About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Cosby, MO

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The cost of independent living in Cosby is about $3,621 per month. To find the best independent living for your preferences and budget, browse these 30 options. Read 631 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as St. Joseph, Dearborn and Savannah.

Cosby Independent Living Facilities | 631 Reviews

Showing 26 communities
Last Updated: 12/23/25
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Best of Senior Living

The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care and home care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

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Photo of The Estates of Liberty
44 Floor plans available
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Cost of independent living in Cosby, MO

The average cost of senior living in Cosby is $3,621 per month. Cheaper nearby regions include Stewartsville, MO with an average of $3,227 per month.

Independent living costs in Cosby, MO, vs. nearby cities

Cosby, MO
$3,621/mo

Independent living costs in Cosby, MO, vs. state and national averages

Cosby, MO
$3,621/mo
U.S. national average
$4,177/mo

Independent living costs in Cosby, MO, vs. other senior living options

$6,117/mo
Independent Living
$3,621/mo

Independent living costs in Cosby, MO, by floor plan type

Semi-Private
$6,318/mo
Studio
$4,598/mo
1 Bedroom
$4,395/mo
2 Bedroom
$4,898/mo
Detached Cottage/Bungalow
$3,300/mo

Senior living costs in Cosby vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Cosby, MO
Column state: Missouri
Column national: U.S.
Community typeCosby, MOMissouriU.S.
Independent Living$3,621/mo$3,721/mo$4,177/mo
Assisted Living$3,243/mo$4,020/mo$4,780/mo
Memory Care$6,117/mo$5,501/mo$5,536/mo
Independent Living
Cosby, MO:$3,621/mo
Missouri:$3,721/mo
U.S.:$4,177/mo
Assisted Living
Cosby, MO:$3,243/mo
Missouri:$4,020/mo
U.S.:$4,780/mo
Memory Care
Cosby, MO:$6,117/mo
Missouri:$5,501/mo
U.S.:$5,536/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Cosby, MO, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Cosby and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Cosby, MOMO stateNational

Independent living cost trends in Cosby, MO

The table below shows how monthly independent living costs in Cosby have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Cosby, MO$2,826/mo$2,740/mo+3.1%
Missouri$3,057/mo$3,016/mo+1.4%
National$3,261/mo$3,166/mo+3.0%
Cosby, MO
2024 average cost:$2,826/mo
2023 average cost:$2,740/mo
Percent change:+3.1%
Missouri
2024 average cost:$3,057/mo
2023 average cost:$3,016/mo
Percent change:+1.4%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Cosby

Recent reviews for independent living in Cosby

The Wellington Senior Living in Liberty, MO

4.4
They all seem pleasant and helpful snd try to accommodate your suggestions. However they have to report to their boss too. My mom has recommended to others and a few have moved in. I think this place struggles like all others with retention of employees. It's hard to see someone go that they ...
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Westbrook Care Center in Kearney, MO

5.0
The staff are always very nice and kind to the residents. [name removed] and [name removed] are wonderful people and my mom is happy there!

Linden Woods Village in Gladstone, MO

5.0
my aunt has lived here in independent living for 7 years. We just moved her into the [community name removed] community due to health issues. [name removed], [name removed],[name removed] and [name removed] and many others helped facility the move and were very kind and supportive. They went ...
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Reviews mention these favorite features of communities

Friendly and accommodating staff. Several reviews from communities like Garden Village, Linden Woods Village, and Corby Place praise the staff for their kindness and willingness to make adjustments for residents' needs. They go above and beyond to ensure a smooth transition into the community.
Variety of social activities. Reviews frequently mention the numerous activities available in communities, such as bingo, games, music events, and more. Residents of Riverstone Retirement Community and Garden Village particularly enjoy the social opportunities and making new friends.
Consistent and effective communication. Communication between staff and families is a priority in many communities, like Corby Place, Linden Woods Village, and Tiffany Springs Senior Living. Regular updates and open dialogue help ensure that residents' needs are being met and that families are informed.
Safe and secure living environment. Safety is a concern for many families, and communities like Our Lady of Mercy Country Home and Riverstone Retirement Community provide peace of mind with their security measures. Residents can live independently while knowing that help is always available if needed.
Delicious and nutritious meals. Quality meals are a significant factor in residents' overall satisfaction, as mentioned in reviews for communities like The Grand Royale Senior Living, Benedictine Living Community St. Joseph, and Riverstone Retirement Community. The emphasis on healthy, appetizing meals contributes to res ...
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Individualized care plans. Personalized care plans are essential for meeting residents' unique needs, as mentioned in reviews for communities like The Wellington Senior Living, Linden Woods Village, and Riverstone Retirement Community. This customized approach ensures that each resident receives the best possible ca ...
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AI generated from the text of family reviews

Cosby independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Cosby independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Cosby, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Cosby independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Cosby partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Cosby, MONational
Nutritionist / dietician
Nutritionist / dietician
23.1%
20.5%
Low / no sodium
Low / no sodium
34.6%
34.5%
No sugar
No sugar
34.6%
31%
Vegetarian
Vegetarian
34.6%
33.7%
Pureed meals
Pureed meals
19.2%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Cosby independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Cosby communities that offer dining options to their discerning residents compared to our partners nationally.
Cosby, MONational
Professional chef
Professional chef
46.2%
36.6%
Restaurant style dining
Restaurant style dining
50%
43.5%
Room service
Room service
46.2%
37%
Anytime dining
Anytime dining
19.2%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Cosby independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Cosby offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Cosby, MONational
Activity director
Activity director
46.2%
45.2%
Pet-focused programs
Pet-focused programs
30.8%
28.3%
Community service programs
Community service programs
38.5%
33.1%
Devotional activities on-site
Devotional activities on-site
65.4%
47.6%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
57.7%
49%
Outings / off-site activities
Outings / off-site activities
65.4%
54%
Piano or organ
Piano or organ
50%
43%
Arts and crafts center
Arts and crafts center
46.2%
38.3%
Educational speakers / life long learning
Educational speakers / life long learning
50%
41.9%
Clubs / games / karaoke
Clubs / games / karaoke
46.2%
47.2%
Live performances
Live performances
53.8%
46.9%
Dances
Dances
34.6%
33.1%
Fitness center
Fitness center
42.3%
39.6%
Fitness classes
Fitness classes
53.8%
46.5%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Riverstone Retirement Community, Vintage Gardens and Holiday Country Squire are the top-rated independent living facilities near Cosby, Missouri. See full list of communities.
There are 30 independent living facilities near Cosby, Missouri. See the full list.
The best independent living facilities near you in Cosby, Missouri are Riverstone Retirement Community, Vintage Gardens and Holiday Country Squire. These independent living communities received the highest rankings based on verified family reviews.
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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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