About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Cold Spring, TN

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The cost of independent living in Cold Spring is about $3,316 per month. To find the best independent living for your preferences and budget, browse these 100 options. Read 1147 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Crossville, Dayton and Spencer.

Cold Spring Independent Living Facilities | 1147 Reviews

Showing 93 communities
Last Updated: 12/5/25
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Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Remember Me Senior Care
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Legacy Village of Cleveland
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of McMinnville Boarding Home for the Elderly
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
McMinnville Boarding Home for the Elderly is an assisted living community offering modern, beautiful property with ample onsite amenities to our senior residents in McMinnville, Tennessee. We're also only a few minutes away from Dottie West Park, various restaurants, and numerous local amenities,...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of North Cleveland Towers
5 star
67%
4 star
33%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My ratings are based on the pandemic. The doors are locked as is the office. You have to make an appointment to see the staff. The only staff member is a maintenance man that we are able to talk to. The...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Secure independence and relaxation for your relative in beautiful North Cleveland Towers when you need a superior senior housing in Bradley County of Cleveland, Tennessee. Picturesquely located between the ridges and rolling hills of Tennessee, on a clear morning you may be able to catch a...
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Photo of Valley View
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of The Webb House Retirement Center
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Normandy Apartments
5 star
0%
4 star
0%
3 star
25%
2 star
0%
1 star
75%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Harriman Gardens
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Jamestowne
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Absolutely wonderful! All staff is loving, caring and giving! Great place to work – visit – live! Great home for “community living” I love it here!!
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Jamestowne Assisted Living
99 Photos available
66 Floor plans available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Continental Condominums
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Quinland Ridge Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
5 star
57%
4 star
22%
3 star
4%
2 star
4%
1 star
13%
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Really appreciate the great care my mother receives here. She is happy and has made friends. It's a real relief to know that the staff is very caring and aware of what is happening with the residents.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Martin Boyd Christian Home
5 star
87%
4 star
13%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Overall it's very good. The cost is fine. I think the aides and the medical people could have a lot of improvement. I think they have some really good people, and then they have some who are not as good. ...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Martin Boyd Christian Home was founded in 1984 by the local Churches of Christ. The original facility opened with 9 residents and 10 employees and has grown to house over 100 residents with a staff of over 50. The facility has grown to include 3 levels of care ranging from assisted care to...
Photo of The Health Center at Standifer Place
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Health Center at Standifer Place is a unique, comprehensive facility. From Independent Living, to Assisted Living, to compassionate Hospice care, HCSP provides options for successive stages of life and changing levels of ability. Residents have convenient access to services on the journey...
Photo of Prestige Assisted Living
5 star
42%
4 star
29%
3 star
0%
2 star
0%
1 star
29%
See all reviews
This was a wonderful place for my dad. He loved it. I a. So grateful to the people there. They took very good care of him. This place was a blessing to us. So sad it is not available to others.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Prestige Assisted Living has 72 facilities located in the states of Alaska, Arizona, California, Idaho, Montana, Oregon, Nevada and Washington. We are highly known for our high values of respect, integrity, commitment, and trust. We offers services for independent care, assistant living,...
Photo of Tree Of Life Residential Care LLC
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of The Webb House Retirement Center, Inc
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Hickory Valley Retirement Ctr
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of St Barnabas Apartments
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.

Cost of independent living in Cold Spring, TN

The average cost of senior living in Cold Spring is $3,316 per month. Cheaper nearby regions include Doyle, TN with an average of $2,539 per month.

Independent living costs in Cold Spring, TN, vs. nearby cities

Cold Spring, TN
$3,316/mo
$3,323/mo
$3,396/mo

Independent living costs in Cold Spring, TN, vs. state and national averages

Cold Spring, TN
$3,316/mo
U.S. national average
$4,153/mo

Independent living costs in Cold Spring, TN, vs. other senior living options

$4,033/mo
Independent Living
$3,316/mo

Independent living costs in Cold Spring, TN, by floor plan type

Semi-Private
$3,756/mo
Studio
$4,418/mo
1 Bedroom
$4,523/mo
2 Bedroom
$5,009/mo
Detached Cottage/Bungalow
$5,200/mo

Senior living costs in Cold Spring vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Cold Spring, TN
Column state: Tennessee
Column national: U.S.
Community typeCold Spring, TNTennesseeU.S.
Independent Living$3,316/mo$3,781/mo$4,153/mo
Assisted Living$3,948/mo$4,267/mo$4,698/mo
Memory Care$4,033/mo$4,358/mo$4,946/mo
Independent Living
Cold Spring, TN:$3,316/mo
Tennessee:$3,781/mo
U.S.:$4,153/mo
Assisted Living
Cold Spring, TN:$3,948/mo
Tennessee:$4,267/mo
U.S.:$4,698/mo
Memory Care
Cold Spring, TN:$4,033/mo
Tennessee:$4,358/mo
U.S.:$4,946/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Cold Spring, TN, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Cold Spring and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Cold Spring, TNTN stateNational

Independent living cost trends in Cold Spring, TN

The table below shows how monthly independent living costs in Cold Spring have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Cold Spring, TN$2,606/mo$2,802/mo-7.0%
Tennessee$2,903/mo$2,940/mo-1.3%
National$3,261/mo$3,166/mo+3.0%
Cold Spring, TN
2024 average cost:$2,606/mo
2023 average cost:$2,802/mo
Percent change:-7.0%
Tennessee
2024 average cost:$2,903/mo
2023 average cost:$2,940/mo
Percent change:-1.3%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Cold Spring

Recent reviews for independent living in Cold Spring

River Oaks Place - Loudon

5.0
I've enjoyed all the times I've been here.

Small Town Senior Living and The Courtyard in Dayton, TN

5.0
The staff is very caring and check on residents during the day. The apartment is very practical, but simple. It was easy for one person to live comfortably and safely. Would recommend to others in need of assistance with independent lifestyle.

Morning Pointe of Chattanooga at Shallowford

5.0
I absolutely love it and my Dad seems to like it. I love the staff and they have been great for my Dad. He has adjusted extremely well. He feels like this is his home. He is really happy with the food there.

Cold Spring independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Cold Spring independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Cold Spring, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Cold Spring independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Cold Spring partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Cold Spring, TNNational
Nutritionist / dietician
Nutritionist / dietician
30.1%
20.5%
Low / no sodium
Low / no sodium
37.6%
34.4%
No sugar
No sugar
33.3%
30.9%
Vegetarian
Vegetarian
34.4%
33.6%
Pureed meals
Pureed meals
6.5%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Cold Spring independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Cold Spring communities that offer dining options to their discerning residents compared to our partners nationally.
Cold Spring, TNNational
Professional chef
Professional chef
21.5%
36.5%
Restaurant style dining
Restaurant style dining
36.6%
43.5%
Room service
Room service
26.9%
37%
Anytime dining
Anytime dining
16.1%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Cold Spring independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Cold Spring offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Cold Spring, TNNational
Activity director
Activity director
41.9%
45.1%
Pet-focused programs
Pet-focused programs
21.5%
28.3%
Community service programs
Community service programs
29%
33%
Devotional activities on-site
Devotional activities on-site
44.1%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
43%
48.9%
Outings / off-site activities
Outings / off-site activities
50.5%
54%
Piano or organ
Piano or organ
43%
42.9%
Arts and crafts center
Arts and crafts center
30.1%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
33.3%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
41.9%
47.1%
Live performances
Live performances
39.8%
46.8%
Dances
Dances
24.7%
33%
Fitness center
Fitness center
22.6%
39.5%
Fitness classes
Fitness classes
43%
46.4%
0.0%20.0%40.0%60.0%80.0%100%
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