About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Mount Sterling, IN

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The cost of independent living in Mount Sterling is about $4,010 per month. To find the best independent living for your preferences and budget, browse these 73 options. Read 1677 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Burlington, Madison and Owenton.

Mount Sterling Independent Living Facilities | 1677 Reviews

Showing 69 communities
Last Updated: 1/7/26
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Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of The Guardian Apartments
99 Photos available
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Newly renovated senior apartment homes are now available at our convenient Westwood location. Maintenance free living and a professional, caring staff await you. We work hard to build lasting relationships with each and every member of our community by offering clean, affordable apartment homes...
Photo of Villages of Whitewater
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Established in 1899 as a pioneering mission of five Methodist Conferences, Twin Towers combines the unique charm of historic buildings with innovative programs and modern amenities to offer an unparalleled lifestyle for today's seniors. Along with the best of campus amenities, we offer the finest...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Crownpointe Retirement Community in Greensburg, Indiana is located 1 mile south of Greensburg on Highway 421 South. We offer private apartments with a variety of floor plans to meet individual needs and preferences.Our mission is to maintain your independence, safety and privacy by honoring...
Photo of Mercy Franciscan Terrace
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Cornell Trace
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Cornell Trace is an independent living community located in eastern Louisville, Kentucky, in Jefferson County. The community consists of two-bedroom patio town homes with attached garages. Cornell Trace is a residential area with plenty of wooded areas and nearby open space. Though the area has a...
Photo of Brownsboro Park Retirement Community
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Photo of The Glen
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The staff are very friendly. very helpful, and very caring. They do the best they can do to meet my mother's needs. I chose The Glen because it was in close proximity to my house and it seemed as good as...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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My mother in law absolutely loves it here. It has been a journey getting here. She was in one that was very expensive. No activities to be had and the staff was not friendly at all. After 3 months, she...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Eastgate Village is a retirement community that offers independent living with services such as meals, housekeeping, transportation and limited assistance.
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He likes it there. It's clean and they are friendly. Overall he likes the food. He loves the breakfast. It was in the perfect location for us, and is on a pretty piece of land. He likes the residents that...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Enjoy the freedom and beauty of our picturesque grounds and stately trees from your patio door... and on leisurely walks through 55 wooded acres. There is wonderful entertainment, especially the sounds produced by the Greatest Generation! You will have companionship at mealtimes in our bright...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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My cousin is adjusting well to living at SEM Villa. The staff are very nice and welcoming. They offer a lot of daily activities. She has not said anything negative about the food. The community is clean...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Welcome home to SEM Villa, located in the heart of historical Milford. SEM Villa provides independent living, along with the help of support services as needed. We offer spacious single and double units with the convenience of three meals a day in our central dining room. If you enjoy a quiet...
Photo of Yellowwood Terrace
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of The Springs at Stony Brook
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Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Westminster Village Kentuckiana
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Country Villa
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Great family environment. All staff friendly and helpful. My Father (85) is much happier now than when living alone.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
It's the perfect alternative for seniors who can no longer live on their own at home.

Cost of independent living in Mount Sterling, IN

The average cost of senior living in Mount Sterling is $4,010 per month. Cheaper nearby regions include Westport, IN with an average of $3,074 per month.

Independent living costs in Mount Sterling, IN, vs. nearby cities

Mount Sterling, IN
$4,010/mo
$4,150/mo

Independent living costs in Mount Sterling, IN, vs. state and national averages

Mount Sterling, IN
$4,010/mo
$3,218/mo
U.S. national average
$4,189/mo

Independent living costs in Mount Sterling, IN, vs. other senior living options

$5,527/mo
Independent Living
$4,010/mo

Independent living costs in Mount Sterling, IN, by floor plan type

Semi-Private
$4,597/mo
Studio
$4,763/mo
1 Bedroom
$4,705/mo
2 Bedroom
$5,491/mo
Detached Cottage/Bungalow
$3,044/mo

Senior living costs in Mount Sterling vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Mount Sterling, IN
Column state: Indiana
Column national: U.S.
Community typeMount Sterling, INIndianaU.S.
Independent Living$4,010/mo$3,218/mo$4,189/mo
Assisted Living$4,713/mo$4,019/mo$4,794/mo
Memory Care$5,527/mo$5,070/mo$5,555/mo
Independent Living
Mount Sterling, IN:$4,010/mo
Indiana:$3,218/mo
U.S.:$4,189/mo
Assisted Living
Mount Sterling, IN:$4,713/mo
Indiana:$4,019/mo
U.S.:$4,794/mo
Memory Care
Mount Sterling, IN:$5,527/mo
Indiana:$5,070/mo
U.S.:$5,555/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Mount Sterling

Recent reviews for independent living in Mount Sterling

Eastgate Village in Cincinnati, OH

5.0
We are happy that our mom feels safe, comfortable, and she absolutely loves the facility and staff, thank you Eastgate Village for the peace of mind she has and our family, too!!! We have nothing goos to say about Eastgate Village and would recommend them to anyone facing a similar situation ...
Read more

The Kenwood by Senior Star in Cincinnati, OH

4.8
I'm currently a resident at The Kenwood by Senior Star. I came to look at this place and loved it, so I moved in! There is lots to do, everyone is so friendly at this facility. I'm happy to be here. I live in an independent apartment and I don't have the meal plan. I would recommend this ...
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Ashwood Place Senior Living in Frankfort, KY

4.1
We chose Ashwood Place because of the close proximity to me, their physicians, hospital, and costs. Facility and staff are great! Food services are inconsistent. A big portion of what we pay is for the food service and feel it should improve--a lot. Seniors obviously need good nutrition.

Reviews mention these favorite features of communities

Caring and helpful staff. Reviews from communities The Waterford at Fairfield, Blue Rock Senior Living, and StoryPoint Cincinnati praise the kindness and attentiveness of the staff members. Residents and their families appreciate how much the staff care for the residents and go above and beyond to ensure their happ ...
Read more
Variety of engaging activities. Several communities, including StoryPoint Middletown, Village Crossing Retirement Resort, and StoryPoint Louisville East, offer a wide range of activities to encourage socializing and keep residents active. These activities include bingo, singing, arts and crafts, and more.
Home-like atmosphere. Residents and their families express appreciation for the homey feel of communities such as Ashwood Place Senior Living, StoryPoint Middletown, and StoryPoint Louisville East. The welcoming environment and sense of community help make the transition to senior living a smooth one.
Thoughtfully planned meals. Communities like The Pointe at Brookside, The Waterford at Fairfield, and Ashwood Place Senior Living provide delicious meals that cater to individual preferences and dietary restrictions. The dining experiences are enjoyed by residents and their families alike.
Well-maintained interiors and exteriors. Numerous reviews mention the cleanliness and upkeep of communities, including StoryPoint Middletown, The Waterford at Fairfield, and StoryPoint Louisville East. Residents and their families are pleased with the attention to detail in both the private rooms and common areas.
Supportive and accommodating environment. Several communities, including Ivy Knoll A Caring Senior Community, Eastgate Village, and StoryPoint Union, offer a supportive and accommodating environment to help residents adjust to their new living situation. Staff and residents are described as being understanding and caring.
AI generated from the text of family reviews

Mount Sterling independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Mount Sterling independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Mount Sterling, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Mount Sterling independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Mount Sterling partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Mount Sterling, INNational
Nutritionist / dietician
Nutritionist / dietician
39.1%
20.5%
Low / no sodium
Low / no sodium
46.4%
34.5%
No sugar
No sugar
37.7%
31%
Vegetarian
Vegetarian
40.6%
33.7%
Pureed meals
Pureed meals
10.1%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Mount Sterling independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Mount Sterling communities that offer dining options to their discerning residents compared to our partners nationally.
Mount Sterling, INNational
Professional chef
Professional chef
59.4%
36.6%
Restaurant style dining
Restaurant style dining
59.4%
43.5%
Room service
Room service
52.2%
37%
Anytime dining
Anytime dining
29%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Mount Sterling independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Mount Sterling offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Mount Sterling, INNational
Activity director
Activity director
62.3%
45.2%
Pet-focused programs
Pet-focused programs
33.3%
28.3%
Community service programs
Community service programs
49.3%
33.1%
Devotional activities on-site
Devotional activities on-site
63.8%
47.6%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
65.2%
49%
Outings / off-site activities
Outings / off-site activities
72.5%
54%
Piano or organ
Piano or organ
49.3%
43%
Arts and crafts center
Arts and crafts center
56.5%
38.3%
Educational speakers / life long learning
Educational speakers / life long learning
59.4%
41.9%
Clubs / games / karaoke
Clubs / games / karaoke
62.3%
47.2%
Live performances
Live performances
60.9%
46.9%
Dances
Dances
46.4%
33.1%
Fitness center
Fitness center
60.9%
39.6%
Fitness classes
Fitness classes
62.3%
46.5%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

StoryPoint Union, StoryPoint Middletown and Legacy Living of Florence are the top-rated independent living facilities near Mount Sterling, Indiana. See full list of communities.
There are 73 independent living facilities near Mount Sterling, Indiana. See the full list.
The best independent living facilities near you in Mount Sterling, Indiana are StoryPoint Union, StoryPoint Middletown and Legacy Living of Florence. These independent living communities received the highest rankings based on verified family reviews.
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