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Thrive Home Care - San Leandro, HomeLife Senior Care and Home Instead - Stockton, CA are the top home care agencies in Modesto, California, providing trusted in-home support to help older adults safely maintain their independence. With 217 home care agencies in the area, families can choose from a wide range of providers and services that fit their loved one’s lifestyle and care needs. On average, home care in Modesto costs $38 per hour — offering flexibility for part-time, full-time, or round-the-clock care.

Beyond home care services, Modesto supports aging in place with senior programs such as home-delivered meals, wellness resources, transportation, and caregiver respite.

Home Care Agencies near Modesto, CA

Table of contents

How much does home care cost in Modesto, California?
How to pay for home care in Modesto
Resources in Modesto that help seniors age in place
Home care laws and regulations in California
How to choose the right home care agency in Modesto

How much does home care cost in Modesto, California?

Home care in Modesto costs an average of $38 per hour, based on A Place for Mom’s proprietary data.^[01] This pricing model allows families to scale services depending on their needs — whether a few hours per week or daily support.

Modesto’s cost of living is 39% higher than the national average,^[02] but lower than other parts of California, which can help make in-home care more affordable in the long term. If your loved one needs significant assistance and/or supervision, an assisted living or memory care community, a residential care home, or a nursing home may be more cost-effective.

Average home care costs in Modesto, CA

Average hourly rate

$38/hr

Average overnight rate

$39/hr

Average weekend rate

$39/hr

Home care costs vs. senior living costs in Modesto, CA

44 hours of home care/wk

$7,073/mo

Assisted Living

$5,415/mo

Memory Care

$6,450/mo

Home care costs in Modesto vs. state and national averages

Daily, monthly, and annual costs in the table below are based on a part-time care schedule of 4 hours of care per day, 5 days per week.

Cost comparison table showing home care costs by location. This table contains 3 rows of data across 5 columns.

Column location: Location (Location name)

Column hourlyCost: Hourly cost (Cost per hour)

Column dailyCost: Daily cost (Cost per day (4 hours))

Column monthlyCost: Monthly cost (Cost per month)

Column annualCost: Annual cost (Cost per year)

Location	Hourly cost	Daily cost	Monthly cost	Annual cost
Modesto, CA	$38	$152	$3,291	$39,520
California	$37	$148	$3,204	$38,480
National	$32	$128	$2,771	$33,280

Modesto, CA

Hourly cost:$38

Daily cost:$152

Monthly cost:$3,291

Annual cost:$39,520

California

Hourly cost:$37

Daily cost:$148

Monthly cost:$3,204

Annual cost:$38,480

National

Hourly cost:$32

Daily cost:$128

Monthly cost:$2,771

Annual cost:$33,280

Table showing 5 of 3 items. Click to show less.

Compare the costs of aging in place against senior living

Use our cost calculator to compare your loved one’s current living and home care expenses against the cost of senior living in Modesto.

Get started

How to pay for home care in Modesto

Families in Modesto commonly use a mix of personal savings, insurance, and public assistance to pay for home care.

Private pay options

Most families in Modesto pay for home care using:

Retirement income and savings. Pensions, Social Security, and IRAs are typical funding sources.
Long-term care insurance. These policies may reimburse some or all home care expenses, depending on the terms of coverage.
Life insurance. Certain life insurance policies can be tapped to pay for care.
Home equity. Reverse mortgages or home equity loans may provide additional financial support.

Medicare

Medicare may cover short-term home health services that are prescribed by a doctor and provided by a Medicare-certified agency. These can include:^[03]

Skilled nursing care
Physical, occupational, or speech therapy
Medical supplies and durable medical equipment

Medicare typically won’t pay for personal care or homemaker services unless they’re part of a medically necessary plan of care. Long-term care of any kind is not covered by Medicare.

Medicare resources in Modesto

Seniors in Modesto, and their families can reach out to the following organization for free, unbiased advice about Medicare benefits:

Stanislaus County Health Insurance Counseling and Advocacy Program (HICAP)
3500 Coffee Road, Suite 19
Modesto, CA 95355
Phone: 209-558-4540

For general information and assistance with Medicare, visit Medicare.gov.

Medicaid

Medicaid, also known as Medi-Cal in California, may help cover home care services for seniors in Modesto. California’s Medicaid program offers options to support home care, including:^[04]

In-Home Supportive Services (IHSS). This program provides nonmedical assistance with activities of daily living to those who are aged, blind, or disabled. To qualify, applicants must be Medi-Cal eligible and require support to safely remain at home.^[04]
Multipurpose Senior Services Program (MSSP) and the Home and Community-Based Alternatives Waiver. These programs support comprehensive care coordination for seniors who need a nursing home level of care but prefer to live at home.^[05]

Medicaid resources in Modesto, CA

To learn more or apply for services, seniors in Modesto can contact the following organizations:

Stanislaus County Community Services Agency
251 Hackett Road
Modesto, CA 95358
Phone: 209-558-2500

California Department of Health Care Services
Phone: 800-430-4263

California Department of Social Services – IHSS Program
Phone: 888-822-9622

VA benefits

Veterans and their surviving spouses in Modesto may qualify for VA benefits to cover home care services. The U.S. Department of Veterans Affairs (VA) offers programs designed to help eligible veterans receive in-home assistance, enabling them to maintain independence and quality of life.

Aid and Attendance (A&A): The Aid and Attendance benefit provides additional monthly payments to eligible wartime veterans and surviving spouses who receive a VA pension and require assistance with daily activities.^[06] These funds can be used to pay for in-home care services. To apply, visit VA.gov to download Form 21-2680. The completed form can be uploaded online, mailed in, or submitted in person at the nearest regional benefit office in Oakland.
Homemaker and Home Health Aide Care: This program offers trained professionals to assist veterans with personal care needs, allowing them to remain in their homes. Services include help with activities like bathing, dressing, and meal preparation. Eligibility is determined by a VA health care provider, and services are coordinated through the local VA medical center. To apply, contact a VA social worker in California for next steps.^[07]
Veteran Directed Care (VDC): The VDC program allows eligible veterans to manage their own care services, including hiring personal care aides. This self-directed approach provides flexibility in choosing caregivers and tailoring services to individual needs. Enrollment is coordinated through the local VA medical center’s social work department. To access the program, reach out to your loved one’s VA social worker.^[08]

Resources for veterans in Modesto

The following organizations in Stanislaus County help elderly veterans and their families with applications for veterans benefits:

Stanislaus County Veterans Services
3500 Coffee Road, Suite 19
Modesto, CA 95355
Phone: 209-558-7380

CalVet
Phone: 1-800-952-5626

Veterans of Foreign Wars (VFW) – Modesto
Phone: 209-537-3360

Resources in Modesto that help seniors age in place

Modesto offers a wide range of programs and services that support seniors living at home:

Healthy Aging Association
This nonprofit organization offers fitness and fall prevention programs, health and nutrition distribution, as well as health and wellness events throughout the year.
3224 McHenry Ave., Suite F
Modesto, CA 95350
Phone: 209-618-4720
Email: healthy.aging2000@gmail.com

Modesto Senior Citizen’s Center
The senior center offers recreational activities and hot lunches daily.
211 Bodem St.
Modesto, CA 95354
Phone: 209-341-2974

Second Harvest of the Greater Valley
This nonprofit food bank provides fresh food to low-income households.
1220 Vanderbilt Circle
Manteca, CA 95337
Phone: 209-239-2091
Email: infosjstan@feedingamerica.org

MOVE Stanislaus
MOVE provides senior transportation services for medical appointments and errands.
Phone: 209-672-1143

Home care laws and regulations in California

California’s home care laws and regulations are designed to help ensure safe and reliable care for seniors.

Licensing and accreditation

Home care agencies in California must be licensed through the California Department of Social Services (CDSS).^[09] Agencies must meet requirements around caregiver training, background checks, and service documentation. Some also seek optional accreditation from Community Health Accreditation Partner (CHAP) or The Joint Commission to demonstrate a higher standard of care.

Hiring practices

State regulations require licensed agencies to:^[09]

Complete background checks through the California DOJ and FBI
Provide minimum caregiver training
Maintain service records and conduct regular staff supervision

How to choose the right home care agency in Modesto

Pricing models, staff training, and facility safety and regulatory compliance are important considerations when choosing a home care agency.

Request detailed pricing information

Ask each agency for an itemized quote including hourly rates, minimum service hours, and any added fees.

Ask about caregiver training and expertise

Inquire about caregiver credentials and experience in areas like dementia care, mobility assistance, or chronic condition management.

Check licensing and inspection history

Look up home care agency information, including inspection reports and substantiated complaints, using the Cal Health Find Database.

Read home care reviews

Reviews can help you assess an agency’s strengths and weaknesses. Look for consistent feedback on caregiver reliability, professionalism, and responsiveness.

References

A Place for Mom. (2025). A Place for Mom proprietary data.
PayScale. (2024). Cost of Living in Modesto, California.
U.S. Centers for Medicare and Medicaid Services. Home health services.
California Department of Social Services. In-Home Supportive Services (IHSS) program.
California Department of Health Care Services. Multipurpose Senior Services program.
U.S. Department of Veterans Affairs. (2024, July 18). Aid and Attendance benefits and Housebound allowance.
U.S. Department of Veterans Affairs. (2025, May 30). Homemaker and home health aide care.
U.S. Department of Veterans Affairs. (2025, June 2). Veteran-directed care.
California Department of Social Services. (2016). Home Care Services Consumer Protection Act overview.

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.

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Top Home Care Agencies in Modesto, California

Home Care Agencies near Modesto, CA

Our expert advisors can help

How much does home care cost in Modesto, California?

Average home care costs in Modesto, CA

Home care costs vs. senior living costs in Modesto, CA

Home care costs in Modesto vs. state and national averages

Compare the costs of aging in place against senior living

How to pay for home care in Modesto

Private pay options

Medicare

Medicare resources in Modesto

Medicaid

Medicaid resources in Modesto, CA

VA benefits

Resources for veterans in Modesto

Resources in Modesto that help seniors age in place

Home care laws and regulations in California

Licensing and accreditation

Hiring practices

How to choose the right home care agency in Modesto

Request detailed pricing information

Ask about caregiver training and expertise

Check licensing and inspection history

Read home care reviews

References

More questions?