About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
Senior Living Home

10 Best Independent Living Communities in Cato, TN

Answer a few questions to get personalized results
Who are you searching for?

The cost of independent living in Cato is about $3,848 per month. To find the best independent living for your preferences and budget, browse these 142 options. Read 2619 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Lebanon, Gallatin and Carthage.

Cato Independent Living Facilities | 2619 Reviews

Showing 129 communities
Last Updated: 1/7/26
Sort by
Filter by
Review Score
Distance
See communities with
Amenities
Providers
Photo of Park Manor
5 star
57%
4 star
43%
3 star
0%
2 star
0%
1 star
0%
See all reviews
This is a review for Abe's Garden, the brand new addition to Park Manor specializing in Alzheimer's and Dementia memory care. They have a progressive philosophy and mission. They keep the residents busy with...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
A Nashville Tradition of Retirement Living 1 & 2 Bedroom ApartmentsAffordable Monthly Rental RatesNo Endowment or Entry FeesRestaurant-style DiningRegular Housekeeping ServicesConvenient ParkingChauffeured TransportationApartment MaintenanceBasic Utilities IncludedEmergency Phone...
Photo of Villa Maria Manor
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Independent Living, Nursing Homes
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Southerland Place
5 star
45%
4 star
30%
3 star
10%
2 star
10%
1 star
5%
See all reviews
In the Summer of 2015, my Father passed away after 3 months of hospitalization. He was my Mother's true love, soulmate and caregiver as he was 86 and she was 92. At the time, Mother had Neuropathy in her...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The emphasis at Southerland Place is on independence and freedom of choice in an elegant atmosphere of subtle taste and charm.Our personal care residence is a place you can call home....with complete confidence that your medical and personal assistance needs will be met, and that your dignity...
Inline cta image

Our free advisors can help

  • Compare local facilities
  • Determine care type
  • Schedule tours
  • Evaluate pricing

Cost of independent living in Cato, TN

The average cost of senior living in Cato is $3,848 per month. Cheaper nearby regions include Cookeville, TN with an average of $2,329 per month.

Independent living costs in Cato, TN, vs. nearby cities

Cato, TN
$3,848/mo
$3,618/mo

Independent living costs in Cato, TN, vs. state and national averages

Cato, TN
$3,848/mo
U.S. national average
$4,176/mo

Independent living costs in Cato, TN, vs. other senior living options

$4,540/mo
Independent Living
$3,848/mo

Independent living costs in Cato, TN, by floor plan type

Semi-Private
$4,599/mo
Studio
$5,105/mo
1 Bedroom
$5,373/mo
2 Bedroom
$5,855/mo
Detached Cottage/Bungalow
$3,175/mo

Senior living costs in Cato vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Cato, TN
Column state: Tennessee
Column national: U.S.
Community typeCato, TNTennesseeU.S.
Independent Living$3,848/mo$3,802/mo$4,176/mo
Assisted Living$4,412/mo$4,293/mo$4,718/mo
Memory Care$4,540/mo$4,386/mo$4,972/mo
Independent Living
Cato, TN:$3,848/mo
Tennessee:$3,802/mo
U.S.:$4,176/mo
Assisted Living
Cato, TN:$4,412/mo
Tennessee:$4,293/mo
U.S.:$4,718/mo
Memory Care
Cato, TN:$4,540/mo
Tennessee:$4,386/mo
U.S.:$4,972/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Cato, TN, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Cato and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Cato, TNTN stateNational

Independent living cost trends in Cato, TN

The table below shows how monthly independent living costs in Cato have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Cato, TN$2,753/mo$2,599/mo+5.9%
Tennessee$2,913/mo$2,955/mo-1.4%
National$3,257/mo$3,166/mo+2.9%
Cato, TN
2024 average cost:$2,753/mo
2023 average cost:$2,599/mo
Percent change:+5.9%
Tennessee
2024 average cost:$2,913/mo
2023 average cost:$2,955/mo
Percent change:-1.4%
National
2024 average cost:$3,257/mo
2023 average cost:$3,166/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Cato

Recent reviews for independent living in Cato

Maple Cottage Assisted Living Transitions in Portland, TN

4.4
Overall we have been very pleased with our experience. We like that it's a smaller facility (20 residents), easier to talk with staff. However, there has been quite a bit of turnover in the year we have been with them. We have had three "in-charge " people in a year and the position is currently ...
Read more

Grace Manor Assisted Living Community in Nashville, TN

4.0
I have to say my favorite thing about this community is how well maintained and kept clean it is. Every time I go to visit it is completely spotless with a fresh smell throughout the building. My mom has had no complaints about the food and has really enjoyed participating in the many activities ...
Read more

Dandridge Tower in Nashville, TN

4.0
In general things seem to be going well for my loved on at Dandridge Tower. It's a nice enough looking place, but what really sets it apart is the people. Everyone is so friendly, and so welcoming! It's really a tight knit community. My loved one can be a bit of a shut-in, but she's always got ...
Read more

Reviews mention these favorite features of communities

Mixed staff experiences. Reviews reveal a mix of positive and negative experiences with community staff at various facilities. For instance, at Traditions of Mill Creek, residents appreciate the friendliness and helpfulness of the team, but at Windlands South, some residents have reported issues with non-accommodati ...
Read more
Varied dining experiences. Dining experiences vary among communities. Some, like Rutland Place Senior Living, are praised for excellent food and varied menu options. Others, such as Windlands South, have received criticism for subpar meals and inconsistent service. At Harmony at Victory Station, residents suggest th ...
Read more
Lockdowns and communication. Communication and lockdown policies have been a concern for some residents, such as those at Windlands South, who expressed frustration with extended lockdowns and lack of information about the situation. At Charter Senior Living of Bowling Green, residents were disappointed with the lack of ...
Read more
Activities and socializing. Activities and opportunities for socializing are mentioned as important features in several reviews. For instance, at Rutland Place Senior Living, residents enjoy a variety of activities including devotions and games. However, at The McKendree Senior Living, residents wish for more activitie ...
Read more
Pet-friendly communities. Some communities, like The McKendree Senior Living, offer pet-friendly environments, which is a significant factor for many residents, as seen in reviews for The McKendree Senior Living and Rutland Place Senior Living.
Caring and supportive staff. Many reviews highlight the importance of caring and supportive staff in creating a positive living experience. For example, at Red Cedar Glen, staff members go above and beyond to help residents, providing daily meals when they are unable to make it to the dining room.
AI generated from the text of family reviews

Cato independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Cato independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Cato, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Cato independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Cato partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Cato, TNNational
Nutritionist / dietician
Nutritionist / dietician
34.9%
20.5%
Low / no sodium
Low / no sodium
39.5%
34.5%
No sugar
No sugar
31.8%
31%
Vegetarian
Vegetarian
33.3%
33.7%
Pureed meals
Pureed meals
18.6%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Cato independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Cato communities that offer dining options to their discerning residents compared to our partners nationally.
Cato, TNNational
Professional chef
Professional chef
30.2%
36.6%
Restaurant style dining
Restaurant style dining
42.6%
43.5%
Room service
Room service
31.8%
37%
Anytime dining
Anytime dining
10.1%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Cato independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Cato offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Cato, TNNational
Activity director
Activity director
46.5%
45.2%
Pet-focused programs
Pet-focused programs
26.4%
28.3%
Community service programs
Community service programs
33.3%
33.1%
Devotional activities on-site
Devotional activities on-site
52.7%
47.6%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
51.9%
49%
Outings / off-site activities
Outings / off-site activities
53.5%
54%
Piano or organ
Piano or organ
41.9%
43%
Arts and crafts center
Arts and crafts center
34.1%
38.3%
Educational speakers / life long learning
Educational speakers / life long learning
37.2%
41.9%
Clubs / games / karaoke
Clubs / games / karaoke
48.1%
47.2%
Live performances
Live performances
45.7%
46.9%
Dances
Dances
31.8%
33.1%
Fitness center
Fitness center
29.5%
39.6%
Fitness classes
Fitness classes
48.1%
46.5%
0.0%20.0%40.0%60.0%80.0%100%
Photo cta image

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
Back to top