About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Owenton, KY

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The cost of independent living in Owenton is about $3,732 per month. To find the best independent living for your preferences and budget, browse these 194 options. Read 3414 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Frankfort, Dry Ridge and Williamstown.

Owenton Independent Living Facilities | 3414 Reviews

Showing 173 communities
Last Updated: 12/12/25
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8.0
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The residents are nice and seems genuinely happy. The staff is good and very helpful. The apartment is large and larger than others we viewed at other places and is a good size for my mom. I had some issues...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Meadow Creek Townhomes is an affordable senior apartments for seniors 55 and older located in the beautiful country town of Warsaw, Gallatin County, Kentucky. Meadow Creek is located with easy access to nearby shopping centers, coffee shops, parks, and more, being in walking distance to town. At...
Photo of Carrollton Manor
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Aireshire Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Tristan Ridge
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Emily Apartments
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Emily Apartments is located in Frankfort, which is the capital city of the Bluegrass.  Frankfort has been named one of the most livable small cities due to its affordable housing and cost of living.  This area is rich in landscape, architecture, and history and is also known for its generous...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Elk River Apartments
1.0
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6 reviews
1.0
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6 reviews
5 star
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I love it here! It's a very nice looking, very clean place. I was able to get a very spacious apartment, with a nice little outdoor porch area. It's just been so convenient! They've got an elevator for...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Elk River is nestled away in a quiet, wooded subdivision on top of a hill.  You canwalk down the hill to fish in a branch off Elkhorn Creek, or you can simply enjoy watching the activity of the wildlife surrounding Elk River.  Here at our elderly community in...
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Photo of Cottages of Frankfort
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Surrounded by lush landscaping in a beautiful country setting, privacy and beauty are yours within this Seniors only community offering 1, 2 and 3 bedroom apartment homes. Situated in Frankfort, the city named as one of the most livable small cities in the United States for its abundance of...
Photo of Trinity Properties
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Trinity Properties is located only minutes from historic downtown Georgetown and is looking for tenant like you.  This established property is surrounded by a safe and secure community and a warm staff that is there to make your experience as pleasurable as possible and provide an...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Situated in Georgetown, Kentucky, Overlook at Elkhorn Creek is an excellent choice for seniors who want to live comfortable lives in small-town surroundings. Our senior apartments sit on Turning Leaf Path, which combines with their lawns to create the picture-perfect scene of the American home....
Photo of Midway School Apartments
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Midway School Apartments is an affordable senior housing complex for seniors 55 and older located in the beautiful small town of Midway, Woodford County, Kentucky. Midway School Apartments is located nearby to numerous houses of worship, shops and restaurants, historic and antique sights and...
Photo of Regency Manor
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Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Belmont Senior Apartments
5 star
67%
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Belmont Senior Apartments, a community serving individuals and couples 55 and over, is located in Cynthiana KY in Harrison County. Considered by many to be the horse racing capitol of the United States, Kentucky has much to offer its residents, as well as their friends and family. Staff at...
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
The South Shelby House is a senior apartment living complex located in Shelbyville, Shelby County, KY. The community itself is located right next to a hospital and just down the road from Clear Creek and driving distance of Shelby Lake. A large park offers views of Shelby Lake and beautiful and...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
North Shelby House is a senior housing development located in Shelbyville, Shelby County, Kentucky. Shelbyville is a quiet agricultural community with easy access to Interstate 64. The town has a rich history dating back to the civil war and has many historic buildings located in the downtown...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Shelby House is located in the robust country town of Shelbyville, Shelby County, Kentucky. This green and splendid little town is full of country style charm and horse farmers along the way. There are marvelous places to eat and see in Shelbyville and it is a quiet reserved town with southern...
Photo of Martin's Rest Home Inc
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Madison Heritage Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Longworth Villa
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Arbor Place Townhomes
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Arbor Place Townhomes is a community for senior housing for those aged 55 and over, located in Versailles, Woodford County, Kentucky. Set in a beautiful, expansive, tree covered and quiet neighborhood, the community is perfect for senior residents seeking a home away from the chaos of the city....
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Cost of independent living in Owenton, KY

The average cost of senior living in Owenton is $3,732 per month. Cheaper nearby regions include Corinth, KY with an average of $1,981 per month.

Independent living costs in Owenton, KY, vs. nearby cities

Owenton, KY
$3,732/mo
$2,117/mo
$2,141/mo

Independent living costs in Owenton, KY, vs. state and national averages

Owenton, KY
$3,732/mo
U.S. national average
$4,162/mo

Independent living costs in Owenton, KY, vs. other senior living options

$4,944/mo
Independent Living
$3,732/mo

Independent living costs in Owenton, KY, by floor plan type

Semi-Private
$5,076/mo
Studio
$5,105/mo
1 Bedroom
$5,182/mo
2 Bedroom
$5,835/mo
Detached Cottage/Bungalow
$3,317/mo

Senior living costs in Owenton vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Owenton, KY
Column state: Kentucky
Column national: U.S.
Community typeOwenton, KYKentuckyU.S.
Independent Living$3,732/mo$3,291/mo$4,162/mo
Assisted Living$4,934/mo$4,364/mo$4,705/mo
Memory Care$4,944/mo$4,388/mo$4,956/mo
Independent Living
Owenton, KY:$3,732/mo
Kentucky:$3,291/mo
U.S.:$4,162/mo
Assisted Living
Owenton, KY:$4,934/mo
Kentucky:$4,364/mo
U.S.:$4,705/mo
Memory Care
Owenton, KY:$4,944/mo
Kentucky:$4,388/mo
U.S.:$4,956/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Owenton, KY, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Owenton and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Owenton, KYKY stateNational

Independent living cost trends in Owenton, KY

The table below shows how monthly independent living costs in Owenton have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Owenton, KY$3,211/mo$3,224/mo-0.4%
Kentucky$2,982/mo$3,067/mo-2.8%
National$3,261/mo$3,166/mo+3.0%
Owenton, KY
2024 average cost:$3,211/mo
2023 average cost:$3,224/mo
Percent change:-0.4%
Kentucky
2024 average cost:$2,982/mo
2023 average cost:$3,067/mo
Percent change:-2.8%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Owenton

Recent reviews for independent living in Owenton

Eastgate Village in Cincinnati, OH

5.0
We are happy that our mom feels safe, comfortable, and she absolutely loves the facility and staff, thank you Eastgate Village for the peace of mind she has and our family, too!!! We have nothing goos to say about Eastgate Village and would recommend them to anyone facing a similar situation ...
Read more

Elk River Apartments in Georgetown, KY

5.0
At Elk River Senior everything seems good. I have no complaints. Everything here gets five stars from me. The facility is clean. The staff are friendly. It is a good value. I am very pleased with this facility.

Morning Pointe of Lexington-East

5.0
I would like to thank the staff and the management for their hard work and compassionate care of my mother. It is never easy to trust someone else to care for your loved ones. They try very hard to make my mother feel at home, make her smile, and tailor her experience to meet her specific ...
Read more

Owenton independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Owenton independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Owenton, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Owenton independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Owenton partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Owenton, KYNational
Nutritionist / dietician
Nutritionist / dietician
30.6%
20.5%
Low / no sodium
Low / no sodium
43.9%
34.4%
No sugar
No sugar
42.2%
30.9%
Vegetarian
Vegetarian
42.2%
33.6%
Pureed meals
Pureed meals
12.7%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Owenton independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Owenton communities that offer dining options to their discerning residents compared to our partners nationally.
Owenton, KYNational
Professional chef
Professional chef
48.6%
36.5%
Restaurant style dining
Restaurant style dining
53.8%
43.5%
Room service
Room service
48%
37%
Anytime dining
Anytime dining
25.4%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Owenton independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Owenton offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Owenton, KYNational
Activity director
Activity director
53.2%
45.1%
Pet-focused programs
Pet-focused programs
34.1%
28.3%
Community service programs
Community service programs
39.9%
33%
Devotional activities on-site
Devotional activities on-site
56.1%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
57.8%
48.9%
Outings / off-site activities
Outings / off-site activities
61.8%
54%
Piano or organ
Piano or organ
46.2%
42.9%
Arts and crafts center
Arts and crafts center
45.1%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
49.1%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
56.1%
47.1%
Live performances
Live performances
56.6%
46.8%
Dances
Dances
38.2%
33%
Fitness center
Fitness center
49.1%
39.5%
Fitness classes
Fitness classes
56.1%
46.4%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

StoryPoint Union, StoryPoint Middletown and Magnolia Springs Louisville are the top-rated independent living facilities near Owenton, Kentucky. See full list of communities.
There are 194 independent living facilities near Owenton, Kentucky. See the full list.
The best independent living facilities near you in Owenton, Kentucky are StoryPoint Union, StoryPoint Middletown and Magnolia Springs Louisville. These independent living communities received the highest rankings based on verified family reviews.
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