Top Home Care Agencies in Toledo, Ohio

Who are you searching for?

Toledo is home to 232 home care agencies that provide seniors with reliable support for aging comfortably at home. Of these, the top three are HomeWell Care Services of Troy, MI, Friends of the Family Home Health Care, LLC - Temperance, Michigan and Comfort Care Home Care Assistance - Grosse Pointe. On average, home care services in Toledo cost $31 per hour, giving families an affordable and flexible care option that can be tailored to individual needs.

Additionally, seniors in Toledo benefit from a wide range of local programs and resources that promote independence, safety, and connection.

Home Care Agencies near Toledo, OH

Table of contents

How much does home care cost in Toledo?
How to pay for home care in Toledo
Resources in Toledo that help seniors age in place
Ohio home care laws and regulations
How to choose the right home care agency in Toledo

How much does home care cost in Toledo?

In Toledo, home care services average $31 per hour, according to A Place for Mom’s proprietary data.^[01] This hourly pricing model gives families the flexibility to schedule care based on their loved one’s needs — whether that’s part-time help or full-day support.

Toledo’s cost of living is about 10% lower than the national average, with housing expenses nearly 30% lower than the U.S. norm.^[02] This relative affordability helps to offset the cost of long-term care.^[02]

If your loved one requires 24-hour care or daily assistance, you may want to consider more cost-effective alternatives, such as assisted living, memory care, or a nursing home.

Average home care costs in Toledo, OH

Average hourly rate

$31/hr

Average overnight rate

$32/hr

Average weekend rate

$33/hr

Home care costs vs. senior living costs in Toledo, OH

44 hours of home care/wk

$5,787/mo

Assisted Living

$5,219/mo

Memory Care

$6,683/mo

Home care costs in Toledo vs. state and national averages

Daily, monthly, and annual costs in the table below are based on a part-time care schedule of 4 hours of care per day, 5 days per week.

Cost comparison table showing home care costs by location. This table contains 3 rows of data across 5 columns.

Column location: Location (Location name)

Column hourlyCost: Hourly cost (Cost per hour)

Column dailyCost: Daily cost (Cost per day (4 hours))

Column monthlyCost: Monthly cost (Cost per month)

Column annualCost: Annual cost (Cost per year)

Location	Hourly cost	Daily cost	Monthly cost	Annual cost
Toledo, OH	$31	$124	$2,685	$32,240
Ohio	$31	$124	$2,685	$32,240
National	$32	$128	$2,771	$33,280

Toledo, OH

Hourly cost:$31

Daily cost:$124

Monthly cost:$2,685

Annual cost:$32,240

Ohio

Hourly cost:$31

Daily cost:$124

Monthly cost:$2,685

Annual cost:$32,240

National

Hourly cost:$32

Daily cost:$128

Monthly cost:$2,771

Annual cost:$33,280

Table showing 5 of 3 items. Click to show less.

Compare the costs of aging in place against senior living

Use our cost calculator to compare your loved one’s current living and home care expenses against the cost of senior living in Toledo.

Get started

How to pay for home care in Toledo

Most families in Toledo use a mix of private and public resources to pay for in-home care.

Private pay options

Many families cover home care costs using savings, pensions, Social Security income, or help from relatives. Other private funding sources include:

Long-term care insurance. Depending on the policy, it may cover part or all of home care services.
Life insurance. Some plans can be converted to long-term care benefits or sold for cash value.
Home equity. Seniors may use a reverse mortgage or home equity line of credit (HELOC) to fund care, but these tools come with specific terms and conditions that are important to understand.

Medicare

Medicare may cover short-term medically necessary home health care services under specific conditions. To qualify, a doctor must confirm the need for skilled care, and the services must be delivered by a Medicare-certified home health agency.^[03]

Covered services may include:

Intermittent skilled nursing
Physical, occupational, or speech therapy
Certain medical supplies and durable medical equipment

Medicare won’t pay for 24/7 home care, housekeeping, or nonmedical help with daily tasks when that’s the only service needed.

Medicare resources in Toledo

Consider the following resources for help with Medicare questions.

Ohio Senior Health Insurance Information Program (OSHIIP)
50 W. Town St., Third Floor, Suite 300
Columbus, OH 43215
Phone: 800-686-1578

For general information and assistance with Medicare, visit Medicare.gov.

Medicaid

Ohio’s Medicaid program can help cover in-home care services for eligible seniors in two ways: the PASSPORT Medicaid Waiver program and the Home Choice program. These programs help with daily activities, transportation, meal delivery, and homemaker services.^[04,05] Applicants must meet financial and medical criteria to qualify.

Medicaid resources in Toledo, OH

To learn more about the PASSPORT and Home Choice programs in Ohio, consider these resources:

Area Office on Aging of Northwestern Ohio, Inc.
2155 Arlington Ave.
Toledo, OH 43609-0624
Phone: 419-382-0624
Ohio Department of Medicaid – Home Choice
Phone: 888-221-1560
Email: HOME_Choice@medicaid.ohio.gov

VA benefits

Veterans and their surviving spouses in Toledo may qualify for veterans benefits to help cover the cost of home care services.

Aid and Attendance (A&A) benefit: The Aid and Attendance benefit provides additional monthly payments to eligible wartime veterans and surviving spouses who receive a VA pension and require assistance with daily activities. These funds can be used to pay for in-home care services. To apply, visit VA.gov to download Form 21-2680 and submit the completed form to the nearest regional benefit office in Detroit.^[06]
Homemaker and Home Health Aide Care: This program offers trained professionals to assist veterans with personal care needs, allowing them to remain in their homes. Services include help with activities like bathing, dressing, and meal preparation. Eligibility is determined by a VA health care provider, and services are coordinated through the local VA medical center. To apply, contact a VA social worker in Ohio for next steps.^[07]
Veteran Directed Care (VDC): The VDC program allows eligible veterans to manage their own care services, including hiring personal care aides. This self-directed approach provides flexibility in choosing caregivers and tailoring services to individual needs. Enrollment is coordinated through the local VA medical center’s social work department. To access the program, reach out to your loved one’s VA social worker.^[08]

Resources for veterans in Toledo

For guidance on VA benefit eligibility, application processes, and connecting with approved home care providers, contact the following resources:

Lucas County Veterans Service Commission
2595 Arlington Ave., Suite 201
Toledo, OH 43614
Phone: 419-213-6090
Detroit VA Regional Benefit Office
477 Michigan Ave., 12th Floor
Detroit, MI 48226
Phone: 800-827-1000
Ohio Department of Veterans Services
77 S. High St., 7th Floor
Columbus, OH 43215
Phone: 614-644-0898

Resources in Toledo that help seniors age in place

In addition to the Area Office on Aging of Northwestern Ohio listed above, Toledo offers a strong network of community services designed to help seniors live safely and independently at home. Key resources include:

Toledo-Lucas County Health Department
Offers the Sixty Plus Program, which provides health assessments and disease prevention for senior citizens of Lucas County.
635 N. Erie St.
Toledo, OH 43604
Phone: 419-213-4100
Pathway Toledo
Provides services such as home visits, nutrition, home maintenance, appliances, and utilities.
Phone: 419-242-7304
Email: info@PathwayToledo.org
Mobile Meals of Toledo
Delivers nutritious meals to homebound seniors and provides wellness checks.
2200 Jefferson Ave.
Toledo, OH 43604
Phone: 419-255-7806
Email: info@mobilemeals.org
Senior Centers, Inc.
Offers programs that support seniors’ social, educational, emotional, and recreational well-being.
2308 Jefferson Ave.
Toledo, OH 43604
Phone: 419-242-9511
Email: SeniorCentersInc@gmail.com

Ohio home care laws and regulations

Ohio’s home care laws and regulations ensure a safe and professional standard of care for seniors in Toledo.

Licensing and accreditation

In Ohio, home care agencies that provide skilled services must be licensed by the Ohio Department of Health.^[09] Agencies must demonstrate that they follow standards for care planning, staff qualifications, safety procedures, and documentation.

Accreditation by organizations such as The Joint Commission or Community Health Accreditation Partner (CHAP) isn’t required, but some agencies acquire it to indicate their commitment to quality care.

Hiring practices

Licensed agencies in Ohio must follow state regulations for caregiver qualifications. Caregivers are typically required to:^[08]

Pass a criminal background check
Complete minimum training and competency evaluations
Work under the supervision of a registered nurse when providing personal care

How to choose the right home care agency in Toledo

Selecting a home care agency is an important decision. Follow the steps below during your search.

Request detailed pricing information

Ask for a full breakdown of costs, including hourly rates, minimum hours, and additional fees. Understanding the pricing structure helps you compare agencies and plan your budget.

Ask about caregiver training and expertise

Find out how caregivers are trained and supervised. Ask if they specialize in areas like dementia care, chronic condition management, or mobility assistance.

Look up inspection and complaint history

Check the Ohio Department of Health’s Licensed Facilities, Services, and Program Search to find licensed agencies. Contact the department’s Bureau of Regulatory Operations to request information about violations.

Read home care reviews

Online reviews can offer insights into caregiver reliability, agency responsiveness, and overall satisfaction. Look for patterns in both positive and negative feedback.

Frequently asked questions about home care in Toledo

HomeWell Care Services of Troy, MI, Friends of the Family Home Health Care, LLC - Temperance, Michigan and Comfort Care Home Care Assistance - Grosse Pointe are the top-rated Home Care facilities near Toledo, OH. These Home Care facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Home Care in Toledo is $5,787 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

Home care is provided by an aide who comes to a senior’s home to help with daily chores and activities of daily living. It can be offered anywhere a senior calls home — including a house, senior apartment, independent living, or assisted living. Learn more about home care.

Home care services are customizable to a senior’s unique needs. Services can include companionship, help with chores like cooking and housekeeping, or assistance with activities of daily living, like toileting and bathing. Explore home care services in more detail.

Home care provides nonmedical services for seniors who require assistance with daily tasks like housework, bathing, dressing, and transportation. In contrast, home health care is prescribed by a doctor and includes services like skilled nursing care and therapies, health monitoring, and medication administration that are provided by licensed medical professionals. Read more about home care vs. home health care.

References

A Place for Mom. (2025). A Place for Mom proprietary data.
Economic Research Institute. Cost of living data in Toledo, Ohio.
U.S. Centers for Medicare & Medicaid Services. Home health services coverage. Medicare.gov.
Ohio Department of Aging. PASSPORT.
Ohio Department of Medicaid. Home Choice.
U.S. Department of Veterans Affairs. (2024, July 18). Aid and Attendance benefits and Housebound allowance.
U.S. Department of Veterans Affairs. (2025, May 30). Homemaker and home health aide care.
U.S. Department of Veterans Affairs. (2025, June 2). Veteran-directed care.
Ohio Laws & Administrative Rules. Home Health Service Providers.

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.

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Top Home Care Agencies in Toledo, Ohio

Home Care Agencies near Toledo, OH

Our expert advisors can help

How much does home care cost in Toledo?

Average home care costs in Toledo, OH

Home care costs vs. senior living costs in Toledo, OH

Home care costs in Toledo vs. state and national averages

Compare the costs of aging in place against senior living

How to pay for home care in Toledo

Private pay options

Medicare

Medicare resources in Toledo

Medicaid

Medicaid resources in Toledo, OH

VA benefits

Resources for veterans in Toledo

Resources in Toledo that help seniors age in place

Ohio home care laws and regulations

Licensing and accreditation

Hiring practices

How to choose the right home care agency in Toledo

Request detailed pricing information

Ask about caregiver training and expertise

Look up inspection and complaint history

Read home care reviews

Frequently asked questions about home care in Toledo

What are the top-rated Home Care facilities near Toledo, Ohio?

How much does Home Care cost in Toledo, Ohio?

What is home care?

What services does home care provide?

What is the difference between home care and home health care?

References

More questions?