About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
Senior Living Home

10 Best Independent Living Communities in Watertown, IL

Answer a few questions to get personalized results
Who are you searching for?

The cost of independent living in Watertown is about $3,753 per month. To find the best independent living for your preferences and budget, browse these 134 options. Read 1026 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Rockford, Dixon and Oregon.

Watertown Independent Living Facilities | 1026 Reviews

Showing 120 communities
Last Updated: 1/5/26
Sort by
Filter by
Review Score
Distance
See communities with
Amenities
Providers
5 star
75%
4 star
25%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I’ve lived here since October 2016, on the Indepent side I moved from Missouri to be near my daughter in Mendota. The majority of residents ate from LaSalle and Lee counties in Illinois, andthey all are very...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Mendota Retirement Community is an assisted living community located in Mendota, Illinois. Located minutes from the center of town, our assisted and independent living community provides easy access for families while providing a peaceful setting for our residents. You'll enjoy our beautiful...
Photo of Hickory Terrace
66 Photos available
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Hickory Terrace is our brand-new independent living community built By Grainger. We are a family owned company lead by owners Brian and Susie Grainger. Brian Grainger has been active in building senior housing in the Sycamore area for more than six years, with unparalleled customer satisfaction...
Photo of Highview In the Woodlands
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
There were lots of nurses on staff but it was costing a lot of money. There were so many people that if my dad was in the sitting area it would be wall to wall people so that you couldn't hardly get a...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Northpointe Terrace
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Paige Court Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Paige Court Apartments is a community that is located in the lovely area of South Beloit, Winnebago County, IL. The city has roughly 8,000 people and is considered to be a suburb of Beloit, WI. Although it is definitely a smaller locale, the proximity of the city to larger areas makes it a fun...
Photo of Resthave Home
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Cherry Tree Assisted Living
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Olympian Hill Senior Apartmnts
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
An affordable luxury apartment home community built on the promise of independent, carefree living for seniors 55 years and better. With many reasons to enjoy life and have peace of mind. Professionally managed by Horizon which develops, builds and manages apartment homes for seniors that are...
Photo of Prophet Manor Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Inline cta image

Our free advisors can help

  • Compare local facilities
  • Determine care type
  • Schedule tours
  • Evaluate pricing
Photo of The Suites of Beloit
55 Photos available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Suites of Beloit offers bright and comfortable rooms that allow residents to enjoy their personal space; outdoor courtyards and spacious lounges throughout the center offer a vibrant social scene.
Photo of Beloit Senior Living
5 star
67%
4 star
33%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My parents are in Independent Living there. I appreciate the staff. My parents are happy there. I think it is a good place. The food is not good, my dad complains about it every day. The room sizes are good....
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Beloit Senior Living is a Assisted Living facility that opened August 2016 in Beloit, WI. The company has been providing quality assisted living and memory care to seniors for over 15 years at our other locations in Milton, WI and Waterford, WI. We are very excited to provide quality services to...
Photo of Sun Valley Homes Terrace
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Prairie Village Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Sun Valley Terrace
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Rock Bay Harbor has proudly served independent seniors 55 and older since 1999. Our friendly and caring office, housekeeping and maintenance staff are on site Monday through Friday, 9:00 till 4:00. Rock Bay Harbor is close to shopping, the bus stop, and conveniently located across the street...
Photo of Riverside Terrace
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Brittany Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Country Comfort
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
5 star
50%
4 star
0%
3 star
0%
2 star
0%
1 star
50%
See all reviews
I really like it here and I have not run into any problems with anybody. I am really glad to have this place and the management is very good. The maintenance man takes care of things whenever I ask for help....
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Sandwich Manor is an affordable senior housing community in Sandwich, DeKalb, Kendall, and LaSalle counties, Illinois. It is conveniently located a couple of blocks off of Highway 34 and near Sandwich Memorial Park, WOW7 Cinema, an antique stores, Dollar General, the Opera House, a food market,...
Photo of Hawthorne Inn of Princeton
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of The Meadows Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Country Comfort Princeton
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Cost of independent living in Watertown, IL

The average cost of senior living in Watertown is $3,753 per month. Cheaper nearby regions include Rockford, IL with an average of $3,369 per month.

Independent living costs in Watertown, IL, vs. nearby cities

Watertown, IL
$3,753/mo
$3,534/mo

Independent living costs in Watertown, IL, vs. state and national averages

Watertown, IL
$3,753/mo
U.S. national average
$4,179/mo

Independent living costs in Watertown, IL, vs. other senior living options

$5,020/mo
Independent Living
$3,753/mo

Independent living costs in Watertown, IL, by floor plan type

Semi-Private
$5,282/mo
Studio
$5,193/mo
1 Bedroom
$5,685/mo
2 Bedroom
$6,278/mo

Senior living costs in Watertown vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Watertown, IL
Column state: Illinois
Column national: U.S.
Community typeWatertown, ILIllinoisU.S.
Independent Living$3,753/mo$4,475/mo$4,179/mo
Assisted Living$4,990/mo$5,395/mo$4,720/mo
Memory Care$5,020/mo$5,416/mo$4,976/mo
Independent Living
Watertown, IL:$3,753/mo
Illinois:$4,475/mo
U.S.:$4,179/mo
Assisted Living
Watertown, IL:$4,990/mo
Illinois:$5,395/mo
U.S.:$4,720/mo
Memory Care
Watertown, IL:$5,020/mo
Illinois:$5,416/mo
U.S.:$4,976/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Watertown, IL, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Watertown and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Watertown, ILIL stateNational

Independent living cost trends in Watertown, IL

The table below shows how monthly independent living costs in Watertown have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Watertown, IL$4,556/mo$4,512/mo+1.0%
Illinois$3,084/mo$3,069/mo+0.5%
National$3,257/mo$3,166/mo+2.9%
Watertown, IL
2024 average cost:$4,556/mo
2023 average cost:$4,512/mo
Percent change:+1.0%
Illinois
2024 average cost:$3,084/mo
2023 average cost:$3,069/mo
Percent change:+0.5%
National
2024 average cost:$3,257/mo
2023 average cost:$3,166/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Watertown

Recent reviews for independent living in Watertown

Shepherd of Harvard

5.0
I am very happy with the care that my mother is getting at this very nice and home feeling community. The staff is wonderful and very attentive. I like that the community is clean. <y mother is really liking the activities and she likes what is offered. We would highly recommend this small ...
Read more

Heritage Woods of Belvidere

5.0
I am very content living at Heritage Woods. My apartment is very comfortable and convenient. The nurses and CNAs are very attentive and convenient. The food is good and I may also eat in my room if I so desire. There are activities every day. Also a small store 2 days a week.

Shepherd Premier Living of Harvard

4.0
We chose Shepherd Premier Living because it was one of the only ones taking new residents during covid and it was the only place that was not forcing residents to stay in their rooms. The value for the money is also great. She has had some issues with her medications, they use their own doctor ...
Read more

Watertown independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Watertown independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Watertown, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Watertown independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Watertown partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Watertown, ILNational
Nutritionist / dietician
Nutritionist / dietician
19.2%
20.5%
Low / no sodium
Low / no sodium
17.5%
34.5%
No sugar
No sugar
15%
31%
Vegetarian
Vegetarian
17.5%
33.7%
Pureed meals
Pureed meals
5%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Watertown independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Watertown communities that offer dining options to their discerning residents compared to our partners nationally.
Watertown, ILNational
Professional chef
Professional chef
15%
36.6%
Restaurant style dining
Restaurant style dining
29.2%
43.5%
Room service
Room service
18.3%
37%
Anytime dining
Anytime dining
8.3%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Watertown independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Watertown offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Watertown, ILNational
Activity director
Activity director
30.8%
45.2%
Pet-focused programs
Pet-focused programs
20.8%
28.3%
Community service programs
Community service programs
19.2%
33.1%
Devotional activities on-site
Devotional activities on-site
39.2%
47.6%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
37.5%
49%
Outings / off-site activities
Outings / off-site activities
46.7%
54%
Piano or organ
Piano or organ
31.7%
43%
Arts and crafts center
Arts and crafts center
21.7%
38.3%
Educational speakers / life long learning
Educational speakers / life long learning
25.8%
41.9%
Clubs / games / karaoke
Clubs / games / karaoke
35%
47.2%
Live performances
Live performances
35%
46.9%
Dances
Dances
16.7%
33.1%
Fitness center
Fitness center
20.8%
39.6%
Fitness classes
Fitness classes
34.2%
46.5%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Huntley Springs Retirement Resort, Prairie Pointe Assisted Living and Memory Care and Morning Star Village are the top-rated independent living facilities near Watertown, Illinois. See full list of communities.
There are 134 independent living facilities near Watertown, Illinois. See the full list.
The best independent living facility near you in Watertown, Illinois is Prairie Pointe Assisted Living and Memory Care. This independent living community received the highest ranking based on verified family reviews.
Photo cta image

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
Back to top