About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Facilities in New York City, NY

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The average starting cost of independent living in New York City, New York, is $6,602 per month, according to A Place for Mom’s proprietary data. The top-rated independent living communities in New York City are Atria Forest Hills, Atria West 86 and Sunrise of Sheepshead, based on our ranking methodology.

For New York seniors who don’t need extra health support or assistance with activities of daily living, independent living can be a great option. With endless activities, state-of-the-art facilities, and world-class health care within arm’s reach, it remains a favorite city for all-inclusive independent living.

This guide combines A Place for Mom’s decades of senior living experience with insights from local New York City advisors who know the area and its communities best. You’ll find reliable information about independent living costs and payment options, as well as details about health and safety standards. You’ll also discover helpful resources to support you as you plan your next chapter with confidence in the city that never sleeps.

New York City Independent Living Facilities | 1211 Reviews

Showing 59 communities
Last Updated: 5/12/26
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Awards
Best of Senior Living

The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, and memory care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

Review Score
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Amenities
Providers
Photo of Vista on 5th
5 star
67%
4 star
0%
3 star
0%
2 star
0%
1 star
33%
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I want give my gratitude to those who have worked tirelessly during this holiday and essentially have compromised their own health every day while finding ways to cope without jeopardizing those patients...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Muhlenberg Gardens
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Ocean Towers
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Alma Rangel Gardens
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Park Inn Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Vista Ridge of The Bronx
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of The Veranda Assisted Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Veranda Assisted Living is a newly renovated facility. It is a large 363 bed Medicaid assisted living facility. We are located on Staten Island, just minutes away from the Staten Island Ferry and Verrazano Bridge. Offering private and semi-private rooms that are available today. Providing...
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Photo of New Broadview Home For Adults
5 star
33%
4 star
0%
3 star
0%
2 star
33%
1 star
34%
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Dad is still adjusting to living at this community. The staff are friendly, helpful and attentive. They are encouraging him to participate in some of the daily activities. He seems to like the food and...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Isabella Geriatric Center
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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Provides: Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
If you are looking for a safe, caring place for yourself or for a loved one, you'll find the very best at Isabella. Since its inspired beginning in 1875, Isabella, a non-profit, non-sectarian organization, has pioneered in the care of the elderly of New York. Over the years, Isabella Home grew...
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  • Compare local facilities
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  • Schedule tours
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Our methodology

How we rank order the New York City community options above

We developed a proprietary recommendation system that orders New York City community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

How much does independent living cost in New York City, NY?

In New York City, the average cost of independent living is $6,602 per month, according to A Place for Mom’s proprietary data.[01] This figure represents the typical starting price for independent living in the area. Your exact cost will depend on factors like the size and layout of your apartment, the community’s amenities and services, and its location within the city.

The average monthly cost of independent living in New York City is higher than both the national average of $4,219 and the state’s average cost of $4,783 per month.[01] The overall cost of living in New York City is nearly 80% higher than the national average, according to the Economic Research Institute, which contributes to higher costs for housing, staff, and other services in independent living communities.[02]

In New York City, independent living costs less than assisted living ($7,192 per month), and memory care ($7,237 per month).

Read more: Assisted Living vs. Independent Living: What’s the Difference?

The charts below are also based on average starting costs and do not include fees for care services or any other additional expenses.

Independent living costs in New York City, vs. nearby cities

New York City
$6,602/mo
$6,785/mo

Independent living costs in New York City, vs. state and national averages

New York City
$6,602/mo
U.S. national average
$4,219/mo

Independent living costs in New York City, vs. other senior living options

$7,320/mo
Independent Living
$6,602/mo

Independent living costs in New York City, by floor plan type

Semi-Private
$3,875/mo
Studio
$5,842/mo
1 Bedroom
$9,094/mo
2 Bedroom
$14,930/mo

Senior living costs in New York City vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: New York City
Column state: New York
Column national: U.S.
Community typeNew York CityNew YorkU.S.
Independent Living$6,602/mo$4,783/mo$4,219/mo
Assisted Living$7,272/mo$5,965/mo$4,760/mo
Memory Care$7,320/mo$6,061/mo$5,025/mo
Independent Living
New York City:$6,602/mo
New York:$4,783/mo
U.S.:$4,219/mo
Assisted Living
New York City:$7,272/mo
New York:$5,965/mo
U.S.:$4,760/mo
Memory Care
New York City:$7,320/mo
New York:$6,061/mo
U.S.:$5,025/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in New York City, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in New York City and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

New York CityNY stateNational

Independent living cost trends in New York City

The table below shows how monthly independent living costs in New York City have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
New York City$3,792/mo$3,756/mo+1.0%
New York$3,727/mo$3,600/mo+3.5%
National$3,241/mo$3,153/mo+2.8%
New York City
2024 average cost:$3,792/mo
2023 average cost:$3,756/mo
Percent change:+1.0%
New York
2024 average cost:$3,727/mo
2023 average cost:$3,600/mo
Percent change:+3.5%
National
2024 average cost:$3,241/mo
2023 average cost:$3,153/mo
Percent change:+2.8%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

How to pay for independent living in New York City

Because independent living is designed for active seniors and emphasizes lifestyle over medical care, most residents pay for their housing and amenities out of pocket. Insurance and government benefit programs generally don’t cover independent living costs, since these communities don’t include personal or medical care services.

Private pay options

Personal income and assets that families often use to pay for independent living include:

VA benefits

The U.S. Department of Veterans Affairs (VA) offers several programs that can help eligible veterans pay for living expenses. These benefits can ease financial stress and support a comfortable lifestyle in the independent living community that feels right for you.

Common VA programs that may help include:

To make the most of your benefits, start by gathering your documents and connecting with a VA benefits counselor. They can walk you through the application process and help you access the support you’ve earned.

Resources for veterans in New York City

Over 122,000 veterans call New York City home.[03] To support them, and their families, several area organizations provide help and guidance. They include:

Medicaid

Medicaid is a joint federal and state program that helps people with limited income access health and long-term care services. New York’s Medicaid program offers several programs that eligible seniors can use to offset the cost of services they may need in independent living, though no program will cover the cost of room and board.[04]

The following programs are entitlements, meaning that all seniors who meet eligibility requirements will receive services:{{citations:5,6,7,8}}

  • Disabled, Aged 65+ or Blind (DAB) Medicaid, also known as NON-MAGI (modified adjusted gross income) Medicaid
  • Personal Care Services (PCS) Program
  • New York Managed Long-Term Care (MLTC) Program Waiver
  • Community First Choice Option

Services typically covered by New York’s regular state Medicaid plan and its various programs include:

  • Medical, dental, and vision care
  • Inpatient and outpatient hospital care
  • Help with activities of daily living (ADLs)
  • Physical, occupational, and speech therapies
  • Recreational programs
  • Transportation
  • Daily meals
  • Housekeeping, laundry, and meal preparation

Medicaid eligibility is based on both medical and financial criteria. Families exploring Medicaid should take time to review all available programs and requirements to ensure the option they choose aligns with their loved one’s specific needs and level of care.

Medicaid resources in New York City, NY

New York residents can apply for the Medicaid program through:

To apply for one or more of the state’s Medicaid waiver programs, New York Medicaid recipients have the following options:

For more detailed information or assistance applying for Medicaid, consider one of these local resources:

Medicare

Medicare is a federal health insurance program for people age 65 and older, and for younger individuals who have certain disabilities or medical.[09]

Because Medicare is designed to cover medical care, it won’t pay for independent living expenses. However, if you need health-related services while living in an independent living community, Medicare may help cover medically necessary items and treatments — such as prescriptions, doctor visits, or durable medical equipment that your physician prescribes.

Medicare resources in New York City, NY

Elderly residents of New York City, and their families, can contact the state’s health insurance assistance program for free and unbiased information about Medicare:

What families are saying about independent living in New York City

Recent reviews for independent living in New York City

Arbor Terrace Mountainside

5.0
The only helpful thing would be using Touchpoint to create the shopping list when supplies run out. I often get multiple calls a day when they run out of soap supplies. Really minor because of such great care and medical coordination. Very happy with the transparency and visibility, the ...
Read more

The Residence at St. Peter’s in River Edge, NJ

4.5
We went with The Senior Residence at Se. Peter Apostle because they offered a comparable level of service for almost $2000 less a month. The facility is smaller with only 20 rooms, it is a former convent so you have to be ok with a small room versus some other places that had large rooms. They ...
Read more

Westchester Center for Independent and Assisted Living Program in Yonkers, NY

4.0
My father in law is doing okay here at this community, he is still adjusting, but they are caring for him well. We do feel comfortable with his move to this community, it is a nice place. [Removed] is amazing. She was great to work with, she was very helpful, and understanding. The front desk ...
Read more

What is independent living like in New York City?

From upscale Manhattan residences to more affordable options across the boroughs, New York City offers a wide range of independent living communities to suit different preferences and budgets. These communities are designed for comfort and convenience, so you can spend less time on chores like home maintenance, landscaping, transportation, and laundry — and more time enjoying life in the city you love.

Luxurious independent living

From gourmet, five-star dining experiences to elegantly appointed community rooms and lodgings, our in-network New York communities have much to offer. Take an afternoon stroll through on-site libraries, view art galleries featuring brilliant work from local artists, or enjoy an evening of stunning skyline views on outdoor lounges with refreshments from the community wine bar. Features typically offered in luxurious independent living communities include:

  • In-house performance art shows
  • Multiple on-site dining options
  • Deluxe meal plans
  • Stylishly elevated lodgings with premium appliances and luxury finishes

With walking proximity to world-class museums, high-end retail shopping, dynamic art districts, and endless entertainment, there’s always something new to experience and enjoy.

Faith-based independent living

New York City is one of the world’s most celebrated cultural hubs, and its faith-based senior communities are one expression of the many ways New Yorkers enjoy shared cultural values together. New York offers many independent living options centered around a variety of religious traditions.

Different levels of care

Many of A Place for Mom’s partner independent living communities in New York City also offer assisted living and memory care, and some are continuing care retirement communities, offering the entire spectrum of senior living. These integrated communities are ideal for aging in place, as it enables residents to easily transition to a support level that fits them if their needs change. Combining multiple care types can mean more variety among residents, often giving more opportunities for friendships and social engagement, rather than limiting residents’ interactions to only those with similar levels of need.

Features, services, and amenities

Our New York City independent living community partners feature private apartments and villas with convenient features including:

  • Private balconies or patios
  • High-speed internet
  • Fully equipped kitchens
  • Wheelchair-accessible showers
  • Multiple floor plan options

The services available at our partner independent living communities generally include:

  • Maintenance
  • Housekeeping
  • Transportation
  • Laundry
  • Planned social events
  • Grocery and errand service

Finally, in New York City independent living, on-site amenities include:

  • Beauty salons/barbershops
  • TV and movie lounges
  • Swimming pools
  • Spas
  • Libraries and media centers

New York City independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in New York City independent living communities. They don’t represent all possible services and amenities available at assisted living communities in New York City, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in New York City independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of New York City partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
New York CityNational
Nutritionist / dietician
Nutritionist / dietician
27.1%
20.9%
Low / no sodium
Low / no sodium
42.4%
35.2%
No sugar
No sugar
33.9%
31.6%
Vegetarian
Vegetarian
32.2%
34.3%
Pureed meals
Pureed meals
16.9%
11.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in New York City independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of New York City communities that offer dining options to their discerning residents compared to our partners nationally.
New York CityNational
Professional chef
Professional chef
33.9%
37.1%
Restaurant style dining
Restaurant style dining
42.4%
44.3%
Room service
Room service
32.2%
37.7%
Anytime dining
Anytime dining
13.6%
17.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in New York City independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in New York City offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
New York CityNational
Activity director
Activity director
42.4%
46%
Pet-focused programs
Pet-focused programs
27.1%
28.9%
Community service programs
Community service programs
23.7%
33.8%
Devotional activities on-site
Devotional activities on-site
45.8%
48.1%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
47.5%
49.6%
Outings / off-site activities
Outings / off-site activities
50.8%
54.7%
Piano or organ
Piano or organ
30.5%
43.8%
Arts and crafts center
Arts and crafts center
33.9%
39.2%
Educational speakers / life long learning
Educational speakers / life long learning
33.9%
42.6%
Clubs / games / karaoke
Clubs / games / karaoke
40.7%
47.9%
Live performances
Live performances
44.1%
47.5%
Dances
Dances
30.5%
33.8%
Fitness center
Fitness center
20.3%
40.3%
Fitness classes
Fitness classes
40.7%
47.2%
0.0%20.0%40.0%60.0%80.0%100%

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Unfamiliar with New York City? Highlights for seniors

New York City’s plentiful cultural activities, world-class health systems, and widely available transportation options make it an attractive choice for independent seniors seeking an active and engaging lifestyle.

Top hospitals for seniors in New York City

New York City counts several top-rated hospitals among its health care providers.

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New York-Presbyterian

New York-Presbyterian is affiliated with Columbia and Cornell universities and has world-class doctors on staff.

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NYU Langone Health

This hospital system features state-of-the-art facilities across its 320+ locations.

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Mount Sinai Hospital

Founded in 1852, Mount Sinai Hospital is one of the largest and oldest teaching hospitals in the United States.

Transportation for seniors in New York City

As one of the nation’s most connected cities, New York City offers plenty of ways to get around without a car. Many residents rely on the city’s extensive public transportation system, making it easy to stay mobile and independent.

You can travel throughout the city by subway, bus, taxi, or rideshare, and in many neighborhoods, walking is often the easiest way to take care of daily errands. For details on routes, fares, and paratransit services, visit the Metropolitan Transportation Authority (MTA) website.

New York City is ranked as very walkable by Walk Score, which gives it the following transportation ratings out of 100:[10]

Transportation card image
88

Walk Score

Transportation card image
89

Transit Score

Transportation card image
69

Bike Score

Things to do in New York City for seniors and their families

New York City is a world leader in arts and culture and has no lack of things to do for seniors in the city. Countless theaters, museums, restaurants, and galleries are a short walk or subway ride away.

Museums

New York pulls in some of the most riveting artistic talent in the world, and many global treasures can be found in the city’s wealth of museums and cultural centers. Metropolitan Museum of Art and the Solomon R. Guggenheim Museum are widely celebrated for their incredible exhibits.

History buffs may also enjoy these destinations:

Fun with the family

The Prospect Park Zoo offers a beautiful day of memories for visiting family. Grandkids can marvel at 400+ animals and learn about conservation efforts around the world. There’s plenty of room to explore wildlife among the zoo’s 12 acres of exhibits.

The Staten Island Ferry is another long-standing favorite. The golden ferryboat carries passengers past scenic views of the Hudson River to the iconic Statue of Liberty and back again in about 25 minutes.

For respite in some lovely green space, enjoy a stroll through Central Park. With 843 acres of beauty, there’s a year-round schedule of programming, events, and fun for all ages. The stunning Brooklyn Botanic Garden also features some gorgeous, exotic foliage. Take a waterside stroll with the family, as there are many scenic riverside walking trails that frame the Hudson and East rivers.

H4: Performing arts

Some of the world’s most iconic shows get their start on Broadway, the crown jewel of the American theatrical industry. Renowned plays, musicals, films, and performances can be enjoyed at these theaters:

Activities and events from the comfort of home

Many independent living communities in New York City also offer their own robust activity schedules, so you don’t have to worry about planning activities or events. There’s often plenty to do right in the building. Enjoy an afternoon of gaming, attend a community celebration, fitness class, or seminar.

Independent living laws and regulations in New York

Independent living communities aren’t typically licensed or regulated in the same way as assisted living and memory care communities. However, these communities must often meet state and city requirements, including building codes, fire safety regulations, and tenant rights laws that protect residents and renters. Learning about how independent living is regulated can help you make informed senior living decisions.

Read more: Independent living regulations in New York

Frequently Asked Questions

The average cost of independent living in New York City, New York, is $6,602 per month.
No, Medicare won’t pay for independent living in New York City, New York.
Yes, seniors in New York City can use their Social Security benefits however they see fit, including paying for independent living.
New York state’s Medicaid program may cover some health care costs for residents of independent living communities, but it won’t cover the cost of room and board.

References

  1. A Place for Mom. (2026). A Place for Mom proprietary data.

  2. Economic Research Institute. (2026, February 6). Cost of living data in New York City, New York City, United States.

  3. [3] United States Census Bureau. (2020-2024). QuickFacts, New York City, New York.

  4. New York State Department of Health. (2026, March). New York State Medicaid.

  5. New York State Department of Health. (2025, August). How to apply for NY Medicaid.

  6. New York State Department of Health. (2022, Nov.). Community First Choice Option (CFCO).

  7. New York State Department of Health. (2026, Feb.). Personal Care Services Program (PCS).

  8. New York State Department of Health. (2025, Dec.). Managed Long Term Care (MLTC).

  9. U.S. Centers for Medicare and Medicaid Services. Get started with Medicare. Medicare.gov.

  10. Walk Score. (2026). Living in New York City.

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More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2026). A Place for Mom proprietary data.

2.

Economic Research Institute. (2026, February 6). Cost of living data in New York City, New York City, United States.

3.

[3] United States Census Bureau. (2020-2024). QuickFacts, New York City, New York.

4.

New York State Department of Health. (2026, March). New York State Medicaid.

5.

New York State Department of Health. (2025, August). How to apply for NY Medicaid.

6.

New York State Department of Health. (2022, Nov.). Community First Choice Option (CFCO).

7.

New York State Department of Health. (2026, Feb.). Personal Care Services Program (PCS).

8.

New York State Department of Health. (2025, Dec.). Managed Long Term Care (MLTC).

9.

U.S. Centers for Medicare and Medicaid Services. Get started with Medicare. Medicare.gov.

10.

Walk Score. (2026). Living in New York City.