About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Waco, KY

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The cost of independent living in Waco is about $2,843 per month. To find the best independent living for your preferences and budget, browse these 103 options. Read 939 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Richmond, Winchester and Berea.

Waco Independent Living Facilities | 939 Reviews

Showing 92 communities
Last Updated: 12/9/25
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Photo of Berkshire I and II
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Berkshire I & II is a senior housing community located close to the downtown area of the city of Harrodsburg, KY. This puts the community in close proximity to all the local shops, restaurants and businesses in the area. The 55 and older set will love the convenience. Residents will also love...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Situated in Georgetown, Kentucky, Overlook at Elkhorn Creek is an excellent choice for seniors who want to live comfortable lives in small-town surroundings. Our senior apartments sit on Turning Leaf Path, which combines with their lawns to create the picture-perfect scene of the American home....
Photo of Arbor Place Townhomes
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Arbor Place Townhomes is a community for senior housing for those aged 55 and over, located in Versailles, Woodford County, Kentucky. Set in a beautiful, expansive, tree covered and quiet neighborhood, the community is perfect for senior residents seeking a home away from the chaos of the city....
Photo of Trinity Properties
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Trinity Properties is located only minutes from historic downtown Georgetown and is looking for tenant like you.  This established property is surrounded by a safe and secure community and a warm staff that is there to make your experience as pleasurable as possible and provide an...
Photo of City View Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
At City View Apartments, you will get the opportunity to participate in senior living with your health and well being at the forefront. Many people cringe when they think of senior living, and rightfully so. Other facilities, with their sterile environments and neglect or abuse of patients, have...
Photo of Midway School Apartments
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Midway School Apartments is an affordable senior housing complex for seniors 55 and older located in the beautiful small town of Midway, Woodford County, Kentucky. Midway School Apartments is located nearby to numerous houses of worship, shops and restaurants, historic and antique sights and...
Photo of Elk River Apartments
1.0
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6 reviews
1.0
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6 reviews
5 star
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I love it here! It's a very nice looking, very clean place. I was able to get a very spacious apartment, with a nice little outdoor porch area. It's just been so convenient! They've got an elevator for...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Elk River is nestled away in a quiet, wooded subdivision on top of a hill.  You canwalk down the hill to fish in a branch off Elkhorn Creek, or you can simply enjoy watching the activity of the wildlife surrounding Elk River.  Here at our elderly community in...
Photo of Laurel Village
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
The bright, inviting and entertaining Elmtree Apartments are senior housing centrally located in Perryville, KY in western Boyle County. After 55, you want to sit back and enjoy life with friends, forget about the maintenance of yards, homes and the many other responsibilities that come along...
Photo of Martin's Rest Home Inc
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Belmont Senior Apartments
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Belmont Senior Apartments, a community serving individuals and couples 55 and over, is located in Cynthiana KY in Harrison County. Considered by many to be the horse racing capitol of the United States, Kentucky has much to offer its residents, as well as their friends and family. Staff at...
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Photo of Laurel Creek Health Care Center
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Brayton
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
There comes a time when the reality of your loved one not being able to live alone must be dealt with. When you are faced with the difficult decision of what will be best remember that there are many options. In the beautiful Brayton area there are some really fine assisted living centers. They...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Emily Apartments
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Emily Apartments is located in Frankfort, which is the capital city of the Bluegrass.  Frankfort has been named one of the most livable small cities due to its affordable housing and cost of living.  This area is rich in landscape, architecture, and history and is also known for its generous...

Cost of independent living in Waco, KY

The average cost of senior living in Waco is $2,843 per month. Cheaper nearby regions include Livingston, KY with an average of $318 per month.

Independent living costs in Waco, KY, vs. nearby cities

Waco, KY
$2,843/mo
$3,346/mo
$2,859/mo

Independent living costs in Waco, KY, vs. state and national averages

Waco, KY
$2,843/mo
U.S. national average
$4,160/mo

Independent living costs in Waco, KY, vs. other senior living options

$4,462/mo
Independent Living
$2,843/mo

Independent living costs in Waco, KY, by floor plan type

Semi-Private
$5,630/mo
Studio
$5,049/mo
1 Bedroom
$4,692/mo
2 Bedroom
$6,117/mo
Detached Cottage/Bungalow
$4,692/mo

Senior living costs in Waco vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Waco, KY
Column state: Kentucky
Column national: U.S.
Community typeWaco, KYKentuckyU.S.
Independent Living$2,843/mo$3,290/mo$4,160/mo
Assisted Living$4,462/mo$4,364/mo$4,703/mo
Memory Care$4,462/mo$4,388/mo$4,954/mo
Independent Living
Waco, KY:$2,843/mo
Kentucky:$3,290/mo
U.S.:$4,160/mo
Assisted Living
Waco, KY:$4,462/mo
Kentucky:$4,364/mo
U.S.:$4,703/mo
Memory Care
Waco, KY:$4,462/mo
Kentucky:$4,388/mo
U.S.:$4,954/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Waco, KY, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Waco and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Waco, KYKY stateNational

Independent living cost trends in Waco, KY

The table below shows how monthly independent living costs in Waco have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Waco, KY$3,428/mo$3,229/mo+6.2%
Kentucky$2,982/mo$3,067/mo-2.8%
National$3,261/mo$3,166/mo+3.0%
Waco, KY
2024 average cost:$3,428/mo
2023 average cost:$3,229/mo
Percent change:+6.2%
Kentucky
2024 average cost:$2,982/mo
2023 average cost:$3,067/mo
Percent change:-2.8%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Waco

Recent reviews for independent living in Waco

Elk River Apartments in Georgetown, KY

5.0
At Elk River Senior everything seems good. I have no complaints. Everything here gets five stars from me. The facility is clean. The staff are friendly. It is a good value. I am very pleased with this facility.

Morning Pointe of Lexington-East

5.0
I would like to thank the staff and the management for their hard work and compassionate care of my mother. It is never easy to trust someone else to care for your loved ones. They try very hard to make my mother feel at home, make her smile, and tailor her experience to meet her specific ...
Read more

Boonesboro Trail Senior Living in Winchester, KY

5.0
Expensive to sign in but then the third month was free so that was really nice! Everything is clean and nice. People are friendly and lots of familiar faces from the community of Winchester. Plenty of meal services, a small gym, and activities for all.

Reviews mention these favorite features of communities

Friendly and helpful staff. Many reviews for Richmond Place mention the kindness and dedication of the staff, who go above and beyond to provide excellent care and assistance. Residents and their families appreciate the personalized attention and the friendly demeanor of the team.
Variety of activities for residents. Reviews for several communities, including Richmond Place, mention the abundance of activities offered to residents. Activities like bingo, gardening, and crafting help keep residents engaged and active.
Beautifully maintained facilities. Multiple reviews highlight the cleanliness and upkeep of facilities like Richmond Place, with mentions of the inviting atmosphere created by the well-kept grounds and tidy common spaces.
Welcoming and inclusive community. Residents and families express appreciation for the welcoming atmosphere at communities such as Richmond Place, where residents are encouraged to make new friends and engage in social activities.
Delicious meals and dining experiences. Numerous reviews mention the quality of meals and dining experiences at various senior living communities. For instance, at Magnolia Springs Lexington, residents enjoy the excellent food and the opportunity to socialize during meals.
Thoughtfully designed apartments. Reviews for Richmond Place and other communities praise the thoughtful design of the apartments, including spacious layouts and convenient amenities, making them ideal living spaces for seniors.
AI generated from the text of family reviews

Waco independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Waco independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Waco, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Waco independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Waco partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Waco, KYNational
Nutritionist / dietician
Nutritionist / dietician
14.1%
20.5%
Low / no sodium
Low / no sodium
27.2%
34.4%
No sugar
No sugar
26.1%
30.9%
Vegetarian
Vegetarian
23.9%
33.6%
Pureed meals
Pureed meals
7.6%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Waco independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Waco communities that offer dining options to their discerning residents compared to our partners nationally.
Waco, KYNational
Professional chef
Professional chef
21.7%
36.5%
Restaurant style dining
Restaurant style dining
33.7%
43.5%
Room service
Room service
31.5%
37%
Anytime dining
Anytime dining
18.5%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Waco independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Waco offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Waco, KYNational
Activity director
Activity director
32.6%
45.1%
Pet-focused programs
Pet-focused programs
20.7%
28.3%
Community service programs
Community service programs
21.7%
33%
Devotional activities on-site
Devotional activities on-site
37%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
35.9%
48.9%
Outings / off-site activities
Outings / off-site activities
40.2%
54%
Piano or organ
Piano or organ
31.5%
42.9%
Arts and crafts center
Arts and crafts center
26.1%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
27.2%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
33.7%
47.1%
Live performances
Live performances
34.8%
46.8%
Dances
Dances
23.9%
33%
Fitness center
Fitness center
31.5%
39.5%
Fitness classes
Fitness classes
34.8%
46.4%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Magnolia Springs Lexington, Holiday Hartland Hills and Richmond Place are the top-rated independent living facilities near Waco, Kentucky. See full list of communities.
There are 103 independent living facilities near Waco, Kentucky. See the full list.
The best independent living facilities near you in Waco, Kentucky are Magnolia Springs Lexington and Richmond Place. These independent living communities received the highest rankings based on verified family reviews.
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More questions?

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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