About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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Top Home Care Agencies in Toledo, Ohio

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Toledo is home to 77 home care agencies that provide seniors with reliable support for aging comfortably at home. Of these, the top three are Grandma Joan's Live-In Care Consulting and Recruiting, Senior Helpers - Waterville and Michigan's Home Help Care Services, LLC. On average, home care services in Toledo cost $32 per hour, giving families an affordable and flexible care option that can be tailored to individual needs.

Additionally, seniors in Toledo benefit from a wide range of local programs and resources that promote independence, safety, and connection.

Home Care Agencies near Toledo, OH

Showing 45 home care providers
Last Updated: 12/6/25
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Photo of Grandma Joan's Live-In Care Consulting and Recruiting
66 Photos available
57 reviews
I was in a real pinch to find the right care giver and "home manager" for my parents. Mom suffers from dementia and suddenly Dad, her main caregiver, had a stroke. Almost overnight, we needed immediate...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
About our Consulting and Recruiting ServicesGrandma Joan is an award-winning consulting and recruiter service that has been helping discerning families recruit, screen, and hire premium live-in caregivers since 2010.We act as the family’s private 3rd party recruiters, finding and screening the...
Photo of Senior Helpers - Waterville
11 Photo available
7 reviews
My caregivers are always very punctual which is great and she is super helpful. She has been great with scheduling and is on time. I would recommend Senior Helpers to others looking.
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Established in 2008, Senior Helpers of NW Ohio provide in-home, non-medical care to seniors with the goal of enhancing their daily living, while providing peace of mind to their loved ones who cannot be with them around the clock. Whether we provide companionship, keeping the senior active and...
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Photo of Michigan's Home Help Care Services, LLC
11 Photo available
3 reviews
I was very pleased with Michigan's Home Help Care Services. I thought they were very flexible with working with our families needs.
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Photo of Friends of the Family Home Health Care - Sylvania, OH
11 Photo available
4 reviews
I think they do, for the most part, a good job. The one person, Gail, is excellent. The other one is younger and has some things to learn, but she comes regularly and valiantly does her best. Gail – I could...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
4 reviews
My husband has dementia and needs to get out more without me. [name removed] found the perfect aide for him. The aide takes him to parks or other places . He gets exercise and lunch and comes home smiling....
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
1 review
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
1 review
Met director Wed. Really feel this would be the best for mom.
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Right at Home of Southeastern Michigan is an in-home care and assistance agency, providing quality senior and disabled persons care.We provide trained, insured and bonded caregivers for a variety of caregiving needs. Whether it's for extra assistance after a stay in the hospital, an aging parent...
1 review
We had quite a few different nursing aides for my father in the 6 weeks that we utilized your services. There were some experienced aides and some that did not know how to help with simple house chores. ...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
1 review
Communication with the family is great. I don't like it when they have to change people and they tried to change requested days, but I couldn't allow that. They overcharged in error once and it took a bit of...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
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Photo of Amada Senior Care of Toledo, OH
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Photo of A Wyse Choice Home Care LLC
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Photo of Heavens Home Care Agency - Columbus, OH
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Photo of Helping Hands Patient Services, LLC
22 Photos available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
HELPING HANDS PATIENT SERVICES is a limited liability corporation with a staff of dedicated lift team technicians and support personnel. HHPS’ mission is to provide safe patient handling, improve patient comfort, safety and recovery, and prevent employee injuries through skillful, compassionate...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Photo of Right at Home of Perrysburg, OH
22 Photos available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
John Baldwin - Owner Being a Navy veteran, and after 25 years in an industry that provides electrical power to Ohio, I wanted to build a business that served others in the community in which we live. Achieving a State Tested Nursing Assistant (STNA) license was the first step in that career...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details

How much does home care cost in Toledo?

In Toledo, home care services average $32 per hour, according to A Place for Mom’s proprietary data.[01] This hourly pricing model gives families the flexibility to schedule care based on their loved one’s needs — whether that’s part-time help or full-day support.

Toledo’s cost of living is about 10% lower than the national average, with housing expenses nearly 30% lower than the U.S. norm.[02] This relative affordability helps to offset the cost of long-term care.[02]

If your loved one requires 24-hour care or daily assistance, you may want to consider more cost-effective alternatives, such as assisted living, memory care, or a nursing home.

Average home care costs in Toledo, OH

Average hourly rate
$32/hr
Average overnight rate
$30/hr
Average weekend rate
$31/hr

Home care costs vs. senior living costs in Toledo, OH

44 hours of home care/wk
$6,097/mo
$4,444/mo

Home care costs in Toledo vs. state and national averages

Daily, monthly, and annual costs in the table below are based on a part-time care schedule of 4 hours of care per day, 5 days per week.
Cost comparison table showing home care costs by location. This table contains 3 rows of data across 5 columns.
Column location: Location (Location name)
Column hourlyCost: Hourly cost (Cost per hour)
Column dailyCost: Daily cost (Cost per day (4 hours))
Column monthlyCost: Monthly cost (Cost per month)
Column annualCost: Annual cost (Cost per year)
LocationHourly costDaily costMonthly costAnnual cost
Toledo, OH$32$128$2,771$33,280
Ohio$32$128$2,771$33,280
National$30$120$2,598$31,200
Toledo, OH
Hourly cost:$32
Daily cost:$128
Monthly cost:$2,771
Annual cost:$33,280
Ohio
Hourly cost:$32
Daily cost:$128
Monthly cost:$2,771
Annual cost:$33,280
National
Hourly cost:$30
Daily cost:$120
Monthly cost:$2,598
Annual cost:$31,200
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Compare the costs of aging in place against senior living

Use our cost calculator to compare your loved one’s current living and home care expenses against the cost of senior living in Toledo.

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How to pay for home care in Toledo

Most families in Toledo use a mix of private and public resources to pay for in-home care.

Private pay options

Many families cover home care costs using savings, pensions, Social Security income, or help from relatives. Other private funding sources include:

  • Long-term care insurance. Depending on the policy, it may cover part or all of home care services.
  • Life insurance. Some plans can be converted to long-term care benefits or sold for cash value.
  • Home equity. Seniors may use a reverse mortgage or home equity line of credit (HELOC) to fund care, but these tools come with specific terms and conditions that are important to understand.

Medicare

Medicare may cover short-term medically necessary home health care services under specific conditions. To qualify, a doctor must confirm the need for skilled care, and the services must be delivered by a Medicare-certified home health agency.[03]

Covered services may include:

  • Intermittent skilled nursing
  • Physical, occupational, or speech therapy
  • Certain medical supplies and durable medical equipment

Medicare won’t pay for 24/7 home care, housekeeping, or nonmedical help with daily tasks when that’s the only service needed.

Medicare resources in Toledo

Consider the following resources for help with Medicare questions.

For general information and assistance with Medicare, visit Medicare.gov.

Medicaid

Ohio’s Medicaid program can help cover in-home care services for eligible seniors in two ways: the PASSPORT Medicaid Waiver program and the Home Choice program. These programs help with daily activities, transportation, meal delivery, and homemaker services.[04,05] Applicants must meet financial and medical criteria to qualify.

Medicaid resources in Toledo, OH

To learn more about the PASSPORT and Home Choice programs in Ohio, consider these resources:

VA benefits

Veterans and their surviving spouses in Toledo may qualify for veterans benefits to help cover the cost of home care services.

  • Aid and Attendance (A&A) benefit: The Aid and Attendance benefit provides additional monthly payments to eligible wartime veterans and surviving spouses who receive a VA pension and require assistance with daily activities. These funds can be used to pay for in-home care services. To apply, visit VA.gov to download Form 21-2680 and submit the completed form to the nearest regional benefit office in Detroit.[06]
  • Homemaker and Home Health Aide Care: This program offers trained professionals to assist veterans with personal care needs, allowing them to remain in their homes. Services include help with activities like bathing, dressing, and meal preparation. Eligibility is determined by a VA health care provider, and services are coordinated through the local VA medical center. To apply, contact a VA social worker in Ohio for next steps.[07]
  • Veteran Directed Care (VDC): The VDC program allows eligible veterans to manage their own care services, including hiring personal care aides. This self-directed approach provides flexibility in choosing caregivers and tailoring services to individual needs. Enrollment is coordinated through the local VA medical center’s social work department.​ To access the program, reach out to your loved one’s VA social worker.[08]

Resources for veterans in Toledo

For guidance on VA benefit eligibility, application processes, and connecting with approved home care providers, contact the following resources:

Resources in Toledo that help seniors age in place

In addition to the Area Office on Aging of Northwestern Ohio listed above, Toledo offers a strong network of community services designed to help seniors live safely and independently at home. Key resources include:

Ohio home care laws and regulations

Ohio’s home care laws and regulations ensure a safe and professional standard of care for seniors in Toledo.

Licensing and accreditation

In Ohio, home care agencies that provide skilled services must be licensed by the Ohio Department of Health.[09] Agencies must demonstrate that they follow standards for care planning, staff qualifications, safety procedures, and documentation.

Accreditation by organizations such as The Joint Commission or Community Health Accreditation Partner (CHAP) isn’t required, but some agencies acquire it to indicate their commitment to quality care.

Hiring practices

Licensed agencies in Ohio must follow state regulations for caregiver qualifications. Caregivers are typically required to:[08]

  • Pass a criminal background check
  • Complete minimum training and competency evaluations
  • Work under the supervision of a registered nurse when providing personal care

How to choose the right home care agency in Toledo

Selecting a home care agency is an important decision. Follow the steps below during your search.

Request detailed pricing information

Ask for a full breakdown of costs, including hourly rates, minimum hours, and additional fees. Understanding the pricing structure helps you compare agencies and plan your budget.

Ask about caregiver training and expertise

Find out how caregivers are trained and supervised. Ask if they specialize in areas like dementia care, chronic condition management, or mobility assistance.

Look up inspection and complaint history

Check the Ohio Department of Health’s Licensed Facilities, Services, and Program Search to find licensed agencies. Contact the department’s Bureau of Regulatory Operations to request information about violations.

Read home care reviews

Online reviews can offer insights into caregiver reliability, agency responsiveness, and overall satisfaction. Look for patterns in both positive and negative feedback.

References

  1. A Place for Mom. (2025). A Place for Mom proprietary data.

  2. Economic Research Institute. Cost of living data in Toledo, Ohio.

  3. U.S. Centers for Medicare & Medicaid Services. Home health services coverage. Medicare.gov.

  4. Ohio Department of Aging. PASSPORT.

  5. Ohio Department of Medicaid. Home Choice.

  6. U.S. Department of Veterans Affairs. (2024, July 18). Aid and Attendance benefits and Housebound allowance.

  7. U.S. Department of Veterans Affairs. (2025, May 30). Homemaker and home health aide care.

  8. U.S. Department of Veterans Affairs. (2025, June 2). Veteran-directed care.

  9. Ohio Laws & Administrative Rules. Home Health Service Providers.

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More questions?

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2025). A Place for Mom proprietary data.

2.

Economic Research Institute. Cost of living data in Toledo, Ohio.

3.

U.S. Centers for Medicare & Medicaid Services. Home health services coverage. Medicare.gov.

4.

Ohio Department of Aging. PASSPORT.

5.

Ohio Department of Medicaid. Home Choice.

6.

U.S. Department of Veterans Affairs. (2024, July 18). Aid and Attendance benefits and Housebound allowance.

7.

U.S. Department of Veterans Affairs. (2025, May 30). Homemaker and home health aide care.

8.

U.S. Department of Veterans Affairs. (2025, June 2). Veteran-directed care.

9.

Ohio Laws & Administrative Rules. Home Health Service Providers.