About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Cold Water, NC

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The cost of independent living in Cold Water is about $3,551 per month. To find the best independent living for your preferences and budget, browse these 70 options. Read 1406 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Charlotte, Matthews and Concord.

Cold Water Independent Living Facilities | 1406 Reviews

Showing 62 communities
Last Updated: 12/11/25
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Best of Senior Living

The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care and home care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

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Photo of Stanley Total Living Ctr
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Piedmont Crossing
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
5 star
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4 star
33%
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My parents lived here and owned a villa. The only reason we had to leave was because they maxed out on the care that they were able to provide to them. I think that going in here, the evaluation of care...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Carolina Village
Provides: Assisted Living, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
If you are retired from work, but not from life, consider Carolina Village in Rock Hill, South Carolina. As a suburb of Charlotte, North Carolina, Rock Hill is a growing, thriving community. The spacious Carolina Village campus provides a country setting on the outskirts of this bustling...
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Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
5 star
50%
4 star
0%
3 star
50%
2 star
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My mom moved into Westchester Village several months ago and she absolutely loves it!! Her apartment is adorable with a kitchen and huge windows! She has a couple of beloved cats that she did not want to...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
You're going to love making your new home with us here at Westchester Village at Providence Place. We offer all the conveniences of a small village with many opportunities for you to enjoy an active, carefree, independent lifestyle with other older adults. Friendly, caring residents and staff...
Photo of Clapps Mountain Top Living
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Kenworth Hall
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Granville Place Apts
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
For over a decade, Kingston Residence of Hickory has provided older, active adults with the opportunity to remain independent in the privacy of their own spacious apartments, to enjoy the benefits of retirement living to the fullest, and to get the assistance many need in those later years....
Photo of Wesleyan Homes Inc
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.

Cost of independent living in Cold Water, NC

The average cost of senior living in Cold Water is $3,551 per month. Cheaper nearby regions include Oakboro, NC with an average of $2,930 per month.

Independent living costs in Cold Water, NC, vs. nearby cities

Cold Water, NC
$3,551/mo
$3,438/mo

Independent living costs in Cold Water, NC, vs. state and national averages

Cold Water, NC
$3,551/mo
U.S. national average
$4,187/mo

Independent living costs in Cold Water, NC, vs. other senior living options

$5,248/mo
Independent Living
$3,551/mo

Independent living costs in Cold Water, NC, by floor plan type

Semi-Private
$5,061/mo
Studio
$4,937/mo
1 Bedroom
$4,386/mo
2 Bedroom
$4,871/mo
Detached Cottage/Bungalow
$4,352/mo

Senior living costs in Cold Water vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Cold Water, NC
Column state: North Carolina
Column national: U.S.
Community typeCold Water, NCNorth CarolinaU.S.
Independent Living$3,551/mo$3,696/mo$4,187/mo
Assisted Living$4,793/mo$4,436/mo$4,780/mo
Memory Care$5,248/mo$5,287/mo$5,537/mo
Independent Living
Cold Water, NC:$3,551/mo
North Carolina:$3,696/mo
U.S.:$4,187/mo
Assisted Living
Cold Water, NC:$4,793/mo
North Carolina:$4,436/mo
U.S.:$4,780/mo
Memory Care
Cold Water, NC:$5,248/mo
North Carolina:$5,287/mo
U.S.:$5,537/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Cold Water, NC, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Cold Water and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Cold Water, NCNC stateNational

Independent living cost trends in Cold Water, NC

The table below shows how monthly independent living costs in Cold Water have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Cold Water, NC$3,419/mo$3,231/mo+5.8%
North Carolina$3,600/mo$3,416/mo+5.4%
National$3,261/mo$3,166/mo+3.0%
Cold Water, NC
2024 average cost:$3,419/mo
2023 average cost:$3,231/mo
Percent change:+5.8%
North Carolina
2024 average cost:$3,600/mo
2023 average cost:$3,416/mo
Percent change:+5.4%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Cold Water

Recent reviews for independent living in Cold Water

The Dorchester South in Pineville, NC

4.5
The food options, the activities and the safety the community provides is something we likes most about The Dorchester South community. For activities they have different outings every week as well as party and get togethers. Based on our experience so far, we would recommend the community to ...
Read more

Carolina Care Retirement Community in Cherryville, NC

5.0
Carolina Care Retirement Community is very clean and maintained. A great value for the price. The other nearby residents are friendly and quiet. The staff has been very helpful from the time we requested information through now. The housekeeping staff is efficient, dependable and trustworthy. ...
Read more

The Manor in Pineville, NC

5.0
We just moved the end of July and have found all the staff to be very friendly and very helpful. It’s been nice to be able to walk outdoors into the courtyard. We feel it is a safe environment.

Reviews mention these favorite features of communities

Friendly and accommodating staff. Several reviews highlight the kindness and willingness of staff members to go above and beyond for residents at various communities, such as Solista Hickory by Cogir, Solista Charlotte by Cogir, and Holiday Willow Grove.
Clean and well-maintained facilities. Many residents express appreciation for the cleanliness and upkeep of their living spaces and common areas at communities like Providence Meadows, Shads Landing, and The Dorchester South.
Variety of activities for all interests. Engaging activities are a major draw for many residents, with communities like Brookdale Carriage Club Providence, Holiday Crescent Heights, and Arbor Ridge at Huntersville offering diverse options to keep residents active and engaged.
Accessible and convenient transportation. Transportation services are crucial for many seniors, and communities like Solista Charlotte by Cogir, Holiday Willow Grove, and Greenway Square Retirement Community provide convenient and accessible options for residents.
Accommodating dining experiences. Meals are a significant part of daily life for seniors, and communities like Brookdale Charlotte East, Holiday Willow Grove, and Providence Meadows offer flexible and accommodating dining options to meet individual needs and preferences.
Communication between staff and families. Open and frequent communication between families and staff is essential for peace of mind and ensuring care needs are being met, as highlighted in reviews for communities such as Brookdale Carriage Club Providence, Holiday Willow Grove, and Holiday Crescent Heights.
AI generated from the text of family reviews

Cold Water independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Cold Water independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Cold Water, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Cold Water independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Cold Water partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Cold Water, NCNational
Nutritionist / dietician
Nutritionist / dietician
9.7%
20.5%
Low / no sodium
Low / no sodium
29%
34.4%
No sugar
No sugar
27.4%
30.9%
Vegetarian
Vegetarian
24.2%
33.6%
Pureed meals
Pureed meals
3.2%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Cold Water independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Cold Water communities that offer dining options to their discerning residents compared to our partners nationally.
Cold Water, NCNational
Professional chef
Professional chef
37.1%
36.5%
Restaurant style dining
Restaurant style dining
45.2%
43.5%
Room service
Room service
30.6%
37%
Anytime dining
Anytime dining
8.1%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Cold Water independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Cold Water offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Cold Water, NCNational
Activity director
Activity director
51.6%
45.1%
Pet-focused programs
Pet-focused programs
25.8%
28.3%
Community service programs
Community service programs
37.1%
33%
Devotional activities on-site
Devotional activities on-site
41.9%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
51.6%
48.9%
Outings / off-site activities
Outings / off-site activities
54.8%
54%
Piano or organ
Piano or organ
43.5%
42.9%
Arts and crafts center
Arts and crafts center
37.1%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
45.2%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
46.8%
47.1%
Live performances
Live performances
50%
46.8%
Dances
Dances
37.1%
33%
Fitness center
Fitness center
43.5%
39.5%
Fitness classes
Fitness classes
46.8%
46.4%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Holiday Crescent Heights, Trevi Vibrant Senior Living and Creekside Terrace are the top-rated independent living facilities near Cold Water, North Carolina. See full list of communities.
There are 70 independent living facilities near Cold Water, North Carolina. See the full list.
The best independent living facilities near you in Cold Water, North Carolina are Creekside Terrace and Holiday Crescent Heights. These independent living communities received the highest rankings based on verified family reviews.
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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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