About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Gem Lake, MN

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The cost of independent living in Gem Lake is about $3,325 per month. To find the best independent living for your preferences and budget, browse these 146 options. Read 1516 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Minneapolis, Woodbury and St. Paul.

Gem Lake Independent Living Facilities | 1516 Reviews

Showing 131 communities
Last Updated: 12/5/25
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Best of Senior Living

The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care and home care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

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Photo of Garden Terrace Commons Apartments
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of The Mayfield
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Warm, family like atmosphere with many social activities. Has community and dining room. Park like back yard with walking paths, screened gazebo, gas grill and picnic tables.Special events include BBQ, yard sale and more.
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Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Green Gables Homes II
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Arbor Pointe Apartments Community
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
5 star
57%
4 star
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I am grateful to Waverly Gardens for the care they have provided my father. They have been supportive through his health changes and financial transitions. Wherever we go in the building, everyone greets my...
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Cypress Senior Living at Red Oak Preserve
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
St. Andrew’s Village is nestled in the heart of Mahtomedi on the campus of St. Andrew’s Lutheran Church. The Village offers independent housing, assisted living and memory care in a small town atmosphere. The Town Square offers a café, chapel, wellness center, library and beauty salon. On the...
Photo of SummerHouse of Shoreview
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Phalen Shores Apartments
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4 star
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3 star
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Phalen Shores is a Senior (55+) Independent Living Rental Community. It is located in the heart of St. Paul’s beautiful Phalen Park neighborhood.We offer 1 and 2 bedroom units ranging in size from 700-950 square feet. We offer many features and amenities such as, controlled access entry, 24 hour...
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Photo of New Persepctive Senior Living Roseville
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Rosewood Estate provides assisted living in a homelike atmosphere that offers the comforts, conveniences and privacy found in a traditional home -complete with kitchen, bathroom, living room and bedroom(s). Most importantly, Rosewood Estate offers the independence residents desire while...
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
From our beautifully landscaped grounds to our meticulously cared for building to our friendly and attentive on-site staff, everything about Victoria Place is first class. You'll appreciate living in this quiet residential neighborhood, in an amenitity filled community, that's close to every...
Photo of Amira Choice Roseville at Lexington
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Empower Center Care
44 Photos available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Hazel Senior Living is a brand new assisted living facility in St. Paul with 24-private studio units. We believe in compassionate care while promoting independence for all Residents. Our staff has over 10 years of experience in senior care. Our team consists of Housing Manager, Director of...
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Photo of Forest Place
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Located in an attractive, long-established area of St. Paul. Every apartment home has been carefully planned to be truly above the ordinary, with twelve different floor plans, each offering a three-season, enclosed porch and many with newly renovated interiors. We are like a quiet community...
Photo of Riverview Highland Senior Apts
5 star
33%
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Coventry Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Eagle Crest Retirement Community
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My husband and I have lived in Roseville all our 55 years of marriage and in selecting a new home we wanted to stay in the area. Before deciding on EagleCrest we visited ten independent living facilities in...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Dellwood Gardens
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Parkway Gardens
88 Photos available
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Parkway Gardens Senior Apartment is an independent Senior Community for 55 and better. Our apartment community features a spacious community room with a full kitchen, a fitness center, wellness clinic, library, stretching room, business center, game room with billiard, laundry facility on every...
Photo of Labor Plaza Apartments
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Echo Ridge
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Echo Ridge's mission is to provide a unique senior living community for adults 55 and better.  At Echo Ridge, embrace a lifestyle low in maintenance and high in comfort, complete with a general store, beauty shop, fitness center, library, wood shop, billiards room and chapel. ...
Photo of Waterford
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Set in a quiet, scenic community with a beautiful wooded backdrop, Waterford Townhomes provide a comfortable, affordable neighborhood for busy families. New windows and siding, plus some units have been remodeled with maple cabinetry, dishwashers and microwaves.
Photo of Chauncey Barett Gardens
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.

Cost of independent living in Gem Lake, MN

The average cost of senior living in Gem Lake is $3,325 per month. Cheaper nearby regions include Grant, MN with an average of $3,190 per month.

Independent living costs in Gem Lake, MN, vs. nearby cities

Gem Lake, MN
$3,325/mo

Independent living costs in Gem Lake, MN, vs. state and national averages

Gem Lake, MN
$3,325/mo
U.S. national average
$4,153/mo

Independent living costs in Gem Lake, MN, vs. other senior living options

$4,393/mo
Independent Living
$3,325/mo

Independent living costs in Gem Lake, MN, by floor plan type

Semi-Private
$6,400/mo
Studio
$4,810/mo
1 Bedroom
$3,845/mo
2 Bedroom
$3,682/mo

Senior living costs in Gem Lake vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Gem Lake, MN
Column state: Minnesota
Column national: U.S.
Community typeGem Lake, MNMinnesotaU.S.
Independent Living$3,325/mo$3,146/mo$4,153/mo
Assisted Living$4,700/mo$4,282/mo$4,698/mo
Memory Care$4,393/mo$4,074/mo$4,946/mo
Independent Living
Gem Lake, MN:$3,325/mo
Minnesota:$3,146/mo
U.S.:$4,153/mo
Assisted Living
Gem Lake, MN:$4,700/mo
Minnesota:$4,282/mo
U.S.:$4,698/mo
Memory Care
Gem Lake, MN:$4,393/mo
Minnesota:$4,074/mo
U.S.:$4,946/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Gem Lake, MN, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Gem Lake and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Gem Lake, MNMN stateNational

Independent living cost trends in Gem Lake, MN

The table below shows how monthly independent living costs in Gem Lake have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Gem Lake, MN$2,607/mo$2,291/mo+13.8%
Minnesota$2,732/mo$2,477/mo+10.3%
National$3,261/mo$3,166/mo+3.0%
Gem Lake, MN
2024 average cost:$2,607/mo
2023 average cost:$2,291/mo
Percent change:+13.8%
Minnesota
2024 average cost:$2,732/mo
2023 average cost:$2,477/mo
Percent change:+10.3%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Gem Lake

Recent reviews for independent living in Gem Lake

Parkshore Senior Campus in Saint Louis Park, MN

4.9
Being out of state we do not get to visit that much, however when we do speak with our loved one she does seem to enjoy the meals and dining service. We do think the overall value for the money is good and based on our experience so far we would recommend the Parkshore Senior Campus to other ...
Read more

Bel Rae Senior Living in Mounds View, MN

4.7
We chose Bel Rae Senior Living because of the newness of the building, the friendly and helpful staff members, and the overall accommodations as well. He has a 1 bedroom apartment and it is a little on the smaller side if your have more furniture. The food is ok and they keep striving to improve ...
Read more

Meadow Woods - Martin Luther Campus in Bloomington, MN

5.0
I think they do a great job at Meadow Woods! The staff here is very friendly and easy to work with. They've been very accommodating in regards to some billing issues we've had in regards to getting funding with the VA straightened out. The facility itself is well kept and clean, and they do a ...
Read more

Reviews mention these favorite features of communities

Active social calendar with a variety of options. Residents at various communities express appreciation for the diverse social activities and events offered, such as game nights, movie screenings, and outings. At RosePointe I, the active calendar ensures there's something for everyone, allowing residents to stay engaged and connect with their ...
Read more
Friendly and helpful staff members. Several reviews mention the kindness and supportiveness of the staff at their communities. For instance, at The Waters of White Bear Lake, residents and their families praise the long-term relationships they've built with the caring and attentive caregivers.
Delicious meals and dining experiences. Many reviews highlight the importance of quality food in overall satisfaction with their senior living community. At Chandler Place, the residents enjoy the variety of meal options and the friendly dining room staff, creating a positive dining experience.
Clean and well-maintained interiors and exteriors. Reviews often emphasize the importance of cleanliness and upkeep in a senior living community. At The Lodge at White Bear, A Sky Active Living Community, the staff ensures the building is well-maintained, from the private living spaces to the common areas, creating a welcoming and comfortable ...
Read more
Welcoming and friendly community atmosphere. Residents consistently express enjoyment of the warm and welcoming community atmosphere. At RosePointe I, the welcoming spirit is felt throughout the community, from the friendly residents to the helpful staff, creating a true sense of home for seniors.
Accessible transportation and outings. Several reviews mention the convenience of transportation services, making it easier for residents to get around and enjoy outings. At New Perspective of Oakdale, the community offers transportation to medical appointments, shopping trips, and more, enhancing the overall living experience.
AI generated from the text of family reviews

Gem Lake independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Gem Lake independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Gem Lake, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Gem Lake independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Gem Lake partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Gem Lake, MNNational
Nutritionist / dietician
Nutritionist / dietician
9.9%
20.5%
Low / no sodium
Low / no sodium
25.2%
34.4%
No sugar
No sugar
13.7%
30.9%
Vegetarian
Vegetarian
14.5%
33.6%
Pureed meals
Pureed meals
12.2%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Gem Lake independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Gem Lake communities that offer dining options to their discerning residents compared to our partners nationally.
Gem Lake, MNNational
Professional chef
Professional chef
22.1%
36.5%
Restaurant style dining
Restaurant style dining
28.2%
43.5%
Room service
Room service
26%
37%
Anytime dining
Anytime dining
3.1%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Gem Lake independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Gem Lake offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Gem Lake, MNNational
Activity director
Activity director
30.5%
45.1%
Pet-focused programs
Pet-focused programs
14.5%
28.3%
Community service programs
Community service programs
19.1%
33%
Devotional activities on-site
Devotional activities on-site
36.6%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
37.4%
48.9%
Outings / off-site activities
Outings / off-site activities
42.7%
54%
Piano or organ
Piano or organ
25.2%
42.9%
Arts and crafts center
Arts and crafts center
17.6%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
29%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
32.8%
47.1%
Live performances
Live performances
34.4%
46.8%
Dances
Dances
13%
33%
Fitness center
Fitness center
30.5%
39.5%
Fitness classes
Fitness classes
29%
46.4%
0.0%20.0%40.0%60.0%80.0%100%
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