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10 Best Memory Care Facilities in Arlene, MI

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Memory care in Arlene offers 24-hour care and supervision, trained staff, and specialized activities to accommodate the needs of seniors with Alzheimer’s or dementia. These communities typically offer advanced security features and engaging activities to help ensure residents’ well-being. The cost of memory care in Arlene is about $5,055 per month.

To find the best memory care options for your needs and budget, browse the 50 communities, read 145 reviews of families’ experiences, and learn about available services and amenities. You may also consider nearby communities such as Cadillac, Kalkaska and Vogel Center.

Arlene Memory Care Facilities | 145 Reviews

Showing 50 communities
Last Updated: 9/18/26
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Photo of Curry House
1616 Photos available
9.1
Review score
31 reviews
9.1
Review score
31 reviews
5 star
78%
4 star
13%
3 star
6%
2 star
0%
1 star
3%
See all reviews
Most of the staff seems good. Food is very good -- I ate there with Dad once and thought lunch was excellent and perfect portions. My dad won't participate in many activities but does enjoy going out for ice...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Situated in a beautiful country setting, Curry House is a vibrant senior living community located near Munson Cadillac Hospital as well as Cadillac Marketplace, Lake Cadillac and The City Park. Wake up every day in a safe, intentionally designed living space. We tend to the cooking, housekeeping...
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Photo of Reed City Fields
3333 Photos available
8.7
Review score
22 reviews
8.7
Review score
22 reviews
5 star
58%
4 star
32%
3 star
5%
2 star
5%
1 star
0%
See all reviews
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Reed City Comfort Care, a place to call home. Warm Friendly environment.
Photo of Autumn House of Williamsburg
55 Photos available
8.0
Review score
2 reviews
8.0
Review score
2 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Autumn House of Williamsburg is a unique community of independent apartments, nestled on ten private acres of beautiful woodlands. The physical environment provides beauty, privacy and gracious living.Visit us today for a tour!
Photo of Big Rapids Fields
2121 Photos available
7.9
Review score
6 reviews
7.9
Review score
6 reviews
5 star
83%
4 star
0%
3 star
0%
2 star
0%
1 star
17%
See all reviews
We have a 1 bedroom, the rooms CD are large, you feel like you have your own place. The staff are friendly, get you out for meals and activities. It's nice they can set their own temperature for their room....
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of Maple Ridge Living Center
44 Photos available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
The atmosphere is personal, caring, and welcoming for each individual.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Maple Ridge Living Center is a new licensed assisted living facility opened in December 2009. Maple Ridge has 20 beds available, both private and semi-private. Some of the private rooms also have their own bathroom and kitchenette. The facility is equipped with full generator back-up for power...
Photo of Life of Riley Maples and Oaks
11 Photo available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
Photo of Life of Riley Oaks
11 Photo available
1.0
Review score
3 reviews
1.0
Review score
3 reviews
5 star
0%
4 star
0%
3 star
0%
2 star
33%
1 star
67%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of South Torch Assisted Living, LLC
1515 Photos available
1.0
Review score
1 review
1.0
Review score
1 review
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Situated just steps away from beautiful Torch Lake, South Torch Assisted Living is a small town state licensed assisted living facility that has been caring for residents since July 1, 2019. The building was built in 2001 and renovated and expanded in 2018. Our building features large private...
Photo of The Brook of Roscommon
3939 Photos available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My Uncle likes this facility and he loves the staff members as well. They are very attentive and he only has good things to say about them. For activities, they offer things like crafts, movie nights, and...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Brook of Roscommon is an affordable assisted living community nestled in the tranquil village of Roscommon, Michigan. This beautiful town is located in Higgins Township in northern Michigan with both medical facilities and quaint village shops nearby. Our comfortable home environment only two...
Photo of Niche Aging Center Claire
66 Photos available
5 star
73%
4 star
18%
3 star
9%
2 star
0%
1 star
0%
See all reviews
I could never have found a better place to put my mama! All the staff are absolutely wonderful and they deserve to be noticed! I tell them all how thankful i am for them daily. I never thought the day would...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Prestige Place To speak with an advisor about this community call: (866) 344-4946 684 Ann Arbor Trail Clare, MI 48617 Facility License: AL180290931 Assisted Living, Alzheimer's Memory Care About Prestige Place LifeHOUSE Prestige Place is the place in Clare, Michigan that offers the best care...
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Photo of Eastport Village Care Home
1010 Photos available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I liked this community for the care that my friend received from this caring community. The staff was nice and very patient to his needs. They offered a good variety of healthy meals to the residents....
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Here at Eastport Village, we put our resident's health & happiness first. We believe it is essential to provide an active fulfilling safe environment. We want to care for your family like they are our own.It is our mission to help your loved one maintain a happy active life with...
8.5
Review score
2 reviews
8.5
Review score
2 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My mother has been living at Quiet Creek now for nearly 9 months. The facility is lovely and the staff team is amazing. Communication is great as well. We are so thankful that there’s such a fantastic...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
We're very pleased with how things have gone at Green Acres. It is a nice looking, clean facility, and the staff we've worked with have all been friendly and professional. We're completely satisfied so far.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Green Acres of Cadillac, Michigan, is a beautifully appointed assisted living facility providing community living for retirees and seniors along with private living spaces. Green Acres is staffed 24 hours a day with kind and devoted caregivers who truly love working with the elderly. We are...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
7.0
Review score
1 review
7.0
Review score
1 review
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
They had an amazing ease when it came to moving my dad in. They also provide everything someone may need, bed, tv, all toiletries, minus depends. Be mindful to quickly move items out of the facility after...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Meadow Hill Care Center
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Pleasant Ridge Manor
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
5 star
29%
4 star
14%
3 star
14%
2 star
14%
1 star
29%
See all reviews
I couldn't be happier with the staff and hospice in the way they took care of my mother. You all became family to us and I would like to say Thank You for caring and loving my Mother as we all did. Mom...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Brook of Houghton Lake is an assisted living community in Houghton Lake, MI. Houghton Lake is a popular retirement spot and vacation spot year round. The Brook of Houghton Lake is located across the street from Houghton Lake Park and just down the road from Houghton Lake, the largest inland...
Photo of Kalkaska Memorial Assisted Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
5 star
50%
4 star
33%
3 star
17%
2 star
0%
1 star
0%
See all reviews
My Mom and Dad stayed at Traverse Manor for almost 10 years, with my Dad passing first about 7 years ago. Many times they shared “this is the best place for us to be” through a series of family...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Traverse ManorFind a relaxing, welcoming place to call home at Traverse Manor, located in Traverse City, Michigan, a modern, well-cared for assisted living community. We’re located just minutes from the big city but far enough away that you’ll enjoy a beautiful, nature filled environment on our...
Photo of French Manor South
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Culver Meadows
5 star
0%
4 star
33%
3 star
0%
2 star
0%
1 star
67%
See all reviews
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.

Cost of memory care in Arlene, MI

The average cost of senior living in Arlene is $5,055 per month. Cheaper nearby regions include Lake City, MI with an average of $5,055 per month.

Memory care costs in Arlene, MI, vs. state and national averages

Arlene, MI
$5,055/mo
U.S. national average
$6,999/mo

Memory care costs in Arlene, MI, vs. other senior living options

Memory Care
$5,055/mo

Memory care costs in Arlene, MI, by floor plan type

Semi-Private
$4,431/mo
Studio
$5,838/mo
1 Bedroom
$6,193/mo

Senior living costs in Arlene vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Arlene, MI
Column state: Michigan
Column national: U.S.
Community typeArlene, MIMichiganU.S.
Memory Care$5,055/mo$6,169/mo$6,999/mo
Assisted Living$4,324/mo$5,387/mo$5,830/mo
Independent Living$2,730/mo$2,801/mo$3,520/mo
Memory Care
Arlene, MI:$5,055/mo
Michigan:$6,169/mo
U.S.:$6,999/mo
Assisted Living
Arlene, MI:$4,324/mo
Michigan:$5,387/mo
U.S.:$5,830/mo
Independent Living
Arlene, MI:$2,730/mo
Michigan:$2,801/mo
U.S.:$3,520/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Memory care costs in Arlene, MI, over time

The line graph below shows how monthly memory care costs have shifted over the past five years in Arlene and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Arlene, MIMI stateNational

Memory care cost trends in Arlene, MI

The table below shows how monthly memory care costs in Arlene have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Arlene, MI$6,059/mo$5,881/mo+3.0%
Michigan$5,331/mo$5,224/mo+2.1%
National$5,581/mo$5,618/mo-0.7%
Arlene, MI
2024 average cost:$6,059/mo
2023 average cost:$5,881/mo
Percent change:+3.0%
Michigan
2024 average cost:$5,331/mo
2023 average cost:$5,224/mo
Percent change:+2.1%
National
2024 average cost:$5,581/mo
2023 average cost:$5,618/mo
Percent change:-0.7%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about memory care in Arlene

Recent reviews for memory care in Arlene

Frankfort Pines

5.0
My mother lived here the last months of her life. The facility was always clean. She said she never had a bad meal, The owners and staff were always very pleasant to deal with and would absolutely go the extra mile to ensure the residents are happy and well taken care of. Just 4 days before my ...
Read more

Traverse Manor in Traverse City, MI

5.0
They do a great job overall at Traverse Manor! The staff is very friendly and take great care of the people who live here. The facility itself is very clean, and they offer a lot of great amenities, including good food and a busy activity schedule.

Niche Aging Center Claire in Clare, MI

4.8
My loved one has Alzheimer's, and he appears to be very content so we've been really happy with the service, and it's a very clean facility.

Arlene review score based on 25 family reviews

6.4
Review score50 facilities25 reviewsWrite a review
This proprietary review score is based on 25 reviews of 50 Arlene memory care communities. All reviews were submitted in the past two years by verified community residents and family members.
The Arlene review score informs your search by letting you see at a glance how memory care residents and family members rate memory care in your area. Compare review scores in multiple locations to understand how overall satisfaction rates differ from city to city. Based on recent reviews, the maximum possible score is 10.Methodology: How we calculate our city review scores

Arlene review score compared against nearby cities

6.4
Arlene, MI50 facilities
6.8
Traverse City, MI38 facilities
7.1
Manistee, MI26 facilities

Review subcategories for Arlene memory care

When memory care residents and family members submit a review on our site, they rate each community on categories such as cleanliness, activities, meals, and more. The chart below is based on 25 reviews of 50 Arlene memory care communities. This chart helps you compare Arlene resident and family memory care satisfaction rates against national averages. Use it to assess your needs and develop criteria for your own search. If you know that one of these categories is important to you or your loved one, our senior living advisors can help you find communities to match your needs.
Arlene, MI averageNational average
Cleanliness
3.0
3.7
Friendliness
3.0
3.8
Care services
2.8
3.5
Staff
2.7
3.7
Meals & dining
2.9
3.4
Activities
2.7
3.3
Value for cost*
2.6
3.4
0.01.02.03.04.05.0
*Learn more about cost details

Arlene memory care services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Arlene memory care communities. They don’t represent all possible services and amenities available at assisted living communities in Arlene, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select care services in Arlene memory care

Memory care communities offer a variety of care services and visiting health care providers to meet seniors’ health needs. The chart below shows the percentage of memory care partners in Arlene that offer these care services compared to the percentage of partners that offer them nationally.
Arlene, MINational
Full medication management
Full medication management
30%
63.8%
Doctor on call
Doctor on call
22%
47.2%
24-Hour awake staff
24-Hour awake staff
98%
82.2%
Diabetic care
Diabetic care
100%
98.2%
*Visiting health care professionals
*Visiting health care professionals
36%
69.9%
Home care agency on-site
Home care agency on-site
18%
28.4%
Non-ambulatory care
Non-ambulatory care
100%
89.4%
Respite or short term stays
Respite or short term stays
34%
59.1%
Hospice available on-site
Hospice available on-site
34%
69.5%
0.0%20.0%40.0%60.0%80.0%100%
*Including nurse, dentist, OT, PT, speech or podiatrist

Availability of select dementia care services in Arlene memory care

Our community partners provide many services to keep residents with dementia or other memory concerns safe and engaged. Below, take a look at what percentage of Arlene Memory Care partners offer the selected dementia care services compared to the percentage of partners nationally.
Arlene, MINational
Dementia behaviors care
Dementia behaviors care
30%
72.2%
Specialized memory care training for staff
Specialized memory care training for staff
12%
45.6%
Secured community and/or wander guard
Secured community and/or wander guard
18%
68%
Memory care only community
Memory care only community
12%
26.2%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dietary accommodations in Arlene memory care

Memory care communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Arlene partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Arlene, MINational
Nutritionist / dietician
Nutritionist / dietician
2%
28%
Low / no sodium
Low / no sodium
18%
44.8%
No sugar
No sugar
18%
41.4%
Vegetarian
Vegetarian
12%
50.4%
Pureed meals
Pureed meals
4%
22.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Arlene memory care

Our memory care communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Arlene communities that offer dining options to their discerning residents compared to our partners nationally.
Arlene, MINational
Professional chef
Professional chef
4%
32.1%
Restaurant style dining
Restaurant style dining
6%
40.1%
Room service
Room service
18%
37.6%
Anytime dining
Anytime dining
4%
23%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Arlene memory care

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered memory care communities in Arlene offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Arlene, MINational
Activity director
Activity director
20%
45.5%
Pet-focused programs
Pet-focused programs
6%
33.2%
Community service programs
Community service programs
6%
29%
Devotional activities on-site
Devotional activities on-site
34%
53.2%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
22%
51.1%
Outings / off-site activities
Outings / off-site activities
28%
59.7%
Piano or organ
Piano or organ
16%
39.7%
Arts and crafts center
Arts and crafts center
16%
35.8%
Educational speakers / life long learning
Educational speakers / life long learning
8%
36.8%
Clubs / games / karaoke
Clubs / games / karaoke
18%
47.1%
Live performances
Live performances
20%
47.3%
Dances
Dances
8%
32.1%
Fitness center
Fitness center
6%
22.4%
Fitness classes
Fitness classes
20%
46.3%
0.0%20.0%40.0%60.0%80.0%100%

State regulations for memory care in Arlene

Safety is a primary concern when seniors and their families look for memory care. Each state has its own laws and inspection processes to help ensure seniors reside in a safe environment and receive quality care. Learning about Michigan memory care regulations will help you understand how memory care communities in Arlene protect seniors.
Learn about Michigan memory care regulationsDownload the Guide to Senior Living Licensure and Inspection Reports

Frequently Asked Questions

Curry House, Reed City Fields and Autumn House of Williamsburg are the top-rated memory care facilities near Arlene, Michigan. See full list of communities.
There are 50 memory care facilities near Arlene, Michigan. See the full list.
The 50 memory care facilities near you in Arlene, Michigan typically provide housing, therapies, and care tailored to those who have Alzheimer’s or other forms of dementia. To find memory care in Arlene, Michigan, browse our detailed listings showing photos, floor plans, amenities, activities, and reviews from real families.
Browse A Place for Mom’s listings for memory care in Arlene, Michigan, to take a virtual tour. Our local senior living experts can arrange for a live tour of these communities as well.
The cost of memory care facilities in Arlene, Michigan ranges from $2600 to $5055. The average Memory Care cost in Arlene, Michigan is $5,055. Prices often vary based on care provided, amenities, unit size, and more.
The cost of memory care in Arlene, Michigan typically starts at $2600. A Place for Mom’s local, expert senior living advisors can help you find affordable memory care facilities near you and offer advice on how to lower costs and pay for care with VA benefits or public payment options.
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