Looking for independent living options for seniors in Springfield, Missouri? Our senior living advisory and referral service is here to help. In general, independent living communities are designed for seniors who are still active and able to live on their own but want the convenience, socialization, and amenities of a community setting. These communities typically offer maintenance-free living, transportation, meals, and a range of activities and services to promote wellness and socialization.
What sets independent living in Springfield apart? For one, the city offers a unique combination of small-town charm and big-city amenities. You’ll find a variety of independent living communities in the area, from modern high-rise apartments to cozy cottages, each with its own style.
Some communities offer access to third-party care services, while others are strictly independent. In this guide, we’ll provide a list of independent living communities within a 10-mile radius of downtown Springfield, focusing on the 12 facilities we partner with. Whether you’re looking for a vibrant community with lots of social activities or a peaceful retreat close to nature, our guide has something for everyone. We’ll cover costs, options for paying, laws and regulations for independent living, health care, transportation, and activities.
I really can't say enough about Turner's Rock. Initially my parents were in the assisted living section and after my mother passed away my dad had to move to the independent living side. The staff made sure...
I like that the independent living condos are separate and since there are relatively few (20ish) the residents can feel that they are part of a smaller community. I would recommend the condos at The...
Dad loved Iron Bridge but unfortunately moved out in [date removed] due to declining health and need for more care We like that it is Friendly family like
I'm most impressed with the staff. Everyone I've had contact with, from the General Manager, Community Relations Director, Maintenance Supervisor, Dining Room and Housekeeping staff - every single one was...
Staff is very un friendly. Food is low quality. Portions are small. Just because they are seniors doesn't mean they have to watch their weight. Some still have their teeth. Some of the services that were...
The apartments are nice (I guess that comes under "clean") the atrium is pretty, gives a sense of spaciousness! The on your own activities like the library and the exercise area are not stuck off in ...
The facility is beautiful and the staff is superb!! My mom has made many new friends as well. An excellent place for my mom. Apartment size is perfect. Many amenities include ride every Sunday to church,...
The caregivers provided excellent care for my dad and were genuinely concerned about his well-being. The food was delicious and the ability to order from a menu was a plus for my dad. The environment was...
The township really gets memory care. They met my mom where she was every day in the disease with love and hope. They helped her with her growing needs each day with kindness and allowed her to live with...
They were so welcoming and thoughtful. Beautiful grounds and different level of options for living situation from individual homes, duplexes, apartment living, assisted living if needed, rehab, nursing home....
We developed a proprietary recommendation system that orders Springfield community options based on factors we know are important to seniors and their families:
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
When considering independent living in Springfield, Missouri, it’s important to understand the associated costs. According to our proprietary data, the average actual cost for independent living in Springfield is $3,657 per month.{{citation1}} This figure includes all associated fees and service fee add-ons, providing a clear picture of the true cost of independent living in the area.
Most independent living communities include basic services such as housekeeping, maintenance, and transportation. Amenities can vary widely, including fitness centers, swimming pools, and social activities.
To help visualize the cost of independent living in Springfield, we have provided a graphic that represents the average baseline costs without any add-on fees.
The ways to pay for independent living in Springfield vary but typically include private pay, VA benefits, and Medicare and Medicaid resources for seniors.
The following section will outline all the above resources for seniors. Use the tabs to explore each option in detail and find the best fit for your needs.
Most seniors use their own income to pay for independent living in Springfield, but Medicaid, Medicare, or long-term care insurance can help cover medically necessary services. Here, you’ll find some useful resources regarding private pay, housing assistance, VA benefits, and Medicare/Medicaid resources.
Number of veterans who live in Springfield
About 43% of Springfield veterans are 65+
Springfield veterans potentially have access to a VA Pension, health care, and other benefits. It is worth connecting with an expert to see which benefits might apply to your situation.
The Aid and Attendance benefit provides financial assistance for veterans and their spouses who require help with activities of daily living, such as bathing and dressing. It is a monthly amount that is added to the VA Pension.
Navigating the VA benefits system can be confusing, so it’s a good idea to work with a veterans services officer. These representatives are trained to help veterans understand and access the benefits to which they are entitled. They can be found through VA offices or several Veterans Services Organizations.
Resources for Springfield, Missouri, veterans
Missouri Veterans Commission
2040 W. Woodland St.
Springfield, MO 65807
Phone: 417-891-4300
Gene Taylor Veterans’ Outpatient Clinic
1850 W. Republic St.
Springfield, MO 65807
Phone: 417-891-4800
Hours: Monday, 7 a.m. – 4:30 p.m.; Tuesday through Friday, 7 a.m. – 7:30 p.m.; Saturday, 8 a.m. – 4:30 p.m.
Springfield VFW Post 3404
1136 E. Atlantic St.
Springfield, MO 65803
Phone: 417-865-6929
American Legion Post 639
2660 S. Scenic Ave.
Springfield, MO 65807
Phone: 417-882-8639
Hours: Monday through Saturday, 11 a.m. – 8 p.m.; Sunday, noon – 6 p.m.
American Legion Post 69
149 Memorial Plaza
Springfield, MO 65806
Phone: 417-862-6641
Missouri Disabled American Veterans Regional Office
2525 E Division St.
Springfield, MO 65803
Phone: 417-862-3910
Hours: Monday through Thursday, 8 a.m. – 1 p.m.
Missouri’s Medicaid is called MO HealthNet. While it doesn’t cover the cost of an independent living facility, it can help cover medical services for people who live there through a Home and Community-Based Services waiver if it has been deemed medically necessary.
Seniors can apply for MO HealthNet online. To be eligible, there are certain requirements, including an income threshold. If you need someone to help you with your application, you can name an authorized representative; this video from the Missouri Department of Social Services explains how to do that. You can reach out to the Missouri Long-Term Care Ombudsman for region one for assistance. The Springfield SeniorAge Area Agency on Aging also has helpful representatives who can help connect you to the right resources.
Springfield resident Medicaid resources
Ombudsman in Springfield
Connie Payne and Jan Badgett
Council of Churches of the Ozarks
3055 E. Division St.
Springfield, MO 65802
Phone: 417-862-3598
Email: ombudsman@CCOzarks.org
SeniorAge Area Agency on Aging
1735 S. Fort Ave.
Springfield, MO 65807
Phone: 417-862-0762
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Medicare is a federal health insurance program that covers people aged 65 or older, as well as younger people with certain disabilities or medical conditions. Medicare does not typically cover the cost of independent living, given that these communities are designed for seniors who do not require assistance with daily activities, such as bathing or dressing, and who can live independently. However, Medicare may cover certain medical services necessary for seniors who live in independent living communities.
Missouri Medigap, offered through private insurance companies, helps cover financial holes Medicare doesn’t cover, such as copayments, coinsurance, and deductibles. Medicare Savings Programs help people with low incomes cover those gaps, while MORx, Missouri’s Pharmacy Assistance Program can help qualified seniors cover prescription costs.
For help figuring it all out, reach out to CLAIM, the State Health Insurance Assistance Program (SHIP). This program helps Medicare beneficiaries navigate the options. You can also connect with the SeniorAge Area Agency on Aging, officials at the local Social Security Administration office, or the long-term care ombudsman for help.
Springfield resident Medicare resources
Springfield Social Security Administration
1570 W. Battlefield Road, Suite 100
Springfield, MO 65807
Phone: 800-772-1213
Hours: Monday through Friday, 9 a.m. – 4 p.m.
CLAIM State Health Insurance Assistance Program (SHIP)
Phone: 800-390-3330
Ombudsman in Springfield
Connie Payne and Jan Badgett
Council of Churches of the Ozarks
3055 E. Division St.
Springfield, MO 65802
Phone: 417-862-3598
Email: ombudsman@CCOzarks.org
SeniorAge Area Agency on Aging
1735 S. Fort Ave.
Springfield, MO 65807
Phone: 417-862-0762
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Independent living facilities that stand on their own are not required to be licensed, but they are still subject to state, federal, city, and county housing laws, just like any other housing option. However, for those facilities that are also paired with assisted living or memory care, there are some rules and regulations that apply.
Missouri Assisted living facilities (ALF) have to be licensed by the Missouri Department of Health and Senior Services (DHSS). Memory care falls under the same classification as this type of care generally occurs in an assisted living setting but is also referred to as Alzheimer’s Special Care Units. Both must be overseen by a licensed Nursing Home Administrator.
In Missouri, assisted living and memory care facilities must offer 24-hour access to care and services. That includes help with activities of daily living and medication management. Any health care must be provided under the direction of a licensed physician.
A physical exam must occur and a care plan must be provided within the first five days of the resident’s stay. The abilities and desires of residents, as well as their privacy and autonomy, must be prioritized.
Assisted living and memory care facilities must be inspected by DHSS before getting licensed and then twice a year after. Federal inspections occur every 9 to 15 months for assisted living and memory care facilities that are federally certified by the Centers for Medicaid and Medicare Services. All inspections are unannounced.
To check inspection reports, use the DHSS’ Show Me Long Term Care portal, where you can search by county, city, or ZIP code.
Missouri Department of Health
930 Wildwood Drive
Jefferson City, MO 65109
Phone: 573-751-6400
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Springfield-Greene County Health Department
227 E. Chestnut Expressway
Springfield, MO 65802
Phone: 417-864-1658
Right now, Springfield has no specific citywide COVID-19-related regulations or mandates in place.
The state of Missouri has lifted its statewide mask mandate and capacity limits for businesses, but individual businesses and organizations may still require masks or have their own capacity limits in place. The Centers for Disease Control and Prevention (CDC) also provides guidance for individuals and businesses on COVID-19 prevention measures, such as wearing masks in certain settings and practicing social distancing.
For the latest information and guidance on COVID-19 in Missouri, including statewide recommendations and guidelines, visit the Missouri Department of Health and Senior Services website. Additionally, residents of Springfield can visit the city’s website to check the community spread of COVID-19 in Springfield and Greene County.
Vaccinations. Vaccines aren’t required for independent living in Springfield, though the Springfield-Greene County Health Department encourages everyone to consider getting vaccinated against COVID-19 and offers vaccination opportunities frequently.
Quarantining. Springfield health department officials advise that those with suspected or confirmed COVID-19 follow the Centers for Disease Control and Prevention (CDC) recommendations for isolation.
CDC guidelines. Local health officials follow the guidance of the Centers for Disease Control and Prevention when it comes to preventing infection, managing exposure, and initiating isolation.
Springfield is a vibrant city with a growing population of seniors seeking independent living options. With 12 independent living facilities partnered with A Place for Mom within a 10-mile radius of central Springfield, there are a variety of options available to suit different needs and preferences.
Of these 12 partner facilities, five are standalone independent living facilities that offer a range of amenities and services for seniors looking to maintain an active and independent lifestyle. These facilities typically feature apartments, condos, or single-unit homes, with various floor plans and layouts.
For seniors who require additional support with activities of daily living (ADLs) or think they might someday, three facilities combine independent living facilities with assisted living and two also offer adult day care. These facilities offer assistance with medication management, bathing, dressing, and other daily needs while allowing residents to maintain high independence and autonomy.
For those seeking a more progressive care classification, several facilities offer a unique blend of care services, making them highly appealing options for care seekers. Four partner facilities offer independent living and assisted living, as well as memory care on the same premises.
Seniors who love to stay active will appreciate that three-quarters of our partner facilities have a fitness center onsite. These facilities also typically have game rooms, with 83% offering this amenity to keep residents entertained and socialize with other residents. In addition, more than half of these partner facilities have a movie or theater room for movie nights.
For those who love the outdoors, some facilities offer private patios, decks, or balconies for enjoying the fresh air and beautiful views. Additionally, 67% of the facilities offer raised garden beds, allowing residents to indulge in gardening activities and enjoy the beauty of nature. Many facilities cater to those who like to relax in the water. In fact, nearly half have a swimming pool where residents can cool off during hot summer days.
Beauty is also a priority in these facilities, with 75% of them having a beauty salon on-site where residents can get haircuts, manicures, and other beauty treatments. And 50% have barber shops on-site, allowing you to get your haircuts and other grooming needs attended to with ease.
Overall, the independent living market in Springfield is diverse and offers a range of options for seniors looking to maintain an active and independent lifestyle, with facilities ranging from budget-friendly to more luxurious options.
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Number of seniors over the age of 65 currently living in Springfield
Median annual income for Springfield seniors 65 and older
Springfield, Missouri, is home to two Level I Trauma Centers, as well as physicians in every significant specialty area recognized by the American Medical Association. Springfield’s focus on wellness and advanced health care services make it an excellent place to call home. Though Springfield does not have any VA hospitals, it offers multiple choices.
One of the top 100 health care systems in the country is CoxHealth. It serves 25 counties in southwest Missouri and northwest Arkansas through a network of specialized and urgent care clinics, 80 physician clinics, and six hospitals. They offer a range of services designed specifically for older adults, including primary care, specialty care, and rehabilitation services.
As a health care provider for seniors in Springfield, Missouri, Mercy Hospital Springfield is an outstanding choice, as it’s ranked among the top 10 hospitals in Missouri by U.S. News & World Report.{{citation2}} The hospital has a Level I Emergency Trauma Center and a burn unit. Mercy Hospital Springfield also houses an orthopedic hospital for giving advanced treatment for seniors with joint or bone conditions.
Ozarks Community Hospital offers various services tailored to seniors’ unique health care needs. It has specialized programs that cater to seniors with conditions such as diabetes, heart disease, and arthritis, providing comprehensive care to help seniors manage their health conditions and maintain their quality of life.
Transportation for seniors in Springfield, Missouri, can be a challenge, as the city is primarily car-dependent, which is why Walk Score only gives it a 39 on a scale to 100 for walkability and a 51 for bikeability. However, some alternatives are available to help seniors get around town.
One of the main public transportation offerings in Springfield is the citywide bus network. The public transit system in Springfield, Missouri, is operated by City Utilities, which provides a service known as The Bus. For those seeking information on routes, schedules, and other details, its website offers a wealth of information. This network provides seniors with access to a range of destinations throughout the city, including shopping centers, medical facilities, and other key locations. Additionally, all city buses are equipped with bike racks, which can be useful for seniors who prefer biking to walking.
Another option for more active seniors is The Link, a Springfield biking initiative. This initiative includes a series of less crowded streets that provide a backway to activity centers around town, making it easier for seniors to get around without a car. This can be a great option for seniors who want to stay active and maintain their independence while still having access to the amenities and services they need.
OATS Transit can get you around Greene County. Its website details available routes. Some are reserved specifically for seniors who are at least 60 years old. Non-emergency medical transportation can also be found through Jane’s Ride and Ability Transportation.
For seniors and their family members who like to get out and about, Springfield offers a feast for the senses. Whether their tastes run toward sports, history, the arts, fine dining, or the outdoors, seniors will find plenty of opportunities for enrichment and joy in Springfield.
Life in Springfield isn’t complete without reveling in some of its culinary delights. Though the city is known as the home of crispy fried cashew chicken, its food scene has even more to offer, from steak to sushi to crepes to Italian delicacies to Southern-style barbecue. Popular dining spots include open-kitchen locations like Avanzare Italian Dining in the historic Commercial Street District; Flame Steakhouse & Wine Bar downtown; and the upscale and modern Metropolitan Grill.
Dessert lovers in Springfield are sweet on Askinosie Chocolate, a locally owned and operated chocolate factory that creates delicious artisanal chocolate and offers factory tours. And wine lovers can drink in the ambiance at 7Cs Winery, which vends homegrown drinks and offers paint and sip nights, vendor market Saturdays, sunflower experiences, and more.
Sports and game enthusiasts can find so much to love in Springfield. Check out a Springfield Cardinals minor league baseball game, where the food promotions, giveaways, and on-field contests make for an exciting experience. College sports lovers will enjoy Missouri State University sporting events, including football, basketball, soccer, and baseball.
For those who love old-school video games and pinball machines, 1984 Arcade is a dream come true. This arcade bar in downtown Springfield features dozens of classic arcade games, as well as a full bar and snack menu. And the whole family can enjoy Andy B’s Bowl Social, a family-friendly entertainment center that offers bowling, arcade games, laser tag, plus a full restaurant and bar.
Downtown Springfield holds plenty of entertainment treasures. The Gillioz Theatre, a historic theater that has been beautifully restored to its original glory, hosts a variety of events throughout the year, including live music, comedy shows, theater performances, and more. With its ornate decor and intimate setting, the Gillioz is a must-visit destination for anyone who loves the arts. The Downtown Springfield historic district is also full of restaurants, boutiques, antique shops, festivals, parades, and more.
Veterans might especially enjoy the Air & Military Museum of the Ozarks, a must-visit destination for history buffs and aviation enthusiasts. The museum features a wide variety of military aircraft, as well as displays on military history and veterans. Visitors can take guided tours and even climb inside some of the aircraft on display.
Springfield and surrounding communities are also home to plenty of interesting annual events — cookoffs, parades, festivals, and more — that brighten up the region throughout the year.
In Springfield, seniors’ social lives are bolstered by the activities and events at the city’s senior centers. At Northview Center, seniors ages 55 and up can enjoy tai chi, bingo, pinochle, choir practice, and more. The South Side Senior Center brings friendship, fun, and focus on healthy living to the area’s senior set.
Turners Rock Senior Living Community, The Gardens Independent Living and The Waterford at Ironbridge are the top-rated Independent Living facilities near Springfield, MO. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Independent Living in Springfield is $3,570 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2023). A Place for Mom proprietary data.
U.S. News & World Report. (2023). Best Hospitals in Missouri.
Ask an A Place for Mom local advisor at no cost.
A Place for Mom. (2023). A Place for Mom proprietary data.
U.S. News & World Report. (2023). Best Hospitals in Missouri.