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10 Best Memory Care Facilities in Upton, UT

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Memory care in Upton offers 24-hour care and supervision, trained staff, and specialized activities to accommodate the needs of seniors with Alzheimer’s or dementia. These communities typically offer advanced security features and engaging activities to help ensure residents’ well-being. The cost of memory care in Upton is about $5,365 per month.

To find the best memory care options for your needs and budget, browse the 98 communities, read 2140 reviews of families’ experiences, and learn about available services and amenities. You may also consider nearby communities such as Kamas, Wahsatch and Atkinson.

Upton Memory Care Facilities | 2140 Reviews

Showing 98 communities
Last Updated: 9/19/26
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Photo of Tradition Assisted Living
66 Photos available
5 star
33%
4 star
33%
3 star
0%
2 star
0%
1 star
34%
See all reviews
Friendly attentive staff, clean and inviting rooms. I would recommend this to anyone looking for a good home for a loved one who needs assistance.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Alta Ridge of Sandy Memory Care
11 Photo available
5 star
36%
4 star
37%
3 star
9%
2 star
9%
1 star
9%
See all reviews
My mother really likes that the staff is very friendly and kind. The staff tries for my mother to engage in activities. She has been participating in the daily activities provided by the community at the...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Comfortable, homelike atmosphere Registered nurse on site Personal assistance for every resident Caring, 24 hour certified aides on duty Delicious home-cooked meals and snacks Secured doors and walking paths Medication assistance Social activities and outing and so much more!
Photo of Alta Ridge of Sandy
55 Photos available
6.5
Review score
6 reviews
6.5
Review score
6 reviews
5 star
17%
4 star
33%
3 star
33%
2 star
0%
1 star
17%
See all reviews
During my stay the food was prepared by chef, and it was excellent. We had some fun activities. The Olympics was my favorite. I really enjoyed playing cards with the activities director and my friends. The...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Alta Ridge Assisted Living is a unique combination of housing with personalized care designed to respond to individual needs and to help with the activities of daily living. Alta Ridge offers a supportive, residential setting which will help to improve the residents quality of life and also help...
Photo of Gardens Assisted Living
99 Photos available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
i think they really cared about everybody and they knew the family as they walked in the door. The caregivers were kind, friendly and very good. We chose this community because of the location was close ...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Gardens Assisted Living is located east of Harrison Blvd off 9th Street in Ogden. Our Beauty on the Bench boasts a coveted location-right next to the mountain, yet close to shopping and town. Gardens Assisted Living is part of the Cozy Retire Community family, with sister facilities located in...
Photo of Our House Of Ogden
22 Photos available
5 star
75%
4 star
25%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Our House of Ogden is the best. The way my mom is being pampered brings tears to my eyes. The staff are amazing! My mom is getting the care she needs and her family is sleeping well knowing she is in good...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Legacy Village of Taylorsville
77 Photos available
5 star
79%
4 star
11%
3 star
5%
2 star
5%
1 star
0%
See all reviews
Dad has been at Legacy Memory Care for over 6 months now and we couldn't be happier with his care! If you have a loved one that needs memory care, you know how difficult things can be. The care he has...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Why Choose Legacy? Caring for seniors and their families since 1996, Legacy House of South Jordan is a premier provider of Assisted Living and Memory Care services. We believe that the more our residents can be independent, the healthier they are and the better they feel. No matter what stage...
See details
Photo of Raintree Assisted Living
1919 Photos available
5 star
0%
4 star
100%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Cleanliness of the facility was wonderful people are very friendly. The food was good. We didn't do the activities value for the money is wonderful, but the quality of the care is a little bit lacking. They...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
At Raintree Assisted Living, you don’t have to leave your home behind, just your worries. Our goal is to provide an environment that is like home, safe, secure and staffed 24 hours a day with well-trained, kind, patient caregivers. Raintree Assisted Living of Syracuse Utah was created with the...
Photo of BeeHive Homes of Syracuse
33 Photos available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Our experience has been very good so far, we really appreciate all their personalized care. They keep a watchful eye over the residents and the place is very clean and they offer a lot of activities for the...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Spring Gardens Senior Living North Ogden
1010 Photos available
7.0
Review score
16 reviews
7.0
Review score
16 reviews
5 star
44%
4 star
56%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Immediately you feel welcome, by the residents and the staff. The atmosphere is so inviting and it's more like a cruise than a care facility. Everyone there really cares and wants the best for you. My...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
At Spring Gardens North Ogden, life is about connection, comfort, and care. Our welcoming community brings together compassionate support and vibrant living, creating a space where residents can thrive and feel truly at home.Whether it’s joining a fitness class, savoring a chef-prepared meal,...
See details
Photo of Beacon Crest Senior Living
2222 Photos available
5 star
97%
4 star
3%
3 star
0%
2 star
0%
1 star
0%
See all reviews
She enjoyed her time at beacon crest, she had many lovely friends and caregivers. For the most part we were happy with her care, but there were a few issues. The cleaners were so meticulous and kind. All...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
With the beautiful Wasatch front as its backdrop, Beacon Crest Senior Living is surrounded by Draper’s natural beauty yet filled with the comforts of a modern resort. Our senior community offers a touch of rural charm with the splendor of city conveniences close at hand. Our Draper assisted...
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Photo of Bee Hive of Roy
66 Photos available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Elders often want to stay in their own homes but can find it difficult due to the setup and location of the residence or isolation from family. Assisted living care in Roy, UT from Bee Hive Homes of Roy is a positive solution that can help your loved one have their specific needs and priorities...
Photo of Haven Creek Assisted Living
1212 Photos available
5 star
45%
4 star
11%
3 star
11%
2 star
22%
1 star
11%
See all reviews
Staff are great. They are in process of switching names/company so something's still need the kinks worked out. Must provide own everything. Even tv and linens. Blank room. I highly recommend Haven Creek....
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Welcome Home to Haven Creek Assisted LivingOne of the reasons Members tell us they move into Haven Creek is, so they and their families have peace in knowing they never have to move again. Haven Creek continuum of Care is second to none. One decision!! One roof!!Any time you move it can be a...
See details
Photo of Riverway Assisted Living and Memory Care
11 Photo available
5 star
60%
4 star
40%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Mom was living in another facility for almost two years but she was declining with her Dementia and we were told she needed to go somewhere else, i was so worried about her changing makes her scared but i...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Riverway Assisted Living is managed by SAL management Group which is a local Utah company that has been managing several assisted living communities for 10 years. Our goal is to provide a home that looks and feels just like the one that our residents have lived in all of their lives.n Our goal is...
Photo of The Charleston at Cedar Hills
1414 Photos available
44 Floor plans available
5 star
85%
4 star
11%
3 star
2%
2 star
0%
1 star
2%
See all reviews
I would give them a 5 in all categories! The Charleston was a great place for Mom, though she wasn't there for very long. We would absolutely recommend this community to other families. The Charleston was...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Charleston is Cedar Hills's most distinctive resort-style retirement community, overlooking the beautiful picturesque mountain ranges of Cedar Hills. Imagine a lifestyle where every day feels like a vacation. A home where you are surrounded by an extended family of friends and caring staff....
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Photo of The Lodge at Riverton
44 Photos available
1.0
Review score
10 reviews
1.0
Review score
10 reviews
5 star
20%
4 star
10%
3 star
0%
2 star
0%
1 star
70%
See all reviews
My father resides at The Lodge and since January we have seen a great improvement in all areas The new mangager if very aware and caring for each of the residents, staff, and the faciclity. There are many...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
8.5
Review score
3 reviews
8.5
Review score
3 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
What we like the most about Fairfield Village is that it is roomy and grand open shares rooms/spaces. Mostly attentive, and quick to refer hospice
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Seasons Assisted Living
8.5
Review score
2 reviews
8.5
Review score
2 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Their willingness to make my mother feel at home, safe and part of their little community is what stood out. , I would highly recommend them. I found the facility, friendly but professional. They were...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Beehive Homes of Park City
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Family Tree of Morgan
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
Photo of Willow Creek of Evanston
11 Photo available
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Oak Ridge Assisted Living
66 Photos available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Beehive Homes Of Salt Lake
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of The Villas at Baer Creek
5 star
75%
4 star
25%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My loved one is currently a resident at The Villas at Baer Creek and everything has been very good for her at this facility so far. They've been good at communicating with us about our loved one. The meals...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Cost of memory care in Upton, UT

The average cost of senior living in Upton is $5,365 per month. Cheaper nearby regions include Coalville, UT with an average of $5,365 per month.

Memory care costs in Upton, UT, vs. state and national averages

Upton, UT
$5,365/mo
$5,402/mo
U.S. national average
$6,999/mo

Memory care costs in Upton, UT, vs. other senior living options

Memory Care
$5,365/mo

Senior living costs in Upton vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Upton, UT
Column state: Utah
Column national: U.S.
Community typeUpton, UTUtahU.S.
Memory Care$5,365/mo$5,402/mo$6,999/mo
Assisted Living$4,629/mo$4,747/mo$5,830/mo
Independent Living$3,643/mo$3,422/mo$3,520/mo
Memory Care
Upton, UT:$5,365/mo
Utah:$5,402/mo
U.S.:$6,999/mo
Assisted Living
Upton, UT:$4,629/mo
Utah:$4,747/mo
U.S.:$5,830/mo
Independent Living
Upton, UT:$3,643/mo
Utah:$3,422/mo
U.S.:$3,520/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about memory care in Upton

Recent reviews for memory care in Upton

Carrington Court in South Jordan, UT

4.5
They are very attentive to my parents. They treat them like royalty. The staff is kind and very eager to please. It is always clean and smells good. The food is good it's not great. Sunday dinners has always been important to my mother and the staff is working on that issue of getting a good ...
Read more

Legacy House of Bountiful

4.2
My father felt Legacy House was friendly and the residence seem more engaged and active. Staff was very friendly and seemed very caring to all residence. They provide many activities and opportunities to keep my father active, and busy.

The Charleston at Cedar Hills

4.0
I would say it's a decent facility, the dining room isn't managed well and they are inconsistent with taking care of service issues like toilet seats, lights etc

Upton review score based on 247 family reviews

8.0
Review score98 facilities247 reviewsWrite a review
This proprietary review score is based on 247 reviews of 98 Upton memory care communities. All reviews were submitted in the past two years by verified community residents and family members.
The Upton review score informs your search by letting you see at a glance how memory care residents and family members rate memory care in your area. Compare review scores in multiple locations to understand how overall satisfaction rates differ from city to city. Based on recent reviews, the maximum possible score is 10.Methodology: How we calculate our city review scores

Upton review score compared against nearby cities

8.0
Upton, UT98 facilities
8.0
Heber, UT106 facilities
8.1
Salt Lake City, UT125 facilities

Review subcategories for Upton memory care

When memory care residents and family members submit a review on our site, they rate each community on categories such as cleanliness, activities, meals, and more. The chart below is based on 247 reviews of 98 Upton memory care communities. This chart helps you compare Upton resident and family memory care satisfaction rates against national averages. Use it to assess your needs and develop criteria for your own search. If you know that one of these categories is important to you or your loved one, our senior living advisors can help you find communities to match your needs.
Upton, UT averageNational average
Cleanliness
3.5
3.7
Friendliness
3.6
3.8
Care services
3.3
3.5
Staff
3.5
3.7
Meals & dining
3.1
3.4
Activities
3.3
3.3
Value for cost*
3.3
3.4
0.01.02.03.04.05.0
*Learn more about cost details

Upton memory care services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Upton memory care communities. They don’t represent all possible services and amenities available at assisted living communities in Upton, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select care services in Upton memory care

Memory care communities offer a variety of care services and visiting health care providers to meet seniors’ health needs. The chart below shows the percentage of memory care partners in Upton that offer these care services compared to the percentage of partners that offer them nationally.
Upton, UTNational
Full medication management
Full medication management
79.6%
63.8%
Doctor on call
Doctor on call
52%
47.2%
24-Hour awake staff
24-Hour awake staff
98%
82.2%
Diabetic care
Diabetic care
99%
98.2%
*Visiting health care professionals
*Visiting health care professionals
78.6%
69.9%
Home care agency on-site
Home care agency on-site
49%
28.4%
Non-ambulatory care
Non-ambulatory care
98%
89.4%
Respite or short term stays
Respite or short term stays
61.2%
59.1%
Hospice available on-site
Hospice available on-site
76.5%
69.5%
0.0%20.0%40.0%60.0%80.0%100%
*Including nurse, dentist, OT, PT, speech or podiatrist

Availability of select dementia care services in Upton memory care

Our community partners provide many services to keep residents with dementia or other memory concerns safe and engaged. Below, take a look at what percentage of Upton Memory Care partners offer the selected dementia care services compared to the percentage of partners nationally.
Upton, UTNational
Dementia behaviors care
Dementia behaviors care
73.5%
72.2%
Specialized memory care training for staff
Specialized memory care training for staff
49%
45.6%
Secured community and/or wander guard
Secured community and/or wander guard
54.1%
68%
Memory care only community
Memory care only community
24.5%
26.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dietary accommodations in Upton memory care

Memory care communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Upton partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Upton, UTNational
Nutritionist / dietician
Nutritionist / dietician
63.3%
28%
Low / no sodium
Low / no sodium
70.4%
44.8%
No sugar
No sugar
66.3%
41.4%
Vegetarian
Vegetarian
58.2%
50.4%
Pureed meals
Pureed meals
18.4%
22.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Upton memory care

Our memory care communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Upton communities that offer dining options to their discerning residents compared to our partners nationally.
Upton, UTNational
Professional chef
Professional chef
46.9%
32.1%
Restaurant style dining
Restaurant style dining
61.2%
40.1%
Room service
Room service
62.2%
37.6%
Anytime dining
Anytime dining
29.6%
23%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Upton memory care

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered memory care communities in Upton offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Upton, UTNational
Activity director
Activity director
71.4%
45.5%
Pet-focused programs
Pet-focused programs
54.1%
33.2%
Community service programs
Community service programs
54.1%
29%
Devotional activities on-site
Devotional activities on-site
73.5%
53.2%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
76.5%
51.1%
Outings / off-site activities
Outings / off-site activities
74.5%
59.7%
Piano or organ
Piano or organ
68.4%
39.7%
Arts and crafts center
Arts and crafts center
43.9%
35.8%
Educational speakers / life long learning
Educational speakers / life long learning
57.1%
36.8%
Clubs / games / karaoke
Clubs / games / karaoke
71.4%
47.1%
Live performances
Live performances
73.5%
47.3%
Dances
Dances
53.1%
32.1%
Fitness center
Fitness center
49%
22.4%
Fitness classes
Fitness classes
69.4%
46.3%
0.0%20.0%40.0%60.0%80.0%100%

State regulations for memory care in Upton

Safety is a primary concern when seniors and their families look for memory care. Each state has its own laws and inspection processes to help ensure seniors reside in a safe environment and receive quality care. Learning about Utah memory care regulations will help you understand how memory care communities in Upton protect seniors.
Learn about Utah memory care regulationsDownload the Guide to Senior Living Licensure and Inspection Reports

Frequently Asked Questions

Crescent Senior Living, Cottonwood Creek and Spring Gardens Oquirrh Mountain are the top-rated memory care facilities near Upton, Utah. See full list of communities.
There are 98 memory care facilities near Upton, Utah. See the full list.
The best memory care facilities near you in Upton, Utah are Crescent Senior Living and Legacy House of Taylorsville. These memory care communities received the highest rankings based on verified family reviews.
The 98 memory care facilities near you in Upton, Utah typically provide housing, therapies, and care tailored to those who have Alzheimer’s or other forms of dementia. To find memory care in Upton, Utah, browse our detailed listings showing photos, floor plans, amenities, activities, and reviews from real families.
Browse A Place for Mom’s listings for memory care in Upton, Utah, to take a virtual tour. Our local senior living experts can arrange for a live tour of these communities as well.
The cost of memory care facilities in Upton, Utah ranges from $2999 to $8400. The average Memory Care cost in Upton, Utah is $5,365. Prices often vary based on care provided, amenities, unit size, and more.
The cost of memory care in Upton, Utah typically starts at $2999. A Place for Mom’s local, expert senior living advisors can help you find affordable memory care facilities near you and offer advice on how to lower costs and pay for care with VA benefits or public payment options.
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