About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
Senior Living Home

Top Home Care Agencies in South St. Paul, Minnesota

Answer a few questions to get personalized results
Who are you searching for?

South St. Paul, Minnesota, offers seniors and their families a strong network of 171 home care options designed to support aging in place. Of these, the top three agencies are TheKey Corporate - Minneapolis, MN, BrightStar Care of St. Croix Valley, MN and ComForCare Home Care. The average cost of home care in South St. Paul is $38 per hour, which reflects the area’s access to skilled caregivers and high-quality service providers.

Known for its small-town charm and riverfront parks along the Mississippi, South St. Paul gives older adults a peaceful, community-focused setting to enjoy their retirement years.

Home Care Agencies near South St Paul, MN

Showing 81 home care providers
Last Updated: 12/6/25
Sort by
Filter by
Distance
Amenities
Providers
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
 At B & C Health Care Services, our goal is to provide freedom,comfort, and care  based on the appropriate level of assistance identified  after our meeting with our clients. We listen to the needs of our clients and develop a care plan consistent with their needs.We...
Photo of Synergy HomeCare of East Central and West Central WI
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Inline cta image

Our expert advisors can help

  • Verify your care needs
  • Explain home care service options
  • Identify home care agencies with availability near you
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Photo of Vaimar Home Health Care
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details

How much does home care cost in South St. Paul, Minnesota?

The average cost of home care in South St. Paul, Minnesota, is $38 per hour, according to A Place for Mom’s proprietary data.[01] This rate is shaped in part by the city’s overall cost of living, which is about 9% lower than the national average.[02] That affordability can make home care more financially accessible for seniors who want to remain at home with personalized support.

For those who require full-time supervision or ongoing clinical care, assisted living, memory care, or a nursing home may offer better value.

Average home care costs in South St Paul, MN

Average hourly rate
$38/hr

Home care costs vs. senior living costs in South St Paul, MN

44 hours of home care/wk
$7,240/mo
$4,403/mo

Home care costs in South St Paul vs. state and national averages

Daily, monthly, and annual costs in the table below are based on a part-time care schedule of 4 hours of care per day, 5 days per week.
Cost comparison table showing home care costs by location. This table contains 3 rows of data across 5 columns.
Column location: Location (Location name)
Column hourlyCost: Hourly cost (Cost per hour)
Column dailyCost: Daily cost (Cost per day (4 hours))
Column monthlyCost: Monthly cost (Cost per month)
Column annualCost: Annual cost (Cost per year)
LocationHourly costDaily costMonthly costAnnual cost
South St Paul, MN$38$152$3,291$39,520
Minnesota$39$156$3,377$40,560
National$30$120$2,598$31,200
South St Paul, MN
Hourly cost:$38
Daily cost:$152
Monthly cost:$3,291
Annual cost:$39,520
Minnesota
Hourly cost:$39
Daily cost:$156
Monthly cost:$3,377
Annual cost:$40,560
National
Hourly cost:$30
Daily cost:$120
Monthly cost:$2,598
Annual cost:$31,200
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Compare the costs of aging in place against senior living

Use our cost calculator to compare your loved one’s current living and home care expenses against the cost of senior living in South St Paul.

Get started

How to pay for home care in South St. Paul

Families in South St. Paul have several options to help manage the cost of home care. From personal savings to public benefit programs, understanding all available payment methods can make in-home support more accessible and affordable.

Private pay options

Many seniors in South St. Paul use private funds to pay for home care services. These funds often come from retirement savings, Social Security benefits, pension income, or financial support from family members. Long-term care insurance may also cover some or all the costs, depending on the policy. For some homeowners, reverse mortgages or home equity loans can provide additional resources to finance care. Exploring these options with a financial advisor and/or an elder care planner can help ensure a sustainable care plan that meets both current and future needs.

Medicare

Medicare may help cover some short-term home care services that are part of an overall care plan, but it doesn’t pay for long-term care or nonmedical assistance if that’s the only care that’s needed.[03]

To qualify, a senior must have a doctor’s order for skilled care services that are provided by a Medicare-certified home health agency. Services are typically covered for a limited time, such as after a surgery, injury, or hospitalization.

Medicare resources in South St. Paul

For assistance with Medicare-related home health services in South St. Paul, contact the state’s health insurance assistance program:

For general information and assistance with Medicare, visit Medicare.gov.

Medicaid

Eligible seniors in South St. Paul can use Medicaid to help pay for home care through long-term care programs offered by the state.[04] Minnesota’s Medicaid program, known as Medical Assistance, provides coverage for home- and community-based services that support aging in place.

The Elderly Waiver is a Medicaid program that helps low-income seniors who need a nursing home level of care receive these services at home. Covered services may include help with bathing, dressing, meals, and other daily activities.

Medicaid resources in South St. Paul, MN

For assistance with Medicaid applications and information on home care services in South St. Paul, contact the Minnesota Senior LinkAge Line listed above, or the following resource:

VA benefits

Veterans and their surviving spouses in South St. Paul may be eligible for various VA benefits that can help pay for home care services.

VA Aid and Attendance is one of the most used programs, offering monthly financial assistance to qualified veterans who need help with daily activities such as bathing, dressing, and mobility. Veterans must meet wartime service, medical, and financial eligibility requirements to qualify.[05] To apply, visit VA.gov to download VA Form 21-2680. The completed form can be uploaded online, mailed in, or submitted in person at the nearest regional benefit office in St. Paul.

Additionally, the Veterans Health Administration may offer in-home care services through its Homemaker and Home Health Aide Program for veterans enrolled in VA health care.[06] To apply, contact a VA social worker in Minnesota for next steps.

Finally, the Veteran Directed Care (VDC) program allows eligible veterans to manage their own care services, including hiring personal care aides. This self-directed approach provides flexibility in choosing caregivers and tailoring services to individual needs. Enrollment is coordinated through the local VA medical center’s social work department.​ To access the program, reach out to your loved one’s VA social worker.[07]

Resources for veterans in South St. Paul

Veterans in South St. Paul and their families can contact the following resources for help with VA benefit eligibility and application processes:

  • Paul Vet Center (aka Twin Cities Vet Center)
    6636 Cedar Ave. S.
    Richfield, MN 55423
    Phone: 612-243-7920

Resources in South St. Paul that help seniors age in place

Seniors in South St. Paul have access to a variety of nonprofit and government programs that support aging in place. These organizations offer services such as transportation, home-delivered meals, health insurance counseling, caregiver support, and in-home assistance.

  • Trellis
    Trellis is the Area Agency on Aging for the Twin Cities metro area and provides support through the Senior LinkAge Line, including Medicare counseling, benefits help, and service navigation.
    3001 Broadway St. NE, suite 170
    Minneapolis, MN 55413
    Phone: 651-641-8612
    Email: info@trellisconnects.org
  • DARTS
    DARTS offers transportation, home chores, caregiver coaching, and volunteer services for older adults across Dakota County.
    1645 Marthaler Lane
    West St. Paul, MN 55118
    Phone: 651-455-1560
    Email: info@darts1.org
  • South St. Paul Senior Center
    The senior center is part of the South St. Paul public school system and offers social programs, fitness classes, and access to community services for older adults in the city.
    100 7th Ave. N.
    South St. Paul, MN 55075
    Phone: 651-306-3632

Home care laws and regulations in Minnesota

Minnesota’s laws and regulations governing home care agencies help ensure that seniors receive safe, high-quality care from trained professionals. By working with a licensed provider, families can feel more confident that their loved one is protected by state oversight and accountability measures.

Licensing/accreditation

In Minnesota, home care providers must be licensed through the Minnesota Department of Health.[08] There are two types of licenses: basic and comprehensive. A basic license allows an agency to provide nonmedical care such as assistance with bathing or housekeeping. A comprehensive license covers both nonmedical and health-related services, such as medication management and delegated nursing tasks.

Hiring practices

Minnesota requires background studies for all home care staff, including fingerprinting through the Department of Human Services. Agencies must also ensure that employees meet training standards based on the type of services they provide.[09] For example, staff delivering health-related care must be supervised by a registered nurse and complete additional training. Families should ask agencies about their hiring process, supervision policies, and how caregivers are matched with clients.

How to choose the right South St. Paul home care agency

Finding the right home care agency in South St. Paul means asking the right questions and reviewing each provider’s qualifications, pricing, and reputation.

Request detailed pricing information

Home care rates in South St. Paul can vary based on the agency, the type of care provided, and the number of hours needed. Ask for a written estimate that outlines hourly rates, minimum service hours, holiday fees, and any charges for specialized services. Transparent pricing helps families avoid surprises and compare agencies effectively.

Ask about caregiver training and expertise

Inquire about caregiver qualifications, especially if your loved one has dementia, mobility limitations, or chronic health needs. In South St. Paul, reputable agencies typically provide ongoing training, background checks, and supervision by a licensed nurse. Choosing an agency that invests in thorough training may lead to better care outcomes.

Look up inspection/complaint history

Minnesota home care agencies are licensed and regulated by the Minnesota Department of Health. Use the state’s Health Care Provider Evaluation and Investigation Results search tool to confirm an agency’s license status and review any inspection reports or complaints.

Read home care reviews

Online reviews offer valuable insight into the experiences of other families who have hired home care in South St. Paul. Look for feedback on caregiver reliability, communication, professionalism, and responsiveness.

Frequently asked questions about home care in South St Paul

TheKey Corporate - Minneapolis, MN, BrightStar Care of St. Croix Valley, MN and ComForCare Home Care are the top-rated Home Care facilities near South St Paul, MN. These Home Care facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Home Care in South St Paul is $7,240 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
Home care is provided by an aide who comes to a senior’s home to help with daily chores and activities of daily living. It can be offered anywhere a senior calls home — including a house, senior apartment, independent living, or assisted living. Learn more about home care.
Home care services are customizable to a senior’s unique needs. Services can include companionship, help with chores like cooking and housekeeping, or assistance with activities of daily living, like toileting and bathing. Explore home care services in more detail.
Home care provides nonmedical services for seniors who require assistance with daily tasks like housework, bathing, dressing, and transportation. In contrast, home health care is prescribed by a doctor and includes services like skilled nursing care and therapies, health monitoring, and medication administration that are provided by licensed medical professionals. Read more about home care vs. home health care.

References

  1. A Place for Mom. (2025). A Place for Mom proprietary data.

  2. PayScale. (2024). Cost of living in South St. Paul, MN.

  3. U.S. Centers for Medicare and Medicaid Services. Home health services. Medicare.gov.

  4. Minnesota Department of Human Services. (2024, July 23). Elderly waiver.

  5. U.S. Department of Veterans Affairs. (2024, July 18). Aid and Attendance benefits and Housebound allowance.

  6. U.S. Department of Veterans Affairs. (2025, May 30). Homemaker and home health aide care.

  7. U.S. Department of Veterans Affairs. (2025, June 2). Veteran-directed care.

  8. Minnesota Department of Health. (2024, July 31). Home care information for consumers, families, and caregivers.

  9. Minnesota Legislature. 2024 Minnesota statutes: Home care provider responsibilities.

Photo cta image

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
Back to top
1.

A Place for Mom. (2025). A Place for Mom proprietary data.

2.
3.

U.S. Centers for Medicare and Medicaid Services. Home health services. Medicare.gov.

4.

Minnesota Department of Human Services. (2024, July 23). Elderly waiver.

5.

U.S. Department of Veterans Affairs. (2024, July 18). Aid and Attendance benefits and Housebound allowance.

6.

U.S. Department of Veterans Affairs. (2025, May 30). Homemaker and home health aide care.

7.

U.S. Department of Veterans Affairs. (2025, June 2). Veteran-directed care.

8.

Minnesota Department of Health. (2024, July 31). Home care information for consumers, families, and caregivers.

9.