About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Surf City, NJ

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The cost of independent living in Surf City is about $6,258 per month. To find the best independent living for your preferences and budget, browse these 183 options. Read 3462 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Toms River, Atlantic City and Galloway.

Surf City Independent Living Facilities | 3462 Reviews

Showing 168 communities
Last Updated: 1/7/26
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Photo of Jewish Federation Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of The Atrium at Navesink Harbor
Provides: Assisted Living, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of The Colony at Chews Landing
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of South Village 1 and 2
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of New Standard at Millville
77 Photos available
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
New Standard Senior Living is the onlyretirement community in the Millvillearea with afordable, private assisted livingsuites that offers Medicaid and low-incomehousing options, in addition to private pay.More value and the best support for yourmoney — and payment options you can livewith — add...
Photo of Cadbury Continuing Care-Home
Provides: Assisted Living, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
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Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Trent Center East Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Trenton Center West
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Luther Arms Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Located in Trenton, Mercer County, New Jersey, Luther Arms Apartments offers an opportunity for affordable senior housing to residents. Consisting of 149 assisted rental units, Luther Arms Apartments provides rental subsidies, allowing a resident to pay 30 percent of his income for rent. Luther...
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Morrisville Presbyterian Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Galilee Village Inc
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Cinnaminson Home
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Stanfill Towers
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Wedgwood Americana
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Cost of independent living in Surf City, NJ

The average cost of senior living in Surf City is $6,258 per month. Cheaper nearby regions include Egg Harbor City, NJ with an average of $4,952 per month.

Independent living costs in Surf City, NJ, vs. nearby cities

Surf City, NJ
$6,258/mo

Independent living costs in Surf City, NJ, vs. state and national averages

Surf City, NJ
$6,258/mo
U.S. national average
$4,176/mo

Independent living costs in Surf City, NJ, vs. other senior living options

$7,261/mo
Independent Living
$6,258/mo

Independent living costs in Surf City, NJ, by floor plan type

Semi-Private
$5,765/mo
Studio
$6,913/mo
1 Bedroom
$7,426/mo
2 Bedroom
$8,045/mo

Senior living costs in Surf City vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Surf City, NJ
Column state: New Jersey
Column national: U.S.
Community typeSurf City, NJNew JerseyU.S.
Independent Living$6,258/mo$6,367/mo$4,176/mo
Assisted Living$6,245/mo$7,291/mo$4,718/mo
Memory Care$7,261/mo$7,356/mo$4,972/mo
Independent Living
Surf City, NJ:$6,258/mo
New Jersey:$6,367/mo
U.S.:$4,176/mo
Assisted Living
Surf City, NJ:$6,245/mo
New Jersey:$7,291/mo
U.S.:$4,718/mo
Memory Care
Surf City, NJ:$7,261/mo
New Jersey:$7,356/mo
U.S.:$4,972/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Surf City, NJ, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Surf City and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Surf City, NJNJ stateNational

Independent living cost trends in Surf City, NJ

The table below shows how monthly independent living costs in Surf City have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Surf City, NJ$3,443/mo$3,117/mo+10.5%
New Jersey$4,082/mo$3,520/mo+16.0%
National$3,257/mo$3,166/mo+2.9%
Surf City, NJ
2024 average cost:$3,443/mo
2023 average cost:$3,117/mo
Percent change:+10.5%
New Jersey
2024 average cost:$4,082/mo
2023 average cost:$3,520/mo
Percent change:+16.0%
National
2024 average cost:$3,257/mo
2023 average cost:$3,166/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Surf City

Recent reviews for independent living in Surf City

Sunrise of Lincroft

5.0
My mother has flourished at Sunrise of Lincroft. Her health and personal needs are provided for by a caring and kind staff and she can participate in a variety of activities that interest her and the other residents. The facility has a cozy home-like atmosphere. My mother is seen regularly by ...
Read more

Springpoint Living at Manalapan

5.0
5 across the board for Springpoint Living at Manalapan. My Mom loved it there. We will definitely have her stay there for respite again and would consider it for long term care. Based on the experience we have had so far with the community, we would absolutely recommend this community to other ...
Read more

Rose Hill Assisted Living in Robbinsville, NJ

5.0
We had a good tour experience with Rose Hill Assited Living. They were a second floor only full care facility. No access to outside unless family takes them out. They were all very friendly people, but we just liked the layout of a different facility better for our loved ones needs.

Surf City independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Surf City independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Surf City, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Surf City independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Surf City partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Surf City, NJNational
Nutritionist / dietician
Nutritionist / dietician
41.7%
20.5%
Low / no sodium
Low / no sodium
41.1%
34.5%
No sugar
No sugar
39.9%
31%
Vegetarian
Vegetarian
42.9%
33.7%
Pureed meals
Pureed meals
27.4%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Surf City independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Surf City communities that offer dining options to their discerning residents compared to our partners nationally.
Surf City, NJNational
Professional chef
Professional chef
39.9%
36.6%
Restaurant style dining
Restaurant style dining
45.8%
43.5%
Room service
Room service
38.1%
37%
Anytime dining
Anytime dining
19.6%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Surf City independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Surf City offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Surf City, NJNational
Activity director
Activity director
48.2%
45.2%
Pet-focused programs
Pet-focused programs
32.7%
28.3%
Community service programs
Community service programs
32.1%
33.1%
Devotional activities on-site
Devotional activities on-site
45.8%
47.6%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
50.6%
49%
Outings / off-site activities
Outings / off-site activities
56%
54%
Piano or organ
Piano or organ
40.5%
43%
Arts and crafts center
Arts and crafts center
39.3%
38.3%
Educational speakers / life long learning
Educational speakers / life long learning
42.9%
41.9%
Clubs / games / karaoke
Clubs / games / karaoke
47%
47.2%
Live performances
Live performances
46.4%
46.9%
Dances
Dances
34.5%
33.1%
Fitness center
Fitness center
25.6%
39.6%
Fitness classes
Fitness classes
45.8%
46.5%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Brandywine The Gables by Monarch, Parkers Bend Retirement and Azalea of Cinnaminson are the top-rated independent living facilities near Surf City, New Jersey. See full list of communities.
There are 183 independent living facilities near Surf City, New Jersey. See the full list.
The best independent living facilities near you in Surf City, New Jersey are Azalea of Cinnaminson, Harmony Village at CareOne Jackson and Viva Senior Living at Cross Keys. These independent living communities received the highest rankings based on verified family reviews.
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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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