Seattle offers 93 home care agencies dedicated to providing seniors and individuals with disabilities supportive services like help with activities of daily living and companionship. The average cost of home care in Seattle is $34 per hour, but the total cost varies depending on a client’s needs. To help you choose a suitable Seattle home care agency, we offer agency listings and insight into local costs, payment options, and reviews of local agencies. We also highlight Washington licensing requirements for home care agencies to help you understand what’s standard before you decide on an agency.
Use our cost calculator to compare your loved one’s current living and home care expenses against the cost of senior living in Seattle.
In Seattle, people commonly look into paying for health-related home care costs using health insurance. However, health insurance only covers medically necessary care services. Nonmedical home care services, like personal care and housekeeping, may not be covered. For nonmedical home care services to be covered, they must be part of a medically necessary medical care plan.
Most families in Seattle turn to their income and other assets to pay for home care costs, especially for nonmedical services. This may include private funds from savings, retirement funds, and health savings accounts (HSAs). Individuals may also be able to use veterans benefits, or free up cash from reverse mortgages, life insurance policies, or long-term care (LTC) insurance.
Paying for home care
Get an overview of all payment options for home care.
VA home care benefits
See how VA benefits can help veterans and their spouses pay for home care.
Home care and LTC insurance
Learn how to use long-term care insurance to cover home care costs.
Yes, Medicare can pay for some home care services in Seattle if they’re provided as a part of medically necessary care services prescribed by a doctor. In order for Medicare to cover home care, services must be provided by a Medicare-certified home health care provider. Nonmedical home care services without a medical necessity may not be covered.
Yes, Washington’s Medicaid program, known as Apple Health, does pay for some home care services in Seattle, because it may be categorized as a type of long-term care service. To qualify, individuals must have some difficulty performing daily tasks on their own due to aging or a disability. Qualifying home care services include assistance with the following:[01]
Apple Health also covers at-home medical care services for individuals who need skilled nursing care. These services may include medical monitoring services like wound care and medication administration.[01]
In Seattle, seniors can reach out to the following organizations to help them age in place:
To get information on potential veterans benefits you can use to pay for home care, use the Washington State Department of Veterans Affairs’ (WDVA) King County veterans resources page. This portal helps locate veterans service organizations (VSOs) near you. These VSOs employ benefit counselors who can help veterans and their surviving spouses access their eligible benefits, like potential home care services.
Many of Seattle’s VSOs are located in one convenient location, which can be found at the VA regional office at this address:
Henry M. Jackson Federal Building
915 2nd Ave.
Seattle, WA 98174
Within the VA regional office, veterans can access several VSOs, such as the following:
To help you choose among Seattle home care agencies, we encourage you to consider several factors during your search. Some considerations may include licensing standards, accreditation status, agency hiring practices, fees, and minimum care requirements. Learning about these factors beforehand can help narrow down options based on what matters most to you or your loved one.
You may also want to consider whether medical care is needed within the home. While home care agencies can accommodate many personal care needs, some may not offer medically specialized home health care. Some agencies only offer nonmedical home care. On this page, you’ll find both nonmedical and medical home care agency listings.
Home health care is prescribed by a doctor and provided by a licensed nurse or nursing assistant. Some agencies may offer both types of care, but it’s best to reach out to your loved one’s doctor or a social worker if home health care is necessary.
Knowing the type of care needed and information on Washington’s home care agency requirements can help you confidently choose a home care agency in Seattle.
The Washington State Department of Health (DOH) licenses all home care agencies in Seattle. To obtain a home care license, Seattle agencies must submit and receive approval from the health department for the following materials:[02]
Home care agency licensing requirements for those providing medical care are similar, but they have more requirements.
After initial licensure, the DOH regularly performs unannounced on-site inspections of home care agencies to ensure they follow health and safety standards. Inspections are performed by registered nurses, who focus on:[03]
Learning about an agency’s hiring practices can help you see how their home care aides are equipped to care for their clients. In Seattle, the DOH requires a criminal background check for every agency employee. The DOH also requires home care aides to meet at least one of the following requirements:[03]
Seattle home care agencies vary in their service fees and minimum care requirements. To make an informed decision, be sure to ask whether an agency requires any deposits, a minimum number of hours of care, or any additional charges for care.
For instance, some home care agencies offer a free initial assessment to assess care needs, while others may charge for one. Furthermore, some agencies may require a minimum number of hours per shift or charge extra for care provided overnight or on a holiday or weekend.
You may also want to ask whether a prospective agency has a minimum age requirement for clients, so you can more easily rule out options.
Ask these 10 questions to help you find the right home care agency.
Home Instead - Mountlake Terrace, WA, Griswold Care Pairing for Eastside & Bellevue, WA and Senior Helpers of Greater Puyallup are the top-rated Home Care facilities near Seattle, WA. These Home Care facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Home Care in Seattle is {{ zipAverageCost }} per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
Home care is provided by an aide who comes to a senior’s home to help with daily chores and activities of daily living. It can be offered anywhere a senior calls home — including a house, senior apartment, independent living, or assisted living. Learn more about home care.
Home care services are customizable to a senior’s unique needs. Services can include companionship, help with chores like cooking and housekeeping, or assistance with activities of daily living, like toileting and bathing. Explore home care services in more detail.
Home care provides nonmedical services for seniors who require assistance with daily tasks like housework, bathing, dressing, and transportation. In contrast, home health care is prescribed by a doctor and includes services like skilled nursing care and therapies, health monitoring, and medication administration that are provided by licensed medical professionals. Read more about home care vs. home health care.
Washington State Department of Social and Health Services, Aging and Long-Term Support Administration. Services that help an adult remain at home.
Washington State Department of Health. Home care agencies.
Washington State Department of Health. (2024). In-home services survey program.
Ask an A Place for Mom local advisor at no cost.
Washington State Department of Social and Health Services, Aging and Long-Term Support Administration. Services that help an adult remain at home.
Washington State Department of Health. Home care agencies.
Washington State Department of Health. (2024). In-home services survey program.