About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Clearwater, MN

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The cost of independent living in Clearwater is about $2,907 per month. To find the best independent living for your preferences and budget, browse these 309 options.

Read 3246 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance. You may also consider nearby communities such as St. Cloud, St. Michael and Elk River.

Clearwater Independent Living Facilities | 3246 Reviews

Showing 309 communities
Last Updated: 9/19/26
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5 star
36%
4 star
24%
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32%
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Workers and staff are nice. Love my 2 bedroom apartment, spending time in the library, and all of the entertainment that comes to perform.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Endless possibilities await you at Saint Therese at Oxbow Lake--a Brooklyn Park master-planned community located on 15 acres near the Church of St. Gerard. This extraordinary community for older adults encompasses every facet of senior living. It's here that you'll find a way of life that...
Photo of Folkestone
5 star
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3 star
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Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
A distinctive residential cooperative for adults that are 55+.  Located near the intersection of Bass Lake Road and Boone Avenue North inside the Highway 169 corridor.  Woodbridge is the right choice for independent adults seeking a carefree living environment.  Our building features 78 spacious,...
Photo of Plymouth Ponds
5 star
33%
4 star
0%
3 star
0%
2 star
33%
1 star
34%
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
With patios on the first floor and balconies on the second and third, you'll be able to enjoy the lovely wooded landscape of Plymouth Ponds all year long. Summer is best, of course, with our inviting outdoor pool, private dog park, basketball court, picnic areas and shaded walking paths. As a...
Photo of Prairie Senior Cottages of Hutchinson
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of The Anthony James
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
The Anthony James is a senior independent living community for adults over the age of fifty-five. We are nestled in a park-like setting, just blocks from groceries, dining, shopping and churches. Our building is accessible and has an elevator. All of our one and two bedroom apartment homes have...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
5 star
33%
4 star
0%
3 star
33%
2 star
34%
1 star
0%
See all reviews
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
GracePointe Crossing is located on a 70-acre campus along the Rum River in Cambridge.  In partnership with Presbyterian Homes and Services, GracePointe offers an array of housing and health care options for seniors.  The GracePointe campus is close to downtown Cambridge, yet tucked in...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
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Photo of Ecumen Hutchinson Oaks and Pines
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
5 star
0%
4 star
50%
3 star
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2 star
0%
1 star
50%
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Nagel Assisted Living and Memory Care
5 star
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The community is small but very personable. I feel because it's small the service and care are more ones on one. I would recommend this community to others.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Nagel Assisted Living & Memory Care, founded in 2015, is an exciting new addition to the city of Waconia, MN. Housed in the former Nagel Hospital opened in 1940, our community has been designed with an eye toward keeping the charm of this historic site while freshly renovating the entire...
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Provides: Assisted Living, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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0%
4 star
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3 star
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2 star
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Provides: Assisted Living, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Harmony House of Little Falls
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Hillcrest of Wayzata Rehabilitation and Healthcare Center
5 star
13%
4 star
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2 star
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1 star
74%
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I simply cannot understand some of the other reviewers. The admissions person at Hillcrest was wonderful, and helped us when no one else could (we needed to be close to oxygen therapy). The nurse [name...
Provides: Assisted Living, Memory Care, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
What are you looking for in a nursing home? That's the first question we ask because in today's healthcare environment, you have more choices than ever. We offer short-term care to help you get well and return to your home. We also provide long-term nursing home care -- and more intensive...
Photo of Alverna Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Bridgeway Estates
Provides: Assisted Living, Independent Living, Senior Apartments
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Bridgeway is designed "senior specific" for excellent accessibility; single-handle faucets, grab bars in the bathroom along with a walk-in shower with seat and adjustable wand, electrical outlets placed higher for ease of use, lever handle door hardware, light switches placed lower for ease of...
Photo of Cedarwood
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Had my parents here for more than 2 years. The facilities are good, food is good. There are a lot of organised activities and always a jug of coffee available. The offerings range from Independent...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Rosewood Senior Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Great Lakes Villa
55 Photos available
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.

Cost of independent living in Clearwater, MN

The average cost of senior living in Clearwater is $2,907 per month. Cheaper nearby regions include St. Augusta, MN with an average of $2,681 per month.

Independent living costs in Clearwater, MN, vs. state and national averages

Clearwater, MN
$2,907/mo
U.S. national average
$3,520/mo

Independent living costs in Clearwater, MN, vs. other senior living options

$7,610/mo
Independent Living
$2,907/mo

Independent living costs in Clearwater, MN, by floor plan type

Studio
$2,667/mo
1 Bedroom
$2,583/mo
2 Bedroom
$3,320/mo

Senior living costs in Clearwater vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Clearwater, MN
Column state: Minnesota
Column national: U.S.
Community typeClearwater, MNMinnesotaU.S.
Independent Living$2,907/mo$2,945/mo$3,520/mo
Assisted Living$5,621/mo$5,527/mo$5,830/mo
Memory Care$7,610/mo$7,592/mo$6,999/mo
Independent Living
Clearwater, MN:$2,907/mo
Minnesota:$2,945/mo
U.S.:$3,520/mo
Assisted Living
Clearwater, MN:$5,621/mo
Minnesota:$5,527/mo
U.S.:$5,830/mo
Memory Care
Clearwater, MN:$7,610/mo
Minnesota:$7,592/mo
U.S.:$6,999/mo
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Table showing 5 of 3 items. Click to show less.

Independent living costs in Clearwater, MN, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Clearwater and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Clearwater, MNMN stateNational

Independent living cost trends in Clearwater, MN

The table below shows how monthly independent living costs in Clearwater have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Clearwater, MN$2,827/mo$2,718/mo+4.0%
Minnesota$2,936/mo$2,806/mo+4.6%
National$3,416/mo$3,319/mo+2.9%
Clearwater, MN
2024 average cost:$2,827/mo
2023 average cost:$2,718/mo
Percent change:+4.0%
Minnesota
2024 average cost:$2,936/mo
2023 average cost:$2,806/mo
Percent change:+4.6%
National
2024 average cost:$3,416/mo
2023 average cost:$3,319/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Clearwater

Recent reviews for independent living in Clearwater

Parkshore Senior Campus in Saint Louis Park, MN

4.9
Being out of state we do not get to visit that much, however when we do speak with our loved one she does seem to enjoy the meals and dining service. We do think the overall value for the money is good and based on our experience so far we would recommend the Parkshore Senior Campus to other ...
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Bel Rae Senior Living in Mounds View, MN

4.7
We chose Bel Rae Senior Living because of the newness of the building, the friendly and helpful staff members, and the overall accommodations as well. He has a 1 bedroom apartment and it is a little on the smaller side if your have more furniture. The food is ok and they keep striving to improve ...
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StoryPoint Waconia

5.0
We toured this community. And we fell in love . It had everything mom needed. The food is always being raved by my mother. The caregivers here are great and helpful. It is alway clean and tidy. She enjoys the activities like bingo and rosary they even have a bus that will take them to walgreens ...
Read more

Clearwater independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Clearwater independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Clearwater, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Clearwater independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Clearwater partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Clearwater, MNNational
Nutritionist / dietician
Nutritionist / dietician
10.4%
21.2%
Low / no sodium
Low / no sodium
19.4%
35.7%
No sugar
No sugar
15.2%
32%
Vegetarian
Vegetarian
16.2%
34.8%
Pureed meals
Pureed meals
9.7%
11.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Clearwater independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Clearwater communities that offer dining options to their discerning residents compared to our partners nationally.
Clearwater, MNNational
Professional chef
Professional chef
20.7%
37.6%
Restaurant style dining
Restaurant style dining
28.2%
44.8%
Room service
Room service
23.9%
38.2%
Anytime dining
Anytime dining
4.5%
17.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Clearwater independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Clearwater offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Clearwater, MNNational
Activity director
Activity director
31.7%
46.5%
Pet-focused programs
Pet-focused programs
13.6%
29.3%
Community service programs
Community service programs
18.4%
34.2%
Devotional activities on-site
Devotional activities on-site
39.8%
48.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
37.2%
50.1%
Outings / off-site activities
Outings / off-site activities
43.7%
54.9%
Piano or organ
Piano or organ
28.8%
44.2%
Arts and crafts center
Arts and crafts center
17.5%
39.7%
Educational speakers / life long learning
Educational speakers / life long learning
23.9%
43%
Clubs / games / karaoke
Clubs / games / karaoke
33%
48.3%
Live performances
Live performances
33%
48.1%
Dances
Dances
14.6%
34.3%
Fitness center
Fitness center
22%
40.7%
Fitness classes
Fitness classes
30.4%
47.6%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Heritage Place, Havenwood of Buffalo and RidgePointe Senior Living are the top-rated independent living facilities near Clearwater, Minnesota. See full list of communities.
There are 309 independent living facilities near Clearwater, Minnesota. See the full list.
The best independent living facilities near you in Clearwater, Minnesota are Havenwood of Buffalo, RidgePointe Senior Living and Copperfield Hill. These independent living communities received the highest rankings based on verified family reviews.
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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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