About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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Top Home Care Agencies in Palm Coast, Florida

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Grandma Joan's Live-In Care Consulting and Recruiting, Homecare Hub of Northeast Florida, LLC and Home Instead - Palm Coast, FL are the top home care agencies in Palm Coast, Florida, offering compassionate care and assistance to help seniors remain safe and independent at home. With 27 home care agencies in the area, families can explore a variety of providers and services tailored to their loved one’s daily needs and preferences. The average cost of home care in Palm Coast is $28 per hour, making it a flexible and budget-friendly option for seniors who want to age in place.

Local programs in Palm Coast also support older adults with transportation, meals, wellness activities, and caregiver support services.

Home Care Agencies near Palm Coast, FL

Showing 17 home care providers
Last Updated: 12/7/25
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Photo of Grandma Joan's Live-In Care Consulting and Recruiting
66 Photos available
57 reviews
I was in a real pinch to find the right care giver and "home manager" for my parents. Mom suffers from dementia and suddenly Dad, her main caregiver, had a stroke. Almost overnight, we needed immediate...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
About our Consulting and Recruiting ServicesGrandma Joan is an award-winning consulting and recruiter service that has been helping discerning families recruit, screen, and hire premium live-in caregivers since 2010.We act as the family’s private 3rd party recruiters, finding and screening the...
1 review
Great experience! Very comfortable to deal with! Prompt and dependable! Easy to be around! Extremely professional and knowledgeable! Anticipates clients needs and acts accordingly! Great listener! Have used...
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Photo of Helping Hands Patient Services, LLC
22 Photos available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
HELPING HANDS PATIENT SERVICES is a limited liability corporation with a staff of dedicated lift team technicians and support personnel. HHPS’ mission is to provide safe patient handling, improve patient comfort, safety and recovery, and prevent employee injuries through skillful, compassionate...
Photo of Credible Homecare Services
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
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Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details
Photo of Housecall Home Healthcare
11 Photo available
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
Provides: Home Care
Care types provided by this community
Home Care: Home care relies on trained aides to provide companionship and non-medical care for seniors living at home.
See details

How much does home care cost in Palm Coast, Florida?

The average hourly cost of home care in Palm Coast is $28, according to A Place for Mom’s proprietary data.[01] This hourly rate gives families the flexibility to customize care schedules to meet both budget and lifestyle needs.

In Palm Coast, the cost of living is 6% lower than the national average,[02] which may offset some of the cost of part-time home care. If your loved one needs full-time care, assisted living, memory care, or a nursing home may be more cost-effective options.

Average home care costs in Palm Coast, FL

Average hourly rate
$28/hr

Home care costs vs. senior living costs in Palm Coast, FL

44 hours of home care/wk
$5,335/mo
$4,518/mo

Home care costs in Palm Coast vs. state and national averages

Daily, monthly, and annual costs in the table below are based on a part-time care schedule of 4 hours of care per day, 5 days per week.
Cost comparison table showing home care costs by location. This table contains 3 rows of data across 5 columns.
Column location: Location (Location name)
Column hourlyCost: Hourly cost (Cost per hour)
Column dailyCost: Daily cost (Cost per day (4 hours))
Column monthlyCost: Monthly cost (Cost per month)
Column annualCost: Annual cost (Cost per year)
LocationHourly costDaily costMonthly costAnnual cost
Palm Coast, FL$28$112$2,425$29,120
Florida$29$116$2,511$30,160
National$30$120$2,598$31,200
Palm Coast, FL
Hourly cost:$28
Daily cost:$112
Monthly cost:$2,425
Annual cost:$29,120
Florida
Hourly cost:$29
Daily cost:$116
Monthly cost:$2,511
Annual cost:$30,160
National
Hourly cost:$30
Daily cost:$120
Monthly cost:$2,598
Annual cost:$31,200
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Compare the costs of aging in place against senior living

Use our cost calculator to compare your loved one’s current living and home care expenses against the cost of senior living in Palm Coast.

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How to pay for home care in Palm Coast

Most families in Palm Coast use a mix of private funds, government programs, and insurance to pay for home care.

Private pay options

Many families rely on personal and financial assets such as:

  • Savings, income, or retirement accounts. Social Security, pensions, and investment income can help fund care.
  • Life insurance policies. Some policies allow for conversion into cash or benefits for long-term care needs.
  • Long-term care insurance. These policies often reimburse home care costs but may have specific eligibility requirements.
  • Home equity tools. A reverse mortgage or home equity line of credit (HELOC) may provide financial support for aging in place.

Medicare

Medicare covers the cost of short-term, medically necessary home health services that are prescribed by a doctor and provided by a Medicare-certified agency.[03] Covered services can include:

  • Intermittent skilled nursing care
  • Physical, occupational, or speech therapy
  • Certain medical supplies or equipment

Medicare won’t cover nonmedical home care if that’s the only support needed.

Medicare resources in Palm Coast

For assistance with Medicare in Palm Coast, contact:

Or visit Medicare.gov for more information and enrollment tools.

Medicaid

In Florida, the Statewide Medicaid Managed Care Long-Term Care program supports home care for eligible senior residents who meet income- and need-based requirements. This program may cover:[04]

  • Homemaker and personal care services
  • Case management
  • Meal delivery
  • Respite care

Medicaid resources in Palm Coast, FL

To apply, seniors can contact these state offices:

VA benefits

Veterans living in Palm Coast may qualify for VA programs that support in-home care, such as:

  • Aid and Attendance (A&A). The Aid and Attendance benefit provides additional monthly payments to eligible wartime veterans and surviving spouses who receive a VA pension and require assistance with daily activities. These funds can be used to pay for in-home care services. To apply, visit VA.gov to download Form 21-2680. The completed form can be uploaded online, mailed in, or submitted in person at the nearest regional benefit office in St. Petersburg.[05]
  • Homemaker and Home Health Aide Care. This program offers trained professionals to assist veterans with personal care needs, allowing them to remain in their homes. Services include help with activities like bathing, dressing, and meal preparation. Eligibility is determined by a VA health care provider, and services are coordinated through the local VA medical center. To apply, contact a VA social worker in Florida for next steps.[06]
  • Veteran Directed Care (VDC). The VDC program allows eligible veterans to manage their own care services, including hiring personal care aides. This self-directed approach provides flexibility in choosing caregivers and tailoring services to individual needs. Enrollment is coordinated through the local VA medical center’s social work department.​ To access the program, reach out to your loved one’s VA social worker.[07]

Veterans resources in Palm Coast

For guidance with applying for VA benefits, contact the following organizations that serve veterans in Palm Coast and Flagler County:

Resources in Palm Coast that help seniors age in place

Palm Coast offers local programs and services to support seniors aging at home.

  • ElderSource
    ElderSource is the Area Agency on Aging (AAA) and Aging and Disability Resource Center (ADRC) that serves the Palm Coast area. It operates a telephone helpline, helps with Medicare, and provides resources for seniors and caregivers.
    10688 Old St. Augustine Road
    Jacksonville, FL 32257
    Phone: 888-242-4464
  • Flagler County Senior Services
    Flagler County’s Senior Services department provides case management, Meals on Wheels, and the Flagler County Senior Center in nearby Bunnel, FL.
    1000 Belle Terre Blvd.
    Palm Coast, FL 32164
    Phone: 386-586-2324
  • Flagler County Public Transportation
    Flagler County Public Transportation provides paratransit services for eligible seniors and individuals with disabilities.
    Phone: 386-313-4100
    Email: FCPT@flaglercounty.gov

Home care laws and regulations in Florida

In Florida, home care and home health care regulations are designed to help protect seniors and ensure quality services. These regulations are overseen by the Florida Agency for Health Care Administration.[08]

Licensing and types of agencies

Home health agencies must meet specific standards related to patient care, staff qualifications, and operational procedures to be licensed in Florida. Agencies that provide skilled nursing services are required to have a qualified director of nursing and may need to obtain accreditation, especially if they seek Medicare or Medicaid certification.[09]

In Florida, Homemaker and Companion Services (HCS) providers only offer nonmedical services like light housekeeping, companionship, cooking, and running errands. Unlike home health agencies that provide skilled care, a license isn’t required for these providers. However, they must still register with the state. By law, these providers can’t provide personal care or medical care.[10]

Hiring practices

Licensed home care agencies in Florida must:[10]

  • Perform level 2 background checks
  • Verify caregiver credentials and licensure
  • Provide training specific to client needs
  • Maintain regular evaluations and oversight

These regulations help ensure that caregivers are qualified and seniors receive dependable care.

How to choose the right home care agency in Palm Coast

Use the following tips to help you evaluate and select the right home care agency in Palm Coast for your family.

Get a written cost breakdown

Ask each agency to provide a written quote that includes hourly rates, service packages, and any minimum hour requirements.

Ask about caregiver qualifications

Look for agencies that offer ongoing caregiver training in areas like dementia care, chronic illness management, or fall prevention.

Verify licensure and compliance

The Florida Agency for Health Care Administration (AHCA) maintains records of inspections and any deficiencies found in licensed home care agencies. Use the AHCA’s public records search portal to access agencies’ inspection reports and complaint histories.

Review testimonials and references

Online reviews can help you assess each agency’s reputation. Look for trends in punctuality, professionalism, and client satisfaction.

References

  1. A Place for Mom. (2025). A Place for Mom proprietary data.

  2. Payscale. (2024). Cost of living in Palm Coast, Florida.

  3. U.S. Centers for Medicare and Medicaid Services. Home health services. Medicare.gov.

  4. Florida Agency for Health Care Administration. Medicaid home health services.

  5. U.S. Department of Veterans Affairs. (2024, July 18). Aid and Attendance benefits and Housebound allowance.

  6. U.S. Department of Veterans Affairs. (2025, May 30). Homemaker and home health aide care.

  7. U.S. Department of Veterans Affairs. (2025, June 2). Veteran-directed care.

  8. Florida Agency for Health Care Administration. State laws and rules.

  9. Online Sunshine. The 2023 Florida statutes.

  10. Florida Agency for Health Care Administration. Frequently asked questions: Homemaker and Companion Services (HCS) registration.

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More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2025). A Place for Mom proprietary data.

2.
3.

U.S. Centers for Medicare and Medicaid Services. Home health services. Medicare.gov.

4.

Florida Agency for Health Care Administration. Medicaid home health services.

5.

U.S. Department of Veterans Affairs. (2024, July 18). Aid and Attendance benefits and Housebound allowance.

6.

U.S. Department of Veterans Affairs. (2025, May 30). Homemaker and home health aide care.

7.

U.S. Department of Veterans Affairs. (2025, June 2). Veteran-directed care.

8.

Florida Agency for Health Care Administration. State laws and rules.

9.

Online Sunshine. The 2023 Florida statutes.

10.