About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
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10 Best Independent Living Communities in Spencer, IA

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The cost of independent living in Spencer is about $2,619 per month. To find the best independent living for your preferences and budget, browse these 46 options.

Read 45 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance. You may also consider nearby communities such as Spirit Lake, Okoboji and Estherville.

Spencer Independent Living Facilities | 45 Reviews

Showing 46 communities
Last Updated: 9/16/26
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Photo of McCord Manor of Storm Lake
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
McCord Manor of Storm LakeMcCord Manor of Storm Lake is a senior housing complex in the beautiful city of Storm Lake, Iowa. Storm Lake is a wonderful community located in Buena Vista County. Sitting beside the lake where the city got its name, Storm Lake has a bustling but relaxing community with...
Photo of Vista Prairie at Fieldcrest
11 Photo available
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Vista Prairie at Fieldcrest is an assisted living community located in the city of Sheldon, Iowa in O'brien County. Sheldon is a serene and beautiful place that provides a great setting for this wonderful assisted living community. The country setting of the town provides the perfect backdrop for...
Photo of Lakeview Manor
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Lakeview Manor is located in Indianapolis, Indiana and is a skilled nursing facility. It is our mission to provide our residents with the happiness and comfort they deserve. Our staff is very loving and caring and we offer a variety of special amenities to ensure our residents stay happy....
Photo of Heartwood Heights Senior Living
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
5 star
67%
4 star
0%
3 star
33%
2 star
0%
1 star
0%
See all reviews
Our family couldn’t be happier with the care, love, and friendships that mom is getting at Otsego. We are second generation I guess you would say as my grandmother was there for 7 years. Mom was happy with...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Country View Manor Inc
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Methodist Manor Retirement
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Oak Park Care Ctr
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Ecumen Meadows
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
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Photo of Temperance Lake Ridge
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Fonda Nursing and Rehab Ctr
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Good Samaritan Society-George
Provides: Assisted Living, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Lakeview Assisted Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Orange City Hospital and Clinic
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Ingleside Senior Living
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Photo of Homestead of Algona
5 star
50%
4 star
0%
3 star
0%
2 star
0%
1 star
50%
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My parents have both resided at Homestead of Algona since 02/2023 and they absolutely love it. The staff that come in and give them their medications and showers are so kind and caring. When they moved in,...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Homestead of Algona is an assisted living community located in the beautiful northern Iowa town of Algona, Kossuth County. Algona is a small town surrounded by picturesque farmland and rural scenery. With our four seasons we offer an ideal living area where our residents experience the country to...
Photo of Good Samaritan Society Windom
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Good Samaritan Society-Windom
Provides: Assisted Living, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Aspen Heights
11 Photo available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details

Cost of independent living in Spencer, IA

The average cost of senior living in Spencer is $2,619 per month. Cheaper nearby regions include Fostoria, IA with an average of $2,619 per month.

Independent living costs in Spencer, IA, vs. state and national averages

Spencer, IA
$2,619/mo
$2,925/mo
U.S. national average
$3,520/mo

Independent living costs in Spencer, IA, vs. other senior living options

$6,172/mo
Independent Living
$2,619/mo

Independent living costs in Spencer, IA, by floor plan type

Studio
$2,819/mo
1 Bedroom
$2,748/mo
2 Bedroom
$3,420/mo

Senior living costs in Spencer vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Spencer, IA
Column state: Iowa
Column national: U.S.
Community typeSpencer, IAIowaU.S.
Independent Living$2,619/mo$2,925/mo$3,520/mo
Assisted Living$4,893/mo$5,505/mo$5,830/mo
Memory Care$6,172/mo$6,921/mo$6,999/mo
Independent Living
Spencer, IA:$2,619/mo
Iowa:$2,925/mo
U.S.:$3,520/mo
Assisted Living
Spencer, IA:$4,893/mo
Iowa:$5,505/mo
U.S.:$5,830/mo
Memory Care
Spencer, IA:$6,172/mo
Iowa:$6,921/mo
U.S.:$6,999/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Spencer

Recent reviews for independent living in Spencer

Otsego Place in Storm Lake, IA

5.0
Both my Mother and now my Mother in law have been residents of Otsego Place. It has given my husband and I a great feeling of comfort knowing these two ladies had the best of care. The staff are like family, the food is excellent, and there are lots of activies for them to participate in. ...
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Bavarian Meadows Assisted Living in Remsen, IA

4.8
My dads time at Bavarian Meadows was absolutely phenomenal. It was so much more home-like and had a great atmosphere. If we had known years ago that they would have been affordable for dad, I would have tried to talk him into going here a lot sooner. In spite of everything, they were very good ...
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Golden Horizons of Worthington

4.1
My mother lives in Golden Horizons Memory Care she has been there since it opened and loves it. RN [name removed]is very caring and helpful and concerned for the residents. Staff is caring to my mother. She has a lot of space to wander in the facility. It’s a beautiful facility very home like. ...
Read more

Spencer independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Spencer independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Spencer, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Spencer independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Spencer partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Spencer, IANational
Nutritionist / dietician
Nutritionist / dietician
4.3%
21.2%
Low / no sodium
Low / no sodium
6.5%
35.7%
No sugar
No sugar
4.3%
32%
Vegetarian
Vegetarian
6.5%
34.8%
Pureed meals
Pureed meals
4.3%
11.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Spencer independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Spencer communities that offer dining options to their discerning residents compared to our partners nationally.
Spencer, IANational
Restaurant style dining
Restaurant style dining
13%
44.8%
Room service
Room service
13%
38.2%
Anytime dining
Anytime dining
4.3%
17.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Spencer independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Spencer offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Spencer, IANational
Activity director
Activity director
19.6%
46.5%
Pet-focused programs
Pet-focused programs
6.5%
29.3%
Community service programs
Community service programs
10.9%
34.2%
Devotional activities on-site
Devotional activities on-site
19.6%
48.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
19.6%
50.1%
Outings / off-site activities
Outings / off-site activities
17.4%
54.9%
Piano or organ
Piano or organ
10.9%
44.2%
Arts and crafts center
Arts and crafts center
8.7%
39.7%
Educational speakers / life long learning
Educational speakers / life long learning
15.2%
43%
Clubs / games / karaoke
Clubs / games / karaoke
15.2%
48.3%
Live performances
Live performances
19.6%
48.1%
Dances
Dances
6.5%
34.3%
Fitness center
Fitness center
13%
40.7%
Fitness classes
Fitness classes
17.4%
47.6%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Addington Place of Spirit Lake, The Gardens at Cherokee and Arlington Place of Pocahontas are the top-rated independent living facilities near Spencer, Iowa. See full list of communities.
There are 46 independent living facilities near Spencer, Iowa. See the full list.
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