Along the Arkansas River in Green Country lies the artsy and historical Tulsa, Oklahoma. Formerly known as the Oil Capital of the World, Tulsa received influxes of money in the early 20th century leading to a wealth of beautifully built art deco architecture. The metropolis is surprisingly affordable, even as the second-largest city in Oklahoma. The plethora of senior living communities also attracts seniors to the area. In this page, we’ll highlight the independent living communities in Tulsa — service- and hospitality-centered communities designed for the most independent seniors.
Independent living is perfect for seniors looking for an all-inclusive, resort-like setting, with staff dedicated to maintaining a resident’s privacy and independence. This comprehensive guide compiles information on our 12 independent living partners within a 10-mile radius of eastern Tulsa. We’ll guide you through independent living costs, ways seniors usually pay, apartment regulations, resources for seniors in Tulsa, and senior-friendly activities in the area. By the end of this guide, you’ll be able to make an informed decision on whether Tulsa, Oklahoma, is your retirement haven.
My mother lived here for several years, and she really liked it. It was home to her. It was reasonably priced, and the staff was friendly. Eventually her care needs got to be more than they could handle, and...
We developed a proprietary recommendation system that orders Tulsa community options based on factors we know are important to seniors and their families:
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
The average rent for an independent living community in Tulsa starts around $2,900, according to A Place for Mom’s proprietary data. This price varies based on location, apartment size, amenities, and services. For example, the starting rent for a studio in a Tulsa independent living community is about $2,258, while a two-bedroom apartment significantly increases by approximately $1,300.[01]
Monthly independent living community costs typically include the following:
The monthly rent can increase with add-on costs, such as the following:
Below you’ll find average baseline costs — without add-on fees — for independent living communities in Tulsa. This chart can help you compare independent living costs in Tulsa to nearby cities.
Most seniors try to plan ahead to ensure they can afford the independent living community of their choice. Many retirees find senior living costs attainable by combining both private income sources and senior benefits. In this section, we’ll guide you through different ways seniors typically pay for independent living, from their personal income to benefit options.
When paying for independent living facilities, most retirees start by looking at their private income sources like savings, pensions, Social Security benefits, and investment returns. There are other ways seniors can save up money to help pay for independent senior living costs, such as the options below:
Number of veterans who live in Tulsa as of 2021
About 47% of Tulsa veterans are 65+.
Yes, if you’re a veteran or surviving spouse of a veteran with a VA-recognized disability, you may be eligible for financial benefits that can be used toward independent living costs. The U.S. Department of Veterans Affairs (VA) provides a wide range of veterans benefits, some of which — like the Aid and Attendance benefit and Veterans Pension — can be used to pay for anything that improves your quality of life, like independent living.
With an extensive list of service-related conditions, it’s highly likely that a senior veteran will qualify for some type of benefit or pension. However, this list is ever changing and doesn’t address all applicable conditions. So it’s important to seek advice from your local veterans service officers to ensure you find all the benefits you’re eligible for.
You’re in luck — Oklahoma provides many resources to help you understand your eligible veterans benefits and apply/file for claims. Tulsa has government offices and several veteran services organizations (VSOs) to provide veteran benefits assistance. Below, we highlight several of the veteran benefit resources available in Tulsa.
The Oklahoma Employment Security Commission website lists all of the veteran resources in Oklahoma. Tulsa also offers an online search engine for VSOs and a 24-hour community resource line through the nonprofit organization Tulsa Area United Way to help you find local veteran resources.
Oklahoma also connects veterans to nearby resources through their veterans assistance locator called VALOR, also known as OKVALOR. Unfortunately, this system can be slightly difficult to navigate, so we created a step-by-step guide on how to find Tulsa VSOs through their system.
The system can also help with any further guidance through the FEATURES tab, where you can learn more about operating the system and using certain features.
Note: There is an area to enter an address, but unless this is an exact address to a veterans-related resource the system may generate confusing results or errors.
Resources for Tulsa veterans
City of Tulsa
Chief of Intergovernmental Relations and Veterans Liasion: Jed Cochran
175 E. Second St., Suite 15-048
Tulsa, OK 74103
Phone: 918-596-7485
Email: jcochran@cityoftulsa.org
Muskogee VA Regional Benefit Office
125 S. Main St.
Muskogee, OK 74401
Phone: 800-827-1000
Hours: Monday through Friday, 7:30 a.m. – 4 p.m.
Disabled American Veterans (DAV)
JE “Jim” Bracy Chapter 32
3131 E. Pine St.
Tulsa, OK 74110
Phone: 918-834-4643
Tulsa Area United Way
Call 2-1-1 or 877-836-2111
Text “HELP” to 877-836-2111
Veterans of Foreign Wars (VFW)
Post 577
1109 E. Sixth St.
Tulsa, OK 74120
Phone: 918-585-9148
Hours: Tuesday through Friday, 9 a.m. – 4 p.m.
Vietnam Veterans of America
Chapter #524
12407 E. 13th Place
Tulsa, OK 74128
Phone: 918-437-7507
Email: bbstacker31@aol.com
Volunteers of America Oklahoma
9605 E. 61st St.
Tulsa, OK 74133
Phone: 918-307-1500
Oklahoma’s Medicaid program — SoonerCare — provides health insurance coverage to eligible low-income families and individuals, including seniors. While SoonerCare doesn’t cover room and board costs in an independent living community, it does help cover a wide range of medical services and medically necessary in-home health care services.
SoonerCare offers home and community based waivers like the ADvantage waiver program to help cover additional services in a senior’s home or their independent living community. This program is specifically for eligible individuals aged 65+ or those with physical disabilities. Through this program, you may be able to receive coverage for the following services from your home or senior living community:
However, if you don’t qualify for the ADvantage Waiver Program, the Community Living, Aging, and Protective Services (CAP) can help you find other Medicaid or Medicare programs to pay for care services.
Other care services could be provided by state-funded adult day health services. These services may be available if you don’t qualify for ADvantage Waiver Program, or if you’re waiting for your application to process. Additionally, eligible individuals may be able to receive SoonerCare home care services through their State Plan Personal Care. This Medicaid service helps cover in-home assistance with activities of daily living like meal preparation, eating, laundry, errands, housekeeping, etc.
There are extensive eligibility requirements for SoonerCare programs, so determining what you qualify for and what you should apply for can be confusing. Thankfully, you can find helpful resources in Tulsa dedicated to guiding locals through SoonerCare benefits. Resources like the Department of Human Services and Social Security Administration offices can help you apply for benefits and file claims.
Additionally, the nonprofit organization, Tulsa Area United Way, provides a community resource line where you can call, text, or use the online 2-1-1 chat to receive help finding additional resources.
Tulsa resident Medicaid resources
Oklahoma Department of Human Services
201 W. Fifth St.
Tulsa, OK 74103
Phone: 405-522-5050
Hours: Monday through Friday, 9 a.m. – 5 p.m.
Community Living, Aging, and Protective Services (CAP)
Phone: 405-521-2281
Fax: 405-521-2086
Tulsa community resource line
Call 2-1-1 or 877-836-2111
Text “HELP” to 877-836-2111
Medicare is a federal health insurance program for seniors aged 65 and older. Health care coverage depends on the Medicare plan you qualify for and enroll in:
No Medicare plan will cover custodial costs, like room and board, in an independent living community. However, Medicare health plans can help cover home medical services associated with independent living, like the following:
The dual Medicaid and Medicare Program of All-Inclusive Care for the Elderly (PACE) helps eligible seniors aged 55 and older access low-cost health care services, such as those listed below:
If you receive Medicare and meet low-income requirements, you may be eligible for financial assistance with Medicare costs. Oklahoma’s Medicare Improvements for Patients and Providers Act (MIPPA) helps by overseeing the following programs:
Tulsa resources like the local Social Security Administration or area agency on aging office can help you understand and apply for Medicare benefits. Oklahoma even offers designated assistance for seniors on Medicare benefits through the Senior Health Insurance Counseling Program. The Oklahoma resource line provided by Tulsa Area United Way can also help you understand your benefits through phone, text, or online chat. The state long-term care ombudsman also supports seniors by advocating for their rights to access long-term care benefits.
Below you can find additional information on Tulsa resources to guide you through Medicare benefits, the application process, and claims.
Tulsa resident Medicare resources
Tulsa Social Security office
14002 E. 21st Street
Tulsa, OK 74134
Phone: 866-931-7106
TTY Phone: 800-325-0778
Fax: 833-950-3007
Hours: Monday through Friday, 9 a.m. – 4 p.m.
INCOG Area Agency on Aging
2 W. Second St., Suite 800
Tulsa, OK 74103
Phone: 918-584-7526
Fax: 918-583-1024
Email: incog@incog.org
Area agency on aging senior information line
Tulsa Phone: 918-579-9477
Statewide Phone: 800-211-2116
Community Living, Aging, and Protective Services (CAP)
Phone: 405-521-2281
Fax: 405-521-2086
Current long-term care ombudsman contact
Name: Bill Whited
Phone: 405-521-2281
Fax: 405-522-6739
General information and assistance for seniors
Phone: 800-211-2116
Local MIPPA coordinator
Name: Casey Jones
Phone: 918-579-9477
Email: cjones@incog.org
Tulsa community resource line
Call 2-1-1 or 877-836-2111
Text “HELP” to 877-836-2111
Independent living communities usually follow general apartment laws and regulations set by the state since they’re not considered senior care facilities. Here, we’ll guide you through relevant Oklahoma regulations.
Similar to senior apartments, independent living facilities typically require you to be a certain age. While the age requirement varies between communities, the most common age requirements are 55+, 62+, or 65+.
Apartments, and therefore independent living communities, must provide safe, clean, and habitable living environments to help ensure the safety of its residents. For instance, the following utilities must be kept in good condition:[03]
Other utilities like the following must also be provided in every unit:
You can feel at ease knowing if there’s ever an issue with these utilities, landlords are obligated to repair the utility in the apartment. Landlords must also provide 24-hours notice before entering your unit unless it’s an emergency. Additionally, as a tenant, you must use these utilities in a safe manner, as well as maintain your living space.[03] Thankfully, independent living communities help you clean and maintain your apartment with housekeeping, laundry, and maintenance services.
While Oklahoma doesn’t require independent living communities to provide on-site storm shelters, many communities still have shelters, emergency drills, and/or safety protocols.[04] Since Oklahoma rests in tornado alley, you should ask your prospective senior living community about their storm preparedness.
Independent living communities built after March 13, 1991, with more than four units and an elevator, must offer the following accessibility features:[05]
Most of our independent living partners must comply with these rules since they were built after 1991. Independent living communities built after 1991 with 4+ units and no elevator must only abide by these rules in ground-floor units. If a facility built before 1991 decides to renovate its property, it’s not required to meet these accommodations.[05]
In any independent living community, landlords are also required to make reasonable accommodations for seniors with disabilities. For example, if you have a disability, you could ask for the following types of adjustments:
However, landlords don’t have to comply with modifications if it alters the community’s program or causes undue financial or administrative burden on the facility.
A Place for Mom partners with four independent living communities with assisted living and/or memory care units available on the same campus. Communities with advanced care services must follow associated senior care laws and regulations. For more information on how senior care regulations differ from general rental standards, visit our guides to Tulsa assisted living or memory care.
Oklahoma’s governor terminated the COVID-19 public health emergency in May 2021, which ended all COVID-19 restrictions in the state.[06] However, senior living communities may still implement their own COVID-19 guidelines. Therefore, when looking for an independent living community, you should ask about their current safety measures and COVID-19 restrictions.
Since COVID-19 is still an ongoing risk, the Oklahoma Department of Health (OSDH) recommends following current Centers for Disease Control and Prevention (CDC) guidelines. For additional information, visit the City of Tulsa COVID-19 resource page.
Whether you’re looking for an extravagant resort-style community or simply a way to start living a carefree, active lifestyle, Tulsa provides many options for independent seniors in the area. Read on to learn how you can live a fulfilling life in an independent living community and what type of community best suits your needs.
A majority of independent living communities in Tulsa are stand-alone facilities, meaning they only offer independent living services for independent seniors. Only four of our 12 independent living partners provide a continuum of care — one facility offers additional assisted living support and three communities provide advanced memory care on the same campus.[01] This type of community benefits couples with different care needs, so they can live on the same campus while receiving their individualized level of care.
While both types of facilities are similar, you’ll find slight differences in the common amenities each offer. All independent living communities offer apartments — typically studio, one-, or two-bedrooms — but continuum of care communities may also offer cottages. Cottages offer extra space and a more homelike and independent feel than apartments. Additionally, many stand-alone facilities have additional on-site amenities like outdoor pools, chapels, professional beauty salons, and barbershops.
Tulsa independent living communities offer resort-style living with extra amenities that promote socialization and a fulfilling lifestyle. Amenities you may find in our partner Tulsa senior living communities include the following:
Additionally, all our independent living partners offer meal services, mostly served in a restaurant-style dining room. Some communities go beyond these services by providing room service and chef-prepared meals.[01]
Yes. In fact, all of our independent living partners schedule on- and off-site activities to help ensure you maintain an active lifestyle. Whether you’re looking for a new hobby or a way to make new friends, scheduled activities have you covered. Almost all our partners also staff an activity director to tailor these activities to senior residents.[01] Below are just some of the most popular senior-friendly activities you may enjoy in our partner Tulsa communities:
Since Tulsa resides in the Bible belt, many independent living communities also offer on-site devotional activities. These may include religious services or Bible study sessions. Plus, some communities also provide on-site access to a visiting chaplain or priest.
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Number of seniors over the age of 62 currently living in Tulsa
Mean retirement income for Tulsa seniors 65 and older[02]
Since some of the highest-ranked hospitals in Oklahoma are located in Tulsa, you’ll be able to find some of the best care in the state. Below are some of the most popular hospitals in Tulsa, with details on their specialized senior care or stroke treatments.
Saint Francis Hospital is the best hospital in Oklahoma and Tulsa, ranked No. 1 by U.S. News and World Report. In addition to overall top-notch care, you can find care specialized for seniors through the hospital’s Senior Specialty Unit. The health care system also performs highly for many conditions and procedures, including strokes, thanks to the hospital’s designated Comprehensive Stroke Center.
Ascension St. John Medical Center is an award-winning hospital in Tulsa recognized for its stroke treatments and age-friendly environment. The hospital provides outstanding care, ranking No. 2 on U.S. News and World Reports’ list in Tulsa and Oklahoma.
Hillcrest Medical Center is a smaller hospital, performing highly for multiple conditions and procedures common in older adults, including strokes. The hospital has a Det Norske Veritas (DNV) Certified Comprehensive Stroke Center — Oklahoma Stroke and Neurological Institute.
Most locals in Tulsa use their own vehicles to get around the city. So, most independent living communities offer on-site parking options, some with covered options to help protect against storm damage. However, if you don’t have your own car, all our independent living partners in Tulsa also offer on-site transportation services at your convenience.[01] While a majority of these on-site transportation services are complimentary, some require additional fees if you use the services outside of scheduled hours or designated areas.
Tulsa is difficult to get around without another means of transportation since it’s such a large metropolitan area. That being said, Tulsa still provides public transportation options through Tulsa Transit, which covers nearly 200 square miles of the area and surrounding suburbs. Take a look at some of Tulsa’s local transportation options below:
If you can’t use these forms of public transportation due to a disability, Tulsa Transit offers an ADA-paratransit service — Lift Paratransit — for eligible individuals. Regardless, you should always ask whether any of these options offer senior discounts.
The City of Tulsa transportation webpage helps you find other transportation options, like trails, rails, and bike lanes. To further understand the best ways to get around Tulsa, Walk Score ranks how easy the city is to navigate out of 100.[08]
Tulsa’s artsy and historical museum culture, booming energy industry, rich diversity, meat-loving foodie scene, and beautiful outdoor areas are just a few of the immeasurable attractions the city has to offer. In this section, you’ll find various activities to enjoy individually or with visiting friends and family members.
You can also find more on Tulsa’s activity opportunities through the Travel Oklahoma Tulsa or the Visit Tulsa webpages.
Since the early 1900s, Tulsa has been a hub for the American energy industry, bringing an influx of money and population to the area. Most of Tulsa’s wealth is attributed to the oil boom in the 1900s, but it’s also recognized for its continued economic impact on the current energy economy. Tulsa honors its oil industry roots with the famed 76-foot-tall statue, the Golden Driller, located outside Expo Square. Additionally, Tulsa recognizes its rich history at many museums, including but not limited to the following:
Native American heritage is a prominent part of Oklahoma culture, with 14 of 38 Oklahoma documented Indian nations located in the state’s northern area. Tulsa is prominently known for the Muscogee (Creek) Tribe, as well as Cherokee Nation and Osage Nation. No cultural centers are dedicated to Native American culture within the city of Tulsa, but Oklahoma reserves part of their website to information to the state’s Oklahoma Native American tribes.
Tulsa is also home to the Greenwood Cultural Center, dedicated to informing the public on Tulsa’s notable effect on African American history and culture. Additionally, many visit Tulsa’s John Hope Franklin Reconciliation Park, which focuses on Oklahoma’s reconciliation with their African American population after historic racial disputes in the area.
Tulsa is famous for its art deco architecture that takes you back to the affluent Roaring ‘20s. You can walk along Deco District in downtown Tulsa to view the finest architecture in the area. Or, Tulsa businesses like Tulsa Tours and Tulsa Foundation for Architecture provide guided tours to help ensure you don’t miss any famous architecture in Tulsa. While there are countless buildings to see, many boast on the most popular and finest art deco architecture, like the Boston Avenue United Methodist Church and Philcade (or Philtower) building.
Tulsa’s dedicated Tulsa Arts District has nearly 20 local art galleries. You can fully experience this area every first Friday of the month when the district hosts art crawls. These art crawls feature local art galleries, studios, museums, performances, etc. On other days, you can visit popular local art museums, some of which highlight the local art deco architecture, like the following:
Tulsa is full of entertainment to enjoy on a night out with visiting friends and family members. There are many music venues scattered throughout Tulsa, but some of the most popular are the Tulsa Theater and BOK Center.
If you’re looking for performing arts, the area has countless opportunities with venues like the following:
Seniors and visitors can enjoy four gambling opportunities, from casinos to horse racing in the summer. Tulsa is home to three casinos:
During summer months, you can also enjoy betting on horses at the live-action horse racing event Fair Meadows at Tulsa Expo Square.
As a city in Oklahoma, Tulsa has access to nearby farmlands with abundant beef cattle. Therefore, fresh locally sourced meat is a huge deal in the city. Steakhouses and barbeque joints are a must in Tulsa.
However, Tulsa goes beyond the typical steakhouses and barbeque joints by offering many other types of restaurants. Even though Oklahoma is a land-locked state, many locals also enjoy delicious seafood options. To top off the night, Tulsa’s local breweries offer traditional IPAs or unique stouts for a variety of tastes.
Northeast Oklahoma is also known as Green Country, where cities go beyond the typical city living with outdoor recreation spots. Check out some of the best outdoor areas in Tulsa:
Legend at Tulsa Hills, The Stonehaven and Brookdale Claremore are the top-rated Independent Living facilities near Tulsa, OK. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Independent Living in Tulsa is $4,038 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2022-2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Tulsa city; Oklahoma. [Data set]. American Community Survey.
Landlord and Tenant, Oklahoma Senate § 41 (2022).
State of Oklahoma Uniform Building Code Commission. (2009). Minimum state requirements for storm shelters.
Office of Disability Concerns State of Oklahoma. (rev. 2013, Sept. 15). Housing for people with disabilities in Oklahoma: A resource guide.
Oklahoma Legislature. (2021, April 21). House Bill No. 2566.
U.S. News and World Report. Best hospitals in Tulsa, OK.
Walk Score. Living in Tulsa.
Donovan, L. (2023, June 5). Personal communication [Phone interview].
Ask an A Place for Mom local advisor at no cost.
A Place for Mom. (2022-2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Tulsa city; Oklahoma. [Data set]. American Community Survey.
Landlord and Tenant, Oklahoma Senate § 41 (2022).
State of Oklahoma Uniform Building Code Commission. (2009). Minimum state requirements for storm shelters.
Office of Disability Concerns State of Oklahoma. (rev. 2013, Sept. 15). Housing for people with disabilities in Oklahoma: A resource guide.
Oklahoma Legislature. (2021, April 21). House Bill No. 2566.
U.S. News and World Report. Best hospitals in Tulsa, OK.
Walk Score. Living in Tulsa.
Donovan, L. (2023, June 5). Personal communication [Phone interview].