About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Saint Elmo, MI

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The cost of independent living in Saint Elmo is about $3,601 per month. To find the best independent living for your preferences and budget, browse these 161 options. Read 1811 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Midland, Mount Pleasant and Alma.

Saint Elmo Independent Living Facilities | 1811 Reviews

Showing 144 communities
Last Updated: 12/5/25
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Photo of Ithaca AFC
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Here at Ithaca AFC, we provide you with fantastic senior care and assisted living benefits. We pride ourselves with providing elderly people treatment and shelter for their needs. Our facility is located in Ithaca, MI. We provide care and housing to elderly who cannot function correctly due to...
Photo of Palmers Place Inc
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of The Horizon Senior Living II
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Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Here at Horizon Senior Living II, we try to make the living experience as much like home as possible. From our caring staff of nurses and assistants to the decorations on the walls, as soon as you walk through the doors, you will get a sense of warmth. We are an elderly care facility that...
Photo of Pioneer Golden Estates
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of New Hope Valley West
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Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Peace Of Mind
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of South Colony Place
1717 Photos available
22 Floor plans available
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
"IT'S TIME TO THINK ABOUT US" Spring in the air at South Colony and what a great time to make a move. For the first time in many years we have INSTANT availability and INSTANT Pre- Approval. South Colony is an award winning community with beautiful views and plenty of windows to allow the...
Photo of The Colonnades
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Photo of Union Court Assisted Living
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of The Horizon Senior Living V
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Horizon Senior Living Vi
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Serenity Springs
1010 Photos available
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
At Serenity Springs we aspire to deliver the best in quality, care and convenience. Our assisted living and memory care facility is a community that strives to offer residents a feeling of home, comfort and independence. We offer a wide range of amenities, which include, but are not limited to...
Photo of From Heart Afc-Kasemeyer
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of The Brook of Gladwin
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Everything seems to be going well so far at The Brook of Gladwin, I'd give them high marks across the board. It's a nice looking, clean place, and the staff are friendly and professional. They're taking...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Brook of Gladwin is a state-of-the-art and affordable assisted living community located in the tranquil town of Gladwin, Michigan. This beautiful town is located in central Michigan and offers the benefits of big-town living with medical amenities and shopping nearby. Our comfortable home...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Liberty Square apartments, an elderly (or disabled of any age), community has been serving the residents of Linwood, Mi. since 1978, we have a professional management team that truly cares about the community and its residents.Linwood is located approx. 10 miles north of Bay City, Mi.-close to...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Conquests Afc Home
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Bliss Park Senior Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Bliss Park Senior Apartments is a senior housing community located in Saginaw, MI. Saginaw, which is the seat of Saginaw County, is a small city that features a broad range of unique attractions. Visitors and residents of the area have the opportunity to explore its French-style castle that...
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Photo of Riverwalk Meadows
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The staff and residents are friendly and the community is very clean. I wouldn't change anything because the community is fine the way it is. I am pleased with Riverwalk Meadows and I would recommend them.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Riverwalk Meadows is nestled along Bay City’s Veteran’s park offering spectacular views of both the park and river. Designed with seniors in mind we are conveniently located just 2 blocks from Riverside Senior Center and are also close to shopping and medical facilities.Heat, water, sewer and...
Photo of Cornerstone Afc
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Cost of independent living in Saint Elmo, MI

The average cost of senior living in Saint Elmo is $3,601 per month. Cheaper nearby regions include Gladwin, MI with an average of $3,075 per month.

Independent living costs in Saint Elmo, MI, vs. nearby cities

Saint Elmo, MI
$3,601/mo
$3,859/mo
$3,722/mo

Independent living costs in Saint Elmo, MI, vs. state and national averages

Saint Elmo, MI
$3,601/mo
U.S. national average
$4,203/mo

Independent living costs in Saint Elmo, MI, vs. other senior living options

$4,307/mo
Independent Living
$3,601/mo

Independent living costs in Saint Elmo, MI, by floor plan type

Semi-Private
$4,000/mo
Studio
$5,035/mo
1 Bedroom
$5,000/mo
2 Bedroom
$5,144/mo
Detached Cottage/Bungalow
$2,694/mo

Senior living costs in Saint Elmo vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Saint Elmo, MI
Column state: Michigan
Column national: U.S.
Community typeSaint Elmo, MIMichiganU.S.
Independent Living$3,601/mo$3,745/mo$4,203/mo
Assisted Living$4,141/mo$4,248/mo$4,740/mo
Memory Care$4,307/mo$4,618/mo$5,004/mo
Independent Living
Saint Elmo, MI:$3,601/mo
Michigan:$3,745/mo
U.S.:$4,203/mo
Assisted Living
Saint Elmo, MI:$4,141/mo
Michigan:$4,248/mo
U.S.:$4,740/mo
Memory Care
Saint Elmo, MI:$4,307/mo
Michigan:$4,618/mo
U.S.:$5,004/mo
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Table showing 5 of 3 items. Click to show less.

Independent living costs in Saint Elmo, MI, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Saint Elmo and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Saint Elmo, MIMI stateNational

Independent living cost trends in Saint Elmo, MI

The table below shows how monthly independent living costs in Saint Elmo have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Saint Elmo, MI$2,573/mo$2,376/mo+8.3%
Michigan$2,703/mo$2,671/mo+1.2%
National$3,261/mo$3,166/mo+3.0%
Saint Elmo, MI
2024 average cost:$2,573/mo
2023 average cost:$2,376/mo
Percent change:+8.3%
Michigan
2024 average cost:$2,703/mo
2023 average cost:$2,671/mo
Percent change:+1.2%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Saint Elmo

Recent reviews for independent living in Saint Elmo

Meadows of Owosso

4.0
My husband's respite stay here went very well, the staff was friendly attentive and they encouraged him to be a part the different amenities that were offered there. His room was very nice and my husband was free to move about the community, there was a nice courtyard and he felt comfortable ...
Read more

Living Waters Buell Lake in Clio, MI

5.0
They are very helpful with everything and have a kind and professional attitude always concerned about their residents Never used any other community so can't compare but would definitely use Living Waters.

Welcome Home Assisted Living Of Owosso

5.0
I was looking for a place for my mom for quite some time. I visited Welcome Home and fell in love! The homes are beautiful! Once I placed my mom I was pleased to find our that the staff truly care about the elderly. I am beyond happy that I found Welcome Home! My mom is doing very well, ...
Read more

Saint Elmo independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Saint Elmo independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Saint Elmo, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Saint Elmo independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Saint Elmo partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Saint Elmo, MINational
Nutritionist / dietician
Nutritionist / dietician
9%
20.5%
Low / no sodium
Low / no sodium
25%
34.4%
No sugar
No sugar
22.9%
30.9%
Vegetarian
Vegetarian
18.8%
33.6%
Pureed meals
Pureed meals
10.4%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Saint Elmo independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Saint Elmo communities that offer dining options to their discerning residents compared to our partners nationally.
Saint Elmo, MINational
Professional chef
Professional chef
13.2%
36.5%
Restaurant style dining
Restaurant style dining
18.8%
43.5%
Room service
Room service
20.8%
37%
Anytime dining
Anytime dining
11.8%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Saint Elmo independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Saint Elmo offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Saint Elmo, MINational
Activity director
Activity director
24.3%
45.1%
Pet-focused programs
Pet-focused programs
14.6%
28.3%
Community service programs
Community service programs
10.4%
33%
Devotional activities on-site
Devotional activities on-site
31.9%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
30.6%
48.9%
Outings / off-site activities
Outings / off-site activities
28.5%
54%
Piano or organ
Piano or organ
22.2%
42.9%
Arts and crafts center
Arts and crafts center
16.7%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
11.8%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
24.3%
47.1%
Live performances
Live performances
26.4%
46.8%
Dances
Dances
16%
33%
Fitness center
Fitness center
6.9%
39.5%
Fitness classes
Fitness classes
24.3%
46.4%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Midland King's Daughters Home, Arbor Grove Assisted Living and Memory Care and Swanhaven Manor are the top-rated independent living facilities near Saint Elmo, Michigan. See full list of communities.
There are 161 independent living facilities near Saint Elmo, Michigan. See the full list.
The best independent living facilities near you in Saint Elmo, Michigan are Arbor Grove Assisted Living and Memory Care, Bayfield Assisted Living and Memory Care and Independence Village of Midland. These independent living communities received the highest rankings based on verified family reviews.
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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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