About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
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About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
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6 Best Assisted Living Facilities in Waterloo, IL

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Assisted living costs in Waterloo average about $5,444 per month. To find the best assisted living options for your needs and budget, browse through 6 communities in Waterloo. Our detailed directory has 55 reviews, photos, and lists of available services, amenities, and activities. You may also consider nearby communities such as St. Louis, Collinsville and Fenton.

Assisted living is ideal for seniors who need help with activities of daily living, such as bathing and eating, and prefer a social setting to pursue their interests. These communities offer a variety of dining options, as well as housekeeping services to eliminate daily stresses. 

Waterloo Assisted Living Facilities | 55 Reviews

Showing 6 communities
Last Updated: 7/23/26
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Photo of Garden Place of Waterloo
1212 Photos available
8.9
Review score
10 reviews
8.9
Review score
10 reviews
5 star
90%
4 star
10%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Overall a really great place to have your loved one. Great events, great staff, great care! The rooms are great and personable. You’re able to make it your place. I would recommend this place to...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Garden Place specializes in providing individual services to it's clients. There is no age restriction for apartments any of our communities. The services provided by Garden Place are not medical. The service that can be provided in apartments include but are not limited to: Light Housekeeping...
Photo of Garden Place Columbia
2121 Photos available
8.7
Review score
26 reviews
8.7
Review score
26 reviews
5 star
38%
4 star
54%
3 star
4%
2 star
0%
1 star
4%
See all reviews
My mom was well taken care of. The place was very clean. Loved the people who worked there. The people who work there were genuine and caring. I would recommend to others.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Garden Place specializes in providing individual services to it's clients. There is no age restriction for apartments any of our communities. We also offer short term and respite stays. The services provided by Garden Place are not medical. The service that can be provided in apartments include...
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Photo of Cedarhurst of Waterloo
2626 Photos available
55 Floor plans available
Pricing promotion expiring soon
7.0
Review score
10 reviews
7.0
Review score
10 reviews
5 star
60%
4 star
30%
3 star
0%
2 star
10%
1 star
0%
See all reviews
We've had a positive experience overall. There are a few things we need to get straitened out, but in general, it's a good place. The staff are friendly. And my loved one is safe there, which is very...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
At Cedarhurst of Waterloo, it’s our mission to tailor senior living to you so you can feel loved, valued, and supported each and every day. Our senior living community in Waterloo, Illinois, offers assisted living for those who require assistance with activities of daily living and memory care...
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Photo of Reflections of Garden Place
66 Photos available
5 star
60%
4 star
40%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My dad has been here for 6 months, he is very happy here... He has Dementia/Alzheimer's, it was a hard decision to make when we realized he couldn't live home alone any longer. Reflections made this...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Reflections of Garden Place provides seniors with a caring assisted living community in Columbia, Monroe County, Illinois. This community offers memory care to those seniors who are looking for support. The city of Columbia offers a peaceful location for residents to call home, and guests will...
Photo of Garden Place of Millstadt
1010 Photos available
5 star
75%
4 star
0%
3 star
0%
2 star
0%
1 star
25%
See all reviews
Great place. Love everything about it. The center is clean, the food is good, and the staff is amazing. If you're looking for a center that will provide your love one with the care they deserve, I highly...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Garden Place specializes in providing individual services to it's clients. There is no age restriction for apartments any of our communities. The services provided by Garden Place are not medical. The service that can be provided in apartments include but are not limited to: Light Housekeeping...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Bridges of Columbia offers the perfect mix of privacy,independance and community for people ready to live a more carefree lifestyle. With a comprehensive list of services and ammenities that are included in your monthly rent, we take the headaches of home ownership away so you can focus on...
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Cost of assisted living in Waterloo, IL

The average cost of senior living in Waterloo is $5,444 per month. Cheaper nearby regions include Granite City, IL with an average of $5,008 per month.

Assisted living costs in Waterloo, IL, vs. state and national averages

Waterloo, IL
$5,444/mo
U.S. national average
$5,830/mo

Assisted living costs in Waterloo, IL, vs. other senior living options

Assisted Living
$5,444/mo
$6,603/mo

Assisted living costs in Waterloo, IL, by floor plan type

Semi-Private
$3,318/mo
Studio
$4,615/mo
1 Bedroom
$5,523/mo
2 Bedroom
$6,481/mo

Senior living costs in Waterloo vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Waterloo, IL
Column state: Illinois
Column national: U.S.
Community typeWaterloo, ILIllinoisU.S.
Assisted Living$5,444/mo$6,329/mo$5,830/mo
Memory Care$6,603/mo$7,681/mo$6,999/mo
Independent Living$3,659/mo$3,342/mo$3,520/mo
Assisted Living
Waterloo, IL:$5,444/mo
Illinois:$6,329/mo
U.S.:$5,830/mo
Memory Care
Waterloo, IL:$6,603/mo
Illinois:$7,681/mo
U.S.:$6,999/mo
Independent Living
Waterloo, IL:$3,659/mo
Illinois:$3,342/mo
U.S.:$3,520/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Assisted living costs in Waterloo, IL, over time

The line graph below shows how monthly assisted living costs have shifted over the past five years in Waterloo and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Waterloo, ILIL stateNational

Assisted living cost trends in Waterloo, IL

The table below shows how monthly assisted living costs in Waterloo have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Waterloo, IL$5,176/mo$5,150/mo+0.5%
Illinois$5,730/mo$5,484/mo+4.5%
National$5,510/mo$5,285/mo+4.2%
Waterloo, IL
2024 average cost:$5,176/mo
2023 average cost:$5,150/mo
Percent change:+0.5%
Illinois
2024 average cost:$5,730/mo
2023 average cost:$5,484/mo
Percent change:+4.5%
National
2024 average cost:$5,510/mo
2023 average cost:$5,285/mo
Percent change:+4.2%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Ways to pay for Assisted Living in Waterloo, IL

Paying for assisted living may seem daunting, but knowing all your options can be empowering. Read about the many private and public payment options that families use to pay for assisted living in Waterloo.

What families are saying about assisted living in Waterloo

Recent reviews for assisted living in Waterloo

Joe's Place Caring Cottage in O'Fallon, IL

5.0
Joe's Place is a Godsend. The place feels very homey and not institutional. I feel very comfortable leaving my dad there while I go to work.

EverTrue Laclede Groves in Webster Groves, MO

5.0
After an extensive search, I realize Lutheran Senior Services' Laclede Groves retirement community in Webster Groves offers the best Life Plan facility in the St. Louis area. I'm experiencing the high level of quality of life and care that all seniors hope to experience in their retirement. ...
Read more

Waterloo assisted living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Waterloo assisted living communities. They don’t represent all possible services and amenities available at assisted living communities in Waterloo, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select care services in Waterloo assisted living

Assisted living communities offer a variety of care services and visiting health care providers to meet seniors’ health needs. The chart below shows the percentage of assisted living partners in Waterloo that offer these care services compared to the percentage of partners that offer them nationally.
Waterloo, ILNational
Full medication management
Full medication management
16.7%
53.2%
Doctor on call
Doctor on call
16.7%
34.5%
24-Hour awake staff
24-Hour awake staff
100%
96.1%
Diabetic care
Diabetic care
100%
97.7%
*Visiting health care professionals
*Visiting health care professionals
83.3%
57.4%
Home care agency on-site
Home care agency on-site
50%
30.5%
Non-ambulatory care
Non-ambulatory care
100%
96.8%
Respite or short term stays
Respite or short term stays
66.7%
47.8%
Hospice available on-site
Hospice available on-site
66.7%
52.9%
0.0%20.0%40.0%60.0%80.0%100%
*Including nurse, dentist, OT, PT, speech or podiatrist

Availability of select dementia care services in Waterloo assisted living

Our community partners provide many services to keep residents with dementia or other memory concerns safe and engaged. Below, take a look at what percentage of Waterloo Assisted Living partners offer the selected dementia care services compared to the percentage of partners nationally.
Waterloo, ILNational
Dementia behaviors care
Dementia behaviors care
33.3%
51.9%
Secured community and/or wander guard
Secured community and/or wander guard
50%
41.5%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dietary accommodations in Waterloo assisted living

Assisted living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Waterloo partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Waterloo, ILNational
Low / no sodium
Low / no sodium
16.7%
41.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Waterloo assisted living

Our assisted living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Waterloo communities that offer dining options to their discerning residents compared to our partners nationally.
Waterloo, ILNational
Restaurant style dining
Restaurant style dining
16.7%
43.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Waterloo assisted living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered assisted living communities in Waterloo offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Waterloo, ILNational
Activity director
Activity director
16.7%
47.2%
Pet-focused programs
Pet-focused programs
16.7%
31.6%
Devotional activities on-site
Devotional activities on-site
66.7%
50.1%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
16.7%
50.2%
Outings / off-site activities
Outings / off-site activities
66.7%
53%
Piano or organ
Piano or organ
16.7%
42.3%
Clubs / games / karaoke
Clubs / games / karaoke
16.7%
47.7%
Live performances
Live performances
16.7%
47.8%
Fitness classes
Fitness classes
16.7%
46.8%
0.0%20.0%40.0%60.0%80.0%100%

State regulations for assisted living in Waterloo

Safety is a primary concern when seniors and their families look for assisted living. Each state has its own laws and inspection processes to help ensure seniors reside in a safe environment and receive quality care. Learning about Illinois assisted living regulations will help you understand how assisted living communities in Waterloo protect seniors.
Learn about Illinois assisted living regulationsDownload the Guide to Senior Living Licensure and Inspection Reports

Frequently Asked Questions

Garden Place of Waterloo, Garden Place Columbia and Cedarhurst of Waterloo are the top-rated assisted living facilities near Waterloo, Illinois. See full list of communities.
There are 6 assisted living facilities near Waterloo, Illinois. See the full list.
The best assisted living facilities near you in Waterloo, Illinois are Avalon Memory Care - St. Louis and Clarendale Clayton. These assisted living communities received the highest rankings based on verified family reviews.
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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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