Top Home Care Agencies in Indianapolis, IN
There are 304 home care agencies in Indianapolis, Indiana that provide assistance for seniors and adults with disabilities who prefer to continue living independently at home. While a senior’s care needs will determine the final cost, the average hourly rate for home care is $30 in Indianapolis. In addition to a list of home care agencies in the Indianapolis area, this page provides information about Indiana’s home care regulations, caregiver hiring guidelines, and the methods families use to pay. You’ll also find client reviews to help inform your search for care.
Home Care Agencies near Indianapolis, IN
Our expert advisors can help
- Verify your care needs
- Explain home care service options
- Identify home care agencies with availability near you
Costs of home care in Indianapolis, Indiana
Average cost of home care in Indianapolis, IN
Average monthly cost of home care vs. senior living in Indianapolis, IN
Compare the costs of aging in place against senior living
Use our cost calculator to compare your loved one’s current living and home care expenses against the cost of senior living in Indianapolis.
Paying for home care in Indianapolis, Indiana
A person’s care needs often determine how a family pays for home care. Families often first think to investigate home care coverage offered by their health insurance policy. However, most policies only cover at-home medical care when prescribed by a doctor. If an individual only needs nonmedical care to help them remain at home independently, families typically pay out of pocket.
Families may draw on several resources to pay for nonmedical home care. This might include using a health savings account (HSA), long-term care (LTC) insurance, or life insurance policy. Some families may also use funds from a retirement savings account or pension. For qualified veterans and their spouses, benefits through the Department of Veterans Affairs (VA) may help them pay for some of the costs of home care. You can use the listings on this page to review home care agency options in Indianapolis, which offer a range of nonmedical and medical services.
Paying for home care
Get an overview of all payment options for home care.
VA home care benefits
See how VA benefits can help veterans and their spouses pay for home care.
Home care and LTC insurance
Learn how to use long-term care insurance to cover home care costs.
Does Medicare pay for home care in Indianapolis?
Yes, for qualified seniors or individuals with a disability, Medicare will cover some at-home medical care services when provided by a Medicare-certified home health care agency. A doctor prescribes this type of care to help a senior recover at home following a surgery, illness, or injury. Certain nonmedical home care services may also be covered when they’re recommended in a patient’s care plan.[01]
The Indiana State Health Insurance Assistance Program (SHIP) offers Medicare information and benefit counseling services. Trained counselors can help seniors by answering questions about Medicare coverage options and offering guidance throughout the application process.
Does Medicaid pay for home care in Indianapolis?
Yes. Seniors who qualify for Indiana Medicaid may also be eligible for the Indiana Pathways for Aging program, which covers some home care services. To be eligible, seniors must first meet the Indiana Medicaid age, income, and asset requirements. A participant must also meet additional functional or medical requirements, as detailed below.
Indiana Pathways for Aging provides services to help seniors age in place at home, which may include:[01]
- Personal care services like assistance with activities of daily living
- Homemaker services such as help with laundry, light housekeeping, and meal preparation
- Meal delivery
- Home modifications
- Respite services for caregivers
- Non-emergency transportation
Seniors must meet functional ability requirements, which means they require help with at least three activities of daily living. Examples include seniors who require help with going to the bathroom, dressing, or eating. A senior may also require help with their medical needs.[01]
It’s important to note that Indiana Pathways for Aging is not an entitlement program. This means that there are a limited number of spaces available annually. Once the program is at capacity for the year, new qualified applicants are placed on a waitlist.
What other Indianapolis services help seniors age in place?
Indianapolis has two programs that can help seniors age at home.
CHOICE program
This Indiana Division of Aging’s CHOICE (Community and Home Options to Institutional Care for the Elderly and Disabled) program provides home care services to help individuals living with a disability and seniors 60+ maintain their independence. CHOICE offers homemaker services, personal care, transportation, skilled nursing, case management, respite care, and home safety modifications. It’s administered through Indiana’s Area Agencies on Aging.[03]
Participants must meet financial requirements for care to be fully covered, such as having assets worth less than $250,000. While there are no income limits, participants with higher incomes may be required to pay for a portion of their care services. Seniors receiving home care services through Medicaid or Medicare may not qualify for the CHOICE program.
To apply for the CHOICE program, contact your local Area Agency on Aging office or call 1-800-713-9023.
Program of All-Inclusive Care for the Elderly (PACE)
The Program of All-Inclusive Care for the Elderly (PACE) provides comprehensive and coordinated care to help seniors age in place for as long as possible. Depending on a senior’s care needs, the following services may be provided:[02]
- Personal care
- Adult day services
- Medical care such as nursing, physical and occupational therapies, and dentistry
- Prescription medications
- Respite services for family caregivers
- Hospital and nursing home care when necessary
- Transportation
To qualify for PACE in Indianapolis, seniors must live in the Marion County service area, be certified by the state of Indiana to require a nursing home level of care, and be considered safe to live in their community. A senior’s zip code within Marion County will determine the PACE location that coordinates their care.
Where do I get information about veterans benefits in Indianapolis?
Indianapolis veterans can access benefits information and assistance through a county veteran service officer (CVSO). These officers help veterans or their spouses understand their eligibility for benefits and assist with the application process.
If you live in Marion County, you can contact one of the veteran service officers listed on the Indiana Office of Veterans Services page. For veterans living outside Marion County, find your county veteran service officer using the CVSO search tool.
Veterans service organizations (VSOs) are another local resource where veterans can receive assistance with benefits. These organizations provide information, benefits counseling, and assistance applying for benefits to veterans and their surviving spouses. VSOs in Indianapolis include:
What families are saying about home care in Indianapolis
Recent reviews for home care in Indianapolis
ComForCare Home Care - Indianapolis, IN
Home Instead - Noblesville, IN
Angels Touch Home, LLC - Avon, IN
How to choose the right Indianapolis home care agency
Understanding the type of care a senior needs is the first step in choosing the right home care agency. Some home care agencies offer both nonmedical and medical care services, while others specialize in one or the other. The agencies in our listings provide a mix of both medical and nonmedical home care. Home care agencies in Indianapolis offer many different services, so before choosing, we encourage families to review several agencies.
Listed home care agencies that offer primarily nonmedical services may help with personal care tasks like daily hygiene, mobility support, and dressing. They can also provide support with homemaker services like laundry, meal preparation, and light cleaning. Other home care agencies offer in-home medical care provided by medical professionals. A doctor typically prescribes medical home care services like wound care, medication administration, and physical therapy.
If your loved one has medical care needs, before choosing a home care agency, discuss their care needs with a doctor or social worker. This can help you ensure a prospective home care agency is equipped to provide the right services.
The following sections provide information on state licensure regulations and hiring practices for home care agencies in Indianapolis. We also offer questions you should consider asking when speaking with home care agencies. When taking all these factors into consideration, you can more confidently review your options and decide on an agency that meets your family’s needs.
Licensure and accreditation
The Indiana Department of Health licenses home care agencies that provide nonmedical care as personal services agencies. Agencies need to renew their license annually, at which point the department may conduct a random inspection. Inspections are also conducted when there is a complaint or investigation.[04]
In order to receive an initial license or qualify for a license renewal, home care agencies must adhere to the department’s regulatory guidelines, including the following:[04]
- Employ a manager to conduct daily operations.
- Create a service plan for each client before providing services.
- Conduct client satisfaction surveys every 76 to 104 days to discuss services and determine any necessary changes.
- Provide the client with a client rights statement within seven days of starting services.
To review the license status of a home care agency in Indiana, families are encouraged to search the Personal Care Services Agency (PSA) Directory. This directory includes the name and location of the agency, the agency’s license number, and expiration date. It also identifies whether the agency is Medicare-certified.
The following tips will help you refine your search and navigate the directory:
- On the sidebars, you can search by choosing the first letter of the city or county you would like to search. Or, click on your county on the map.
- If you use the city search option, click on your city from the list on the left, then scroll through the results.
- If you use the county or map search, you will be taken directly to the list of home care agencies in that county, which you can scroll through.
Hiring practices
Home care agencies in Indiana are required to screen caregivers before hiring to ensure they’re qualified to provide care services. This includes doing background checks and evaluating potential caregivers to verify they’re able to complete care tasks. Once hired, the home care agency must test the caregiver for tuberculosis and provide them with necessary training before they can interact with a client.[04]
Fees and minimums
Knowing about fees and minimums will help you estimate the cost of home care. Before interviewing a home care agency, it’s important to create a list of care-related questions to ensure the agency can meet your loved one’s needs. You should also ask about an agency’s care minimums and added fees. Examples of questions to ask include the following:
- Do you require a minimum number of hours or shifts?
- Do you require a deposit?
- Do you charge a fee for a client needs assessment?
- Do you have a minimum age requirement?
- What fees do you charge for after-hours care or unscheduled visits?
- Does your rate change for overnight, weekend, or holiday care?
Other questions to ask Indianapolis home care agencies
Ask these 10 questions to help you find the right home care agency.
Frequently asked questions about home care in Indianapolis
Better Days At Better Life Home Care LLC, Home Instead - Greenwood, IN and Servant Home Care, LLC are the top-rated Home Care facilities near Indianapolis, IN. These Home Care facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Home Care in Indianapolis is {{ zipAverageCost }} per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
Home care is provided by an aide who comes to a senior’s home to help with daily chores and activities of daily living. It can be offered anywhere a senior calls home — including a house, senior apartment, independent living, or assisted living. Learn more about home care.
Home care services are customizable to a senior’s unique needs. Services can include companionship, help with chores like cooking and housekeeping, or assistance with activities of daily living, like toileting and bathing. Explore home care services in more detail.
Home care provides nonmedical services for seniors who require assistance with daily tasks like housework, bathing, dressing, and transportation. In contrast, home health care is prescribed by a doctor and includes services like skilled nursing care and therapies, health monitoring, and medication administration that are provided by licensed medical professionals. Read more about home care vs. home health care.
References
Indiana Pathways for Aging. (2024). Frequently asked questions.
Indiana Family and Social Services Administration. (2024). Program of All-Inclusive Care for the Elderly.
Family and Social Services Administration. (2024). Community and home options to institutional care for the elderly and disabled.
Indiana General Assembly. (2024). Chapter 4. Licensure of personal services agencies.
More questions?
Ask an A Place for Mom local advisor at no cost.
- Fishers, Indiana
- Carmel, Indiana
- Mooresville, Indiana
- Lawrence, Indiana
- Avon, Indiana
- Greenwood, Indiana
- Plainfield, Indiana
- New Palestine, Indiana
- Westfield, Indiana
- Noblesville, Indiana
- Brownsburg, Indiana
- Franklin, Indiana
- Whiteland, Indiana
- Danville, Indiana
- Monrovia, Indiana
- Centerton, Indiana
- Shore Acres, Indiana
- Rocky Ripple, Indiana
- Meridian Hills, Indiana
- Fairland, Indiana