About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Locust, KY

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The cost of independent living in Locust is about $3,542 per month. To find the best independent living for your preferences and budget, browse these 169 options. Read 2690 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Madison, La Grange and Versailles.

Locust Independent Living Facilities | 2690 Reviews

Showing 154 communities
Last Updated: 12/26/25
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Crownpointe Retirement Community in Greensburg, Indiana is located 1 mile south of Greensburg on Highway 421 South. We offer private apartments with a variety of floor plans to meet individual needs and preferences.Our mission is to maintain your independence, safety and privacy by honoring...
Photo of The Villages of Park Duvalle
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Fern Valley Hotel and Conference Center
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Beehive Home of Smyrna
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We live out of town but our family who lives in town and close to the community say the people there are very sweet, and since our loved one has moved in she has felt right at home. We would absolutely...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Quality service with a commitment to excellence, that is Bee Hive Homes! Bee Hive Homes feature family style living in a residential setting for those who do not require full time skilled nursing care. The Bee Hive home is a planned environment, allowing for ten to fourteen residents to enjoy a...
Photo of Jefferson Crossing Senior Living
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I picked this community because I liked the facility, and the rooms. I like the cleanliness. It's a nice location. I would recommend to others.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Beehive Homes of Taylorsville
1414 Photos available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
At Beehive Homes of Taylorsville, our dedicated caregivers are available 24/7 to provide compassionate assistance with daily needs, including bathing, dressing, grooming, medication reminders, meals, housekeeping, laundry, and activities. We’re committed to creating a warm, supportive environment...
Photo of Skyline Suites
55 Photos available
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Skyline Suites was first opened in May of 2018. Our staff and partners have over 75 years of combined experience in senior care. We have twice been voted "Best Assisted Living facility" by local publications. We are a family owned and operated small business located in Salem, Indiana. Skyline...
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Photo of Grace Luthern Manor
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Photo of St. Charles Community
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My daughter and I am very pleased with the services we have received from this community. We know my wife is safe, and in good hands when she is here. I'am comfortable with her staying here while I go handle...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
St. Charles Community is sponsored by the Sisters of Notre Dame. We have been serving the Senior population for well over 50 years. St. Charles began as a Skilled Nursing facility and now provides many levels of care to the seniors in our community. These levels include independent living in our...
Photo of Senior Chateau
1717 Photos available
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Senior 62+ and/or Disabled, Section 8 PropertyRent is based on 30% of income.Floor Plan1 Bedroom, 1 Bath | 555 Sq. Ft.Amenities and FeaturesAppliances IncludedCommunity RoomLaundry FacilityService CoordinatorUtilities IncludedEqual Housing Opportunity.
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Photo of Aspen Place Health Campus
1212 Photos available
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Centrally located on 1-74 between Indianapolis and Cincinnati, Aspen Place Health Campus is proud to offer residents of Greensburg and the surrounding areas a warm, welcoming place to call home. Our residents have many opportunities to explore Greensburg, whether it’s enjoying one of its...
Photo of Falcon Crest
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Here Falcon crest we offer spacious 1,2,and 3 bedroom apartment homes as well as 2 bedroom condos and patio homes. All apartments have washer/dryer connections,and fully equipped kitchens. Our amenities include a 24-hour fitness center, clubhouse,private cinema, pool,playground,and 24-hour...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Whispering Woods II is a 55+ assisted and senior housing community located in the western area of Louisville, Kentucky, in Jefferson County. The community is surrounded by residential housing and has large areas of open space with green grass and trees. Major freeways and bus lines are close-by,...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Whispering Woods I is an affordable senior housing apartment complex for seniors 55 and older located in a beautiful and cozy neighborhood in Louisville, Jefferson County, Kentucky. Whispering Woods I is located right by I-264, making it easy to get almost anywhere. We are nearby many shopping...
Photo of Villages of Whitewater
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of St. Francis Court Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Panorama Senior Citizen Apt
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22 reviews
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22 reviews
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Living here at Panorama is a convenient. Comfortable and affordable place to call home. Our office staff is always friendly and accommodating. Maintenance is efficient and prompt to any problems. They...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Panorama Apartments is a retirement community for independent seniors located in a re-developed area of Covington, Kentucky.  It offers views of the Ohio River and the Cincinnati, Ohio skyline in addition to many amenities.  Panorama is convenient to transportation, groceries, banks and...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Regency Manor North
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of The Guardian Apartments
99 Photos available
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Newly renovated senior apartment homes are now available at our convenient Westwood location. Maintenance free living and a professional, caring staff await you. We work hard to build lasting relationships with each and every member of our community by offering clean, affordable apartment homes...
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It has been a nice experience so far for us with this community. The apartments look very nice. The staff is great, they are quick to respond to my concerns. The community looks very well maintained. My only...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Louisville, Jefferson County, KY is home to Overlook Terraces - a senior housing community with some of the most spectacular hilltop views to be found in the area. Here, a gorgeous home at an affordable price is combined with a prime location just minutes from downtown Louisville. Overlook...
Photo of LaSalette Gardens
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
LaSalette Gardens Apartments in an affordable senior apartments community located in the city of Covington, Kenton County, Kentucky. Of the 76 units available, 50 are assisted and designed for seniors. Some are under Hud guidelines, others are not. LaSalette Gardens is located near shopping,...
Photo of Airy Hills at North Bend Crossing
99 Photos available
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
At Airy Hills at North Bend Crossing, convenient care services and luxury senior living amenities combine to create the engaging, worry-free lifestyle you desire. Here, your monthly rent includes everything from services and amenities to social, cultural and recreational opportunities with access...

Cost of independent living in Locust, KY

The average cost of senior living in Locust is $3,542 per month. Cheaper nearby regions include Gratz, KY with an average of $2,117 per month.

Independent living costs in Locust, KY, vs. nearby cities

Locust, KY
$3,542/mo

Independent living costs in Locust, KY, vs. state and national averages

Locust, KY
$3,542/mo
U.S. national average
$4,162/mo

Independent living costs in Locust, KY, vs. other senior living options

$4,616/mo
Independent Living
$3,542/mo

Independent living costs in Locust, KY, by floor plan type

Semi-Private
$4,194/mo
Studio
$4,843/mo
1 Bedroom
$4,857/mo
2 Bedroom
$5,501/mo
Detached Cottage/Bungalow
$2,299/mo

Senior living costs in Locust vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Locust, KY
Column state: Kentucky
Column national: U.S.
Community typeLocust, KYKentuckyU.S.
Independent Living$3,542/mo$3,286/mo$4,162/mo
Assisted Living$4,588/mo$4,357/mo$4,706/mo
Memory Care$4,616/mo$4,381/mo$4,956/mo
Independent Living
Locust, KY:$3,542/mo
Kentucky:$3,286/mo
U.S.:$4,162/mo
Assisted Living
Locust, KY:$4,588/mo
Kentucky:$4,357/mo
U.S.:$4,706/mo
Memory Care
Locust, KY:$4,616/mo
Kentucky:$4,381/mo
U.S.:$4,956/mo
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Table showing 5 of 3 items. Click to show less.

Independent living costs in Locust, KY, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Locust and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Locust, KYKY stateNational

Independent living cost trends in Locust, KY

The table below shows how monthly independent living costs in Locust have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Locust, KY$3,104/mo$3,195/mo-2.8%
Kentucky$2,982/mo$3,067/mo-2.8%
National$3,261/mo$3,166/mo+3.0%
Locust, KY
2024 average cost:$3,104/mo
2023 average cost:$3,195/mo
Percent change:-2.8%
Kentucky
2024 average cost:$2,982/mo
2023 average cost:$3,067/mo
Percent change:-2.8%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Locust

Recent reviews for independent living in Locust

Elk River Apartments in Georgetown, KY

5.0
At Elk River Senior everything seems good. I have no complaints. Everything here gets five stars from me. The facility is clean. The staff are friendly. It is a good value. I am very pleased with this facility.

Crescent Place Assisted Living in Shelbyville, KY

3.5
Most people were very friendly, others not so much. Laundry often was not picked up, and/or returned. Same with trash. Cleaning was minimal. Meals were not good. Too salty. Not enough salads, fruit & veggies.

Cedar Creek of Seymour

4.6
I would recommend the community to others for their loved ones. The community itself is very nice. The staff are easy to work with. They are willing dietary restrictions if necessary. You have your own everything, and I would go there myself.

Locust independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Locust independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Locust, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Locust independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Locust partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Locust, KYNational
Nutritionist / dietician
Nutritionist / dietician
32.5%
20.5%
Low / no sodium
Low / no sodium
38.3%
34.5%
No sugar
No sugar
35.7%
31%
Vegetarian
Vegetarian
37%
33.7%
Pureed meals
Pureed meals
11.7%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Locust independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Locust communities that offer dining options to their discerning residents compared to our partners nationally.
Locust, KYNational
Professional chef
Professional chef
43.5%
36.6%
Restaurant style dining
Restaurant style dining
48.7%
43.5%
Room service
Room service
42.9%
37%
Anytime dining
Anytime dining
22.7%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Locust independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Locust offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Locust, KYNational
Activity director
Activity director
53.2%
45.2%
Pet-focused programs
Pet-focused programs
32.5%
28.3%
Community service programs
Community service programs
37%
33.1%
Devotional activities on-site
Devotional activities on-site
47.4%
47.6%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
56.5%
49%
Outings / off-site activities
Outings / off-site activities
57.8%
54%
Piano or organ
Piano or organ
40.3%
43%
Arts and crafts center
Arts and crafts center
44.8%
38.3%
Educational speakers / life long learning
Educational speakers / life long learning
46.1%
41.9%
Clubs / games / karaoke
Clubs / games / karaoke
52.6%
47.2%
Live performances
Live performances
53.2%
46.9%
Dances
Dances
37%
33.1%
Fitness center
Fitness center
42.2%
39.6%
Fitness classes
Fitness classes
51.9%
46.5%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

StoryPoint Union, Chateau of Batesville and StoryPoint Middletown are the top-rated independent living facilities near Locust, Kentucky. See full list of communities.
There are 169 independent living facilities near Locust, Kentucky. See the full list.
The best independent living facilities near you in Locust, Kentucky are StoryPoint Union, StoryPoint Middletown and Magnolia Springs Louisville. These independent living communities received the highest rankings based on verified family reviews.
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