About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Otsego, MN

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The cost of independent living in Otsego is about $2,907 per month. To find the best independent living for your preferences and budget, browse these 542 options.

Read 6103 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance. You may also consider nearby communities such as Minnetonka, Plymouth and Blaine.

Otsego Independent Living Facilities | 6103 Reviews

Showing 542 communities
Last Updated: 9/18/26
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Photo of Oak Ridge Place
4545 Photos available
5 star
46%
4 star
36%
3 star
9%
2 star
9%
1 star
0%
See all reviews
The staff and residents are really great. [name removed], the Director of Housing, was so accommodating when we needed more time to get Mom ready to leave transitional care and when we wanted to do a 2nd...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Oak Ridge Place is an assisted living community in the picturesque city of Stillwater, MN. Our peaceful community is surrounded by lush gardens, green lawns and shade trees, and is central to shopping, area hospitals and the scenic St. Croix River. Stillwater is an inviting place to settle down,...
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Photo of Spero Belle Plaine
1414 Photos available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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It was the perfect distance between the kids. It was super clean, great layout, cost was great, the staff was and is very helpful and it's across the parking lot from a doctors office/pharmacy. I have and...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Eagle Ridge Senior Living
1010 Photos available
11 Floor plan available
5 star
0%
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Given how difficult the times were and now always being able to allowed to visit we did find the staff to be very warm, caring and loving people. Our loved ones time there was a little rough at first, but...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Hearthside Assisted Living and Evergreen Senior Living
1717 Photos available
5 star
0%
4 star
0%
3 star
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Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Royal Oaks is an assisted living community located on the western border of Wisconsin, in the city of Osceola. Located less than a mile from the Saint Croix River and practically overgrown with nearby forests, Osceola is a perfect place for enjoying long walks in the woods or picnics on a...
Photo of Highview Hills by Vivie
11 Photo available
5 star
33%
4 star
17%
3 star
33%
2 star
0%
1 star
17%
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This was difficult for us, as she wasn't here very long before she passed away. We weren't even here a month. While we were there they kept it clean, and the staff was friendly. I don't think they could have...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Our Community At Walker Methodist Highview Hills, we ease everyday responsibilities and embrace active lifestyles. We are located in a quiet residential setting across from a park and just blocks from historic downtown Lakeville. Included in your monthly rent is a broad range of amenities: One...
Photo of Cambridge Senior Living Hudson
1515 Photos available
1.0
Review score
10 reviews
1.0
Review score
10 reviews
5 star
60%
4 star
20%
3 star
0%
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1 star
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1.Overall experience. Overall I think it was good. Some things I didn't care for but I imagine that's going to happen everywhere. It's a tough job. But I would recommend them and go back again for my mom...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome To Cambridge Senior Living!Based in beautiful Western Wisconsin, the ALL NEW Cambridge Senior Living is proud to provide senior care to individuals or couples who are functionally or physically impaired due to the onset of early to advanced aging. Our senior community can accommodate a...
Photo of Comforts of Home - St. Croix Falls
55 Photos available
5 star
66%
4 star
0%
3 star
17%
2 star
0%
1 star
17%
See all reviews
My mom is getting the care and safety she needs at this community. She general likes the meals they make for the residents. There are two buildings and it seems like there are more activities in one building...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Comforts of Home is located in the beautiful town of St. Croix, WI. Nestled between breathtaking creeks, rivers, and golf courses, our senior living apartments are a wonderful home away from home for your loved ones. All of our spectacular living spaces include cable TV and a telephone. The rooms...
9.1
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11 reviews
9.1
Review score
11 reviews
5 star
73%
4 star
18%
3 star
0%
2 star
0%
1 star
9%
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Staff were great, very caring, educated, and helpful Activities - their activity director was awesome. She always getting everyone involved. Even when it came to events to get family involved. That means so...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
8.9
Review score
11 reviews
8.9
Review score
11 reviews
5 star
64%
4 star
27%
3 star
0%
2 star
9%
1 star
0%
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All these places are expensive. Personal Care is not the cheapest, but I feel good about the place - especially that it's small and the staff seems really good and dedicated. I think it's a really good place...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
8.6
Review score
28 reviews
8.6
Review score
28 reviews
5 star
25%
4 star
39%
3 star
11%
2 star
4%
1 star
21%
See all reviews
Things are improving for Cardon Courts Apartments. Nothing is perfect but since I been here I had 2 complaints. First an outside contractor did some work in my unit & left my front door unlocked as well as...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
LIFE without the worry... Our on-site staff of professionals is available to take care of any needs you may have from planned activities to maintenance. The 129-unit Chardon Court is a community for adults 55 and older that combines the maintenance free advantage of apartment living with maximum...
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8.5
Review score
2 reviews
8.5
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2 reviews
5 star
100%
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0%
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My mother has been a resident in the memory care unit here for over a year and is now on Hospice. I cannot express enough how genuinely caring, respectful and dedicated the entire team is they treat her with...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
8.5
Review score
3 reviews
8.5
Review score
3 reviews
5 star
67%
4 star
33%
3 star
0%
2 star
0%
1 star
0%
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Everything at Briarcliff has been very good. The move-in was easy and the manager was very helpful with everything. The couple of things that needed attention in the apartment were taken care of almost...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
8.0
Review score
3 reviews
8.0
Review score
3 reviews
5 star
67%
4 star
0%
3 star
33%
2 star
0%
1 star
0%
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My parents lived at Arlington Place until an apartment opened up closer to myself. During that time my parents were loved and cared for in every way. My mother, a social butterfly before her stroke, came out...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
8.0
Review score
6 reviews
8.0
Review score
6 reviews
5 star
33%
4 star
33%
3 star
17%
2 star
0%
1 star
17%
See all reviews
My mom was only there for 3 months, she passed away. Everyone was so good to us in just a short time. My mom was very reluctant to move, but fit in perfectly and made the transition so simple
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Polar Ridge Senior Living
7.5
Review score
7 reviews
7.5
Review score
7 reviews
5 star
42%
4 star
29%
3 star
29%
2 star
0%
1 star
0%
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There’s been a “getting used to every thing” time but we are happy. It is not cheap to live here but the care my wire needs is costly. The food is pretty good and if they serve something we don’t like they...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Pheasant Ridge
5 star
50%
4 star
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0%
2 star
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1 star
50%
See all reviews
This is a lovely community, and I'am very pleased with move here. Everything is working out very well, and I'am happy at this community. They have a very nice staff, and they are very polite, and courteous....
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Enjoy the peace and quiet of this friendly residential community. Pheasant Ridge offers one- and two-bedroom apartments with laundry facilities on each floor, detached garages and a playground.
5 star
0%
4 star
67%
3 star
0%
2 star
33%
1 star
0%
See all reviews
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Riverview Landing
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Evans Park
Provides: Assisted Living, Senior Apartments
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Pullman Place Cooperative
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
What a great opportunity to live within walking distance to so many small city attractions. Elk Ridge has apartments and townhouses that offer 24-hour maintenance, on-site management, detached garages, a playground and a picnic area.
Photo of Mississippi Shores
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Benedict Village
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.

Cost of independent living in Otsego, MN

The average cost of senior living in Otsego is $2,907 per month. Cheaper nearby regions include St. Michael, MN with an average of $2,639 per month.

Independent living costs in Otsego, MN, vs. state and national averages

Otsego, MN
$2,907/mo
U.S. national average
$3,520/mo

Independent living costs in Otsego, MN, vs. other senior living options

$7,610/mo
Independent Living
$2,907/mo

Independent living costs in Otsego, MN, by floor plan type

Studio
$2,667/mo
1 Bedroom
$2,583/mo
2 Bedroom
$3,320/mo

Senior living costs in Otsego vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Otsego, MN
Column state: Minnesota
Column national: U.S.
Community typeOtsego, MNMinnesotaU.S.
Independent Living$2,907/mo$2,945/mo$3,520/mo
Assisted Living$5,621/mo$5,527/mo$5,830/mo
Memory Care$7,610/mo$7,592/mo$6,999/mo
Independent Living
Otsego, MN:$2,907/mo
Minnesota:$2,945/mo
U.S.:$3,520/mo
Assisted Living
Otsego, MN:$5,621/mo
Minnesota:$5,527/mo
U.S.:$5,830/mo
Memory Care
Otsego, MN:$7,610/mo
Minnesota:$7,592/mo
U.S.:$6,999/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Otsego, MN, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Otsego and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Otsego, MNMN stateNational

Independent living cost trends in Otsego, MN

The table below shows how monthly independent living costs in Otsego have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Otsego, MN$2,827/mo$2,718/mo+4.0%
Minnesota$2,936/mo$2,806/mo+4.6%
National$3,416/mo$3,319/mo+2.9%
Otsego, MN
2024 average cost:$2,827/mo
2023 average cost:$2,718/mo
Percent change:+4.0%
Minnesota
2024 average cost:$2,936/mo
2023 average cost:$2,806/mo
Percent change:+4.6%
National
2024 average cost:$3,416/mo
2023 average cost:$3,319/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Otsego

Recent reviews for independent living in Otsego

Parkshore Senior Campus in Saint Louis Park, MN

4.9
Being out of state we do not get to visit that much, however when we do speak with our loved one she does seem to enjoy the meals and dining service. We do think the overall value for the money is good and based on our experience so far we would recommend the Parkshore Senior Campus to other ...
Read more

Bel Rae Senior Living in Mounds View, MN

4.7
We chose Bel Rae Senior Living because of the newness of the building, the friendly and helpful staff members, and the overall accommodations as well. He has a 1 bedroom apartment and it is a little on the smaller side if your have more furniture. The food is ok and they keep striving to improve ...
Read more

Meadow Woods - Martin Luther Campus in Bloomington, MN

5.0
I think they do a great job at Meadow Woods! The staff here is very friendly and easy to work with. They've been very accommodating in regards to some billing issues we've had in regards to getting funding with the VA straightened out. The facility itself is well kept and clean, and they do a ...
Read more

Otsego independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Otsego independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Otsego, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Otsego independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Otsego partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Otsego, MNNational
Nutritionist / dietician
Nutritionist / dietician
10.7%
21.2%
Low / no sodium
Low / no sodium
24.9%
35.7%
No sugar
No sugar
17.7%
32%
Vegetarian
Vegetarian
19.6%
34.8%
Pureed meals
Pureed meals
10.9%
11.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Otsego independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Otsego communities that offer dining options to their discerning residents compared to our partners nationally.
Otsego, MNNational
Professional chef
Professional chef
22.7%
37.6%
Restaurant style dining
Restaurant style dining
29.3%
44.8%
Room service
Room service
26%
38.2%
Anytime dining
Anytime dining
6.5%
17.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Otsego independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Otsego offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Otsego, MNNational
Activity director
Activity director
34.9%
46.5%
Pet-focused programs
Pet-focused programs
14.9%
29.3%
Community service programs
Community service programs
19.6%
34.2%
Devotional activities on-site
Devotional activities on-site
42.6%
48.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
41.3%
50.1%
Outings / off-site activities
Outings / off-site activities
44.6%
54.9%
Piano or organ
Piano or organ
30.1%
44.2%
Arts and crafts center
Arts and crafts center
21%
39.7%
Educational speakers / life long learning
Educational speakers / life long learning
26.9%
43%
Clubs / games / karaoke
Clubs / games / karaoke
36.7%
48.3%
Live performances
Live performances
37.5%
48.1%
Dances
Dances
15.9%
34.3%
Fitness center
Fitness center
26%
40.7%
Fitness classes
Fitness classes
34.1%
47.6%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Willows Landing, Monticello St. Benedict's Community and Heritage Place are the top-rated independent living facilities near Otsego, Minnesota. See full list of communities.
There are 542 independent living facilities near Otsego, Minnesota. See the full list.
The best independent living facilities near you in Otsego, Minnesota are Havenwood of Buffalo, RidgePointe Senior Living and The Lodge at White Bear, A Sky Active Living Community. These independent living communities received the highest rankings based on verified family reviews.
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More questions?

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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