About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Clearwater, MN

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The cost of independent living in Clearwater is about $2,907 per month. To find the best independent living for your preferences and budget, browse these 309 options.

Read 3246 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance. You may also consider nearby communities such as St. Cloud, St. Michael and Elk River.

Clearwater Independent Living Facilities | 3246 Reviews

Showing 309 communities
Last Updated: 9/18/26
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Photo of Loren on Park
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Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to Loren on Park, an independent living community for people 55+ with a rich history of supporting continuing education and the arts. Located in the heart of the Historic Phillips neighborhood in revitalized Midtown Minneapolis, Loren on Park offers exciting living opportunities for...
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My loved one was previously a resident at Johanna Shores and everything about the experience was great. I think that this facility has better overall services and values, compared to some of the other...
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Presbyterian Homes of Arden Hills is located on the shores of Lake Johanna and offers a full continuum of care from Independent living to total care in our nursing facility.There are two costs in assisted living. The first is the cost of rent on a studio unit and the second charge is for the home...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Friendship Village of Bloomington Assisted Living
99 Photos available
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Our ability to create close connections to others is one of humanity’s greatest strengths, and a key to our longevity. Assisted living offers a secure, supportive residence that keeps you or your loved one both cared for and connected so one can continue to live a life of purpose. Compassionate...
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Photo of SummerHouse of Shoreview
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Fairway Pines
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Fairway Pines is an active senior community in Sauk Centre, MN. This community offers a premium level of senior living. Our commitment is to promote independence and individuality to our tenants in a supportive environment. You can expect our community to offer a variety of fun and stimulating...
Photo of St Michael's Hospital and Nurse
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Cost of independent living in Clearwater, MN

The average cost of senior living in Clearwater is $2,907 per month. Cheaper nearby regions include St. Augusta, MN with an average of $2,681 per month.

Independent living costs in Clearwater, MN, vs. state and national averages

Clearwater, MN
$2,907/mo
U.S. national average
$3,520/mo

Independent living costs in Clearwater, MN, vs. other senior living options

$7,610/mo
Independent Living
$2,907/mo

Independent living costs in Clearwater, MN, by floor plan type

Studio
$2,667/mo
1 Bedroom
$2,583/mo
2 Bedroom
$3,320/mo

Senior living costs in Clearwater vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Clearwater, MN
Column state: Minnesota
Column national: U.S.
Community typeClearwater, MNMinnesotaU.S.
Independent Living$2,907/mo$2,945/mo$3,520/mo
Assisted Living$5,621/mo$5,527/mo$5,830/mo
Memory Care$7,610/mo$7,592/mo$6,999/mo
Independent Living
Clearwater, MN:$2,907/mo
Minnesota:$2,945/mo
U.S.:$3,520/mo
Assisted Living
Clearwater, MN:$5,621/mo
Minnesota:$5,527/mo
U.S.:$5,830/mo
Memory Care
Clearwater, MN:$7,610/mo
Minnesota:$7,592/mo
U.S.:$6,999/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Clearwater, MN, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Clearwater and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Clearwater, MNMN stateNational

Independent living cost trends in Clearwater, MN

The table below shows how monthly independent living costs in Clearwater have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Clearwater, MN$2,827/mo$2,718/mo+4.0%
Minnesota$2,936/mo$2,806/mo+4.6%
National$3,416/mo$3,319/mo+2.9%
Clearwater, MN
2024 average cost:$2,827/mo
2023 average cost:$2,718/mo
Percent change:+4.0%
Minnesota
2024 average cost:$2,936/mo
2023 average cost:$2,806/mo
Percent change:+4.6%
National
2024 average cost:$3,416/mo
2023 average cost:$3,319/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Clearwater

Recent reviews for independent living in Clearwater

Parkshore Senior Campus in Saint Louis Park, MN

4.9
Being out of state we do not get to visit that much, however when we do speak with our loved one she does seem to enjoy the meals and dining service. We do think the overall value for the money is good and based on our experience so far we would recommend the Parkshore Senior Campus to other ...
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Bel Rae Senior Living in Mounds View, MN

4.7
We chose Bel Rae Senior Living because of the newness of the building, the friendly and helpful staff members, and the overall accommodations as well. He has a 1 bedroom apartment and it is a little on the smaller side if your have more furniture. The food is ok and they keep striving to improve ...
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StoryPoint Waconia

5.0
We toured this community. And we fell in love . It had everything mom needed. The food is always being raved by my mother. The caregivers here are great and helpful. It is alway clean and tidy. She enjoys the activities like bingo and rosary they even have a bus that will take them to walgreens ...
Read more

Clearwater independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Clearwater independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Clearwater, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Clearwater independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Clearwater partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Clearwater, MNNational
Nutritionist / dietician
Nutritionist / dietician
10.4%
21.2%
Low / no sodium
Low / no sodium
19.4%
35.7%
No sugar
No sugar
15.2%
32%
Vegetarian
Vegetarian
16.2%
34.8%
Pureed meals
Pureed meals
9.7%
11.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Clearwater independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Clearwater communities that offer dining options to their discerning residents compared to our partners nationally.
Clearwater, MNNational
Professional chef
Professional chef
20.7%
37.6%
Restaurant style dining
Restaurant style dining
28.2%
44.8%
Room service
Room service
23.9%
38.2%
Anytime dining
Anytime dining
4.5%
17.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Clearwater independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Clearwater offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Clearwater, MNNational
Activity director
Activity director
31.7%
46.5%
Pet-focused programs
Pet-focused programs
13.6%
29.3%
Community service programs
Community service programs
18.4%
34.2%
Devotional activities on-site
Devotional activities on-site
39.8%
48.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
37.2%
50.1%
Outings / off-site activities
Outings / off-site activities
43.7%
54.9%
Piano or organ
Piano or organ
28.8%
44.2%
Arts and crafts center
Arts and crafts center
17.5%
39.7%
Educational speakers / life long learning
Educational speakers / life long learning
23.9%
43%
Clubs / games / karaoke
Clubs / games / karaoke
33%
48.3%
Live performances
Live performances
33%
48.1%
Dances
Dances
14.6%
34.3%
Fitness center
Fitness center
22%
40.7%
Fitness classes
Fitness classes
30.4%
47.6%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Heritage Place, Havenwood of Buffalo and RidgePointe Senior Living are the top-rated independent living facilities near Clearwater, Minnesota. See full list of communities.
There are 309 independent living facilities near Clearwater, Minnesota. See the full list.
The best independent living facilities near you in Clearwater, Minnesota are Havenwood of Buffalo, RidgePointe Senior Living and Copperfield Hill. These independent living communities received the highest rankings based on verified family reviews.
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