A California paradise known for its beaches, warm ocean breezes, and endless entertainment opportunities, San Diego is a wonderful place for seniors to retire. Resort-style San Diego assisted living communities with luxe amenities await future residents who may benefit from this level of care.
This all-inclusive guide to assisted living in San Diego contains helpful information about assisted living communities in A Place for Mom’s network, such as the costs of assisted living in San Diego and over 1,000 community reviews. We also discuss how seniors typically pay, what can be expected at these communities, and the local laws and regulations overseeing San Diego’s assisted living facilities.
I am overly pleased with the care my mother has been receiving at this home. I knew I loved it as soon as I walked into the kitchen and there was an overwhelming smell of a delicious home cooked meal. I also...
This community is great for me as it is close to the ocean and within walking distance to La Jolla Village. The staff are friendly and helpful. The food is good and they offer a good variety. The community...
My mother has been in 4 different facilities over the years, she was unhappy in some and kicked out of others. At a couple of places we had to hire a person to look after her on top of paying for her...
This is a nice looking, smaller community. We had no complaints about this place in general, it was clean, and everyone was friendly. However, the area it is located in wasn't very good for my Uncle. He...
We have been very pleased with this community since my father moved in. We were initially drawn in by the fact that it does not feel like a normal institution or senior living community. It is almost like a...
We are pretty happy with them so far. It's neat and clean, and the staff are very attentive. I like that it's small with only about a half a dozen residents total, and I like the location as well, it makes...
We developed a proprietary recommendation system that orders San Diego community options based on factors we know are important to seniors and their families:
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
According to A Place for Mom’s 2023-2024 proprietary data, the average price families pay for San Diego assisted living communities is $5,100 per month.[01] This includes room and board, care fees, and add-ons that families paid to our partner communities.
Costs in assisted living vary depending on location, floor plan, care services, and specific amenities. For example, pet rent or choosing a larger floor plan may lead to additional monthly costs.
The following cost figures represent average monthly starting costs for assisted living in the area. Starting costs don’t always include additional fees and full care costs.
Paying for assisted living in San Diego, California, can be done in a variety of ways. Seniors can use personal finances, public resources, or a combination of both to cover the costs related to assisted living. You can browse our guide to payment methods below.
Seniors and their families have a variety of ways to finance the costs of assisted living in San Diego using their personal assets. The following resources explain some common ways seniors and their families cover the costs associated with assisted living:
Approximate number of veterans aged 65+ living in San Diego as of 2021
Percentage of veterans in San Diego who are over the age of 65
Senior veterans in San Diego have access to a variety of resources that can help cover the costs of assisted living. California’s veteran services program, called CalVet, offers a Veterans Benefit Enhancement Program (VBE). Through this program, seniors are guided through the process of switching from Medi-Cal — California’s Medicaid program — to VA health care. VBE offers some benefits that Medi-Cal doesn’t. This includes mailed prescriptions, specialized care, and coverage outside of California.
Veterans may be eligible for other benefits. The most generous is the Aid and Attendance benefit, which can be added to an existing VA pension. Seniors who qualify can use these funds to pay for anything that increases their quality of life, which includes the cost of assisted living.
In many cases, seniors and their families may not realize that they’re eligible for benefits. The application process can be confusing and lengthy, so it’s best to work with a benefits counselor. They can provide advocacy, resources, and help with an appeal if necessary. Veterans services organizations (VSOs) are a wonderful resource since they’ve been vetted by the Department of Veterans Affairs. San Diego veterans can work with the VA Regional Benefit Office or the San Diego County Office of Military and Veterans Affairs. Local VSOs include the Veterans of Foreign Wars (VFW), Disabled American Veterans (DAV), and the American Legion.
Resources for San Diego veterans
San Diego VA Regional Benefit Office
8810 Rio San Diego Drive
San Diego, CA 92108
Phone: 800-827-1000
San Diego County Office of Military and Veterans Affairs (OMVA) Headquarters
5055 Ruffin Road
San Diego, CA 92123
Phone: 1-866-726-8831
San Diego Central Library, Room 316
330 Park Blvd.
San Diego, CA 92101
Phone: 619-236-5800
8810 Rio San Diego Drive, #1122
San Diego, CA 92108
Phone: 619-400-5322
Email: scott.Mckee1@va.gov
2123 Fenton Pkwy
San Diego, CA 91977
Phone: 619-337-9258
Meetings: First Monday at 6 p.m.
7815 Armour St.
San Diego, CA 92111
Phone: 858-277-1052
Email:Â post460@sbcglobal.net
Meetings: Fourth Tuesday at 7 p.m.
California’s Medicaid program is called Medi-Cal, and it serves people of low-income status by paying for health care services such as medical appointments, rehabilitation, and hospital stays.
Medi-Cal eligible seniors in San Diego may use the Assisted Living Waiver — a waiver designed to help seniors access care in an assisted living facility instead of in institutions such as nursing facilities or hospitals. However, Medi-Cal only covers the cost of care services and doesn’t cover the costs of room and board in assisted living.
Covered California is the health care portal specifically for California residents that offers Medi-Cal as well as affordable full coverage health care plans to low-income residents. The Covered California application is the same as the Medi-Cal application, so when you apply through their web portal you will also see if you qualify for Medi-Cal. Covered California and Medi-Cal work in tandem to give low-income residents access to full essential health care benefits through one easy-to-use web portal.
San Diego resident Medicaid resources
Apply for Medi-Cal through San Diego County
Health and Human Services Agency
1600 Pacific Highway, Room 206
San Diego, CA 92101
Phone: 619-515-6555
San Diego Aging and Independence Services
County Operations Center
5560 Overland Avenue, Third floor
San Diego, CA 92123
Phone: 800-339-4661
San Diego Long-Term Care Ombudsman
5560 Overland Ave., Suite 310
San Diego, CA 92193
Phone: 800-640-4661
Medicare is a federal program for seniors at least 65 years old that helps cover medical expenses. While Medicare doesn’t cover room and board in assisted living, it may cover some related medical care costs. Seniors already enrolled in Medicare may be eligible for Medicare Savings Programs that may cover part of a senior’s Medicare premium. Low-income requirements must be met in order to be eligible for Medicare Savings Programs in California.
There are four different Medicare Savings Programs in California, each of which may cover some of Medicare Part A, B, C, or a combination of parts. Seniors can apply for Medicare Savings Programs online and see which program best fits their needs.
For benefits assistance, seniors can find Medicare Counseling (HICAP) at San Diego’s Aging and Independence Services office. The long-term care ombudsman can also provide Medicare counseling and resources. Seniors can also reach out to San Diego’s Social Security office.
California offers a pharmaceutical savings program for low-income seniors with Medicare who are HIV positive or have AIDS. This program is offered by the California Department of Public Health Office of AIDS. It helps eligible seniors with Medicare Part D premiums.
San Diego resident Medicare resources
San Diego Aging and Independence Services
Health Insurance Counseling and Advocacy Program (HICAP)
5560 Overland Ave., Suite 310
San Diego, CA 92193
Phone: 800-434-0222
San Diego Long-Term Care Ombudsman
5560 Overland Ave., Suite 310
San Diego, CA 92193
Phone: 800-640-4661
Assisted living facilities in San Diego must be licensed by the California Department of Social Services, also known as the CDSS. The CDSS is responsible for regulating and monitoring assisted living facilities and all other senior care facilities, often referred to in California as Residential Care Facilities for the Elderly (RCFE). The CDSS also licenses any Continuing Care Retirement Communities (CCRCs) — facilities that offer a spectrum of senior care services, from independent living and assisted living to memory care and skilled nursing care.
In a few cases, a community can operate as an RCFE without a license. These exceptions include:[03]
All licensed assisted living facilities in California must assess a senior via interviews and by reviewing their health records before welcoming them as a resident. Once a senior moves in, these facilities must comply with the following regulations:[03]
The CDSS inspects facilities once a year. To renew a license, an assisted living facility must provide continuing education for community administrators. In addition, the CDSS must inspect a facility within 10 days of receiving a complaint.[03]
Licensed assisted living facilities and their inspection reports are available to the public via the CDSS Care Facility Search. Scroll down to “Search By Facility Group” and select “Elderly Assisted Living.” Next, you can select the “Facility Type” and San Diego County, then click on the search button. You can also search by facility name or address.
California Department of Public Health contact information
California Department of Public Health
1616 Capitol Ave.
Sacramento, CA 95899
Phone: 916-558-1784
Website:Â https://www.cdph.ca.gov/
San Diego County still has COVID-19 guidelines in place to help protect its residents. The most current recommendations for individuals include staying current with COVID-19 vaccines and getting tested if symptoms are suspected. For the most part, mask-wearing is not required. However, if you have COVID-19 symptoms, had a recent positive test, or have been exposed to the virus, San Diego County asks that you wear a mask in public. Masks are also required in at-risk settings such as long-term care, senior care, and health care centers.
Read the most recent San Diego County COVID-19 guidelines here.
Vaccinations. San Diego County encourages all citizens to stay up to date with COVID-19 vaccinations.
Masking. Masks aren’t required in public unless you have COVID-19, have been exposed to COVID-19, or are visiting an at-risk setting.
Assisted living in San Diego offers the supportive care seniors need, while giving them access to luxe amenities, an ever-interesting coastal lifestyle, and spectacular views of the Pacific Ocean. Read on to learn more about what you can expect from assisted living communities in San Diego.
Many of San Diego’s assisted living facilities offer multiple senior care services in a single location. Some facilities offer on-site memory care, some exist within an independent living community, and others offer a full range of services. Many assisted living communities even offer on-site therapies, like physical, speech, and occupational therapy. Facilities with all care types on one campus are sometimes called Continuing Care Retirement Communities (or CCRCs). It’s worth noting that assisted living facilities licensed as CCRCs usually have an initial buy-in fee in addition to the monthly cost of room, board, and care services.
Whether licensed as a CCRC or not, assisted living communities that offer multiple levels of care on one campus enable seniors to age in place worry-free. Seniors who choose these facilities can rest assured their evolving needs will be met, and they likely won’t have to move again if their care needs change.
Seniors who choose assisted living facilities in San Diego are set up to enjoy beautiful weather and a variety of perks. Activities offered by the community, such as fitness classes, volunteer programs, and live on-site entertainment, make for enriching social experiences. Visits to local museums, outings to sunny beaches, and lively tours of SeaWorld San Diego also await residents who want to maximize each moment.
Luxe amenities are also found in many of San Diego’s assisted living communities. Residents can enjoy on-site fine dining experiences, including full table service in community restaurants with meals crafted by professional culinary chefs.
Many communities also offer the following amenities:
Perhaps the most iconic feature of San Diego are its many beaches. Seniors will find several assisted living communities that take advantage of this idyllic landscape by providing ocean views, pools, and short walking paths to the nearest sandy beaches. Some even offer exclusive, private beach access and rooftop decks overlooking the ocean. These unique features of the San Diego assisted living lifestyle allow residents to soak up the California sunshine and relax to the sound of the crashing waves, all while receiving care in the community of their choice.
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Number of residents in San Diego who are 65+, according to the U.S. Census Bureau
Percentage of the San Diego population that is 65+
Average high temperature (Fahrenheit) in August — San Diego’s warmest month, according to Weather Spark
Senior residents in San Diego have access to several nationally ranked hospitals and senior health care centers, several of which are located near San Diego’s assisted living facilities.
UC San Diego Health – La Jolla and Hillcrest Hospitals are teaching hospitals that provide general and surgical care. They’re nationally ranked for several areas of adult care, including cancer surgeries, cardiology, and their geriatric clinic.
Scripps Memorial Hospital La Jolla provides general and surgical care. They’re nationally ranked for care including cardiology and orthopedics.
Sharp Memorial Hospital is nationally ranked for lung surgery and urology. This hospital also provides general medical and surgical care, in addition to having geriatric specialists and several senior resource centers.
Many of San Diego’s assisted living communities offer scheduled transportation to residents and their visitors for exploring, running errands, and traveling to appointments. Across A Place for Mom’s partner communities, 84% offer complimentary transportation and 48% offer transportation at cost.[01]
San Diego Public Transportation also has a program called PRONTO that enables riders to buy their tickets online through an app. Their trolleys, trains, and buses are wheelchair accessible via ramps and lifts. In addition, public transportation options in San Diego have discounted fares for seniors 65+.
Browse these other transportation options for San Diego citizens:
San Diego also has transportation options designed with seniors in mind.
San Diego is a moderately walkable city, although car transportation is still necessary to access most of the city. The scores below are based on San Diego’s accessibility of different transportation methods. The highest and best possible score is 100, meaning that higher numbers indicate a popular and easy-to-use method of getting around San Diego.[07]
Endless entertainment awaits seniors in San Diego, California. From lounging on sandy beaches to finding new favorite restaurants and museums, seniors can find something to make each outing a memorable experience.
Live entertainment, whether via a sporting event or theatrical performance, is a wonderful way to enjoy retirement in San Diego. The San Diego Padres games in Petco Park are just one part of the city’s lively sports scene. View the latest professional football or soccer games at Balboa Stadium, or catch a rugby or lacrosse game at Snapdragon Stadium. San Diego is also home to several performing arts centers — such as The Old Globe or the Civic Theater — where seniors and their families can view shows from local musicians or catch world premiere theatrical productions.
Of course, San Diego offers an abundance of popular beaches to choose from, including La Jolla Shores and Cove, located near unique shops and restaurants. Natural beauty, stunning views from the rocky cliffs, and marine life sightings await. Day trips to Coronado Island are also full of possibilities and unique experiences, from lounging on the breathtaking Coronado Beach to sipping coffee in coastal cafés.
Seniors have many options for exploring local history, many of which have accessibility options for people with disabilities. For example, Balboa Park — San Diego’s 1,200-acre backyard with dozens of museums — offers scooter and wheelchair rentals, though availability is limited. The Comic-Con Museum, the San Diego Museum of Art, breathtaking gardens, tropical trails, cafés, and much more are all located in the park. San Diego’s AgeWell Services even hosts a senior lounge and senior lunch at Balboa Park for seniors to socialize and relax.
Many other museums are also accessible, like the USS Midway Museum, which offers wheelchair rentals, tour scripts, and guides. The San Diego History Center is another popular museum about local history and doesn’t have an admission fee. San Diego also has its own Natural History Museum, where seniors can find ever-changing exhibits, weekly events, and a discounted admission fee. Or, seniors can stroll through Old Town San Diego, which is a popular downtown area full of historic landmarks and unique shops.
Silvergate Rancho Bernardo, Cypress Court and Monte Vista Village are the top-rated Assisted Living facilities near San Diego, CA. These Assisted Living facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Assisted Living in San Diego is $4,666 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2022). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran status (S2101): San Diego city [Data set]. American Community Survey.
State of California Health and Human Services Agency. Department of Social Services. (2008). Manual of Policies and Procedures Community Care Licensing Division: Residential care facilities for the elderly (RCFE), Title 22, Division 6, Chapter 8.
United States Census Bureau. (2021). Age and sex (S0101) [Data set]. American Community Survey.
Weather Spark. (2022). Average temperature in San Diego.
U.S. World and News Report. (2022). Best hospitals in San Diego, California.
Walk Score. (2022). Living in San Diego.
Ask an A Place for Mom local advisor at no cost.
A Place for Mom. (2022). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran status (S2101): San Diego city [Data set]. American Community Survey.
State of California Health and Human Services Agency. Department of Social Services. (2008). Manual of Policies and Procedures Community Care Licensing Division: Residential care facilities for the elderly (RCFE), Title 22, Division 6, Chapter 8.
United States Census Bureau. (2021). Age and sex (S0101) [Data set]. American Community Survey.
Weather Spark. (2022). Average temperature in San Diego.
U.S. World and News Report. (2022). Best hospitals in San Diego, California.
Walk Score. (2022). Living in San Diego.