About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Effingham County, IL

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The cost of independent living in Effingham County is about $4,116 per month. To find the best independent living for your preferences and budget, browse these 57 options. Read 228 reviews, see photos, and learn about amenities that make independent living the ideal next step for adults 55+ who wish to enjoy friendships and hobbies without the hassle of cooking and home maintenance.

As you explore independent living near you, you may also want to consider options in areas like You may also consider nearby communities such as Effingham, Altamont and Funkhouser.

Effingham County Independent Living Facilities | 228 Reviews

Showing 48 communities
Last Updated: 12/9/25
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Best of Senior Living

The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care and home care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

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Photo of Brookstone Estates of Fairfield
1515 Photos available
44 Floor plans available
5 star
100%
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We are so lucky to have this facility in our town.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Opened in 2001 and recently remodeled in 2013, Brookstone Estates of Fairfield represents the finest in Independent Living and Supportive Living. Located in Fairfield, Illinois, our community is designed to promote creativity and independence within a safe and loving environment. We would love...
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8.0
Review score
1 review
8.0
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1 review
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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The staff is super nice and very helpful. The room sizes are good. Perhaps a few more activities for those who are more mobile.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Photo of Hawthorne Inn of Shelbyville
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Willowbrook Of Vandalia #1
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Sweetbriar Retirement Home
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Mattoon Tower
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Mattoon Tower is an affordable senior housing apartment complex for seniors 55 and older located in Mattoon, Coles County, Illinois. Mattoon Tower is located with easy access to nearby shopping centers, medical facilities, and public transportation. At Mattoon Tower, our loved ones maintain their...
Photo of Life's Journey Senior Living - Estates
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Our 12 studio apartment home offers a wide range of services for those looking to maintain their independence in a close knit community. We offer a safe and secure environment for active, independent seniors. Our amenities range from personalized apartments to restaurant quality meals. The...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Hickory Estates of Pana
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Courtyard Estates of Sullivan
99 Photos available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Courtyard Estates of Sullivan is a modern, beautiful assisted living community located in the residential neighborhood of Sullivan, Illinois. You'll enjoy our incredible spaces indoors while also spending plenty of time on our outdoor paths and patios or even under the gazebo. And, when you do...
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Photo of Lakewood Village
5 star
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So far I am pleased with the care that my mother has been receiving at this community. The staff have been very welcoming to her and have helped a lot with making her comfortable during the transition of...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Lakewood Village, in Charleston, Illinois, with its beautiful, home-like environment, is located near ambulance services, pharmacies, hospitals, dentists and rehabilitation centers. The independent living community is located in Coles County and is easily accessed for the enjoyment of both...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Montgomery Terrace
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Arbor Rose of Arcola
1414 Photos available
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Friendship Hill
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Watkins Estates Inc
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Emerald Pointe
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
1.0
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1.0
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1 review
5 star
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4 star
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Village Apartments of Hillsboro
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Rome Meadows
2.3
Review score
3 reviews
2.3
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3 reviews
5 star
0%
4 star
0%
3 star
67%
2 star
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1 star
33%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Rome Meadows is a beautiful, privately owned senior apartment community for adults 55 and up, or those with disabilities in Dix, Illinois. Located between Mt. Vernon, Centralia, and Salem, Rome Meadows is in walking distance of shops, nice restaurants for fine dining, and recreation facilities....
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Cost of independent living in Effingham County, IL

The average cost of senior living in Effingham County is $4,116 per month. Cheaper nearby regions include Toledo, IL with an average of $3,693 per month.

Independent living costs in Effingham County, IL, vs. nearby counties

Effingham County, IL
$4,116/mo
$4,116/mo
$4,174/mo

Independent living costs in Effingham County, IL, vs. state and national averages

Effingham County, IL
$4,116/mo
U.S. national average
$4,160/mo

Independent living costs in Effingham County, IL, vs. other senior living options

$4,531/mo
Independent Living
$4,116/mo

Independent living costs in Effingham County, IL, by floor plan type

Semi-Private
$6,137/mo
Studio
$4,326/mo
1 Bedroom
$5,011/mo
2 Bedroom
$5,395/mo

Senior living costs in Effingham County vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Effingham County, IL
Column state: Illinois
Column national: U.S.
Community typeEffingham County, ILIllinoisU.S.
Independent Living$4,116/mo$4,459/mo$4,160/mo
Assisted Living$4,531/mo$5,378/mo$4,703/mo
Memory Care$4,531/mo$5,398/mo$4,954/mo
Independent Living
Effingham County, IL:$4,116/mo
Illinois:$4,459/mo
U.S.:$4,160/mo
Assisted Living
Effingham County, IL:$4,531/mo
Illinois:$5,378/mo
U.S.:$4,703/mo
Memory Care
Effingham County, IL:$4,531/mo
Illinois:$5,398/mo
U.S.:$4,954/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Effingham County, IL, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Effingham County and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Effingham County, ILIL stateNational

Independent living cost trends in Effingham County, IL

The table below shows how monthly independent living costs in Effingham County have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Effingham County, IL$3,137/mo$2,620/mo+19.7%
Illinois$2,643/mo$2,563/mo+3.1%
National$2,795/mo$2,798/mo-0.1%
Effingham County, IL
2024 average cost:$3,137/mo
2023 average cost:$2,620/mo
Percent change:+19.7%
Illinois
2024 average cost:$2,643/mo
2023 average cost:$2,563/mo
Percent change:+3.1%
National
2024 average cost:$2,795/mo
2023 average cost:$2,798/mo
Percent change:-0.1%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Effingham County

Recent reviews for independent living in Effingham County

Heritage Woods of Charleston

4.9
I have lived here for about a year and a half. I have enjoyed it immensely. Very friendly people live and work here. I recommend it for people 65 years old and older. We get three meals a day plus snacks. We get activities that are great. We have exercise programs for 45 minutes at least 2 times ...
Read more

Brookstone Estates of Olney

3.7
My father felt very isolated there as they did not have many activities he was interested in. He did not like the food but the personnel were friendly to him and helped him to meals and gave him his medications but otherwise he did not see them very often as he did not leave his room. He was 99 ...
Read more

Effingham County independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Effingham County independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Effingham County, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Effingham County independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Effingham County partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Effingham County, ILNational
Nutritionist / dietician
Nutritionist / dietician
27.1%
20.5%
Low / no sodium
Low / no sodium
25%
34.4%
No sugar
No sugar
20.8%
30.9%
Vegetarian
Vegetarian
10.4%
33.6%
Pureed meals
Pureed meals
2.1%
10.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Effingham County independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Effingham County communities that offer dining options to their discerning residents compared to our partners nationally.
Effingham County, ILNational
Professional chef
Professional chef
8.3%
36.5%
Restaurant style dining
Restaurant style dining
35.4%
43.5%
Room service
Room service
18.8%
37%
Anytime dining
Anytime dining
4.2%
17.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Effingham County independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Effingham County offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Effingham County, ILNational
Activity director
Activity director
25%
45.1%
Pet-focused programs
Pet-focused programs
22.9%
28.3%
Community service programs
Community service programs
20.8%
33%
Devotional activities on-site
Devotional activities on-site
41.7%
47.5%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
45.8%
48.9%
Outings / off-site activities
Outings / off-site activities
54.2%
54%
Piano or organ
Piano or organ
39.6%
42.9%
Arts and crafts center
Arts and crafts center
22.9%
38.1%
Educational speakers / life long learning
Educational speakers / life long learning
29.2%
41.8%
Clubs / games / karaoke
Clubs / games / karaoke
43.8%
47.1%
Live performances
Live performances
43.8%
46.8%
Dances
Dances
16.7%
33%
Fitness center
Fitness center
16.7%
39.5%
Fitness classes
Fitness classes
43.8%
46.4%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Villas of Holly Brook Effingham, The Glenwood Assisted Living of Effingham and Brookstone Estates of Effingham are the top-rated independent living facilities near Effingham County, Illinois. See full list of communities.
There are 57 independent living facilities near Effingham County, Illinois. See the full list.
The best independent living facilities near you in Effingham County, Illinois are Carriage Crossing Senior Living of Arcola, The Glenwood Supportive Living of Greenville and Villas of Holly Brook Newton. These independent living communities received the highest rankings based on verified family reviews.
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