About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Facilities in Naperville, IL

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The average starting cost of independent living in Naperville, Illinois, is $3,395 per month, according to A Place for Mom’s proprietary data. Based on our ranking methodology, the top-rated independent living communities in Naperville are HarborChase of Naperville, Monarch Landing, a CCRC and StoryPoint Naperville.

Independent living in Naperville offers a maintenance-free way to enjoy this western Chicago suburb with access to the Riverwalk, downtown dining, parks, forest preserves, and nearby health care. Local communities often offer private apartments, dining, activities, transportation, housekeeping, fitness programs, pet-friendly amenities, and social events. Using our local proprietary data, we created this guide to compare costs, real reviews, local resources, and senior-friendly highlights in Naperville.

Naperville Independent Living Facilities | 14549 Reviews

Showing 525 communities
Last Updated: 9/19/26
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Photo of New City Supportive Living
11 Photo available
33 Floor plans available
5 star
0%
4 star
50%
3 star
50%
2 star
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0%
See all reviews
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The renovated Goldblatt’s Building - home of the Goldblatt's Department Store- is a beautiful senior community for those 65 and over!This unique building is ideally located in the Back of the Yards neighborhood of Chicago near the extensive shopping along Ashland Ave. Both of our lifestyle...
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Photo of Ascension Living Saint Benedict Village
44 Photos available
33 Floor plans available
5 star
33%
4 star
33%
3 star
0%
2 star
34%
1 star
0%
See all reviews
The price for this place is high but they do offer great services. My mother did not enjoy the meals they were tasteless. She also did not have many options to choose from on the menu. The staff was very...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Presence St. Benedict Nursing & Rehab can be found in Niles, Illinois - a small town within Cook County and with about 35,000 people. Niles, borders Glenview to the north, Chicago to the south, Morton Grove northeast and Skokie to the east. The town's main artery is the Milwaukee Avenue,...
Photo of Senior Suites of Auburn Gresham
11 Video available
1010 Photos available
22 Floor plans available
5 star
65%
4 star
24%
3 star
8%
2 star
0%
1 star
3%
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Senior Suites could Start the meals and shop at more alternative grocery stores. I would recommend this community to other families based on the experience I have had so far.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
Photo of Barrington Horizon
44 Photos available
5 star
72%
4 star
14%
3 star
14%
2 star
0%
1 star
0%
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We chose Alden Horizon because the friendliness of the people and the value for the money. The apartments are good size, we have a 1 bedroom and it is perfect for what we need. They do have full kitchens and...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Barrington Horizon is located in Barrington, IL. Barrington is a part of Cook County, and it provides great entertainment options and attractions. Residents and their guests enjoy checking out The Catlow Theater, as well as the areas golf courses and inns. This beautiful area is a great place to...
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Photo of Lutheran Home
1717 Photos available
5 star
50%
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My mom said "I don't have to cook or clean." Based on the experience we have had so far, we would recommend the Lutheran Home to other families
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Lutheran Home in Arlington Heights was established in 1892 and continues to be a respected not-for-profit mission driven organization in the Chicagoland area. Lutheran Home offers assisted living; a tired memory support continuum; residential nursing; short term rehabilitation; adult day...
Photo of Senior Suites of Fay's Point
55 Photos available
22 Floor plans available
5 star
81%
4 star
14%
3 star
0%
2 star
5%
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What I like the most about Senior Suites is the people, the price, etc and I would recommend this community to other families based on the experience I have had so far.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Suites of Fay’s Point is a top rated, pet-friendly independent living community for seniors 62 and older in the greater Chicago area. Situated along Little Calumet River and the Cal Sag Channel, we provide a serene and comfortable environment and convenient location so seniors can maximize...
Photo of Waterford Estates Senior Living
1212 Photos available
6.2
Review score
132 reviews
6.2
Review score
132 reviews
5 star
48%
4 star
29%
3 star
12%
2 star
2%
1 star
9%
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Very happy with Waterford. She is in Supportive Living with Medicaid. Very nice facility and staff. I think they do a great job with everything.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The essence of Waterford Estates is best described in three words: understanding, care, and community. Waterford Estates is located near I57 & I80, on 12 beautiful acres with private walking paths, two ponds and scenic views. Our campus offers those age 62+ independence, privacy, security,...
Photo of Arbor Terrace Glenview
1919 Photos available
7.0
Review score
24 reviews
7.0
Review score
24 reviews
5 star
67%
4 star
21%
3 star
4%
2 star
8%
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0%
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We are at the beginning of this journey, and Arbor Terrace has been a wonderful start. Because I live many miles and states away, I had to rely on internet research, phone conversations, a virtual tour, and...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Located in the Village of Glenview on the North Shore, Arbor Terrace Glenview is a vibrant community designed to help older people enjoy the benefits of an active lifestyle – and experience greater well-being. For people living with Alzheimer’s or other forms of dementia, Arbor Terrace Glenview a...
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Photo of The Homestead at Morton Grove
88 Photos available
5 star
50%
4 star
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3 star
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I found your web site most helpful in finding the right place for me. Thank you so much for helping. The Homestead at Morton Grove has lovely roomy apartments, nice, helpful staff, friendly environment.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Opened in late April of 2012, The Homestead at Morton Grove is a rental retirement community for seniors 62 years of age and older. Our community is designed around the needs of active seniors who want to simplify life, enjoy retirement without financial worries, and look forward to a...
Photo of Senior Suites Ravenswood Manor
55 Photos available
22 Floor plans available
5 star
60%
4 star
34%
3 star
3%
2 star
0%
1 star
3%
See all reviews
Management looks out for those who live here and try to keep them busy with activities and offers free rides to different grocery stores. They have monthly meetings to discuss issues or concerns we might...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
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Photo of Victory Centre of Roseland
77 Photos available
11 Floor plan available
6.5
Review score
6 reviews
6.5
Review score
6 reviews
5 star
17%
4 star
49%
3 star
17%
2 star
0%
1 star
17%
See all reviews
The facility is nice and convenient, overall. The residents and caretakers are pleasant and helpful. Management and meals/dining services needs improvement. Most days, the quality of the food is extremely...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Our longstanding mission is to transform the way society thinks about aging and senior living. Our Victory Centre of Roseland community is an extension of that promise. We are steadfast in our commitment to cultivate a genuine home for you or your loved one. Above all else, this is your life and...
Photo of Covenant Home of Chicago
66 Photos available
5 star
73%
4 star
18%
3 star
0%
2 star
9%
1 star
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From the first visit a great experience. Friendly, knowledgeable, caring staff. The place was always spotless The food was very good My cousin received excellent care. Would recommend it to everyone...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
A gracious 55-unit assisted living residence rebuilt in a great Chicago neighborhood in 1997, Covenant Home brings a new style of assisted living to its urban Chicago neighborhood. Our building wraps a floor-to-ceiling central atrium, making the interior bright and cheerful. Studio, one- and...
Photo of Senior Suites of Chatham
11 Video available
1010 Photos available
22 Floor plans available
5 star
87%
4 star
13%
3 star
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The Senior Suites of Chatham was a very nice accommodation. I found that the building manager was most patient and helpful in her efforts to get me funded through the Covid 19 Pandemic and she understood my...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
Photo of The Pointe at Greenview
77 Photos available
5 star
67%
4 star
0%
3 star
0%
2 star
33%
1 star
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Hello my name is [removed] I'm a resident in Greenview Place.If you looking for a place that is interested in your health and your happiness,this is the place.Each one of the staff at Greenview Place has...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
Photo of Vi at The Glen, a CCRC
1616 Photos available
88 Floor plans available
5 star
50%
4 star
0%
3 star
0%
2 star
25%
1 star
25%
See all reviews
I like this community everyone is so nice here and helpful. I have a 2 bdrm with a den and a small patio area. They will come in weekly to clean and if I wanted laundry service that is available. The only...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Vi at the Glen is an upscale continuing care retirement community (CCRC) located in Glenview, Illinois. Our assisted and independent living community is part of a 1,000-acre master-planned community featuring a wide variety of distinctive amenities. There is also an endless amount of social and...
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Photo of Park Plaza, A Jewish Senior Living Community
33 Photos available
5 star
62%
4 star
25%
3 star
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2 star
13%
1 star
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We have experienced mostly good things! I like the fact that my wife will have a "community" around her when I "move on." She is very well liked here. Wish they had a swimming pool! Came here 4 months...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Park Plaza Jewish Senior Living Community offers spacious studio, one bedroom, and two bedroom apartments with room enough for your grandchildren to visit. Studio apartments are equipped with a modern convenience kitchen, while the one and two bedroom apartments offer a Full amenity kitchen...
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Photo of Grand Regency Supportive Living of Jackson Park
1313 Photos available
5 star
33%
4 star
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3 star
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2 star
67%
1 star
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Jackson Park Supportive Living is its own community within itself. The residents acts as family helping each other when possible. The staff works greatly together, providing the best services possible for...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Jackson Park Supportive Living Facility was created to provide a safe, comfortable, and supportive living environment for individuals age 22-64 years old offering the highest level of service and expertise while maintaining the individual's independence.Our apartments are designed to provide...
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Photo of Valley Lo Towers II Apartments
1212 Photos available
5 star
20%
4 star
0%
3 star
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2 star
80%
1 star
0%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Valley Lo Towers II Apartments is multi-generational, independent living housing nestled in the quiet, peaceful city of Glenview, Cook County, IL. Our community offers plenty of visual appeal thanks to sprawling gardens that surround the property and manicured lawns. There are plenty of large...
Photo of Andersonville Supportive Living
66 Photos available
5 star
31%
4 star
31%
3 star
32%
2 star
6%
1 star
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Everyone At Bethany Retirement seems friendly and helpful. The room size and layout of the community is good. My likes the food. They have an outdoor courtyard for residents to use. My mom is happy there.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Andersonville Supportive Living is a faith-based, non-profit serving the vibrant Andersonville and Ravenswood neighborhoods in Chicago for over 126 years! We were founded in the Methodist tradition; however, we are home to a variety of faiths. We are 'Called to Care' and our desire is to provide...
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Photo of The Gardens at Park Pointe
44 Photos available
5 star
67%
4 star
0%
3 star
33%
2 star
0%
1 star
0%
See all reviews
We put my grandma here and she really was enjoying it till her health turned and she had to be put in the hospital. But when she was there she enjoyed the activities like bingo and she said the food was...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of The Pointe at Morris
11 Photo available
7.0
Review score
1 review
7.0
Review score
1 review
5 star
0%
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Staff and help is friendly, happy and call you by name. Food is good and portions are large, you can order small portion portion.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
We assist with the activities of daily living and provide lots of amenities and services including fabulous meals, housekeeping, laundry service, medication assistance, a personal response notification system, social activities, community field trips, transportation, and 24 hour staffing seven...
Photo of Montgomery Place
1010 Photos available
5 star
100%
4 star
0%
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Will you pass on to the staff the following thank you for doing, not only the job you were hired to do, but an additional variety of tasks you never signed on for - delivering hot meals to our doors, taking...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Montgomery Place is a Continuing Care Retirement Community with a range of living options. Located in Chicago's historic Hyde Park, with spectacular views of Lake Michigan, there's something for everyone here! Modern apartments support active lifestyles and Independent Living. Assisted Living...
Photo of The Selfhelp Home
1414 Photos available
5 star
72%
4 star
0%
3 star
0%
2 star
14%
1 star
14%
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Our mother is at The Selfhelp Home and my family is very happy with everything they have to offer. The staff is very friendly and loves to help and talk with the residents and family members, and there are...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Selfhelp Home is an active and engaging not-for-profit senior living community designed to accommodate the needs of elderly Jewish residents throughout the Chicago area.The Selfhelp Home can be your home no matter what your individual needs. Selfhelp offers a full continium of care. We are a...
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Photo of The Admiral at the Lake, a CCRC
11 Video available
3232 Photos available
7.0
Review score
18 reviews
7.0
Review score
18 reviews
5 star
88%
4 star
6%
3 star
0%
2 star
0%
1 star
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The food is fine, although there have been bumps in the road. Apartment is fine. Lovely patio . Staff doesn't do much except clean room or take blood pressure. That is the bump.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Step out your door to acres of beautiful parkland, the beach, and the lake’s shore. Look the other way and Chicago surrounds you – the stunning skyline, vibrant neighborhoods, and the cultural depth few other cities offer.Chicago’s oldest, nonprofit retirement living organization is introducing...
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Photo of Green Oaks of Park Forest
44 Photos available
44 Floor plans available
5 star
0%
4 star
29%
3 star
29%
2 star
0%
1 star
42%
See all reviews
My Loved one resides at Victory Centre of Park Forest. The community is kept clean and organized. The meals that are served are good. My loved one feels that the community is safe. One of the things that is...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Dedicated to Good LivingOur longstanding mission is to transform the way society thinks about aging and senior living. Our Victory Centre of Park Forest community is an extension of that promise. We are steadfast in our commitment to cultivate a genuine home for you or your loved one. Above all...

Our methodology

How we rank order the Naperville community options above

We developed a proprietary recommendation system that orders Naperville community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

How much does independent living cost in Naperville, IL?

The average starting cost of independent living in Naperville is $3,395 per month, according to A Place for Mom’s proprietary data.[01] This figure is based on starting base rent and may not include care services, premium amenities, upgraded floor plans, third-party services, or other extras.

Your actual monthly cost can vary based on the community’s location, apartment size, floor plan, amenities, dining package, transportation options, and add-on fees. Some communities may also charge separately for guest meals, salon services, or upgraded in-unit features.

The average cost of independent living in Naperville is higher than both the Illinois average of $3,342 and the national average of $3,520. Naperville’s overall cost of living is about 7% higher than the national average and 3% higher than the average for Illinois cities, according to the Economic Research Institute.[02]

Independent living in Naperville also starts higher than assisted living at about $6,058 per month and memory care at about $6,131 per month. This pricing pattern can happen because independent living starting rates often bundle housing, amenities, dining, maintenance, lifestyle programming, and convenience services. Assisted living and memory care may start with a lower base rate and then add separate fees for personal care or dementia-focused support.

Read more: Assisted Living vs. Independent Living: What’s the Difference?

The charts below are also based on average starting costs and do not include fees for care services, certain amenities, and any other extras.

Independent living costs in Naperville, IL, vs. state and national averages

Naperville, IL
$3,395/mo
U.S. national average
$3,520/mo

Independent living costs in Naperville, IL, vs. other senior living options

$7,913/mo
Independent Living
$3,395/mo

Independent living costs in Naperville, IL, by floor plan type

Studio
$2,834/mo
1 Bedroom
$4,046/mo
2 Bedroom
$5,049/mo

Senior living costs in Naperville vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Naperville, IL
Column state: Illinois
Column national: U.S.
Community typeNaperville, ILIllinoisU.S.
Independent Living$3,395/mo$3,342/mo$3,520/mo
Assisted Living$6,613/mo$6,329/mo$5,830/mo
Memory Care$7,913/mo$7,681/mo$6,999/mo
Independent Living
Naperville, IL:$3,395/mo
Illinois:$3,342/mo
U.S.:$3,520/mo
Assisted Living
Naperville, IL:$6,613/mo
Illinois:$6,329/mo
U.S.:$5,830/mo
Memory Care
Naperville, IL:$7,913/mo
Illinois:$7,681/mo
U.S.:$6,999/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Naperville, IL, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Naperville and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Naperville, ILIL stateNational

Independent living cost trends in Naperville, IL

The table below shows how monthly independent living costs in Naperville have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Naperville, IL$3,249/mo$3,092/mo+5.1%
Illinois$3,221/mo$3,061/mo+5.2%
National$3,416/mo$3,319/mo+2.9%
Naperville, IL
2024 average cost:$3,249/mo
2023 average cost:$3,092/mo
Percent change:+5.1%
Illinois
2024 average cost:$3,221/mo
2023 average cost:$3,061/mo
Percent change:+5.2%
National
2024 average cost:$3,416/mo
2023 average cost:$3,319/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

How to pay for independent living in Naperville

Since independent living focuses on housing, convenience, amenities, dining, transportation, and social connection rather than personal or medical care, most residents pay out of pocket. Public benefits may help with eligible health care or support services separately if you later need assistance, but they generally do not pay for independent living rent, meals, or lifestyle amenities.

Private pay options

Residents often use personal income and assets to cover independent living costs. Common private pay options include:

Read more: How to Pay for Independent Living: 5 Methods

VA benefits

The U.S. Department of Veterans Affairs (VA) offers pension, disability, health care, and survivor benefits for eligible veterans and their families. VA benefits do not typically pay independent living rent directly, but they may help with income, health care, or eligible services that support your retirement budget.

Common VA benefits that may help include:

If you eventually need assistance while living in an independent living apartment, certain services through VA health benefits, such as home care, may be provided where you live. You may also qualify for the Aid and Attendance benefit to help pay for eligible care services.

VA applications may involve military, medical, and financial records. A VA-accredited benefits counselor or local veterans service officer can help you understand eligibility and reduce the risk of delays, denials, or a pension penalty period.

Read more: VA Aid and Attendance Benefit: Eligibility, Application Process, and Approval Tips

Resources for veterans in Naperville

Naperville is home to nearly 3,000 veterans, or 2.5% of the city’s population.[03] To help these veterans and their families access the benefits and care they’ve earned, several local organizations and agencies provide personalized assistance and support, such as:

  • Aurora VA Clinic
    161 S. Lincolnway, Suite 120
    North Aurora, IL 60542
    Phone: 630-859-2504

Medicaid

Medicaid is a joint federal and state program that helps eligible people pay for health care and long-term support. In Illinois, older adults may qualify through the Community Care Program, the Persons who are Elderly Waiver, Aid to the Aged, Blind, and Disabled (AABD), or the Supportive Living Program.[04,05,06,07]

Illinois Medicaid does not pay for independent living rent, meals, room and board, or lifestyle amenities. However, if your needs change, these programs may help cover eligible care services you receive in your apartment or another community setting. Depending on the program, covered services may include:

Eligibility varies by program, but it often depends on your age, income, assets, care needs, and whether you meet a nursing facility level of care. Some waiver programs may also have limited provider availability or waiting lists, so it’s best to confirm current options before including Medicaid in your independent living budget.

Read more: Medicaid Long-Term Care: What Is It and What’s Covered?

Medicaid resources in Naperville, Illinois

To apply for Illinois Medicaid, elderly residents of Naperville can:

  • Apply online through Application for Benefits Eligibility (ABE)
  • Call the Illinois Department of Human Services Help Line at 800-843-6154
  • Visit a local Family Community Resource Center
  • Mail, email, or fax a completed application after downloading the proper form

If you have questions about eligibility, need help completing an application, or want to check on the status of a submission, these local resources may be able to help:

Medicare

Medicare is federal health insurance for adults 65 and older, as well as some younger people who have qualifying disabilities or medical conditions.[08] Medicare does not pay for independent living rent, meals, housing, or lifestyle amenities.

You can still use Medicare for approved medically necessary services while living in an independent living community. This may include doctor visits, hospital care, prescription medications, durable medical equipment, therapy, or short-term home health care if you meet Medicare’s eligibility requirements.

Medicare resources in Naperville

For free and unbiased information about Medicare benefits, elderly residents in Naperville can contact:

What families are saying about independent living in Naperville

Recent reviews for independent living in Naperville

Liberty Village in Elmhurst, IL

5.0
I could not be happier with the Liberty Village community is every regard. [name removed] and [name removed] has been amazing and I am very happy that my father is there. Based on the experience we have had so far, we would recommend this community to other families.

Wittenberg Village, a CCRC in Crown Point, IN

4.7
I moved in and liked it so much I bought a second apartment for my mother! The staff is the most caring I have ever encountered and the facility is top-notch. Hope to meet you soon.

Lakeland Apartments in Fox Lake, IL

5.0
We think this is a really good community and every time we come to visit things look clean and well taken care of. The outside of the building and everything around it is well maintained. The property manager [name removed] has been so wonderful to work with. She has been very helpful, ...
Read more

Reviews mention these favorite features of communities

Friendly and helpful staff. Many reviews mention the kindness and attentiveness of the staff at various communities, including The Timbers of Shorewood, Lisle Creek Estates, and Prairie Path, who go the extra mile to make residents and their families feel welcome and supported.
Community atmosphere and friendships. Residents often speak of forming strong bonds with their neighbors and new friends at their communities, such as Wyndemere, a CCRC, Brookdale Glen Ellyn, and The Luxe Residences of Aurora, creating a sense of belonging and community.
Variety of activities and social opportunities. Activities and social events are a key aspect of life at many senior living communities, including Monarch Landing, a CCRC, American House Cedarlake, and Immanuel Residences, where residents can engage in hobbies, learn new skills, and meet others with similar interests.
Delicious and accommodating meals. Meals are a highlight for many residents, with communities like StoryPoint Naperville, The Timbers of Shorewood, and American House Cedarlake offering nutritious and flavorful options that cater to individual dietary needs and preferences.
Beautiful and well-maintained living spaces. From spacious apartments to well-manicured grounds, the physical environment of a senior living community is important, with communities like The Luxe Residences of Aurora, Alden Horizon, and The Lakes and Superior at Waterford offering attractive and clean living spaces that residents tak ...
Read more
Effective communication between families and staff. Clear and consistent communication between families and staff is crucial for peace of mind and ensuring care needs are met, as mentioned in reviews for Monarch Landing, a CCRC, Brookdale Glen Ellyn, and Lisle Creek Estates.
AI generated from the text of family reviews

What is independent living like in Naperville?

Naperville gives independent living residents a suburban setting with easy access to restaurants, parks, trails, shopping, health care, and Chicago-area transportation. Local communities can help make that lifestyle easier by taking care of chores like maintenance, housekeeping, dining, and some transportation, while still giving you your own private space and routine.

Private apartments with fewer household chores

Many Naperville independent living communities offer apartment-style homes with practical features for everyday comfort. Of A Place for Mom’s partner communities, nearly 95% offer housekeeping, Wi-Fi or high-speed internet, and kitchen options, while about 89% offer wheelchair-accessible showers. All partner communities offer resident parking, indoor and outdoor common areas, libraries, meeting rooms, outside patios, and raised garden beds.[01]

An active social calendar

Naperville communities offer plenty of ways to stay busy without having to plan every outing yourself. All local partner communities with reported data offer day trips and outings, happy hours, live dance or theater performances, educational speakers or lifelong learning, trivia games, BBQs or picnics, birthday parties, and holiday parties.[01]

Many communities also support hobbies and wellness. Nearly 95% offer yoga or chair yoga, live musical performances, and gardening clubs, while nearly 90% offer wine tasting, cards or pinochle clubs, and community service programs.[01]

Dining options

Dining is a major part of independent living in Naperville. Nearly 95% of local partner communities with reported data provide meals, guest meals, and restaurant-style dining, while about 84% have a professional chef. Many also offer dietary accommodations such as low-sodium, vegetarian, gluten-free, no-sugar, and vegan options.[01]

Naperville independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Naperville independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Naperville, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Naperville independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Naperville partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Naperville, ILNational
Nutritionist / dietician
Nutritionist / dietician
33%
21.2%
Low / no sodium
Low / no sodium
39.2%
35.7%
No sugar
No sugar
36.2%
32%
Vegetarian
Vegetarian
37%
34.8%
Pureed meals
Pureed meals
16%
11.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Naperville independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Naperville communities that offer dining options to their discerning residents compared to our partners nationally.
Naperville, ILNational
Professional chef
Professional chef
40.6%
37.6%
Restaurant style dining
Restaurant style dining
47.4%
44.8%
Room service
Room service
36%
38.2%
Anytime dining
Anytime dining
17.5%
17.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Naperville independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Naperville offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Naperville, ILNational
Activity director
Activity director
49.1%
46.5%
Pet-focused programs
Pet-focused programs
34.9%
29.3%
Community service programs
Community service programs
38.5%
34.2%
Devotional activities on-site
Devotional activities on-site
53.5%
48.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
53.9%
50.1%
Outings / off-site activities
Outings / off-site activities
60.6%
54.9%
Piano or organ
Piano or organ
42.9%
44.2%
Arts and crafts center
Arts and crafts center
44.4%
39.7%
Educational speakers / life long learning
Educational speakers / life long learning
45.3%
43%
Clubs / games / karaoke
Clubs / games / karaoke
52.4%
48.3%
Live performances
Live performances
51%
48.1%
Dances
Dances
34.9%
34.3%
Fitness center
Fitness center
39.8%
40.7%
Fitness classes
Fitness classes
50.1%
47.6%
0.0%20.0%40.0%60.0%80.0%100%

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Unfamiliar with Naperville? Highlights for seniors

Naperville is a western Chicago suburb with more than 153,000 residents, and adults 65 and older make up 18% of the population.[03] For independent living residents, the city offers a practical mix of nearby hospitals, parks, libraries, restaurants, shops, community programs, and transportation options.

Top hospitals for seniors in Naperville

Naperville and nearby western suburbs have several hospitals and medical centers that can support routine care, specialist visits, emergency care, rehabilitation, and other health needs during retirement.

A graphic of a capital letter H in a circle

Edward Hospital is located in Naperville and offers emergency care, surgery, heart and vascular care, cancer care, orthopedics, rehabilitation, and other specialty services.

A graphic of a capital letter H in a circle

Northwestern Medicine Central DuPage Hospital in nearby Winfield provides emergency care, specialty care, surgery, rehabilitation, and services across several areas important to older adults.

A graphic of a capital letter H in a circle

RUSH Copley Medical Center in Aurora offers emergency services, heart care, cancer care, orthopedics, surgery, rehabilitation, and other hospital services west of Naperville.

Transportation for seniors in Naperville

Many independent living residents use community transportation for appointments, errands, shopping trips, and group outings. In Naperville, nearly 95% of A Place for Mom’s independent living partners provide complimentary transportation, while about 63% offer transportation at cost.[01]

Public and community-based options are also available. Metra provides commuter rail service from Naperville and Route 59 stations, and Pace operates local and regional bus service. Ride DuPage offers curb-to-curb transportation for eligible older adults and people with disabilities, while Ride Assist Naperville provides volunteer rides to medical appointments for registered older adults.

WalkScore considers Naperville a car-dependent city and gives it the following scores:[09]

Transportation card image
34

Walk Score

Transportation card image
12

Transit Score

Transportation card image
45

Bike Score

Things to do in Naperville for seniors and their families

Naperville offers a mix of walkable downtown outings, cultural attractions, parks, performances, and local programs that can work well for independent living residents, visiting friends, and family members.

Downtown, history, and family-friendly outings

Downtown Naperville has several easygoing places to explore, whether you want a quiet walk, a casual meal, a history-focused afternoon, or an outing with grandchildren.

  • The Naperville Riverwalk gives residents and visitors a scenic place to walk, sit, people-watch, and enjoy the DuPage River close to downtown shops and restaurants.
  • Downtown Naperville offers restaurants, cafes, boutiques, seasonal events, and walkable streets for relaxed shopping or dining with friends and family.
  • Naper Settlement is a 13-acre outdoor history museum with exhibits, programs, and historic buildings that can appeal to older adults and multigenerational visitors.
  • DuPage Children’s Museum can be a good option for residents spending time with grandchildren, with hands-on exhibits and family programming.
  • Millennium Carillon in Moser Tower is located near the Riverwalk and offers another local landmark to visit when you want a short outing close to downtown.

Parks, fitness, and lifelong learning

If you enjoy fresh air, gardens, birds, or gentle walking paths, Naperville and nearby DuPage County have several outdoor spaces that work well for solo visits, group outings, and family time.

  • Knoch Knolls Nature Center offers nature exhibits, trails, and a quieter setting for residents who enjoy birds, plants, and time outdoors.
  • Springbrook Prairie Forest Preserve is a large Naperville preserve with trails, prairie views, birding, and picnic areas.
  • The Morton Arboretum in nearby Lisle offers gardens, walking paths, seasonal displays, classes, and scenic drives through tree collections and natural areas.
  • Cantigny Park in nearby Wheaton offers gardens, museums, walking areas, restaurants, and events in a setting that can work well for a half-day outing.
  • Centennial Beach is a seasonal Naperville Park District facility that may be a fun option for residents visiting with grandchildren during the summer.

Performances, concerts, and local events

Naperville has several indoor and outdoor venues that make it easy to enjoy music, theater, community events, and seated entertainment close to home.

Classes, clubs, and local programming

If you want to explore programs beyond your independent living community, Naperville has several places to find fitness classes, book clubs, adult education, volunteer opportunities, and community activities.

Independent living laws and regulations in Illinois

Independent living communities aren’t typically licensed or regulated in the same way as assisted living and memory care communities. However, these communities must often meet state and city requirements, including building codes, fire safety regulations, and tenant rights laws that protect residents and renters. Learning about how independent living is regulated can help you make informed senior living decisions.

Read more: Independent living regulations in Illinois

Frequently Asked Questions

The average cost of independent living in Naperville, Illinois, is $3,395 per month.
No, Medicare will not pay for independent living rent, meals, or lifestyle amenities in Naperville. It may still cover approved medical services you receive while living in an independent living community.
Social Security does not have a special independent living benefit, but you can use your personal Social Security income toward independent living costs.
Illinois Medicaid may cover certain medically necessary home- and community-based services for eligible residents, but it will not pay for independent living room and board, rent, meals, or lifestyle amenities.

References

  1. A Place for Mom. (2026). A Place for Mom proprietary data.

  2. Economic Research Institute. (2026, May 5).  Cost of living data in Naperville, Illinois, United States.

  3. Census Reporter. (2024). Naperville, IL.

  4. Illinois Department on Aging. Community Care Program.

  5. Illinois Department of Healthcare and Family Services. Illinois Persons who are Elderly waiver.

  6. Illinois Department of Human Services. Aid to the Aged, Blind, and Disabled (AABD).

  7. Illinois Department of Healthcare and Family Services. Illinois Supportive Living Program.

  8. Medicare.gov. Medicare.

  9. Walk Score. (2026). Living in Naperville.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2026). A Place for Mom proprietary data.

2.

Economic Research Institute. (2026, May 5).  Cost of living data in Naperville, Illinois, United States.

3.

Census Reporter. (2024). Naperville, IL.

4.

Illinois Department on Aging. Community Care Program.

5.

Illinois Department of Healthcare and Family Services. Illinois Persons who are Elderly waiver.

6.

Illinois Department of Human Services. Aid to the Aged, Blind, and Disabled (AABD).

7.

Illinois Department of Healthcare and Family Services. Illinois Supportive Living Program.

8.

Medicare.gov. Medicare.

9.

Walk Score. (2026). Living in Naperville.