About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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Top Home Care Agencies in Bel Air, Maryland

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2nd Family - Eldersburg, Options Home Care of Gaithersburg, MD and Comforcare Home Care - Montgomery North, PA are the top home care agencies in Bel Air, Maryland, offering dependable and personalized care to help older adults live independently in the comfort of their homes. With 1135 home care agencies in the area, families can explore a wide range of services tailored to meet their loved one’s needs. The average cost of home care in Bel Air is $31 per hour, giving families the flexibility to build a care plan that fits their budget.

In addition to home care, Bel Air offers senior-friendly services such as transportation, wellness programs, caregiver support, and meal delivery to help aging adults remain safe and connected in their community.

Home Care Agencies near Bel Air, MD

Showing 631 home care providers
Last Updated: 3/6/26
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1 review
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
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1 review
I only used them three times and was about the same as another service I used, but Visiting Angels had a better price.
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
1 review
My family found ourselves needing to set up care quickly for our mother who is recovering from a stroke. The process was simple and efficient and we were told our time frame could easily be accommodated. The...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
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1 review
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
We service all areas of Schuylkill County.We provide personal care, light home support, errands, laundry, meal prep and respite services for your loved one.
1 review
Home Instead is a good company but they cannot always staff the hours needed despite stating they could in the beginning. They have weekly checking to see what they can improve on and do communicate if they...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
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3 reviews
Comfort Keepers has many wonderful people. The office staff was kind, responsive, flexible, and especially accommodating after I concluded service. Thinking I would no longer need assistance, I soon realized...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
We Are Comfort Keepers™ Our Family Is Here To Give Comfort To Your Family. Nothing is more important than helping people to live, independent and dignified lives within the comfort of their own homes. Comfort Keepers has been dedicated to providing the kind of non-medical in-home care that helps...
2 reviews
I was extremely pleased with Elizabeth Cooney Personal Care. They were able to supply my family with a caregiver immediately and for 24 hrs a day for my dying father. They were very helpful in giving my...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
2 reviews
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
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After my 93 year old mom fell and broke her hip, she needed a hip replacement. Her recovery at Stella Maris was excellent. After her ninety day stay, she came home much healthier than before....the nurses...
Provides: Home Care, Nursing Homes
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
3 reviews
Dignity at Home Senior Care has such friendly people working there, and even though the cost of things is expensive the value is fair. We would recommend this home care service to other families.
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
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6 reviews
The start of the care was rough. Once things calmed down they were very nice to work with. The caregiver connection with our loved one was tough at first. The first caregiver we thought was going to be...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
1 review
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
At Homewatch CareGivers, we pride ourselves on being one of the oldest and most trusted providers of customized in-home care services. We know that inviting someone into your home is an important and complex decision, and we uphold our values throughout the time we work with you. We develop a...
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1 review
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
2 reviews
I used Griswold Home Care in Lancaster for overnight care for my Grandmother in Quarryville and I was beyond pleased!! The office staff was very helpful and made sure our insurance company had all the...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
1 review
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
1 review
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
1 review
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Photo of Touching Hands Elderly Care
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Photo of Loyalty Home Care
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Photo of Daystar Health Care LLC
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Photo of Enfield Locke Care LLC
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Photo of Quality 1st Home Care
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Photo of Capricorn Home Care Agency
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Photo of Beyondcare Nursing Services LLC - Rosedale
66 Photos available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Beyondcare Nursing Services is licensed in Maryland to provide residential health services. We recognize that there is a significant need for quality home health care services. Therefore, we are dedicated to providing real solutions for the population we serve and their families. We are committed...

How much does home care cost in Bel Air, Maryland?

Home care in Bel Air costs an average of $31 per hour, based on A Place for Mom’s proprietary data.[01] This pricing model allows families to scale services up or down depending on their needs — from short-term help to more regular support.

While Bel Air’s cost of living is just slightly higher than the national average,[02] long-term care expenses are still an important factor. If full-time care is needed, it may be helpful to compare costs with other senior living options, such as assisted living, memory care, and nursing homes.

Average home care costs in Bel Air, MD

Average hourly rate
$31/hr
Average overnight rate
$30/hr
Average weekend rate
$31/hr

Home care costs vs. senior living costs in Bel Air, MD

44 hours of home care/wk
$5,906/mo
$5,575/mo

Home care costs in Bel Air vs. state and national averages

Daily, monthly, and annual costs in the table below are based on a part-time care schedule of 4 hours of care per day, 5 days per week.
Cost comparison table showing home care costs by location. This table contains 3 rows of data across 5 columns.
Column location: Location (Location name)
Column hourlyCost: Hourly cost (Cost per hour)
Column dailyCost: Daily cost (Cost per day (4 hours))
Column monthlyCost: Monthly cost (Cost per month)
Column annualCost: Annual cost (Cost per year)
LocationHourly costDaily costMonthly costAnnual cost
Bel Air, MD$31$124$2,685$32,240
Maryland$32$128$2,771$33,280
National$34$136$2,944$35,360
Bel Air, MD
Hourly cost:$31
Daily cost:$124
Monthly cost:$2,685
Annual cost:$32,240
Maryland
Hourly cost:$32
Daily cost:$128
Monthly cost:$2,771
Annual cost:$33,280
National
Hourly cost:$34
Daily cost:$136
Monthly cost:$2,944
Annual cost:$35,360
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Compare the costs of aging in place against senior living

Use our cost calculator to compare your loved one’s current living and home care expenses against the cost of senior living in Bel Air.

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How to pay for home care in Bel Air

Families in Bel Air commonly use a mix of private funds, insurance, and public benefits to cover home care costs.

Private pay options

Many families rely on the following to pay for care:

  • Savings and retirement income. Social Security, pensions, and investment accounts are commonly used.
  • Long-term care insurance. These plans often reimburse some or all home care costs.
  • Life insurance. Some policies can be sold or converted into care funding.
  • Home equity. Reverse mortgages or home equity loans may provide extra resources for care.

Medicare

Medicare will typically cover short-term home health care if it’s part of a physician-prescribed treatment plan. Covered services may include:[03]

  • Skilled nursing care
  • Physical, speech, and occupational therapy
  • Certain medical supplies and durable medical equipment

Medicare won’t pay for personal care or homemaker services if they’re the only type of support that’s needed.

Medicare resources in Bel Air

For assistance with Medicare benefits and options in Bel Air, contact:

For general information and assistance with Medicare, visit Medicare.gov.

Medicaid

For eligible seniors in Bel Air, Maryland’s Medicaid program offers in-home support through several waiver programs. These include the Community Personal Assistance Services Program (CPAS), Community First Choice (CFC), and the Community Options Waiver, which can help cover the cost of:[04]

  • Personal assistance services
  • Homemaker and chore services
  • Nurse monitoring
  • Respite care
  • Medical equipment and supplies

Medicaid resources in Bel Air, MD

Local and state offices can help with applications and eligibility:

  • Harford County Department of Social Services
    2 S. Bond St., Suite 300
    Bel Air, Maryland 21014
    Phone: 410-836-4700

VA benefits

Eligible veterans and surviving spouses in Bel Air may access the following VA programs to help pay for home care:

  • Aid and Attendance (A&A). The Aid and Attendance benefit provides additional monthly payments to eligible wartime veterans and surviving spouses who receive a VA pension and require assistance with daily activities.[05] These funds can be used to pay for in-home care services. To apply, visit VA.gov to download Form 21-2680. The completed form can be uploaded online, mailed in, or submitted in person at the nearest regional benefit office in Baltimore.
  • Homemaker and Home Health Aide Care. This program offers trained professionals to assist veterans with personal care needs, allowing them to remain in their homes. Services include help with activities like bathing, dressing, and meal preparation. Eligibility is determined by a VA health care provider, and services are coordinated through the local VA medical center. To apply, contact a VA social worker in Maryland for next steps.[06]
  • Veteran Directed Care (VDC). The VDC program allows eligible veterans to manage their own care services, including hiring personal care aides. This self-directed approach provides flexibility in choosing caregivers and tailoring services to individual needs. Enrollment is coordinated through the local VA medical center’s social work department.​ To access the program, reach out to your loved one’s VA social worker.[07]

Resources for veterans in Bel Air

In addition to the regional VA benefit office in Baltimore, veterans in Bel Air and their surviving spouses can get benefit help and information through these resources:

Resources in Bel Air that help seniors age in place

Bel Air offers the following programs that support older adults who wish to remain at home:

  • Harford County Office on Aging
    Harford County’s Office on Aging provides activity centers, case management, caregiver support, transportation, health screenings and more for seniors in Bel Air.
    145 N. Hickory Ave.
    Bel Air, MD 21014
    Phone: 410-638-3025
    Email: hcaging@harfordcountymd.gov
  • Meals on Wheels of Central Maryland
    Meals on Wheels delivers nutritious meals to homebound seniors throughout central Maryland, including in Bel Air and Harford County.
    Phone: 410-558-0923
  • Harford Transit LINK
    Harford County offers Demand Response and ADA paratransit services for seniors and disabled persons in Bel Air.
    Phone: 410-612-1620, Option 1

Home care laws and regulations in Maryland

Maryland’s rules and regulations for home care and home health care agencies help ensure seniors in Bel Air receive safe, high-quality care.

Licensing and accreditation

Home care and home health care agencies in Maryland must be licensed by the Office of Health Care Quality, part of the Maryland Department of Health.[08,09] Licensed agencies must meet standards for client safety, care documentation, staff training, and service delivery. Some agencies may also pursue optional accreditation from organizations such as Joint Commission or CHAP.

Hiring practices

Licensed agencies must meet the following hiring requirements:[09]

  • Conduct background checks on all caregivers
  • Provide mandatory training based on care type
  • Maintain ongoing supervision and performance evaluations

These rules help protect care recipients and ensure quality standards statewide.

How to choose the right home care agency in Bel Air

Whether your loved one needs companionship or specialized support for chronic health conditions, asking the right questions and doing thorough research can make all the difference when choosing a home care agency in Bel Air.

Request detailed pricing information

Ask for a written estimate that includes hourly rates, minimum service requirements, and any additional fees.

Ask about caregiver training and expertise

Look for agencies with staff trained in dementia care, fall prevention, and chronic illness management. Ask about ongoing training and certifications.

Check licensing and inspection history

You can verify licenses through the Maryland Health Care Commission’s quality reporting website and ask agencies for their most recent inspection reports.

Read home care reviews

Reviews can offer insight into caregiver reliability, professionalism, and agency responsiveness. Look for consistent themes in feedback from clients and families.

References

  1. A Place for Mom. (2025). A Place for Mom proprietary data.

  2. Economic Research Institute. Cost of living data in Bel Air, Maryland, United States.

  3. U.S. Centers for Medicare and Medicaid Services. Home health services. Medicare.gov.

  4. Maryland Department of Health. Community services for older adults and people with disabilities.

  5. U.S. Department of Veterans Affairs. (2024, July 18). Aid and Attendance benefits and Housebound allowance.

  6. U.S. Department of Veterans Affairs. (2025, May 30). Homemaker and home health aide care.

  7. U.S. Department of Veterans Affairs. (2025, June 2). Veteran-directed care.

  8. Maryland Health Care Commission. Opening a Maryland Residential Service Agency Fact Sheet.

  9. Maryland Division of State Documents. General licensure provisions.

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More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2025). A Place for Mom proprietary data.

2.
3.

U.S. Centers for Medicare and Medicaid Services. Home health services. Medicare.gov.

4.
5.

U.S. Department of Veterans Affairs. (2024, July 18). Aid and Attendance benefits and Housebound allowance.

6.

U.S. Department of Veterans Affairs. (2025, May 30). Homemaker and home health aide care.

7.

U.S. Department of Veterans Affairs. (2025, June 2). Veteran-directed care.

8.
9.

Maryland Division of State Documents. General licensure provisions.