Who are you searching for?

The cost of independent living in Clearwater is about $2,907 per month. To find the best independent living for your preferences and budget, browse these 309 options.

Read 3246 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance. You may also consider nearby communities such as St. Cloud, St. Michael and Elk River.

Clearwater Independent Living Facilities | 3246 Reviews

Cost of independent living in Clearwater, MN

The average cost of senior living in Clearwater is $2,907 per month. Cheaper nearby regions include St. Augusta, MN with an average of $2,681 per month.

Independent living costs in Clearwater, MN, vs. state and national averages

Clearwater, MN

$2,907/mo

Minnesota state

$2,945/mo

U.S. national average

$3,520/mo

Independent living costs in Clearwater, MN, vs. other senior living options

Assisted Living

$5,621/mo

Memory Care

$7,610/mo

Independent Living

$2,907/mo

Independent living costs in Clearwater, MN, by floor plan type

Studio

$2,667/mo

1 Bedroom

$2,583/mo

2 Bedroom

$3,320/mo

Senior living costs in Clearwater vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.

Column communityType: Community type

Column destination: Clearwater, MN

Column state: Minnesota

Column national: U.S.

Community type	Clearwater, MN	Minnesota	U.S.
Independent Living	$2,907/mo	$2,945/mo	$3,520/mo
Assisted Living	$5,621/mo	$5,527/mo	$5,830/mo
Memory Care	$7,610/mo	$7,592/mo	$6,999/mo

Independent Living

Clearwater, MN:$2,907/mo

Minnesota:$2,945/mo

U.S.:$3,520/mo

Assisted Living

Clearwater, MN:$5,621/mo

Minnesota:$5,527/mo

U.S.:$5,830/mo

Memory Care

Clearwater, MN:$7,610/mo

Minnesota:$7,592/mo

U.S.:$6,999/mo

Table showing 5 of 3 items. Click to show less.

Independent living costs in Clearwater, MN, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Clearwater and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Clearwater, MNMN stateNational

Independent living cost trends in Clearwater, MN

The table below shows how monthly independent living costs in Clearwater have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.

Column location: Location

Column cost2024: 2024 average cost

Column cost2023: 2023 average cost

Column percentChange: Percent change

Location	2024 average cost	2023 average cost	Percent change
Clearwater, MN	$2,827/mo	$2,718/mo	+4.0%
Minnesota	$2,936/mo	$2,806/mo	+4.6%
National	$3,416/mo	$3,319/mo	+2.9%

Clearwater, MN

2024 average cost:$2,827/mo

2023 average cost:$2,718/mo

Percent change:+4.0%

Minnesota

2024 average cost:$2,936/mo

2023 average cost:$2,806/mo

Percent change:+4.6%

National

2024 average cost:$3,416/mo

2023 average cost:$3,319/mo

Percent change:+2.9%

Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

Your Guide to Paying for Care

Plan for and know your options for how to cover long-term care expenses.

Your Guide to VA Benefits

The VA provides two veterans benefits that can be used to offset the costs of long-term care.

Medicare and Medicaid

Understand the difference between these two public pay options, and what they cover.

What families are saying about independent living in Clearwater

Recent reviews for independent living in Clearwater

Parkshore Senior Campus in Saint Louis Park, MN

4.9

Being out of state we do not get to visit that much, however when we do speak with our loved one she does seem to enjoy the meals and dining service. We do think the overall value for the money is good and based on our experience so far we would recommend the Parkshore Senior Campus to other ...

Bel Rae Senior Living in Mounds View, MN

4.7

We chose Bel Rae Senior Living because of the newness of the building, the friendly and helpful staff members, and the overall accommodations as well. He has a 1 bedroom apartment and it is a little on the smaller side if your have more furniture. The food is ok and they keep striving to improve ...

StoryPoint Waconia

5.0

We toured this community. And we fell in love . It had everything mom needed. The food is always being raved by my mother. The caregivers here are great and helpful. It is alway clean and tidy. She enjoys the activities like bingo and rosary they even have a bus that will take them to walgreens ...

Clearwater independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Clearwater independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Clearwater, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Clearwater independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Clearwater partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.

Clearwater, MNNational

Nutritionist / dietician

10.4%

21.2%

Low / no sodium

19.4%

35.7%

No sugar

15.2%

32%

Vegetarian

16.2%

34.8%

Pureed meals

9.7%

11.7%

0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Clearwater independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Clearwater communities that offer dining options to their discerning residents compared to our partners nationally.

Clearwater, MNNational

Professional chef

20.7%

37.6%

Restaurant style dining

28.2%

44.8%

Room service

23.9%

38.2%

Anytime dining

4.5%

17.8%

0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Clearwater independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Clearwater offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.

Clearwater, MNNational

Activity director

31.7%

46.5%

Pet-focused programs

13.6%

29.3%

Community service programs

18.4%

34.2%

Devotional activities on-site

39.8%

48.3%

Parties / BBQs / happy hour

37.2%

50.1%

Outings / off-site activities

43.7%

54.9%

Piano or organ

28.8%

44.2%

Arts and crafts center

17.5%

39.7%

Educational speakers / life long learning

23.9%

43%

Clubs / games / karaoke

33%

48.3%

Live performances

33%

48.1%

Dances

14.6%

34.3%

Fitness center

22%

40.7%

Fitness classes

30.4%

47.6%

0.0%20.0%40.0%60.0%80.0%100%

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.

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“From start to finish, it was such a seamless experience and was truly meant to be. Now I know my mom is being well cared for...”

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10 Best Independent Living Communities in Clearwater, MN

Clearwater Independent Living Facilities | 3246 Reviews

Our free advisors can help

Cost of independent living in Clearwater, MN

Independent living costs in Clearwater, MN, vs. state and national averages

Independent living costs in Clearwater, MN, vs. other senior living options

Independent living costs in Clearwater, MN, by floor plan type

Senior living costs in Clearwater vs. state and national costs

Independent living costs in Clearwater, MN, over time

Independent living cost trends in Clearwater, MN

Discover the many ways to pay for senior living

What families are saying about independent living in Clearwater

Recent reviews for independent living in Clearwater

Clearwater independent living services and amenities

Availability of select dietary accommodations in Clearwater independent living

Availability of select dining options in Clearwater independent living

Availability of select programs and activities in Clearwater independent living

More questions?