About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Richmond, VA

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Independent living provides the opportunity for seniors to remain connected to their home cities while living in a community with their 55-and-over peers. At A Place for Mom, we partner with 12 independent living facilities in the area that provide older adults with a wide variety of potential residential setups and, in some cases, access to third-party care services. Six of these are stand-alone independent living facilities; one is both an independent living and assisted living facility; and five are combination independent living, assisted living, and memory care facilities.

The facilities listed here are all within 10 miles of downtown Richmond, providing easy connections to any social activities and sightseeing residents might want to do.

According to A Place for Mom data, most of these facilities are pet-friendly; provide complimentary transportation; and have recreational spaces such as game rooms, movie theaters, and fitness centers . This makes Richmond a great city for seniors who may need support while enjoying the perks of retirement.

In this guide, we’ll cover information on independent living facilities, financing options, residential laws and regulations, care types, and more to help simplify your housing search.

Richmond Independent Living Facilities | 2741 Reviews

Showing 118 communities
Last Updated: 9/19/26
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Photo of Acclaim at Carriage Hill
3434 Photos available
2121 Floor plans available
3.0
Review score
11 reviews
3.0
Review score
11 reviews
5 star
46%
4 star
0%
3 star
27%
2 star
18%
1 star
9%
See all reviews
We chose Acclaim at Carriage Hill because it was the most affordable. Although the price is still a little high. I would recommend them to others.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Newly Renovated Apartments and Amenities! 1 Bedrooms starting at $1345; 2 Bedrooms starting at $1530; 3 Bedrooms starting at $1865.Experience a community that is centered around quality of life, serene atmosphere and community events for this stage in life. As a marquee destination for active...
Photo of The Barclay at Tuckahoe
2323 Photos available
33 Floor plans available
7.0
Review score
25 reviews
7.0
Review score
25 reviews
5 star
32%
4 star
16%
3 star
24%
2 star
8%
1 star
20%
See all reviews
Everyone is friendly and always offer to help and are willing to chat whenever needed. Again, because of the turnover in the management it is difficult to know about changes and such. Everyone is happy with...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of The Barclay at Midlothian
1717 Photos available
33 Floor plans available
5 star
51%
4 star
25%
3 star
8%
2 star
8%
1 star
8%
See all reviews
There are a small number of apartments at Anthology, so my 91 year old mother has been able to make friends quickly. She is not overwhelmed. The staff is caring and willing to do extras for the residents. ...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Hermitage Deep Run
1212 Photos available
88 Floor plans available
5 star
36%
4 star
55%
3 star
0%
2 star
9%
1 star
0%
See all reviews
They have activities available for the residents. My love one is always dressed/clean, and eats good. The place, and common area always looks clean. We picked this community because it was all on one level,...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
HHHunt is accepting reservations for its new Spring Arbor Assisted Living Community scheduled to open in September 2004. Like similar communities by HHHunt (a leader in real estate development throughout Carolinas, Tennessee and Virginia) Spring Arbor of Richmond features exceptionally large one...
Photo of Sandston Plateau Retirement Community
1515 Photos available
5 star
17%
4 star
17%
3 star
33%
2 star
0%
1 star
33%
See all reviews
The office staff were so helpful. They helped me get my mom into a senior apt. there. She loves living in her new apt. The residence are all very friendly and kind to my mom. She has had a very positive...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Sandston Plateau is the finest independent senior living facility located near Richmond International Airport. The community features 1 and 2 bedroom garden style apartments. Each unit comes with range, refrigerator, dishwasher, central air, garbage disposal, wall to wall carpeting, emergency...
Photo of Lucy Corr
33 Photos available
5 star
54%
4 star
23%
3 star
15%
2 star
0%
1 star
8%
See all reviews
My loved one was previously a resident at Lucy Corr and I visited her weekly. This facility was great. The staff were all very caring and helpful. Based on our experience, I would recommend Lucy Corr to...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Elizabeth House Assisted Living
11 Photo available
7.0
Review score
9 reviews
7.0
Review score
9 reviews
5 star
22%
4 star
11%
3 star
22%
2 star
22%
1 star
23%
See all reviews
Although it is a self pay facility, we love the fact that the rate is flat and never changes from $[removed] per month. The facility itself is wonderful. They serve 3 meals a day in the cafeteria, or you can...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The decision to leave the comfort of your own home to move into an assisted living residence is a difficult one for most people. You don't need constant help, every day. But you do need a little help from time to time. Is it worth the move? Assisted living can offer you more lifestyle choices at...
Photo of Blue Ridge Senior Living of Richmond
1515 Photos available
55 Floor plans available
7.0
Review score
33 reviews
7.0
Review score
33 reviews
5 star
40%
4 star
33%
3 star
15%
2 star
3%
1 star
9%
See all reviews
Facility was very good. Could improve with more color. Rooms were dull grey and could add some color to make it look happier. Was not there when activity was going on. Communication with the staff was good....
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Located in a lovely residential neighborhood in the West End of Richmond. We are near premiere shopping, dining, hotels, interstates, hospitals and medical services. Our range of services extends from respite care to traditional assisted living services such as bathing, dressing, and medication...
Photo of Everleigh Short Pump
1010 Photos available
1010 Floor plans available
5 star
67%
4 star
0%
3 star
0%
2 star
0%
1 star
33%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Congratulations! You’ve come a long way, but you have more goals to set, more passions to pursue, and more dreams to realize. Let us be the first to welcome you to the best part of your active adult life, Everleigh Short Pump. Everleigh Short Pump is a haven for 55+ active adult living located...
Photo of The Westmont at Short Pump Community
1414 Photos available
11 Floor plan available
5 star
78%
4 star
18%
3 star
2%
2 star
1%
1 star
1%
See all reviews
Overall, our experience at Westmont has actually been very positive. When our father transferred to a memory care unit, we initially did not think that that was a great idea. Very soon we realized that we...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Experience Senior Care at The Westmont at Short PumpSurrounded by beautifully landscaped gardens and small-town charm in Glen Allen, Virginia, The Westmont at Short Pump stands out as a premier assisted senior living community. Just a short drive from Fredericksburg, our senior housing offers a...
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Photo of Petersburg Home For Ladies
11 Photo available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
At Petersburg Home For Ladies they are very friendly. They made us feel welcome when she moved in. The only thing we had a problem was with nursing at one point. She did have high blood pressure and had to...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
For more than three generations we have been the preferred residence for women 62 and older who live in the cities of Petersburg, Hopewell, and Colonial Heights as well as the counties of Dinwiddie, Prince George, Chesterfield, and beyond. Why are we so highly regarded? Because our licensed...
Photo of Spring Oak at Petersburg
77 Photos available
6.5
Review score
18 reviews
6.5
Review score
18 reviews
5 star
43%
4 star
28%
3 star
17%
2 star
6%
1 star
6%
See all reviews
The staff are very friendly and accommodating. But as is so common, there is an unfortunately high to staff ratio which leads to residents not having as much personalized attention as could be desired. But...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
In a home like setting, we provide the ideal solution for seniors who require some help with daily activities. Residents are able to live independently in their own suites while receiving the services they need from our well- trained and caring staff. Spring Oak at Petersburg offers three care...
Photo of Patriots Colony at Williamsburg, a CCRC
88 Photos available
5.5
Review score
8 reviews
5.5
Review score
8 reviews
5 star
13%
4 star
25%
3 star
25%
2 star
0%
1 star
37%
See all reviews
Technically Patriots Colony has a Williamsburg address, but it is really out in the country. In order to live here, you have to be a former military officer or retired from the US State Department. Most of...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Patriots Colony's Health Care services are open to the public for direct admission. In other words, there is no "career eligibility criteria" for assisted living, memory care or skilled nursing care as there is for independent living.All Patriots Colony residents have guaranteed priority access...
Photo of Spring Oak at Louisa
33 Photos available
5 star
67%
4 star
33%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My mother has been in the Amerisist of Louisa since May. The facility is clean and the staff is very friendly. The facility has an overall "homey" feel. There are not a lot of level one care residents, so it...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Spring Oak at Louisa always striving to offer the best amenities and services for our residents.Residents always have options when they’re looking for something fun and exciting to do outside of the community. Our community is filled with people just like you. Our residents rest easy knowing that...
Photo of Northern Neck Senior Care Community
3333 Photos available
5 star
0%
4 star
25%
3 star
50%
2 star
0%
1 star
25%
See all reviews
We really like that the resident's care levels are lower so they are able to house more people and most of the staff members are really nice. They could have a few more nurses or aids over the weekends. The...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
In the heart of Warsaw, Northern Neck Senior Care Community, provides a full continuum of compassionate and excellent care.Formerly part of the Riverside Health System, under new ownership, the facility was infused with clinical and operational enhancements to take our care and service to the...
Photo of Enoch George Manor Senior 55+
88 Photos available
5 star
67%
4 star
33%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My father lives here. The staff is courteous and helpful, the cost is affordable and it is very conveniently located. The apartments are well kept.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Enoch George Manor is located in Historic Spotsylvania County, Virginia. Minutes from down town Fredericksburg, Virginia. Our two bedroom two bath apartments feature a large walk in shower in the master bath room. ** income restrictions apply EHO
Photo of Dunlop House
9.0
Review score
25 reviews
9.0
Review score
25 reviews
5 star
52%
4 star
40%
3 star
8%
2 star
0%
1 star
0%
See all reviews
I've only been at the cross roads and Dunlop house and they are night and day. At the cross roads we would always find my parents in bed sleeping the day away, not going to have a meal and if they did go to...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Located in Colonial Heights, Dunlop House has been honored as a Top Assisted Living Facility in Virginia by Assisted Living Today. Dunlop House specializes in both assisted living and Alzheimer's care for seniors. Since 1999 it has provided its residents with quality care and a rewarding...
7.1
Review score
7 reviews
7.1
Review score
7 reviews
5 star
43%
4 star
14%
3 star
43%
2 star
0%
1 star
0%
See all reviews
It definitely stood out compared to the others I toured. The facility was clean and smelled nice. The apartments were bigger than other places and arranged well. They were a smaller living space but super...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Pemberton at University Park provides an independent living community to those interested in making Richmond, VA their home. This community offers a great place to live in a location that provides much to do and see. Richmond provides residents and guests with opportunities to visit the...
See details
Photo of Virginia Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Woodland Heights Inc
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of The Parkwood
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The ParkwoodThe Parkwood is a caring assisted living community for seniors who are looking to make Richmond, VA their home. This community is located in a city that is rich in its history. Richmond offers much to do and see, including the Science Museum of Virginia, the Museum of the Confederacy,...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.

Our methodology

How we rank order the Richmond community options above

We developed a proprietary recommendation system that orders Richmond community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

Costs of independent living in Richmond

According to A Place for Mom’s proprietary data, residents at our network communities paid an average of $3,294 per month for independent living in 2022. This figure includes service fees or other add-ons.

In addition to monthly rent, the costs provide residents access to on-site activities, parking, and chef-cooked meals for them and their guests. Seniors who select an independent living community with assisted living or memory care facilities on campus have access to senior care as they need it, such as memory care, diabetes care and medication management

The following chart presents Richmond’s baseline independent living fees, not including add-ons.

Independent living costs in Richmond, VA, vs. state and national averages

Richmond, VA
$3,704/mo
U.S. national average
$3,520/mo

Independent living costs in Richmond, VA, vs. other senior living options

$7,013/mo
Independent Living
$3,704/mo

Independent living costs in Richmond, VA, by floor plan type

Semi-Private
$3,269/mo
Studio
$2,647/mo
1 Bedroom
$3,876/mo
2 Bedroom
$4,184/mo

Senior living costs in Richmond vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Richmond, VA
Column state: Virginia
Column national: U.S.
Community typeRichmond, VAVirginiaU.S.
Independent Living$3,704/mo$4,048/mo$3,520/mo
Assisted Living$6,203/mo$6,344/mo$5,830/mo
Memory Care$7,013/mo$7,372/mo$6,999/mo
Independent Living
Richmond, VA:$3,704/mo
Virginia:$4,048/mo
U.S.:$3,520/mo
Assisted Living
Richmond, VA:$6,203/mo
Virginia:$6,344/mo
U.S.:$5,830/mo
Memory Care
Richmond, VA:$7,013/mo
Virginia:$7,372/mo
U.S.:$6,999/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Richmond, VA, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Richmond and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Richmond, VAVA stateNational

Independent living cost trends in Richmond, VA

The table below shows how monthly independent living costs in Richmond have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Richmond, VA$3,235/mo$3,231/mo+0.1%
Virginia$3,651/mo$3,608/mo+1.2%
National$3,416/mo$3,319/mo+2.9%
Richmond, VA
2024 average cost:$3,235/mo
2023 average cost:$3,231/mo
Percent change:+0.1%
Virginia
2024 average cost:$3,651/mo
2023 average cost:$3,608/mo
Percent change:+1.2%
National
2024 average cost:$3,416/mo
2023 average cost:$3,319/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

What families are saying about independent living in Richmond

Recent reviews for independent living in Richmond

Shalom Gardens and Shalom Parkside in Richmond, VA

4.5
It's a fine place and they lots of activities and I like living there. I would definitely recommend this community to others

Essex House in Tappahannock, VA

5.0
I moved my mother to Essex house in the beginning of October 2016 and have been very pleased with the service provided my mother. They have done everything in their power to make her stay comfortable. Due to the location, it has been easier for family to visit.

The Harmony Collection at Hanover Independent and Assisted Living in Mechanicsville, VA

4.5
The quality of care is very good, medications are administered as prescribed. Food is quite good but food service can be slow, likely difficulty in finding staff.

Reviews mention these favorite features of communities

Clean and modern facilities. Several reviews mention the newness and cleanliness of the facilities at various communities, such as at Aspire at West End, where residents enjoy the contemporary look and feel. The staff at Dogwood Terrace by Barclay House are also praised for keeping the community clean and well-maintaine ...
Read more
Friendly and helpful staff. Many residents and their families express appreciation for the friendly and caring nature of the staff at their community. For example, at The Barrington at Hioaks, staff members are described as dedicated and welcoming, going above and beyond to make residents feel at home.
Variety of activities based on residents' interests. Residents find enjoyment in the wide range of specialized activities offered in communities. At The Barclay at Tuckahoe, for instance, residents can participate in activities like RUI university courses and crafting classes, which cater to their unique interests and hobbies.
Highly accommodating to individual needs. Several reviews mention the accommodating nature of caregivers at various communities. For example, at Discovery Village at the West End, staff are praised for making adjustments to meet individual needs, such as accommodating dietary restrictions and providing transportation to appointments.
Open communication between families and staff. Reviews contain numerous mentions of clear and effective communication between families and staff. At Village at Heritage Oaks, the community director sets regular meetings with senior residents and their loved ones, both in person and virtually, to ensure everyone is informed and care needs a ...
Read more
Welcoming and inclusive community atmosphere. Several reviews mention the welcoming and inclusive atmosphere at various communities. For example, at Legacy at Imperial Village, residents praise the friendly interactions between residents and the positive relationships they've formed with their neighbors
AI generated from the text of family reviews

What to know about paying for independent living in Richmond

Because independent living facilities aren’t classified as senior-care communities, seniors can’t pay for their stay via Medicaid, Medicare, or a long-term insurance carrier. Public pay methods are an option for seniors to pay for any in-home care options they bring to their independent living facilities.

Here, we’ll detail how seniors can use private funding and VA benefits to finance their independent living stays.

Private funding options in Richmond

Independent living residents can pay for lodging through any number of private payment methods. Personal savings, investment returns, pensions, and Social Security benefits are just a few accepted ways seniors can finance their stays.

 

Richmond’s VA benefits for independent living

Veterans have multiple options for using benefits to finance their independent living stays in Richmond. Veterans who served during a wartime can apply for a VA Pension or seek VA Aid and Attendance to pay for independent living. To qualify for Aid and Attendance, a veteran must be on pension and have a service-connected ailment.

Veteran service organizations (VSOs) can help veterans navigate the complexities of VA benefits. Before beginning an application, contact vetted and recognized VSOs to access the best experts available in this area.

10011

There are approximately 10,011 veterans who live in Richmond, according to the U.S. Census Bureau.

Percentage of veterans in Richmond that are over 55 years old, according to the U.S. Census Bureau

Resources for Richmond veterans 

VSOs

Virginia Department of Veteran Services
101 N. 14th St., Floor 17
Richmond, VA 23219
Phone: 804-786-0286
Office Hours: Visits are by appointment only

The American Legion Department of Virginia
1708 Commonwealth Ave.
Richmond, VA 23230
Phone: 804-353-6606
Office Hours: Monday through Friday, 8 a.m. – 4 p.m.

Veterans of Foreign Wars Post 6364
6502 Dickens Place
Richmond, VA 23230
Phone: 804-288-9597
Office Hours: Call for current hours

Veterans health care

Richmond VA Medical Center
1201 Broad Rock Blvd.
Richmond, VA 23249-4915
Phone: 804-675-5000
Mental Health Care: 804-675-5411
Office Hours: 24/7

Henrico County VA Clinic
7702 E. Parham Road, Parham Doctors Hospital, MOB III, Suite 201
Richmond, VA 23294-4372
Phone: 804-675-5000
Office Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Medicaid for independent living in Richmond

Medicaid is available to Virginia residents through Cardinal Care. It does not cover a senior’s independent living costs, but it can apply to any necessary in-home care services via Home and Community-Based Services Waivers.

Virginia Medicaid accepts applications for health coverage year-round. You can choose from three different ways to apply:

  • Apply online here.
  • Call the Cover Virginia Call Center at 833-522-5582 (TDD: 888-221-1590) to apply on the phone.
  • Mail or drop off a paper application (available in English and Spanish) to the Richmond Department of Social Services. Mailing may take longer than other methods of applying.

The Virginia Department of Medical Assistance Services agency can help Medicaid recipients with submitting state-sponsored health insurance applications and renewals.

Richmond resident Medicaid resources

Medicaid assistance

Cardinal Care
600 E. Broad St.
Richmond, VA 23219
Phone: 833-522-5582
TDD: 888-221-1590
Office Hours: Monday through Friday, 8 a.m. – 7 p.m.; Saturdays 9 a.m. – noon

Virginia Department of Medical Assistance Services
600 E. Broad St.
Richmond, VA 23219
Phone: 804-786-7933
Office Hours: Monday through Friday, 8:30 a.m. – 5 p.m.

Office for Aging Services
1610 Forest Ave., Suite 100
Richmond, VA 23229
Phone: 804-662-9333
Toll Free: 800-552-3402
Office Hours: 8:15 a.m. – 5 p.m.

Virginia Office of the State Long-Term Care Ombudsman
8004 Franklin Farms Drive
Richmond, VA 23229
Phone: 804-565-1600
Toll Free: 800-552-5019
Office Hours: 8:15 a.m. – 5 p.m.

Medicare for independent living in Richmond

Like Medicaid, Medicare does not cover independent living costs. However, seniors can use it to cover medical needs (e.g., doctor visits, drugs, and hospital stays). Medicare applicants are eligible if they’re at least 65 years old, under 65 living with certain disabilities, or diagnosed with end-stage renal disease. The enrollment period is three months before your birthday, during the month of your birthday, and three months after your birthday. Applying outside of this time could result in penalties [04].

Here are some programs and services that can help you offset Medicare costs:

  • Virginia Insurance Counseling & Assistance Program (VICAP). VICAP counselors are trained to help veterans apply for medical benefits, find low-income subsidies, and log health care appeals and grievances. They also work with you to close out medical issues and clear up any complicated billing issues.
  • Extra Help Program. This federal program lowers enrollees’ prescription drug costs through Medicare Part D. If a Medicare beneficiary also has Medicaid, a Medicare secondary payer, or supplemental security income, they qualify. If assistance doesn’t come automatically, eligible recipients can go through the Social Security Administration.
  • Medicare Savings Program. Patients who qualify for this program receive coverage on some Medicare premiums, fees, and deductibles. Virginia residents can use savings to pay for Part B premiums, some Part A premiums, and cost-sharing for parts A and B.
  • Medicare Supplemental Insurance (Medigap). This form of private health insurance can cover out-of-pocket patient costs that don’t fall under the original Medicare. Private insurers allow applicants to compare Medigap options and enroll within them. Those interested in signing up can do so online or at a local Social Security office.

Richmond resident Medicare resources

Medicare assistance 

Richmond Social Security Administration Office
1834 W. Cary St.
Richmond, VA 23220
Phone: 800-772-1213
Office Hours: Monday through Friday, 9 a.m. – 4 p.m.

Office for Aging Services
1610 Forest Ave., Suite 100
Richmond, VA 23229
Phone: 804-662-9333
Toll Free: 800-552-3402
Office Hours: 8:15 a.m. – 5 p.m.

Virginia Association of Area Agencies on Aging
24 E. Cary St., Suite 100
Richmond, VA 23219
Phone: 804-644-2804
Office Hours: Monday through Friday, 8:30 a.m. – 5 p.m.

Senior Connections, The Capital Area Agency on Aging
1300 Semmes Ave.
Richmond, VA 23224
Phone: 804-343-3000
Toll Free: 800-989-2286
Office Hours: 8 a.m. – 5 p.m.

Understand Virginia’s laws and regulations for independent living communities

Independent living facilities in Virginia do not have to be licensed or inspected. However, Virginia does license and maintain standards for assisted living facilities that provide residential living care (i.e., minimal assistance) or assisted living care (i.e., at least moderate assistance).

To be eligible for independent living in Richmond, applicants will have to be the facility’s agreed-upon age, be able to pay for their service, and be capable of independently managing care needs without involving community staff. Under the Fair Housing Act, independent living communities cannot inquire about a senior’s disability status when determining admission.

COVID-19 regulations for Richmond’s independent living communities

Richmond has its own COVID-19 guidelines, compiled by the state of Virginia. When it comes to independent living communities, the state encourages two factors:

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Vaccinations. Employees and residents are encouraged to get vaccinations.

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Facility cleanliness. Routine cleaning and handwashing are promoted.

Types of independent living in Richmond

A Place for Mom works with seniors and seniors’ families to find ideal independent living situations. From houses to condos, we work with people to get them what they want. Most of our partners fall in the mid-priced range, but do partner with a couple of budget-friendly communities. The majority of our Richmond communities feature apartment-style living.

Five of A Place For Mom’s independent living community partners also support assisted living and memory care. Within these communities, residents can expect in-house memory, incontinence, and diabetic care. These facilities also have staffing and ancillary services and can assist with managing medications.

If you or a loved one has a dog or a cat, then you’ll appreciate our 11 pet-friendly independent living communities.

Some communities have on-site bars, bistros, and cafes as well as chefs who can provide restaurant-style meals with little-to-no sodium or sugar for guests and their families.

Housekeeping, laundry, and dry cleaning are typically available on-site. Many apartment options also have high-speed internet, cable, and a kitchenette or full kitchen. Some units are handicap accessible with wheelchair-accessible showers, are available on the ground floor, or have respite or short-term availability.

There is often complimentary transportation available. However, there are other transit options and access to public buses and trains. Residents who drive may look into designated parking spaces.

Many of our partner communities offer recreational spaces and activities, including outdoor and indoor common areas, barber shops, beauticians, craft rooms, game rooms, movie theaters, and gyms. Generally, there are also rooms for residents to host larger groups for birthday parties, holiday celebrations, devotional activities, and more.

Richmond independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Richmond independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Richmond, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Richmond independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Richmond partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Richmond, VANational
Nutritionist / dietician
Nutritionist / dietician
37.3%
21.2%
Low / no sodium
Low / no sodium
43.2%
35.7%
No sugar
No sugar
38.1%
32%
Vegetarian
Vegetarian
36.4%
34.8%
Pureed meals
Pureed meals
28%
11.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Richmond independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Richmond communities that offer dining options to their discerning residents compared to our partners nationally.
Richmond, VANational
Professional chef
Professional chef
37.3%
37.6%
Restaurant style dining
Restaurant style dining
45.8%
44.8%
Room service
Room service
36.4%
38.2%
Anytime dining
Anytime dining
14.4%
17.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Richmond independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Richmond offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Richmond, VANational
Activity director
Activity director
51.7%
46.5%
Pet-focused programs
Pet-focused programs
38.1%
29.3%
Community service programs
Community service programs
37.3%
34.2%
Devotional activities on-site
Devotional activities on-site
53.4%
48.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
56.8%
50.1%
Outings / off-site activities
Outings / off-site activities
55.9%
54.9%
Piano or organ
Piano or organ
44.9%
44.2%
Arts and crafts center
Arts and crafts center
41.5%
39.7%
Educational speakers / life long learning
Educational speakers / life long learning
46.6%
43%
Clubs / games / karaoke
Clubs / games / karaoke
51.7%
48.3%
Live performances
Live performances
53.4%
48.1%
Dances
Dances
42.4%
34.3%
Fitness center
Fitness center
34.7%
40.7%
Fitness classes
Fitness classes
50%
47.6%
0.0%20.0%40.0%60.0%80.0%100%

Explore senior care with confidence

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Know where to start.

Identify the right care for your loved one with our free assessment.

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See what you can afford.

Understand cost and payment for long-term care based on your loved one's needs.

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Find top facilities for you.

Free, personalized guidance from our Senior Living Advisors can help you narrow your search.

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Tour your favorite facilities.

Our free touring checklist can help you choose the right community.

Unfamiliar with Richmond? Highlights for seniors

32153

Number of seniors over the age of 65 currently living in Richmond

14%

Percentage of seniors 65 and older within the Richmond population

38910

Median annual income for Richmond seniors 65 and older

Available health care options for seniors in Richmond

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VCU Health

This health care network has several facilities in town, including its VCU Medical Center and Division of Geriatric Medicine. An academic medical facility and Richmond’s top-rated hospital, VCU Medical Center is a renowned research and innovation center and provides several care options, such as senior-focused care and cancer treatments.

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HCA Virginia Health System

This medical provider network includes Henrico Doctors’ Hospital, Richmond’s second-best hospital and a high-performing general medicine and surgical provider, and Chippenham Hospital, which specializes in senior mental and behavioral health to make patients’ later years safe and enjoyable.

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Bon Secours Memorial Regional Medical Center

As the city’s fourth-ranked hospital , Bon Secours is a dedicated senior-care facility. Its Geriatric Assessment Center is a specialized center that provides seniors assessments, care planning, urgent care, and follow-up services.

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Richmond VA Medical Center

Also known as Hunter Holmes McGuire VA Medical Center, it is Richmond’s lone veterans’ hospital.

Transportation for seniors in Richmond

Richmond is a town rich in history and space to explore. There are a variety of individual neighborhoods, including Carytown, Monroe Ward, and Jackson Ward. The city has dedicated cycling lanes throughout Downtown Richmond and the Virginia Capital Trail.

The city is large, so seniors looking to get somewhere fast can explore Richmond’s GRTC Transit System. This system includes buses and cutaway vans, 150 transit vehicles, and specialized transportation options, such as CARE, CARE Plus, and CARE On-Demand.

The following two ratings, presented by Walk Score, showcase the ease and accessibility of walking and biking in Richmond. Currently, there is no transit rating available. The highest possible score is 100.

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51

Walk Score

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64

Transit Score

Transportation card image
51

Bike Score

Richmond’s senior activities

Richmond has a multitude of activities and attractions for seniors, including outdoor excursions and indoor cultural expeditions.

Richmond offers seniors opportunities to stay active and move their bodies around. Seniors may enjoy hiking the James River Park trails or biking the Virginia Capital Trail.

Living independently in Richmond means you’ve got the Virginia State Capitol building in your own backyard. The building was designed by Thomas Jefferson over 230 years ago and is teeming with history. It’s open to the public Monday through Saturday from 9 a.m. to 5 p.m. and Sundays from 1 p.m. to 5 p.m.

Though famed poet Edgar Allan Poe is one of Baltimore, Maryland’s most famous residents, The Poe Museum in Richmond is chock-full of recreational activities for senior residents. With a calendar full of events and troves of Poe’s work on display, visitors will be tapping and rapping at the museum’s door. The museum is open Tuesday through Saturday from 10 a.m. to 5 p.m. and Sundays from 11 a.m. to 5 p.m.

Richmond also has several other prominent museums:

Interested in outdoor excursions? The 100-acre Maymont estate and park makes a great visit. Maymont features lovely gardens, an arboretum, native wildlife habitats, a nature center, a historic mansion, and more. Check out the website for operating times and more details. There’s also the Lewis Ginter Botanical Garden, which was ranked America’s fourth-best public garden by USA Today. The botanical garden is open daily from 9 a.m. to 5 p.m., and admission is only $14 for seniors and veterans.

Seniors can check out the Linwood Robinson Senior Center, a historical facility that offers fellowship and recreation activities to individuals who are 60 and older. The center provides a variety of programs, including arts and crafts, day trips, educational and cultural lessons, table games, piano lessons, community service opportunities, and more. You can call 804-646-3115 for operating times and days.

The Belmont Recreation Center has several senior-specific activities and is raring for more members. The Belmont Games Club invites participants ages 50 and over for card and board games, bridge, and pinochle. There’s also a bowling league at Shrader Lanes for seniors over 55, a golf club for seniors over 50, and two tennis clubs (Net Set and Racketeers) for seniors over 55.

Deep Run Recreation Center also offers a variety of drop-in games, such as bridge, canasta, cribbage, mahjong, and pinochle. There are also free fitness classes seniors can register for and open gym time where seniors can play pickleball. In order to participate in a gym activity, visitors just need to apply for a free access pass.

Looking for more entertainment? Rosie’s Gaming Emporium and Colonial Downs features casino games, betting, concerts, tastings, magic shows, and more. Check out the events page often for new events and experiences.

References

  1. A Place for Mom. (2023). A Place for Mom proprietary data.

  2. United States Census Bureau. (2022). Population estimates (V2017-2021): Richmond, Virginia; United States [Data set]. QuickFacts.

  3. United States Census Bureau. (2021). Veteran Status (S2101): Richmond, Virginia; United States [Data set]. QuickFacts.

  4. Office for Aging Services of the Division for Community Living. (2023). Medicare & Medicaid.

  5. A Place for Mom. (2023). A Place for Mom proprietary data.

  6. U.S. News. (2023). Best Hospitals in Richmond, VA.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2023). A Place for Mom proprietary data.

2.

United States Census Bureau. (2022). Population estimates (V2017-2021): Richmond, Virginia; United States [Data set]. QuickFacts.

3.

United States Census Bureau. (2021). Veteran Status (S2101): Richmond, Virginia; United States [Data set]. QuickFacts.

4.

Office for Aging Services of the Division for Community Living. (2023). Medicare & Medicaid.

5.

A Place for Mom. (2023). A Place for Mom proprietary data.

6.

U.S. News. (2023). Best Hospitals in Richmond, VA.