About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
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About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
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10 Best Independent Living Communities in Spencer, IA

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The cost of independent living in Spencer is about $2,619 per month. To find the best independent living for your preferences and budget, browse these 46 options.

Read 45 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance. You may also consider nearby communities such as Spirit Lake, Okoboji and Estherville.

Spencer Independent Living Facilities | 45 Reviews

Showing 46 communities
Last Updated: 9/18/26
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Photo of Addington Place of Spirit Lake
1515 Photos available
9.0
Review score
11 reviews
9.0
Review score
11 reviews
5 star
45%
4 star
46%
3 star
9%
2 star
0%
1 star
0%
See all reviews
They have a good staff. It is a clean and caring environment. I would recommend this facility to others who are searching for care for their loved one.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Keelson Harbour is an Assisted Living Community located in Spirit Lake, Dickinson County, Iowa. Our beautiful property is located on a quiet hill with easy access to nearby lakes. Residents enjoy an on-site pond, complete with growing ducklings and their families. With many nearby attractions,...
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Photo of The Gardens at Cherokee
11 Photo available
9.0
Review score
6 reviews
9.0
Review score
6 reviews
5 star
83%
4 star
17%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Wonderful, caring, professional staff willing to go the extra mile to make their residents comfortable and safe. I would recommend to others.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
At The Gardens at Cherokeee we encourage you to engage in all the life-enriching programs and activities that are offered. Our activity program is designed to meet your interests and hobbies. You can join in a card or domino game, bake pies in the Country Kitchen, enjoy coffee chats by the...
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Photo of Arlington Place of Pocahontas
44 Photos available
5 star
50%
4 star
50%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I was trying to find a place for my wife that offered memory care and there really aren’t that many in the area. After looking at several different places, we thought this place would be the best fit. My...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Thank you for your interest in Arlington Place of Pocahontas, Assisted Living Community. You will find that Arlington Place is unlike the traditional assisted living settings you might encounter elsewhere. All of our apartments are fully equipped with stoves, refrigerators, dish - washers, and...
Photo of Golden Horizons of Worthington
2525 Photos available
1.5
Review score
15 reviews
1.5
Review score
15 reviews
5 star
20%
4 star
13%
3 star
13%
2 star
0%
1 star
54%
See all reviews
My grandmother lives at Golden Horizons and she loves it! The administrator Cherry is an exceptional person. She truly cares about her residents and staff. Though like everybody else, they are short of help...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Add: Our beautiful and modern new Memory Care community opened in June of 2021. This spacious community provides a peaceful and warm environment to enjoy the comforts at home with proper safety and care measures. The architectural design suites residents who are more prone to wandering, anxiety...
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Photo of Bavarian Meadows Assisted Living
77 Photos available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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My Dad was known for referring to, and introducing himself as, the "Ol'Geezer" and this facility is "Ol'Geezer" recommended! Bavarian Meadows was a huge blessing to my Dad in the last months of his life. The...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Bavarian Meadows where our tenants are “Living their best life!'...We encourage you to engage in the life-enriching programs and activities that are offered at Bavarian. Our activity program is designed to meet your interests and hobbies. You can join in a card or BINGO game, enjoy coffee chats...
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Photo of Stonebridge Suites
44 Photos available
5 star
0%
4 star
0%
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0%
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0%
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I am so happy with this community the staff are wonderful. I get to have different choices for my meals. When i do receive my meals they are very tasty balanced meals and the temperature for them is great....
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Scuyler Place Assisted Living is designed for couples or individuals. Our staff provide provide a friendly atmosphere that will make you feel right at home. Activities are planned and designed to help prevent the isolation that can result from physical challenges. Feel the independence of your...
Photo of Vista Prairie at Goldfinch Estates
11 Photo available
5 star
0%
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We picked this community because, it's closer to family. It's been a really good experience. They offer activities such as; Bingo, painting on a canvas, different kinds of game shows and bus outings.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Vista Prairie at Goldfinch Estates is located in the heart of southern, Fairmont, Martin County, Minnesota. Our scenic assisted living community is located down the road from a string of five beautiful lakes. Fairmont is a lovely place to call home and a great place for visiting family members...
Photo of Holstein Senior Living
1010 Photos available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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I moved my folks here to the ridge in Dec 2023. My dad passed in Feb 2024. During his short stay, the staff did everything they could to make my dad comfortable. They were always kind and compassionate to...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
At Holstein Senior Living and The Ridge our "red carpet hospitality" and our focus on making our residents dreams come true, to our exceptional healthcare services and team member's, our focus is always to embrace every moment. This philosophy starts our belief that our residents come first.
Photo of Sunset Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of South Ridge Heights
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Photo of Riverview Terrace
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Milford Nursing Ctr
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living, Senior Apartments
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Hartley Senior Wellness Ctr
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Community Memorial Health Ctr
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Oak Haven Care Facility
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Wel-Life At Spirit Lake
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Sutherland Care Ctr
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Willow Ridge Independent Snr
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Kathleen's Residential Care
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Prairie View Retirement Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Good Samaritan Jackson
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Cost of independent living in Spencer, IA

The average cost of senior living in Spencer is $2,619 per month. Cheaper nearby regions include Fostoria, IA with an average of $2,619 per month.

Independent living costs in Spencer, IA, vs. state and national averages

Spencer, IA
$2,619/mo
$2,925/mo
U.S. national average
$3,520/mo

Independent living costs in Spencer, IA, vs. other senior living options

$6,172/mo
Independent Living
$2,619/mo

Independent living costs in Spencer, IA, by floor plan type

Studio
$2,819/mo
1 Bedroom
$2,748/mo
2 Bedroom
$3,420/mo

Senior living costs in Spencer vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Spencer, IA
Column state: Iowa
Column national: U.S.
Community typeSpencer, IAIowaU.S.
Independent Living$2,619/mo$2,925/mo$3,520/mo
Assisted Living$4,893/mo$5,505/mo$5,830/mo
Memory Care$6,172/mo$6,921/mo$6,999/mo
Independent Living
Spencer, IA:$2,619/mo
Iowa:$2,925/mo
U.S.:$3,520/mo
Assisted Living
Spencer, IA:$4,893/mo
Iowa:$5,505/mo
U.S.:$5,830/mo
Memory Care
Spencer, IA:$6,172/mo
Iowa:$6,921/mo
U.S.:$6,999/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Spencer

Recent reviews for independent living in Spencer

Otsego Place in Storm Lake, IA

5.0
Both my Mother and now my Mother in law have been residents of Otsego Place. It has given my husband and I a great feeling of comfort knowing these two ladies had the best of care. The staff are like family, the food is excellent, and there are lots of activies for them to participate in. ...
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Bavarian Meadows Assisted Living in Remsen, IA

4.8
My dads time at Bavarian Meadows was absolutely phenomenal. It was so much more home-like and had a great atmosphere. If we had known years ago that they would have been affordable for dad, I would have tried to talk him into going here a lot sooner. In spite of everything, they were very good ...
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Golden Horizons of Worthington

4.1
My mother lives in Golden Horizons Memory Care she has been there since it opened and loves it. RN [name removed]is very caring and helpful and concerned for the residents. Staff is caring to my mother. She has a lot of space to wander in the facility. It’s a beautiful facility very home like. ...
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Spencer independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Spencer independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Spencer, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Spencer independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Spencer partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Spencer, IANational
Nutritionist / dietician
Nutritionist / dietician
4.3%
21.2%
Low / no sodium
Low / no sodium
6.5%
35.7%
No sugar
No sugar
4.3%
32%
Vegetarian
Vegetarian
6.5%
34.8%
Pureed meals
Pureed meals
4.3%
11.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Spencer independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Spencer communities that offer dining options to their discerning residents compared to our partners nationally.
Spencer, IANational
Restaurant style dining
Restaurant style dining
13%
44.8%
Room service
Room service
13%
38.2%
Anytime dining
Anytime dining
4.3%
17.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Spencer independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Spencer offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Spencer, IANational
Activity director
Activity director
19.6%
46.5%
Pet-focused programs
Pet-focused programs
6.5%
29.3%
Community service programs
Community service programs
10.9%
34.2%
Devotional activities on-site
Devotional activities on-site
19.6%
48.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
19.6%
50.1%
Outings / off-site activities
Outings / off-site activities
17.4%
54.9%
Piano or organ
Piano or organ
10.9%
44.2%
Arts and crafts center
Arts and crafts center
8.7%
39.7%
Educational speakers / life long learning
Educational speakers / life long learning
15.2%
43%
Clubs / games / karaoke
Clubs / games / karaoke
15.2%
48.3%
Live performances
Live performances
19.6%
48.1%
Dances
Dances
6.5%
34.3%
Fitness center
Fitness center
13%
40.7%
Fitness classes
Fitness classes
17.4%
47.6%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Addington Place of Spirit Lake, The Gardens at Cherokee and Arlington Place of Pocahontas are the top-rated independent living facilities near Spencer, Iowa. See full list of communities.
There are 46 independent living facilities near Spencer, Iowa. See the full list.
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