About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Facilities in Naperville, IL

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The average starting cost of independent living in Naperville, Illinois, is $3,395 per month, according to A Place for Mom’s proprietary data. Based on our ranking methodology, the top-rated independent living communities in Naperville are HarborChase of Naperville, Monarch Landing, a CCRC and StoryPoint Naperville.

Independent living in Naperville offers a maintenance-free way to enjoy this western Chicago suburb with access to the Riverwalk, downtown dining, parks, forest preserves, and nearby health care. Local communities often offer private apartments, dining, activities, transportation, housekeeping, fitness programs, pet-friendly amenities, and social events. Using our local proprietary data, we created this guide to compare costs, real reviews, local resources, and senior-friendly highlights in Naperville.

Naperville Independent Living Facilities | 14549 Reviews

Showing 525 communities
Last Updated: 9/22/26
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Photo of Cantata Adult Life Services a CCRC
2222 Photos available
8.0
Review score
16 reviews
8.0
Review score
16 reviews
5 star
81%
4 star
13%
3 star
6%
2 star
0%
1 star
0%
See all reviews
I would rate it all a 5. They are very accommodating, friendly and my mom is very happy there. Yes, we would recommend Cantata Adult Life to other families! They've been great!
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Cantata continuum of care—Independent Living, Assisted Living, Memory Support, Short-Term Rehab, and Long-Term Care—allows you to live your best life today, tomorrow and into the future. Located in Brookfield, Cantata offers exceptional care in a comfortable environment that feels like home....
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Photo of Heritage Woods of South Elgin
1010 Photos available
22 Floor plans available
8.0
Review score
5 reviews
8.0
Review score
5 reviews
5 star
60%
4 star
20%
3 star
20%
2 star
0%
1 star
0%
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We chose Heritage Woods of South Elgin because of the convenient location, they accept Medicaid, and just the overall gut feeling. I toured 7 places and I got the best feeling here. The director of sales is...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Adults 65 or better may qualify for Illinois Supportive Living Program, an assisted lifestyle.Seniors of all income levels are welcome, including those on Medicaid or only Social Security. Carefree Living at its finest include: *  Private Apartments *  Restaurant Style Dining...
Photo of Cedarhurst of Frankfort
1212 Photos available
44 Floor plans available
8.0
Review score
15 reviews
8.0
Review score
15 reviews
5 star
46%
4 star
33%
3 star
7%
2 star
7%
1 star
7%
See all reviews
I chose this facility because it was new, it smelled clean and everyone was friendly. I would tell others to do their own laundry.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
At Cedarhurst of Frankfort, it’s our mission to tailor senior living to you so you can feel loved, valued, and supported each and every day. Our senior living community in Frankfort, Illinois, offers assisted living for those who require assistance with activities of daily living, memory care for...
Photo of Senior Suites Midway Village
11 Video available
1111 Photos available
22 Floor plans available
8.0
Review score
19 reviews
8.0
Review score
19 reviews
5 star
63%
4 star
11%
3 star
5%
2 star
21%
1 star
0%
See all reviews
It would be helpful for others to know that they have adequate handicap parking for residents, but not so much for others. There is limited parking for the guests. It is a locked facility so you have to have...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Suites of Midway Village is a welcoming, secure independent living community in Chicago for seniors ages 62 and over. We provide the opportunity for seniors to forego home maintenance chores in favor of private apartments with housekeeping in a convenient location. We want our residents to...
Photo of The Oasis of Frankfort
77 Photos available
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Oasis of FrankfortOpening late 2026!Located on Route 30 or Lincoln Highway, our Frankfort community is designed to be a place of peace and belonging—a warm, home-like environment where residents feel safe, supported, and engaged. Comfort is at the heart of what we do, ensuring that every...
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Photo of Senior Suites of Kelvyn Park
11 Video available
88 Photos available
22 Floor plans available
8.0
Review score
10 reviews
8.0
Review score
10 reviews
5 star
40%
4 star
40%
3 star
20%
2 star
0%
1 star
0%
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I wish my mother would take more advantage of because there is a department of aging attached to the senior suites and they also have activities. The staff are all very caring and always available if needed....
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Suites of Kelvyn Park is a highly rated pet-friendly Chicago independent living community for seniors 62 and older. For retirees looking for a convenient location that allows them to maintain their lifestyle and socialize with their peers, our senior living community is here to make life...
Photo of Alden Courts and Gardens of Des Plaines
77 Photos available
8.0
Review score
13 reviews
8.0
Review score
13 reviews
5 star
54%
4 star
38%
3 star
8%
2 star
0%
1 star
0%
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Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Alden Gardens and Courts is the cozy community with a giant heart offering assisting living and memory care. Allowing adults the opportunity to feel at home, each deluxe studio apartment is equipped with Lifeline call system, microwave oven, refrigerator, individual thermostat, and spacious...
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Photo of St. Joseph Village of Chicago
99 Photos available
8.0
Review score
18 reviews
8.0
Review score
18 reviews
5 star
61%
4 star
33%
3 star
6%
2 star
0%
1 star
0%
See all reviews
The staff and administrators were very responsive to questions and concerns. I was able to attend all activities if I wanted to and sit with the group to listen to music or watch tv. They held care...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Have you noticed that something doesn't seem right with mom or dad these days? It could be subtle or it could be something that's pretty obvious. Regardless, you've turned to the Internet for a reason and the best choice for assisted living is also Chicago's most notable and...
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Photo of Paul House and Healthcare Center
1111 Photos available
8.0
Review score
23 reviews
8.0
Review score
23 reviews
5 star
22%
4 star
47%
3 star
9%
2 star
0%
1 star
22%
See all reviews
My father in law passed away this month. The nursing staff was caring but the administration was terrible. They are very unresponsive. Loved the staff otherwise
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Paul House offers our assisted living program members a central Irving Park address with a vibrant, inviting community, deep historical roots and a worry-free residential community. We have three service levels and three types of private apartments: efficiency studio, studio and one bedroom, all...
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Photo of The Garlands of Barrington a CCRC
1818 Photos available
8.0
Review score
12 reviews
8.0
Review score
12 reviews
5 star
84%
4 star
8%
3 star
8%
2 star
0%
1 star
0%
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They have been phenomenal. If we could give the friendliness of the staff a 10 we would. Like, seriously, the people are so nice, friendly, kind and patient. They made my mom and dad feel so welcomed in a...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Garlands is a unique community for people ages 55 and older that offers residents an uncompromising lifestyle in a resort setting with unprecedented amenities and services. The Garlands homes offer superb construction, thoughtful interior design and the finest quality. They feature large and...
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Photo of Chestnut Square at The Glen
1616 Photos available
8.0
Review score
17 reviews
8.0
Review score
17 reviews
5 star
82%
4 star
6%
3 star
0%
2 star
0%
1 star
12%
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My sister [name removed] moved into Chestnut Square at The Glen in August of 2023. We had done quite a bit of research and looked at three or four other communities in the region that were nice, but we...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome to Chestnut Square at The Glen…an independent senior living community centrally located in the heart of The Glen, a master planned community. Chestnut Square offers older adults a secure retirement lifestyle that is active, rich and fulfilling. Boasting deluxe one and two bedroom floor...
Photo of Addolorata Villa
1212 Photos available
8.0
Review score
35 reviews
8.0
Review score
35 reviews
5 star
54%
4 star
29%
3 star
14%
2 star
0%
1 star
3%
See all reviews
The Independent Living community is small, very friendly and clean. More like a home, than a facility. People who work there seem to care and always address Mom by name. The care service is a La carte and...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Situated on 17 rolling acres in the northwest suburbs, our community features carefully appointed apartments offering many modern conveniences combined with the everyday comforts of home. Picture a lifestyle where you receive unequaled services and amenities while having a whole new world of...
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Photo of Ravenswood Supportive Living
1515 Photos available
8.0
Review score
4 reviews
8.0
Review score
4 reviews
5 star
50%
4 star
25%
3 star
25%
2 star
0%
1 star
0%
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Went here a few days ago to visit my Great Aunt and the staff was very nice and welcoming. My Aunt is very happy with her living situation that it gives the family a peace of mind knowing she happy an...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
"Get to know us before you need us." The Ravenswood Supportive Living program is certified by the Illinois Department of Health & Family Services. This program is designed to promote independence, dignity, respect and well-being for residents in a cost-effective manner. Depending on an...
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Photo of Mather Place
11 Video available
1515 Photos available
8.0
Review score
19 reviews
8.0
Review score
19 reviews
5 star
64%
4 star
21%
3 star
5%
2 star
5%
1 star
5%
See all reviews
We love Mather place. A+. 5 on all except value for the money and food. I'd give those a 4. Mather place is kind and supportive.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Why Mather Place? •We’re an independent living rental community for those age 62 and better.•We’re in the heart of the North Shore in Wilmette, Illinois. Moving to a boutique rental community like Mather Place means your finances are easier to manage, providing more control over your budget....
Photo of The Highlands Assisted Living at Westminster Place
11 Photo available
8.0
Review score
6 reviews
8.0
Review score
6 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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Since Caroline Blacav became the new director, she has done an outstanding job of giving us confidence that our family member is receiving the highest level of care. She is warm, approachable, and...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Highlands Assisted Living at Westminster Place is a community situated within a beautiful 40-acre campus. As a part of Presbyterian Homes' continuum of care, this assisted living community in Evanston offers levels of personalized care based on an individual’s needs. Residents of assisted...
Photo of Evolve at Lake Zurich
55 Photos available
55 Floor plans available
8.0
Review score
25 reviews
8.0
Review score
25 reviews
5 star
52%
4 star
40%
3 star
4%
2 star
4%
1 star
0%
See all reviews
The staff is very friendly and engage with the residents often. My in laws can be picky about food quality. There have been a couple but being able to order on a menu and choose your meals have really made...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Dedicated to Good LivingPathway to Living’s longstanding mission is to transform the way society thinks about aging and senior living. Azpira Place of Lake Zurich community is an extension of that promise. We are steadfast in our commitment to cultivate a genuine home for you or your loved one....
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Photo of The Merion
11 Video available
1919 Photos available
8.0
Review score
33 reviews
8.0
Review score
33 reviews
5 star
67%
4 star
27%
3 star
0%
2 star
0%
1 star
6%
See all reviews
The staff has been very helpful. They have provided help with setting up and help with downsizing relative furniture and other things. I visited 4 times each time they treated me like I belonged here.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
WHERE ALL DOORS OPEN TO THE HEART OF THE CITYDiscover an active senior living lifestyle at the heart of bustling, downtown Evanston, IL. Our beautifully restored historic property is minutes from Chicago, a few blocks from the lakeshore and North Shore neighborhoods, and steps away from...
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Photo of Oak Crest
55 Photos available
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of North Shore Place
2020 Photos available
1010 Floor plans available
8.0
Review score
48 reviews
8.0
Review score
48 reviews
5 star
63%
4 star
23%
3 star
4%
2 star
2%
1 star
8%
See all reviews
What we like the most about the community is the high touch care, the activities, their customize experiences to every resident, the units are very nice, and my dad loves the food.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
North Shore Place located in Northbrook, Cook County, Illinois provides seniors with a caring assisted living community that is supportive and safe. Our community offers its residents a peaceful place to call home. Northbrook is a great city to visit, and guests of our residents will enjoy...
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Photo of Heritage Woods of DeKalb
2121 Photos available
11 Floor plan available
8.0
Review score
10 reviews
8.0
Review score
10 reviews
5 star
40%
4 star
30%
3 star
10%
2 star
0%
1 star
20%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
An inviting, beautiful assisted living community located in DeKalb, Illinois, Heritage Woods of DeKalb is a welcoming place to call home. Located conveniently off 1-88 and Highway 64, it is an ideal choice for those who want to be close to family and friends. We're located near Northern Illinois...
Photo of Sunrise of Highland Park
1616 Photos available
33 Floor plans available
8.0
Review score
63 reviews
8.0
Review score
63 reviews
5 star
77%
4 star
14%
3 star
5%
2 star
2%
1 star
2%
See all reviews
It is very homey and cozy. Not new, but well maintained. Small rooms. Staff is the best! Close to lots of shops and library- very walkable. Food is fine. Lots of activities going on.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
In elegant, residential environments, we deliver the finest in senior care, and are recognized internationally for both quality and innovation. Guided by our Principles of Service, Sunrise affords families peace-of-mind by providing today's seniors with a range of personalized assisted living...
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Photo of The Pointe at Crete
22 Photos available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Pointe at Crete is an assisted living community for seniors, offering a supportive and affordable lifestyle designed to promote independence and well-being. Conveniently located in Crete, Illinois, this vibrant community blends the comforts of home with the security of 24/7 certified nursing...
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Photo of Sheffield Manor Assisted Living
2424 Photos available
8.0
Review score
4 reviews
8.0
Review score
4 reviews
5 star
75%
4 star
25%
3 star
0%
2 star
0%
1 star
0%
See all reviews
The staff truly care about your Loved one. They are on top of everything and if something needs addressing they let you know.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Cedarhurst of Dyer
1414 Photos available
66 Floor plans available
8.0
Review score
17 reviews
8.0
Review score
17 reviews
5 star
34%
4 star
24%
3 star
6%
2 star
18%
1 star
18%
See all reviews
We toured this beautiful facility 2-years ago. This was the first place we looked at. I told a friend who's father was in assisted living that I was looking & she had all good things to say about his...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
At Cedarhurst of Dyer, it’s our mission to tailor senior living to you so you can feel loved, valued, and supported each and every day. Our senior living community in Dyer, Indiana, offers assisted living for those who require assistance with activities of daily living and memory care for those...
Photo of Villas at Kankakee
1111 Photos available
8.0
Review score
4 reviews
8.0
Review score
4 reviews
5 star
75%
4 star
25%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Overall Ascension Living Heritage Village is a good experience. We love their staff because if they can please my mom, that takes some doing!! We would recommend this community to other families based on the...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Villas at Kankakee is ideally located on a peaceful campus in Kankakee. We make retirement living easy and fun. Our prime location features easy access to downtown Kankakee and public transportation.We offer a wide range of daily activities to keep you busy and help you stay fit. Plus we believe...
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Our methodology

How we rank order the Naperville community options above

We developed a proprietary recommendation system that orders Naperville community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

How much does independent living cost in Naperville, IL?

The average starting cost of independent living in Naperville is $3,395 per month, according to A Place for Mom’s proprietary data.[01] This figure is based on starting base rent and may not include care services, premium amenities, upgraded floor plans, third-party services, or other extras.

Your actual monthly cost can vary based on the community’s location, apartment size, floor plan, amenities, dining package, transportation options, and add-on fees. Some communities may also charge separately for guest meals, salon services, or upgraded in-unit features.

The average cost of independent living in Naperville is higher than both the Illinois average of $3,342 and the national average of $3,520. Naperville’s overall cost of living is about 7% higher than the national average and 3% higher than the average for Illinois cities, according to the Economic Research Institute.[02]

Independent living in Naperville also starts higher than assisted living at about $6,058 per month and memory care at about $6,131 per month. This pricing pattern can happen because independent living starting rates often bundle housing, amenities, dining, maintenance, lifestyle programming, and convenience services. Assisted living and memory care may start with a lower base rate and then add separate fees for personal care or dementia-focused support.

Read more: Assisted Living vs. Independent Living: What’s the Difference?

The charts below are also based on average starting costs and do not include fees for care services, certain amenities, and any other extras.

Independent living costs in Naperville, IL, vs. state and national averages

Naperville, IL
$3,395/mo
U.S. national average
$3,520/mo

Independent living costs in Naperville, IL, vs. other senior living options

$7,913/mo
Independent Living
$3,395/mo

Independent living costs in Naperville, IL, by floor plan type

Studio
$2,834/mo
1 Bedroom
$4,046/mo
2 Bedroom
$5,049/mo

Senior living costs in Naperville vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Naperville, IL
Column state: Illinois
Column national: U.S.
Community typeNaperville, ILIllinoisU.S.
Independent Living$3,395/mo$3,342/mo$3,520/mo
Assisted Living$6,613/mo$6,329/mo$5,830/mo
Memory Care$7,913/mo$7,681/mo$6,999/mo
Independent Living
Naperville, IL:$3,395/mo
Illinois:$3,342/mo
U.S.:$3,520/mo
Assisted Living
Naperville, IL:$6,613/mo
Illinois:$6,329/mo
U.S.:$5,830/mo
Memory Care
Naperville, IL:$7,913/mo
Illinois:$7,681/mo
U.S.:$6,999/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Naperville, IL, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Naperville and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Naperville, ILIL stateNational

Independent living cost trends in Naperville, IL

The table below shows how monthly independent living costs in Naperville have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Naperville, IL$3,249/mo$3,092/mo+5.1%
Illinois$3,221/mo$3,061/mo+5.2%
National$3,416/mo$3,319/mo+2.9%
Naperville, IL
2024 average cost:$3,249/mo
2023 average cost:$3,092/mo
Percent change:+5.1%
Illinois
2024 average cost:$3,221/mo
2023 average cost:$3,061/mo
Percent change:+5.2%
National
2024 average cost:$3,416/mo
2023 average cost:$3,319/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

How to pay for independent living in Naperville

Since independent living focuses on housing, convenience, amenities, dining, transportation, and social connection rather than personal or medical care, most residents pay out of pocket. Public benefits may help with eligible health care or support services separately if you later need assistance, but they generally do not pay for independent living rent, meals, or lifestyle amenities.

Private pay options

Residents often use personal income and assets to cover independent living costs. Common private pay options include:

Read more: How to Pay for Independent Living: 5 Methods

VA benefits

The U.S. Department of Veterans Affairs (VA) offers pension, disability, health care, and survivor benefits for eligible veterans and their families. VA benefits do not typically pay independent living rent directly, but they may help with income, health care, or eligible services that support your retirement budget.

Common VA benefits that may help include:

If you eventually need assistance while living in an independent living apartment, certain services through VA health benefits, such as home care, may be provided where you live. You may also qualify for the Aid and Attendance benefit to help pay for eligible care services.

VA applications may involve military, medical, and financial records. A VA-accredited benefits counselor or local veterans service officer can help you understand eligibility and reduce the risk of delays, denials, or a pension penalty period.

Read more: VA Aid and Attendance Benefit: Eligibility, Application Process, and Approval Tips

Resources for veterans in Naperville

Naperville is home to nearly 3,000 veterans, or 2.5% of the city’s population.[03] To help these veterans and their families access the benefits and care they’ve earned, several local organizations and agencies provide personalized assistance and support, such as:

  • Aurora VA Clinic
    161 S. Lincolnway, Suite 120
    North Aurora, IL 60542
    Phone: 630-859-2504

Medicaid

Medicaid is a joint federal and state program that helps eligible people pay for health care and long-term support. In Illinois, older adults may qualify through the Community Care Program, the Persons who are Elderly Waiver, Aid to the Aged, Blind, and Disabled (AABD), or the Supportive Living Program.[04,05,06,07]

Illinois Medicaid does not pay for independent living rent, meals, room and board, or lifestyle amenities. However, if your needs change, these programs may help cover eligible care services you receive in your apartment or another community setting. Depending on the program, covered services may include:

Eligibility varies by program, but it often depends on your age, income, assets, care needs, and whether you meet a nursing facility level of care. Some waiver programs may also have limited provider availability or waiting lists, so it’s best to confirm current options before including Medicaid in your independent living budget.

Read more: Medicaid Long-Term Care: What Is It and What’s Covered?

Medicaid resources in Naperville, Illinois

To apply for Illinois Medicaid, elderly residents of Naperville can:

  • Apply online through Application for Benefits Eligibility (ABE)
  • Call the Illinois Department of Human Services Help Line at 800-843-6154
  • Visit a local Family Community Resource Center
  • Mail, email, or fax a completed application after downloading the proper form

If you have questions about eligibility, need help completing an application, or want to check on the status of a submission, these local resources may be able to help:

Medicare

Medicare is federal health insurance for adults 65 and older, as well as some younger people who have qualifying disabilities or medical conditions.[08] Medicare does not pay for independent living rent, meals, housing, or lifestyle amenities.

You can still use Medicare for approved medically necessary services while living in an independent living community. This may include doctor visits, hospital care, prescription medications, durable medical equipment, therapy, or short-term home health care if you meet Medicare’s eligibility requirements.

Medicare resources in Naperville

For free and unbiased information about Medicare benefits, elderly residents in Naperville can contact:

What families are saying about independent living in Naperville

Recent reviews for independent living in Naperville

Liberty Village in Elmhurst, IL

5.0
I could not be happier with the Liberty Village community is every regard. [name removed] and [name removed] has been amazing and I am very happy that my father is there. Based on the experience we have had so far, we would recommend this community to other families.

Wittenberg Village, a CCRC in Crown Point, IN

4.7
I moved in and liked it so much I bought a second apartment for my mother! The staff is the most caring I have ever encountered and the facility is top-notch. Hope to meet you soon.

Lakeland Apartments in Fox Lake, IL

5.0
We think this is a really good community and every time we come to visit things look clean and well taken care of. The outside of the building and everything around it is well maintained. The property manager [name removed] has been so wonderful to work with. She has been very helpful, ...
Read more

Reviews mention these favorite features of communities

Friendly and helpful staff. Many reviews mention the kindness and attentiveness of the staff at various communities, including The Timbers of Shorewood, Lisle Creek Estates, and Prairie Path, who go the extra mile to make residents and their families feel welcome and supported.
Community atmosphere and friendships. Residents often speak of forming strong bonds with their neighbors and new friends at their communities, such as Wyndemere, a CCRC, Brookdale Glen Ellyn, and The Luxe Residences of Aurora, creating a sense of belonging and community.
Variety of activities and social opportunities. Activities and social events are a key aspect of life at many senior living communities, including Monarch Landing, a CCRC, American House Cedarlake, and Immanuel Residences, where residents can engage in hobbies, learn new skills, and meet others with similar interests.
Delicious and accommodating meals. Meals are a highlight for many residents, with communities like StoryPoint Naperville, The Timbers of Shorewood, and American House Cedarlake offering nutritious and flavorful options that cater to individual dietary needs and preferences.
Beautiful and well-maintained living spaces. From spacious apartments to well-manicured grounds, the physical environment of a senior living community is important, with communities like The Luxe Residences of Aurora, Alden Horizon, and The Lakes and Superior at Waterford offering attractive and clean living spaces that residents tak ...
Read more
Effective communication between families and staff. Clear and consistent communication between families and staff is crucial for peace of mind and ensuring care needs are met, as mentioned in reviews for Monarch Landing, a CCRC, Brookdale Glen Ellyn, and Lisle Creek Estates.
AI generated from the text of family reviews

What is independent living like in Naperville?

Naperville gives independent living residents a suburban setting with easy access to restaurants, parks, trails, shopping, health care, and Chicago-area transportation. Local communities can help make that lifestyle easier by taking care of chores like maintenance, housekeeping, dining, and some transportation, while still giving you your own private space and routine.

Private apartments with fewer household chores

Many Naperville independent living communities offer apartment-style homes with practical features for everyday comfort. Of A Place for Mom’s partner communities, nearly 95% offer housekeeping, Wi-Fi or high-speed internet, and kitchen options, while about 89% offer wheelchair-accessible showers. All partner communities offer resident parking, indoor and outdoor common areas, libraries, meeting rooms, outside patios, and raised garden beds.[01]

An active social calendar

Naperville communities offer plenty of ways to stay busy without having to plan every outing yourself. All local partner communities with reported data offer day trips and outings, happy hours, live dance or theater performances, educational speakers or lifelong learning, trivia games, BBQs or picnics, birthday parties, and holiday parties.[01]

Many communities also support hobbies and wellness. Nearly 95% offer yoga or chair yoga, live musical performances, and gardening clubs, while nearly 90% offer wine tasting, cards or pinochle clubs, and community service programs.[01]

Dining options

Dining is a major part of independent living in Naperville. Nearly 95% of local partner communities with reported data provide meals, guest meals, and restaurant-style dining, while about 84% have a professional chef. Many also offer dietary accommodations such as low-sodium, vegetarian, gluten-free, no-sugar, and vegan options.[01]

Naperville independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Naperville independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Naperville, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Naperville independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Naperville partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Naperville, ILNational
Nutritionist / dietician
Nutritionist / dietician
33%
21.2%
Low / no sodium
Low / no sodium
39.2%
35.7%
No sugar
No sugar
36.2%
32%
Vegetarian
Vegetarian
37%
34.8%
Pureed meals
Pureed meals
16%
11.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Naperville independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Naperville communities that offer dining options to their discerning residents compared to our partners nationally.
Naperville, ILNational
Professional chef
Professional chef
40.6%
37.6%
Restaurant style dining
Restaurant style dining
47.4%
44.8%
Room service
Room service
36%
38.2%
Anytime dining
Anytime dining
17.5%
17.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Naperville independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Naperville offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Naperville, ILNational
Activity director
Activity director
49.1%
46.5%
Pet-focused programs
Pet-focused programs
34.9%
29.3%
Community service programs
Community service programs
38.5%
34.2%
Devotional activities on-site
Devotional activities on-site
53.5%
48.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
53.9%
50.1%
Outings / off-site activities
Outings / off-site activities
60.6%
54.9%
Piano or organ
Piano or organ
42.9%
44.2%
Arts and crafts center
Arts and crafts center
44.4%
39.7%
Educational speakers / life long learning
Educational speakers / life long learning
45.3%
43%
Clubs / games / karaoke
Clubs / games / karaoke
52.4%
48.3%
Live performances
Live performances
51%
48.1%
Dances
Dances
34.9%
34.3%
Fitness center
Fitness center
39.8%
40.7%
Fitness classes
Fitness classes
50.1%
47.6%
0.0%20.0%40.0%60.0%80.0%100%

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Unfamiliar with Naperville? Highlights for seniors

Naperville is a western Chicago suburb with more than 153,000 residents, and adults 65 and older make up 18% of the population.[03] For independent living residents, the city offers a practical mix of nearby hospitals, parks, libraries, restaurants, shops, community programs, and transportation options.

Top hospitals for seniors in Naperville

Naperville and nearby western suburbs have several hospitals and medical centers that can support routine care, specialist visits, emergency care, rehabilitation, and other health needs during retirement.

A graphic of a capital letter H in a circle

Edward Hospital is located in Naperville and offers emergency care, surgery, heart and vascular care, cancer care, orthopedics, rehabilitation, and other specialty services.

A graphic of a capital letter H in a circle

Northwestern Medicine Central DuPage Hospital in nearby Winfield provides emergency care, specialty care, surgery, rehabilitation, and services across several areas important to older adults.

A graphic of a capital letter H in a circle

RUSH Copley Medical Center in Aurora offers emergency services, heart care, cancer care, orthopedics, surgery, rehabilitation, and other hospital services west of Naperville.

Transportation for seniors in Naperville

Many independent living residents use community transportation for appointments, errands, shopping trips, and group outings. In Naperville, nearly 95% of A Place for Mom’s independent living partners provide complimentary transportation, while about 63% offer transportation at cost.[01]

Public and community-based options are also available. Metra provides commuter rail service from Naperville and Route 59 stations, and Pace operates local and regional bus service. Ride DuPage offers curb-to-curb transportation for eligible older adults and people with disabilities, while Ride Assist Naperville provides volunteer rides to medical appointments for registered older adults.

WalkScore considers Naperville a car-dependent city and gives it the following scores:[09]

Transportation card image
34

Walk Score

Transportation card image
12

Transit Score

Transportation card image
45

Bike Score

Things to do in Naperville for seniors and their families

Naperville offers a mix of walkable downtown outings, cultural attractions, parks, performances, and local programs that can work well for independent living residents, visiting friends, and family members.

Downtown, history, and family-friendly outings

Downtown Naperville has several easygoing places to explore, whether you want a quiet walk, a casual meal, a history-focused afternoon, or an outing with grandchildren.

  • The Naperville Riverwalk gives residents and visitors a scenic place to walk, sit, people-watch, and enjoy the DuPage River close to downtown shops and restaurants.
  • Downtown Naperville offers restaurants, cafes, boutiques, seasonal events, and walkable streets for relaxed shopping or dining with friends and family.
  • Naper Settlement is a 13-acre outdoor history museum with exhibits, programs, and historic buildings that can appeal to older adults and multigenerational visitors.
  • DuPage Children’s Museum can be a good option for residents spending time with grandchildren, with hands-on exhibits and family programming.
  • Millennium Carillon in Moser Tower is located near the Riverwalk and offers another local landmark to visit when you want a short outing close to downtown.

Parks, fitness, and lifelong learning

If you enjoy fresh air, gardens, birds, or gentle walking paths, Naperville and nearby DuPage County have several outdoor spaces that work well for solo visits, group outings, and family time.

  • Knoch Knolls Nature Center offers nature exhibits, trails, and a quieter setting for residents who enjoy birds, plants, and time outdoors.
  • Springbrook Prairie Forest Preserve is a large Naperville preserve with trails, prairie views, birding, and picnic areas.
  • The Morton Arboretum in nearby Lisle offers gardens, walking paths, seasonal displays, classes, and scenic drives through tree collections and natural areas.
  • Cantigny Park in nearby Wheaton offers gardens, museums, walking areas, restaurants, and events in a setting that can work well for a half-day outing.
  • Centennial Beach is a seasonal Naperville Park District facility that may be a fun option for residents visiting with grandchildren during the summer.

Performances, concerts, and local events

Naperville has several indoor and outdoor venues that make it easy to enjoy music, theater, community events, and seated entertainment close to home.

Classes, clubs, and local programming

If you want to explore programs beyond your independent living community, Naperville has several places to find fitness classes, book clubs, adult education, volunteer opportunities, and community activities.

Independent living laws and regulations in Illinois

Independent living communities aren’t typically licensed or regulated in the same way as assisted living and memory care communities. However, these communities must often meet state and city requirements, including building codes, fire safety regulations, and tenant rights laws that protect residents and renters. Learning about how independent living is regulated can help you make informed senior living decisions.

Read more: Independent living regulations in Illinois

Frequently Asked Questions

The average cost of independent living in Naperville, Illinois, is $3,395 per month.
No, Medicare will not pay for independent living rent, meals, or lifestyle amenities in Naperville. It may still cover approved medical services you receive while living in an independent living community.
Social Security does not have a special independent living benefit, but you can use your personal Social Security income toward independent living costs.
Illinois Medicaid may cover certain medically necessary home- and community-based services for eligible residents, but it will not pay for independent living room and board, rent, meals, or lifestyle amenities.

References

  1. A Place for Mom. (2026). A Place for Mom proprietary data.

  2. Economic Research Institute. (2026, May 5).  Cost of living data in Naperville, Illinois, United States.

  3. Census Reporter. (2024). Naperville, IL.

  4. Illinois Department on Aging. Community Care Program.

  5. Illinois Department of Healthcare and Family Services. Illinois Persons who are Elderly waiver.

  6. Illinois Department of Human Services. Aid to the Aged, Blind, and Disabled (AABD).

  7. Illinois Department of Healthcare and Family Services. Illinois Supportive Living Program.

  8. Medicare.gov. Medicare.

  9. Walk Score. (2026). Living in Naperville.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2026). A Place for Mom proprietary data.

2.

Economic Research Institute. (2026, May 5).  Cost of living data in Naperville, Illinois, United States.

3.

Census Reporter. (2024). Naperville, IL.

4.

Illinois Department on Aging. Community Care Program.

5.

Illinois Department of Healthcare and Family Services. Illinois Persons who are Elderly waiver.

6.

Illinois Department of Human Services. Aid to the Aged, Blind, and Disabled (AABD).

7.

Illinois Department of Healthcare and Family Services. Illinois Supportive Living Program.

8.

Medicare.gov. Medicare.

9.

Walk Score. (2026). Living in Naperville.