About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Charters, KY

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The cost of independent living in Charters is about $2,450 per month. To find the best independent living for your preferences and budget, browse these 42 options. Read 82 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Maysville, Flemingsburg and Ripley.

Charters Independent Living Facilities | 82 Reviews

Showing 38 communities
Last Updated: 12/5/25
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Photo of City View Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
At City View Apartments, you will get the opportunity to participate in senior living with your health and well being at the forefront. Many people cringe when they think of senior living, and rightfully so. Other facilities, with their sterile environments and neglect or abuse of patients, have...
Photo of Minford Retirement Ctr
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Trinity Station Retirement Community
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Hamilton's PCH
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of King's Daughter's Medical Center
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Artrips Personal Care Home
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Bristol Pavillion
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Bristol Village
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On hands care is great. Mom has lost her rings and her checkbook, which is troublesome. Nursing care is good. The CNP is not timely with visits. Food is OK, Mom won't go to the dining room. Mom is very...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Bristol Village is an Active Senior living community in the beautiful Waverly, Pike County, Ohio that is only a short drive away from Cincinnati and Columbus. The community also enjoys proximity to museums, a golf club, and heritage centers. Our grounds in the middle of the Midwest are expertly...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Just What You're Looking For......Harmony Senior Village is a community of magnificent 2-bedroom patio-style apartment homes, well designed for comfort and quiet individuality. Your apartment features a fully equipped kitchen, a formal living room, comfortable bedrooms, a full size bath, and...
Photo of Martin's Rest Home Inc
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Belmont Senior Apartments
5 star
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Belmont Senior Apartments, a community serving individuals and couples 55 and over, is located in Cynthiana KY in Harrison County. Considered by many to be the horse racing capitol of the United States, Kentucky has much to offer its residents, as well as their friends and family. Staff at...
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Cost of independent living in Charters, KY

The average cost of senior living in Charters is $2,450 per month. Cheaper nearby regions include Ewing, KY with an average of $320 per month.

Independent living costs in Charters, KY, vs. nearby cities

Charters, KY
$2,450/mo
$1,523/mo
$2,547/mo

Independent living costs in Charters, KY, vs. state and national averages

Charters, KY
$2,450/mo
U.S. national average
$4,153/mo

Independent living costs in Charters, KY, vs. other senior living options

$3,533/mo
Independent Living
$2,450/mo

Independent living costs in Charters, KY, by floor plan type

Studio
$3,695/mo
1 Bedroom
$3,943/mo
2 Bedroom
$2,488/mo
Detached Cottage/Bungalow
$2,855/mo

Senior living costs in Charters vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Charters, KY
Column state: Kentucky
Column national: U.S.
Community typeCharters, KYKentuckyU.S.
Independent Living$2,450/mo$3,290/mo$4,153/mo
Assisted Living$3,533/mo$4,364/mo$4,698/mo
Memory Care$3,533/mo$4,388/mo$4,946/mo
Independent Living
Charters, KY:$2,450/mo
Kentucky:$3,290/mo
U.S.:$4,153/mo
Assisted Living
Charters, KY:$3,533/mo
Kentucky:$4,364/mo
U.S.:$4,698/mo
Memory Care
Charters, KY:$3,533/mo
Kentucky:$4,388/mo
U.S.:$4,946/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Charters

Recent reviews for independent living in Charters

Sterling Meadows Assisted Living in Mount Sterling, KY

4.6
He's not been there since early April but it worked out well. Dad was really content there for the most part. Only complaint I had was getting timely invoices for insurance. Elevator needed new flooring as I recall and so did dads room but he didn't need carpet. They will probably change that.

Courtyard at Wheelersburg

4.9
Facility is bright and cheery. Staff go above and beyond. My Mom receives attentive care and she loves living there. She says she feels very safe knowing that someone will help her immediately if necessary. Could not have found a better place locally for her care.

Morning Pointe of Russell

5.0
I like the care that my father is getting from this nice community. The staff is unbelieveable and caring. I like the menu and the meals are excellent. They do offer activities for the residents who want to participate. The community is clean and I would highly recommend this great community for ...
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Charters independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Charters independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Charters, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Charters independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Charters partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Charters, KYNational
Nutritionist / dietician
Nutritionist / dietician
7.9%
20.5%
Low / no sodium
Low / no sodium
10.5%
34.4%
No sugar
No sugar
10.5%
30.9%
Vegetarian
Vegetarian
2.6%
33.6%
Pureed meals
Pureed meals
2.6%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Charters independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Charters communities that offer dining options to their discerning residents compared to our partners nationally.
Charters, KYNational
Professional chef
Professional chef
5.3%
36.5%
Restaurant style dining
Restaurant style dining
15.8%
43.5%
Room service
Room service
13.2%
37%
Anytime dining
Anytime dining
2.6%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Charters independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Charters offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Charters, KYNational
Activity director
Activity director
10.5%
45.1%
Pet-focused programs
Pet-focused programs
2.6%
28.3%
Community service programs
Community service programs
7.9%
33%
Devotional activities on-site
Devotional activities on-site
13.2%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
10.5%
48.9%
Outings / off-site activities
Outings / off-site activities
13.2%
54%
Piano or organ
Piano or organ
10.5%
42.9%
Arts and crafts center
Arts and crafts center
10.5%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
10.5%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
15.8%
47.1%
Live performances
Live performances
15.8%
46.8%
Dances
Dances
5.3%
33%
Fitness center
Fitness center
13.2%
39.5%
Fitness classes
Fitness classes
21.1%
46.4%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Trustwell Living at Bell Gardens Place, Sterling Meadows Assisted Living and Alpine House of West Union are the top-rated independent living facilities near Charters, Kentucky. See full list of communities.
There are 42 independent living facilities near Charters, Kentucky. See the full list.
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