About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Memory Care Facilities in Newark, WI

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Memory care in Newark offers 24-hour care and supervision, trained staff, and specialized activities to accommodate the needs of seniors with Alzheimer’s or dementia. These communities typically offer advanced security features and engaging activities to help ensure residents’ well-being. The cost of memory care in Newark is about $4,609 per month. To find the best memory care options for your needs and budget, browse the 229 communities, read 2518 reviews of families’ experiences, and learn about available services and amenities. 

As you explore memory care near you, you may also want to consider options in areas like  You may also consider nearby communities such as Rockford, Janesville and Roscoe.

Newark Memory Care Facilities | 2518 Reviews

Showing 211 communities
Last Updated: 1/7/25
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The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care and home care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

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Photo of Willow Pointe Memory Care
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Gardens At Ridgestone LLC
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of KindredHearts of Elkhorn
5 star
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It has been a good experience for us here at this community. They are caring for my relative very well. The community is nice and clean. The staff is good, they are helpful and kind. . Everything is working...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
KindredHearts is dedicated to meeting the diverse needs of today's elderly by offering assisted living in a small, personalized home setting and an integrated approach to health care. Community is integral to the success of KindredHearts. It exists not only within the walls of our assisted living...
Photo of Ridgestone Terrace RCAC and The Gardens at RidgeStone Memory CBRF
5 star
75%
4 star
25%
3 star
0%
2 star
0%
1 star
0%
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My 94 year old father-in-law, [name removed], lived in assisted living at Ridgestone Terrace (Elkhorn) for 2 years. I visited every assisted living facility within a 50 mile radius and chose Ridgestone. We...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
RidgeStone Terrace Assisted Living is a Residential Care Apartment Complex, located in Elkhorn, Wisconsin offering up to 28 hours of service per week to each resident with their activities of daily living in a beautiful homelike setting.  Assistance is based on each resident's...
Photo of Just Like Home IV
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The name says it all. Just Like Home IV is a place where you or your loved one can live with as much or as little help as is needed. We are located in the beautiful community of Elkhorn, Wisconsin, near lakes and only about 1 hour from Great Lake Michigan, just to the west between Milwaukee and...
Photo of The Way and the Light
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Eagle View Manor is a senior care home located in the picturesque city of Jefferson, Wisconsin, in the county of Jefferson. Our harmonious community is nestled in a safe and quiet neighborhood, not far from Riverfront Park and the heart of Jefferson proper. The city of Jefferson offers a...
Photo of KindredHearts of Cottage Grove
5 star
33%
4 star
67%
3 star
0%
2 star
0%
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0%
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My mother in law was alright with it, but we never moved her stuff there because it didn't have a warm feeling and it was also harder for me to get to (I'm the primary care giver). I wasn't sold on it for...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
KindredHearts is built on more than 25 years of achieving excellence in meeting today's senior needs, and anticipating those of tomorrow. We are dedicated to meeting the diverse needs of today's elderly by offering assisted living, memory care and independent living in a personalized, home-like...
Photo of Cottage Grove - Harbor House
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My mother was there when she lived in Wisconsin it was good but it was like a 4 out of 5 compared to the place mother moved to in California. There were not nearly as many volunteers at Harbor House and the...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Walnut Grove North
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The Arbors was a wonderful community. It was a very nice place. The staff here were very caring. I would highly recommend them. They have assisted living and memory care in the building next door too, so...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Madison Pointe Senior Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Photo of Traditions of Madison
33 Photos available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
Photo of Attic Angel Community
11 Photo available
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Attic Angel Community is a Madison original, still locally owned and operated after more than 125 years! We offer senior living for the entire continuum of care: independent living, assisted living, memory care, long-term skilled nursing and short-term rehabilitation. Attic Angel residents live...
Photo of Walnut Grove At Lake Geneva
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Village Glen Of Geneva Crossing
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of VitaCare Living of Mount Horeb
5 star
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Girlie Manor is going good so far. I like the scale and size of the facility. In the beginning there was an underestimation of my mothers needs. There was a little less attention to knowing what it would...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Girlie's Manor is an assisted living community located in the village of Mount Horeb, WI. Mount Horeb is in Dane County, and is known as the 'troll capital of the world.' Visitors here enjoy the many parks like the Blue Mound State Park and the Brigham County Park. Kids will enjoy the Havens...
Photo of Cottages of Madison- Elmwood
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Geneva Crossing
5 star
90%
4 star
0%
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0%
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1 star
10%
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Words are powerless to express my feelings about Arbor Village of Geneva Crossing. The facility is beautiful inside and out with a court yard, beautiful dining room, party room and much more. There are many...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Arbor Village of Geneva Crossing
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Artisan Senior Living Middleton II
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Artisan Senior Living & Memory Care in Middleton is a community of people who enjoy the benefits of a safe and secure memory care environment. Located in a beautiful building reminiscent of lovely hotels, Artisan Senior Living offers the people who live here a comfortable, gracious lifestyle all...
Photo of Ingleside Communities Assisted Living
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Our assisted living facility is a great option for those who need some assistance with daily personal care and/or memory care. We are located on the beautifully landscaped grounds of Ingleside Communities' campus setting and offer private studios with bathrooms, featuring a continuum of care...
Photo of Bay Harbor of Madison
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Oakwood Seasons €“ Oakwood East
5 star
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50%
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of The View at Johnson Creek
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Sienna Crest - Marshall
7.0
Review score
4 reviews
7.0
Review score
4 reviews
5 star
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4 star
25%
3 star
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My loved one is currently a resident at Sienna Crest. It's a smaller facility than some of the others in the area. The room size is much smaller with no kitchenette. Otherwise, we're very satisfied with the...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Founded in 1997, Sienna Crest offers ten different assisted living communities throughout southern Wisconsin. Sienna Crest offers a true home-like setting for older adults. Our homes are smaller, averaging 15-20 rooms. This allows us to provide a high quality of life and assistance. We help...
See details

Cost of memory care in Newark, WI

The average cost of senior living in Newark is $4,609 per month. Cheaper nearby regions include Brodhead, WI with an average of $3,986 per month.

Average monthly cost of Memory Care in Newark, WI vs. nearby cities

Newark, WI
$4,609/mo
$4,063/mo

Average monthly cost of Memory Care in Newark, WI vs. the state and national average

Newark, WI
$4,609/mo
U.S. national average
$4,862/mo

Average monthly cost of Memory Care in Newark vs. other types of senior living

Memory Care
$4,609/mo

Median monthly costs of Memory Care in Newark, WI by room type

Semi-Private
$5,744/mo
Studio
$5,277/mo
1 Bedroom
$5,474/mo
2 Bedroom
$5,377/mo

Average cost of Memory Care in Newark over time

Newark, WIWI stateNational

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about memory care in Newark

Recent reviews for memory care in Newark

Brookdale Middleton Century Avenue

5.0
Thrilled with the care and attention my Mother received while at this Brookdale. It felt like I was pet of a family! The food is wonderful and I enjoyed that when visiting. They also have fun activities for residents and their family members. Thanks for all you did and I would highly suggest ...
Read more

Wesley Willows a CCRC in Rockford, IL

5.0
Wesley Willows was great to work with. My mom was there for rehab, respite, and assisted living. We were very happy with the care. The nurse and CNAs took great care of my mom and always keep updated regarding her care. She was very happy with the food. We chose the community because my mom ...
Read more

Heritage Woods of Belvidere

5.0
I am very content living at Heritage Woods. My apartment is very comfortable and convenient. The nurses and CNAs are very attentive and convenient. The food is good and I may also eat in my room if I so desire. There are activities every day. Also a small store 2 days a week.

Reviews mention these favorite features of communities

Compassionate and caring staff. Many reviews praise the kindness and dedication of the staff at various communities. For instance, at Azura Memory Care of Beloit, the staff go above and beyond to ensure their residents feel at home, and at Azura Memory Care of Monroe, they provide excellent care that makes families feel co ...
Read more
Individually tailored care plans. Residents' needs are addressed with personalized care plans, such as at Arbor View, where staff take time to understand each resident's specific requirements and adapt accordingly. At Anam Care/ Anam Glen, the staff focus on the unique needs of memory care patients and provide them with acti ...
Read more
Engaging and varied activities. Communities offer a range of activities to keep residents active and stimulated, including regular outings, games, puzzles, and musical performances. Examples include Azura Memory Care of Stoughton, where residents enjoy a variety of activities designed for their comfort and enjoyment, and Br ...
Read more
Thorough and consistent communication. Families value clear and ongoing communication from their loved ones' communities. At Milestone Senior Living Cross Plains, the contact from the owner after admission was appreciated, and at Azura Memory Care of Monroe, the community director sets regular meetings with senior residents and t ...
Read more
Safe and secured living environments. Residents' safety and security are a top priority, with communities providing features such as key access, security cameras, and well-lit areas. For example, at BeeHive Homes of Oregon 2, the facility ensures a warm and secure environment for its residents, and at Frontida of Elkhorn, the st ...
Read more
Home-like atmosphere and design. Many communities focus on creating a warm and welcoming homelike atmosphere for their residents, with comfortable common areas, cozy rooms, and personal touches. This is evident at Azura Memory Care of Beloit, where the facility has a homelike feel that makes residents and their families feel ...
Read more
AI generated from the text of family reviews

Newark review score based on 541 family reviews

7.3
Review score211 facilities541 reviewsWrite a review
This proprietary review score is based on 541 reviews of 211 Newark memory care communities. All reviews were submitted in the past two years by verified community residents and family members.
The Newark review score informs your search by letting you see at a glance how memory care residents and family members rate memory care in your area. Compare review scores in multiple locations to understand how overall satisfaction rates differ from city to city. Based on recent reviews, the maximum possible score is 10.Methodology: How we calculate our city review scores

Newark review score compared against nearby cities

7.3
Newark, WI211 facilities
8.6
Orfordville, WI25 facilities
8.5
Footville, WI30 facilities

Review subcategories for Newark memory care

When memory care residents and family members submit a review on our site, they rate each community on categories such as cleanliness, activities, meals, and more. The chart below is based on 541 reviews of 211 Newark memory care communities. This chart helps you compare Newark resident and family memory care satisfaction rates against national averages. Use it to assess your needs and develop criteria for your own search. If you know that one of these categories is important to you or your loved one, our senior living advisors can help you find communities to match your needs.
Newark, WI averageNational average
Cleanliness
4.3
4.4
Friendliness
4.4
4.5
Care services
3.9
4.2
Staff
4.3
4.4
Meals & dining
3.8
4.1
Activities
3.8
4.0
Value for cost*
3.8
4.0
0.01.02.03.04.05.0
*Learn more about cost details

Newark memory care services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Newark memory care communities. They don’t represent all possible services and amenities available at assisted living communities in Newark, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select care services in Newark memory care

Memory care communities offer a variety of care services and visiting health care providers to meet seniors’ health needs. The chart below shows the percentage of memory care partners in Newark that offer these care services compared to the percentage of partners that offer them nationally.
Newark, WINational
Full medication management
Full medication management
61.3%
65.3%
Doctor on call
Doctor on call
20.7%
48.1%
24-Hour awake staff
24-Hour awake staff
98.6%
82.3%
Diabetic care
Diabetic care
99.1%
98.8%
*Visiting health care professionals
*Visiting health care professionals
71.4%
71.7%
Home care agency on-site
Home care agency on-site
22.6%
28.4%
Non-ambulatory care
Non-ambulatory care
99.1%
89.5%
Respite or short term stays
Respite or short term stays
59.4%
61.5%
Hospice available on-site
Hospice available on-site
69.1%
72.1%
0.0%20.0%40.0%60.0%80.0%100%
*Including nurse, dentist, OT, PT, speech or podiatrist

Availability of select dementia care services in Newark memory care

Our community partners provide many services to keep residents with dementia or other memory concerns safe and engaged. Below, take a look at what percentage of Newark Memory Care partners offer the selected dementia care services compared to the percentage of partners nationally.
Newark, WINational
Dementia behaviors care
Dementia behaviors care
62.2%
74%
Specialized memory care training for staff
Specialized memory care training for staff
35.9%
46.1%
Secured community and/or wander guard
Secured community and/or wander guard
52.5%
70.2%
Memory care only community
Memory care only community
26.3%
26.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dietary accommodations in Newark memory care

Memory care communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Newark partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Newark, WINational
Nutritionist / dietician
Nutritionist / dietician
20.7%
27.8%
Low / no sodium
Low / no sodium
36.4%
44.5%
No sugar
No sugar
35.9%
41.5%
Vegetarian
Vegetarian
36.4%
50.2%
Pureed meals
Pureed meals
13.8%
18.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Newark memory care

Our memory care communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Newark communities that offer dining options to their discerning residents compared to our partners nationally.
Newark, WINational
Professional chef
Professional chef
19.8%
31.9%
Restaurant style dining
Restaurant style dining
36.4%
39.9%
Room service
Room service
30.4%
37%
Anytime dining
Anytime dining
14.3%
23.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Newark memory care

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered memory care communities in Newark offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Newark, WINational
Activity director
Activity director
44.2%
45.7%
Pet-focused programs
Pet-focused programs
32.7%
33.6%
Community service programs
Community service programs
24.9%
28.5%
Devotional activities on-site
Devotional activities on-site
62.7%
54.2%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
53%
51.6%
Outings / off-site activities
Outings / off-site activities
65%
60.9%
Piano or organ
Piano or organ
40.1%
39.5%
Arts and crafts center
Arts and crafts center
29%
35%
Educational speakers / life long learning
Educational speakers / life long learning
32.7%
36.4%
Clubs / games / karaoke
Clubs / games / karaoke
48.4%
47.3%
Live performances
Live performances
51.2%
47.7%
Dances
Dances
21.7%
31.3%
Fitness center
Fitness center
17.1%
22%
Fitness classes
Fitness classes
49.3%
46.5%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Azura Memory Care of Clinton, TLC Living Community and The Waterford at Fitchburg are the top-rated memory care facilities near Newark, Wisconsin. See full list of communities.

There are 229 memory care facilities near Newark, Wisconsin. See the full list.

The best memory care facilities near you in Newark, Wisconsin are TLC Living Community, The Waterford at Fitchburg and Azura Memory Care of Stoughton. These memory care communities received the highest rankings based on verified family reviews.

The 229 memory care facilities near you in Newark, Wisconsin typically provide housing, therapies, and care tailored to those who have Alzheimer’s or other forms of dementia. To find memory care in Newark, Wisconsin, browse our detailed listings showing photos, floor plans, amenities, activities, and reviews from real families.

Browse A Place for Mom’s listings for memory care in Newark, Wisconsin, to take a virtual tour. Our local senior living experts can arrange for a live tour of these communities as well.

The cost of memory care facilities in Newark, Wisconsin ranges from $700 to $13484. The average Memory Care cost in Newark, Wisconsin is $4,609. Prices often vary based on care provided, amenities, unit size, and more. 

The cost of memory care in Newark, Wisconsin typically starts at $700. A Place for Mom’s local, expert senior living advisors can help you find affordable memory care facilities near you and offer advice on how to lower costs and pay for care with VA benefits or public payment options.

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