About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Waters, MI

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The cost of independent living in Waters is about $3,435 per month. To find the best independent living for your preferences and budget, browse these 70 options. Read 448 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Gaylord, Lewiston and Grayling.

Waters Independent Living Facilities | 448 Reviews

Showing 57 communities
Last Updated: 12/4/25
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Photo of Kalkaska Memorial Assisted Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Heritage Haus
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Country Village Apartments is an affordable senior, 55 and over housing community, located in the small, beautiful village of Roscommon, Roscommon County, MI. The community is located very close to Higgens Lake and Houghton Lake, offering beautiful views within walking distance, making this a...
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
The Apartments of AuSable Valley CommunityThe Apartments of AuSable Valley is a senior housing community located in picturesque Fairview, Oscoda County, MI. Our community is nestled in a small neighborhood, with easy access to a small walking path directly to the lovely greenery of Township Park,...
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They keep the home clean and they make sure mom has clean clothes. Mom seems to be eating well. The caregivers are very nice and seem to be taking good care of mom. They have bird feeders outside in a...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Mallard Cove Assisted Living
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Very nice and homey. Great staff, very caring and patient. Works well will resident and family to keep resident happy and safe. Highly recommend!
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Providing all the comforts of home is one of the goals of The Horizon Senior Living in Michigan. With five facilities statewide, we pride ourselves on providing your loved one with the assistance needed to live as dignified and self-sufficient life as possible. As a family-owned and operated...
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I couldn't be happier with the staff and hospice in the way they took care of my mother. You all became family to us and I would like to say Thank You for caring and loving my Mother as we all did. Mom...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Brook of Houghton Lake is an assisted living community in Houghton Lake, MI. Houghton Lake is a popular retirement spot and vacation spot year round. The Brook of Houghton Lake is located across the street from Houghton Lake Park and just down the road from Houghton Lake, the largest inland...
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Hillman's Haven is and Assisted Living Facility located in beautiful downtown Hillman. Our facility is an Adult Foster Care Facility licensed by the State of Michigan. Hillman's Haven was built in 2004 by Charles (Chas) & Carol Otto. There are 20 private apartments with private bathroom (with...
Photo of Perry Farm Village
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Perry Farm Village and Hillside of Harbor Springs are models for elder care and housing. They have caring professional staffs that take an interest in the well-being of each resident. If you live there,...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Town and Country Mobile Village
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Aspen Hills Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of French Manor South
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Boardman Lake Glens
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We are so incredibly grateful for the care that our parents receive through the loving staff of the Highlander building. Just last night I walked in to say goodnight to my mom right as [name removed] was...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine retirement living on the beautiful shores of Boardman Lake near the heart of Traverse City, Michigan. Wake every morning to the peaceful sounds of water and woodlands. Watch the swans drifting slowly across the lake. Hear song birds in the trees. Take a stroll on the Boardman Lake Trail...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Meadow Hill Care Center
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of French Manor
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
French ManorFrench Manor is a charming independent living community in Traverse City, Michigan. Our community is located just minutes from shopping and doctors offices. For our residents and their guests that like to get out, we are also a short drive from the picturesque shores of Lake Michigan...
Photo of Orchard Creek Supportive Care
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Trade Winds Terrace Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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My Mom and Dad stayed at Traverse Manor for almost 10 years, with my Dad passing first about 7 years ago. Many times they shared “this is the best place for us to be” through a series of family...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Traverse ManorFind a relaxing, welcoming place to call home at Traverse Manor, located in Traverse City, Michigan, a modern, well-cared for assisted living community. We’re located just minutes from the big city but far enough away that you’ll enjoy a beautiful, nature filled environment on our...
Photo of The Brook of West Branch
11 Photo available
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Brook of West Branch is an assisted living community situated in West Branch, MI. The quaint city of West Branch is known for its scenic trails, lakes and streams. Golfers enjoy taking advantage of the area's collection of golf courses, while fishermen appreciate the outstanding trout streams...

Cost of independent living in Waters, MI

The average cost of senior living in Waters is $3,435 per month. Cheaper nearby regions include Roscommon, MI with an average of $2,096 per month.

Independent living costs in Waters, MI, vs. nearby cities

Waters, MI
$3,435/mo
$3,712/mo
$3,033/mo

Independent living costs in Waters, MI, vs. state and national averages

Waters, MI
$3,435/mo
U.S. national average
$4,203/mo

Independent living costs in Waters, MI, vs. other senior living options

$3,544/mo
Independent Living
$3,435/mo

Independent living costs in Waters, MI, by floor plan type

Studio
$5,218/mo
1 Bedroom
$5,064/mo
2 Bedroom
$5,875/mo

Senior living costs in Waters vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Waters, MI
Column state: Michigan
Column national: U.S.
Community typeWaters, MIMichiganU.S.
Independent Living$3,435/mo$3,745/mo$4,203/mo
Assisted Living$3,461/mo$4,248/mo$4,740/mo
Memory Care$3,544/mo$4,618/mo$5,004/mo
Independent Living
Waters, MI:$3,435/mo
Michigan:$3,745/mo
U.S.:$4,203/mo
Assisted Living
Waters, MI:$3,461/mo
Michigan:$4,248/mo
U.S.:$4,740/mo
Memory Care
Waters, MI:$3,544/mo
Michigan:$4,618/mo
U.S.:$5,004/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Waters, MI, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Waters and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Waters, MIMI stateNational

Independent living cost trends in Waters, MI

The table below shows how monthly independent living costs in Waters have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Waters, MI$3,423/mo$3,454/mo-0.9%
Michigan$2,690/mo$2,649/mo+1.5%
National$3,246/mo$3,151/mo+3.0%
Waters, MI
2024 average cost:$3,423/mo
2023 average cost:$3,454/mo
Percent change:-0.9%
Michigan
2024 average cost:$2,690/mo
2023 average cost:$2,649/mo
Percent change:+1.5%
National
2024 average cost:$3,246/mo
2023 average cost:$3,151/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Waters

Recent reviews for independent living in Waters

The Brook Retirement of Gaylord

5.0
I like this community for the care for my mom. The staff is very caring attentive to her needs. We like that she enjoys the meals. This is a like a home feeling for my mom. She does enjoy being social with the friends that she is made and is happy at this community for the care that she is ...
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The Residences at Harbor Watch in Petoskey, MI

4.0
This is a nice community, and my mother in law is doing very well here. They are caring for her and her needs very well. It is a great place with kind people. A place for mom was very helpful during this process. Gail my SLA was amazing and I'am really thankful for her help.

Traverse Manor in Traverse City, MI

5.0
They do a great job overall at Traverse Manor! The staff is very friendly and take great care of the people who live here. The facility itself is very clean, and they offer a lot of great amenities, including good food and a busy activity schedule.

Waters independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Waters independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Waters, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Waters independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Waters partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Waters, MINational
Nutritionist / dietician
Nutritionist / dietician
5.3%
20.5%
Low / no sodium
Low / no sodium
26.3%
34.4%
No sugar
No sugar
24.6%
30.9%
Vegetarian
Vegetarian
21.1%
33.6%
Pureed meals
Pureed meals
7%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Waters independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Waters communities that offer dining options to their discerning residents compared to our partners nationally.
Waters, MINational
Professional chef
Professional chef
15.8%
36.5%
Restaurant style dining
Restaurant style dining
17.5%
43.5%
Room service
Room service
29.8%
37%
Anytime dining
Anytime dining
3.5%
17.2%
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Availability of select programs and activities in Waters independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Waters offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Waters, MINational
Activity director
Activity director
28.1%
45.1%
Pet-focused programs
Pet-focused programs
19.3%
28.3%
Community service programs
Community service programs
15.8%
33%
Devotional activities on-site
Devotional activities on-site
42.1%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
31.6%
48.9%
Outings / off-site activities
Outings / off-site activities
40.4%
54%
Piano or organ
Piano or organ
26.3%
42.9%
Arts and crafts center
Arts and crafts center
24.6%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
22.8%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
26.3%
47.1%
Live performances
Live performances
29.8%
46.8%
Dances
Dances
15.8%
33%
Fitness center
Fitness center
17.5%
39.5%
Fitness classes
Fitness classes
31.6%
46.4%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

August Haus, Aspen Ridge and Independence Village of Petoskey are the top-rated independent living facilities near Waters, Michigan. See full list of communities.
There are 70 independent living facilities near Waters, Michigan. See the full list.
The best independent living facilities near you in Waters, Michigan are Independence Village of Petoskey and Independence Village of Traverse City. These independent living communities received the highest rankings based on verified family reviews.
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