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Seniors and people with disabilities often turn to the 357 home care agencies in Tampa, Florida, for support with personal care services and light housekeeping. The average cost of these Tampa home care agencies is $30 per hour, but total monthly costs depend on an individual’s care needs. To help you plan, we offer robust information on costs and common payment options. You’ll also find local listings, client reviews, and information on Florida’s home care licensing requirements. We even highlight important questions to ask prospective agencies to help you find the best fit.

Home Care Agencies near Tampa, FL

Table of contents

Costs of home care in Tampa, Florida
Paying for home care in Tampa, Florida
What families are saying about home care in Tampa
How to choose the right Tampa home care agency

Costs of home care in Tampa, Florida

Average home care costs in Tampa, FL

Average hourly rate

$30/hr

Average overnight rate

$33/hr

Average weekend rate

$33/hr

Home care costs vs. senior living costs in Tampa, FL

44 hours of home care/wk

$5,707/mo

Assisted Living

$4,433/mo

Memory Care

$5,653/mo

Home care costs in Tampa vs. state and national averages

Daily, monthly, and annual costs in the table below are based on a part-time care schedule of 4 hours of care per day, 5 days per week.

Cost comparison table showing home care costs by location. This table contains 3 rows of data across 5 columns.

Column location: Location (Location name)

Column hourlyCost: Hourly cost (Cost per hour)

Column dailyCost: Daily cost (Cost per day (4 hours))

Column monthlyCost: Monthly cost (Cost per month)

Column annualCost: Annual cost (Cost per year)

Location	Hourly cost	Daily cost	Monthly cost	Annual cost
Tampa, FL	$30	$120	$2,598	$31,200
Florida	$29	$116	$2,511	$30,160
National	$32	$128	$2,771	$33,280

Tampa, FL

Hourly cost:$30

Daily cost:$120

Monthly cost:$2,598

Annual cost:$31,200

Florida

Hourly cost:$29

Daily cost:$116

Monthly cost:$2,511

Annual cost:$30,160

National

Hourly cost:$32

Daily cost:$128

Monthly cost:$2,771

Annual cost:$33,280

Table showing 5 of 3 items. Click to show less.

Compare the costs of aging in place against senior living

Use our cost calculator to compare your loved one’s current living and home care expenses against the cost of senior living in Tampa.

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Paying for home care in Tampa, Florida

In Tampa, payment options for home care vary depending on the type of care an individual needs. Families usually start by looking into health insurance, whether it’s private, Medicare, or Medicaid. However, most health insurance policies only cover home care services prescribed by a doctor to treat illness or injury at home. If a senior only needs nonmedical personal care services, like assistance with dressing or eating, they’ll typically turn to personal funds.

When paying out of pocket, families often combine different resources, like savings and retirement pensions. Depending on circumstances, some individuals may also use a health savings account (HSA) or long-term care insurance. Additionally, qualifying veterans and their spouses can turn to veterans benefits to cover home care costs.

Paying for home care
Get an overview of all payment options for home care.

VA home care benefits
See how VA benefits can help veterans and their spouses pay for home care.

Home care and LTC insurance
Learn how to use long-term care insurance to cover home care costs.

Does Medicare pay for home care in Tampa?

Yes, Medicare can pay for short-term, nonmedical home care in Tampa if it’s provided in combination with medically necessary health care services.^[01] This means that if you’re receiving part-time skilled nursing care, which may include medication administration, wound dressing, or physical therapy, Medicare may also cover nonmedical personal care services. Nonmedical services may include light housekeeping, cooking, and assistance with activities of daily living (ADLs), such as help bathing or going to the bathroom.

Keep in mind, Medicare only pays for medically necessary home care services if the agency is Medicare-certified. If you have any questions about Medicare, including what it can or cannot cover, reach out to SHINE (Serving Health Insurance Needs of Elders). This program offers free health insurance counseling to Florida seniors and their loved ones. SHINE counselors can answer questions about Medicare and other health insurance programs.

Does Medicaid pay for home care in Tampa?

Yes, Florida’s Medicaid program — Statewide Medicaid Managed Care — does pay for nonmedical home care if it’s provided along with medically necessary care services ordered by a doctor.^[02]

Seniors and adults with disabilities can enroll in one or both of the following Florida Medicaid programs:^[02]

Managed Medical Assistance (MMA) covers basic medical services (like most health care plans) and home health care. Common home health services include skilled nursing care like wound care, medication administration, and health monitoring.
Long-Term Care (LTC) is a waiver program that helps cover some in-home care services for seniors and qualifying adults with disabilities. To be eligible, individuals must require a nursing home level of care. Some home health services include adult companion care, personal care, homemaker, medication management, and transportation to long-term care services.

For any questions regarding Medicaid, including coverage and eligibility, you can contact SHINE counselors. These counselors are volunteers dedicated to helping seniors and their families learn about Medicaid programs and other health insurance options.

What other Tampa services help seniors age in place?

Tampa seniors have access to a variety of services that help them maintain their independence and age in place. Below, you can browse the resources and programs in Tampa’s Hillsborough County.

InnovAge’s PACE (Program of All-inclusive Care for the Elderly) is a managed care program that helps aging adults live at home longer. To enroll, applicants must meet the following requirements:

Must reside in Hillsborough County (county in which Tampa is located)
Must be 55 years of age or older
Must be able to pay privately or using Medicaid or Medicare

Seniors can also turn to the following senior services to help them age in place in Tampa:

Hillsborough County aging services offers a list of resources and engaging programs. You can find senior center activities, meal programs, caregiver services, transportation options, and much more.
Senior Connection Center is Tampa’s aging and disability resource center. It offers health insurance counseling, in-home care information, caregiver assistance programs, and educational programs. For more information, call the Elder Helpline at 800-963-5337.

Where do I get information about veterans benefits in Tampa?

Veterans and their spouses may qualify for veterans benefits that can be used to pay for home care. The benefits application process can be tricky, so we recommend reaching out to a veterans service organization (VSO). Veterans service officers at your local VSO can assess your veteran record to help you maximize your benefits.

Luckily, in Tampa, veterans and spouses can reach out to one of the five Hillsborough County veterans services offices to get help with the benefits process. If you’re unsure about which office to visit, call or visit the primary resource office using the information below.

James A. Haley Veteran’s Hospital
13515 Lake Terrace Lane, Room 2A-201G
Tampa, FL 33637
Phone: 813-635-8316
Hours: Tuesday through Thursday, 8 a.m. – 4:30 p.m.

What families are saying about home care in Tampa

Recent reviews for home care in Tampa

Home Care Partners, LLC in Saint Petersburg, FL

5.0

I am very pleased with my caregivers, They are reliable, caring and courteous. They help me with light housekeeping and I enjoy their company. I am very comfortable with the care they are providing for me and I would recommend this agency to friends and family as well.

Sunshine Home and Companion Care, LLC - Winter Haven, FL

5.0

Sunshine home and companion care And see only one you wanna call. [name removed] and her team are fabulous they are carrying loving treat every client as their own family. She cared for our family our aunt and Uncle As if they were her own family. We don't live near them and [name removed] and ...

FirstLight Home Care of North Tampa and West Pasco, FL (348)

3.7

I believe they always tried to provide quality care. They were always responsive when invoices needed to be corrected.

How to choose the right Tampa home care agency

Before choosing a home care agency, we recommend looking into Florida’s home care licensing and accreditation practices, hiring requirements, fees, and minimum care requirements. Considering this information from the get-go can make it easier to compare and contrast the home care listings on this page.

We encourage families to consider any medical needs as they decide between agencies, as not every listing on this page can provide medical services. In Florida, some agencies may only provide companionship and help around the house, while others may offer assistance with activities of daily living or skilled nursing. If skilled nursing home care is necessary, we recommend reaching out to your loved one’s doctor or social worker.

Knowing Florida’s home care regulations and your loved one’s care needs can help you come to an informed decision on a home care agency.

Licensure and accreditation

The Florida Agency for Health Care Administration (AHCA) licenses all home care agencies. In the state, home care agencies fall under one of two categories: Homemaker and companion services providers and home health agencies.

Homemaker and companion services providers can’t provide any assistance with activities of daily living, like bathing or toileting. However, the license does enable them to provide the following services:^[03]

Light housekeeping
Companionship
Support with cooking and errands

Home health agencies, on the other hand, are licensed to provide skilled medical services and non-skilled support with activities of daily living, such as bathing, getting dressed, or eating.^[04] Skilled nursing home care agencies that are allowed to provide medical services must be licensed by the AHCA and follow additional standards.

Home health agencies in Florida that provide skilled nursing care must also apply for accreditation to demonstrate their commitment to a high quality of care. Accrediting organizations require agencies to meet a set of care standards, such as staff competency and client assessments.^[05] The AHCA recognizes three accrediting organizations for home health agencies:

Accreditation Commission for Health Care (ACHC)
Community Health Accreditation Partner (CHAP)
The Joint Commission (TJC)

How to find home care agency inspections in Tampa

To hold a license, all home care agencies must undergo regular inspections from the AHCA. If you’d like to find recent information on home care agency inspections in Tampa, use the AHCA facility search and look up the agency by name or city.

These inspection reports include any deficiencies found, the most recent inspection date, and provided services. This information can show you how an agency maintains itself against state regulations and how they corrected any deficiencies.

Hiring practices

The AHCA requires a level two background check for any care providers employed at a home care agency in Florida. Background screenings typically include a fingerprint scan, criminal record search, and public records search. Caregivers must also pass a home health aide competency exam after completing their training.^[06]

Individual agencies may set their own training guidelines, so be sure to ask what training your prospective agencies ask their employees to complete. Some examples of training may include obtaining a caregiver certification or receiving annual caregiver education.

While there aren’t set training requirements for all home care aides, Florida agencies that offer dementia care must ensure their aides complete at least three hours of dementia-specific training.^[06]

Fees and minimums

In Tampa, home care agencies vary in fees and minimum care requirements. To prepare yourself financially and narrow down options, we recommend asking prospective agencies the following:

Is there a charge for initial needs assessments?
Are there any upfront deposits or additional fees?
Is there a requirement for a minimum number of shifts or hours per shift?
Is there a higher hourly rate for nights, weekends, or holidays?
Is there a minimum age requirement to receive care?

References

Medicare.gov. Home health services.
Statewide Medicaid Managed Care. Florida Agency for Health Care Administration. Health plans and program.
Florida Agency for Health Care Administration. Homemaker and companion services provider.
Florida Agency for Health Care Administration. Home health agencies.
Florida Agency for Health Care Administration. Home health agencies: Accrediting organizations for skilled home health agencies.
Home Health Services, Florida Administrative Code § 400.461 – 400.5. (2023).

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.

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Best Home Care Agencies in Tampa, FL for 2026

Home Care Agencies near Tampa, FL

Our expert advisors can help

Costs of home care in Tampa, Florida

Average home care costs in Tampa, FL

Home care costs vs. senior living costs in Tampa, FL

Home care costs in Tampa vs. state and national averages

Compare the costs of aging in place against senior living

Paying for home care in Tampa, Florida

Does Medicare pay for home care in Tampa?

Does Medicaid pay for home care in Tampa?

What other Tampa services help seniors age in place?

Where do I get information about veterans benefits in Tampa?

What families are saying about home care in Tampa

Recent reviews for home care in Tampa

How to choose the right Tampa home care agency

Licensure and accreditation

How to find home care agency inspections in Tampa

Hiring practices

Fees and minimums

Other questions to ask Tampa home care agencies

References

More questions?