performing in 12 adult procedures and conditions (colon cancer surgery, heart attack, heart bypass surgery, abdominal aortic aneurysm repair, heart failure, diabetes, kidney failure, stroke, hip replacement, knee replacement, chronic obstructive pulmonary disease).
CoxHealth Springfield is rated high-performing in 10 adult procedures and conditions (colon cancer surgery, heart attack, heart failure, abdominal aortic aneurysm repair, diabetes, kidney failure, stroke, hip replacement, knee replacement, chronic obstructive pulmonary disease). It is a general medical and surgical facility. The evaluation of CoxHealth Springfield also includes data from Cox Medical Center South and Cox Medical Center North.
The Ozarks Community Hospital system focuses on providing personalized care to patients. They offer a variety of services, including inpatient and outpatient care, rehabilitation services, and more.
In Springfield, Missouri, the most common mode of transportation is by car. The city is not considered to be very walkable, with a Walk Score of 36 out of 100, meaning that most errands require a car. However, there are still options for seniors who may not have access to personal vehicles.
The city has a public transportation system called The Bus run by the City Utilities Transit Service. The system operates buses throughout the city and surrounding areas. The buses have wheelchair lifts and can accommodate seniors and individuals with disabilities. The fare for a one-way trip is $1.25, and discounts are available for seniors and individuals with disabilities. They operate every day but Sunday from 6 a.m. to 11:10 p.m. Sunday hours are from 7:10 a.m. to 11:10 p.m.
In addition to the public transportation system, OATS Transit operates a fleet in Greene County. The website outlines which routes are available to the general public, which are for seniors 60+, and which are just for veterans. The fare starts at just a dollar.
Jane’s Ride offers non-emergency medical transportation. Ability Transportation offers the same and personal transportation, too.
For seniors who cannot drive, ride-sharing services like Uber and Lyft are also available in Springfield. These services allow seniors to easily schedule and pay for rides from their smartphones or computers.
If you like to bike, The Link is a Springfield initiative to provide bikeable paths on low-traffic streets to connect you to various parts of town.
Seniors and their families in Springfield, Missouri, can enjoy a wide variety of fun and interesting activities centering on nature, art, history, sports, or just enjoying scenic views. Plus, the city’s walkable downtown area and public transportation services make it easy to get around and enjoy everything Springfield has to offer.
One of the unique features of the city is its abundance of natural beauty. Springfield is home to over 100 parks and green spaces, making it easy for seniors to enjoy the great outdoors. From walking trails to picnic areas, there’s something for everyone. Seniors may enjoy exploring the Springfield Botanical Gardens, which features a 7.5-acre traditional Japanese garden and other themed gardens, an arboretum, and a butterfly house. The botanical gardens are part of the Nathanael Greene/Close Memorial Park, where families can also enjoy a picnic or stroll alongside Lake Drummond.
Seniors and their families may also enjoy the Springfield Conservation Nature Center, an 80-acre slice of the Ozark Mountains with three miles of walking trails. And to pick up some fresh local produce, families may enjoy a stop at the Farmers Market of the Ozarks, open Saturday mornings year-round.
Animal lovers can also find plentiful attractions in Springfield. At the Wonders of Wildlife Museum & Aquarium, touted as the largest immersive wildlife attraction in the world, seniors and their families can spend hours learning about wildlife and conservation. The wildlife museum is adjacent to the enormous Bass Pro Shop, which is something of a destination in itself. Also a destination for animal lovers is the Dickerson Park Zoo, which features more than 160 species and which offers senior discounts and wheelchair rentals.
Art lovers can find plenty to keep them enthralled as well. Many families enjoy visiting the Springfield Art Museum, known as the city’s oldest cultural institution. Located in Phelps Grove Park, the museum features exhibits, events, adult classes and workshops, and family learning and fun activities on top of its permanent collection of more than 10,000 works of art.
History buffs shouldn’t miss several museums and historical landmarks that showcase the city’s unique history. The Pythian Castle was built as an orphanage and retirement home before the U.S. military commandeered it during World War II to house German and Italian POWs; now, it offers history and ghost tours. Fans of presidential history who are up for a day trip should not miss the Harry S Truman Birthplace State Historic Site in Lamar, Missouri, about an hour from Springfield. The Laura Ingalls Wilder Home and Museum in Mansfield, Missouri, inspires learning about the American pioneer experience as shown through Wilder’s life and literature. The Wilson’s Creek National Battlefield near Republic (about 20 minutes from Springfield) gives visitors a glimpse into the first major American Civil War battle fought west of the Mississippi River. And back in Springfield proper, history lovers can find the Birthplace of Route 66 and historical tidbits at the Route 66 Springfield Visitor Center.
Seniors in Springfield also enjoy the activities and social time hosted by the area’s senior centers, which offer leisure, wellness, and educational opportunities and which provide a social outlet for seniors. The Northview Center, affiliated with the Springfield-Greene County Park Board’s Northview Center, offers activities, discussions, and fun activities like dance and bingo for seniors 55 and up. The Southside Senior Center offers friendship, fun, and ways to enjoy healthy living activities; it’s known for its country and Western line dancing.
The Gardens Independent Living, The Bungalows at Chesterfield Village and Joy Assisted Living are the top-rated Senior Apartments facilities near Springfield, MO. These Senior Apartments facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Senior Apartments in Springfield is $1,381 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2023). A Place for Mom proprietary data.
Ask an A Place for Mom local advisor at no cost.
A Place for Mom. (2023). A Place for Mom proprietary data.